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Suncorp Credit Cards

Suncorp clear options platinum credit card.

Updated 14 March 2024

Enjoy 120,000 bonus Suncorp Credit Card Rewards Points when you apply by 29 May 2024 and spend $3,000 on eligible transactions in the first 90 days from approval. Plus, save with 0% p.a. for 9 months on balance transfers. Reduced annual fee of $99 for the first year. Reverts to cash advance rate. No interest free days are available on retail purchases while you have a balance transfer. T&Cs apply.

Points Earn Rate (per $1 spent)

1.25 points

Rewards Program

Suncorp Rewards

Bonus Points

120,000 pts

Spend $3,000 in the first 90 days

Annual Fee (p.a.)

first year then $129

• 30 days is indicative of 1 month • Point caps are reset every statement period, which we have also assumed to be 1 month • There is a fixed monthly spend for 365 day. • Your monthly spend is multiplied by the earn rate for that 12 months. • You’ll be getting the highest earn rate for spending (if the card has tiered earn rates). • Points capping is factored in, if applicable, as is any sign-up bonus. Bear in mind though, terms and conditions always apply to points earning and sign-up bonus points."> 0 points over 12 months spend

My monthly card spend, you could earn • 30 days is indicative of 1 month • point caps are reset every statement period, which we have also assumed to be 1 month • there is a fixed monthly spend for 365 day. • your monthly spend is multiplied by the earn rate for that 12 months. • you’ll be getting the highest earn rate for spending (if the card has tiered earn rates). • points capping is factored in, if applicable, as is any sign-up bonus. bear in mind though, terms and conditions always apply to points earning and sign-up bonus points.">.

114,000 points

over 12 months

• Pros & cons
• Rates & fees
• Rewards & points
• Eligibility

Pros and cons

• 120,000 bonus Suncorp Rewards Points when you spend $3,000 on eligible transactions in the first 90 days from approval
• Reduced annual fee of $99 on the first year, $129 thereafter
• 0% p.a. for 9 months on balance transfers. Reverts to cash advance rate.
• Suncorp Rewards Program offers earning of up to 1.25 point for every $1 spent
• Rewards program is compatible with Qantas frequent flyer program
• 24/7 Personal Concierge Service
• Complimentary Overseas Travel insurance
• Complimentary Interstate Flight Inconvenience insurance
• Complimentary Purchase Cover insurance
• Complimentary Extended Warranty cover
• Up to four additional cardholders for no extra cost
• Up to $30,000 credit limit if meeting customer criteria
• Qantas Frequent Flyer reward point earn rate is 0.5 reward points for every $1 spent and capped earn at $8,000 per statement period

Creditcard.com.au review

Editor review, the suncorp clear options platinum credit card.

Looking for some nice, clear options when choosing your next credit card? How about the Suncorp Clear Options Platinum Credit Card? Okay, bad joke. Seriously though, this is a pretty decent card, with pretty decent intro offers on the table.

Yep, with this card, you can enjoy 120,000 bonus Suncorp Credit Card Rewards Points when you spend $3,000 on eligible transactions in the first 90 days from approval, and 0% p.a. for 9 months on balance transfers. Not bad at all.

The chunk of bonus points this card offers can be redeemed for flights, accommodation, and exciting products at partner stores, making it a suitable option if you are planning to go on a trip or simply looking to boost your points balance.

If you have an existing card debt, taking advantage of the 0% balance transfer intro offer can help you clear your balance faster.

This card also offers a very workable rewards program and some very nice features. Want to find out more? Let’s get into it.

What we love…

So we’ve covered the intro offer, now let’s look at what else this card provides. This is a platinum rewards card. That means it offers some handy platinum perks, as well as a rewards program with a respectable earn rate.

If you opt for the Suncorp Bank Rewards Program, you can earn 1.25 Suncorp Rewards Points for every $1 spent on the card. This can be redeemed for travel, merchandise, gift cards and more. Alternatively, you could choose to join the Suncorp Bank Qantas Frequent Flyer program, where you would earn 0.5 Qantas Points for every $1 spent.

On to the platinum perks. You will usually notice certain similarities between platinum cards and their perks. Platinum cardholders have come to expect certain niceties, don’t you know. This platinum card, like many others, offers a range of complimentary insurances.

In terms of travel cover, cardholders can enjoy the peace of mind from having international travel insurance, transit accident insurance and interstate flight inconvenience insurance. Purchases are also covered, under the card’s guaranteed pricing scheme and purchase cover.

Anything else in the way of platinum extras? Cardholders can benefit from the services of a personal concierge, available 24/7. There are also special offers and discounts to be had, offering exclusive tickets to sporting, music and theatre events, dinner and travel packages, sightseeing tours and more.

What’s not so great…

No one likes being a downer, but here goes. The purchase rate like most rewards cards, is high at 20.74% p.a.

You’ll also have to pay $49 per year if you choose to earn rewards on the Suncorp Bank Qantas Frequent Flyer program.

Why should you choose this card?

If you’re looking for a decent rewards card with some very nice platinum features, this card may well be for you. You can earn points as you spend, plus you can have up to four free additional cardholders helping you accumulate points. If you need a higher than average credit limit, you may get approved for up to $30,000 on this card, and if you need it, you can enjoy up to 55 days interest free on retail purchases.

Overall Rating

Nice rewards card with a respectable earn rate, some very pleasant extras and a suitably lovely bonus introductory offers.

User reviews

Suncorp clear options platinum credit card ( based on 14 creditcard.com.au user reviews ), 55% rating based on 14 reviews, customer service, 86% of users who have rated this card would recommend it, review the suncorp clear options platinum credit card.

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the refund process takes months, and the citibank representing Suncorp and asks you a lot of questions. and there are some hidden transaction fees.

Rates and fees

Interest rates.

Purchase rate 20.74 % p.a.

Cash advance rate 21.99 % p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0 % p.a. for 9 months

Balance transfer revert rate 21.99 % p.a.

Balance transfer from personal loan No

Balance transfer fee No fee

Balance transfer limit 80% of approved credit limit

Brands you can't balance transfer from Bank of Queensland, Citi, Coles, IMB, Qantas Money, Suncorp, Virgin Money

Credit limits

Minimum credit limit $6,000

Maximum credit limit $100,000

Fees & repayments

Annual fee $129 p.a.

Additional cardholder fee Up to 4 at no extra cost

Foreign transaction fee 3.40%

Minimum repayment 2% or $30 (whichever is greater)

Annual fee the first year $99

Cash advance fee 1.50% (international); $3.50 or 3.5%, whichever is greater (domestic)

Late payment fee $30

Rewards and points

Rewards program

Bonus points 120,000 points

Annual points cap uncapped

Bonus points spend criteria Spend $3,000 in the first 90 days

Earning points with this card

Rewards Rewards points 1.25 points per $1 spent

Points cap per month N/A

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance.

International Travel Insurance Yes

Flight Inconvenience Insurance Yes

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance No

Guaranteed Pricing Scheme

The Suncorp Clear Options Platinum card offers rewards 1.25 point earned per $1 spent alongside a platinum concierge, with the option to opt in to a Suncorp Qantas Frequent Flyer rewards scheme. With the Suncorp Platinum, you can enjoy the flexibility of higher credit levels as well as benefit from a great rewards system. The rewards points are convertible to Qantas Frequent Flyer points, and are uncapped and do not expire as long as the account is open.

Key features

• 120,000 bonus Suncorp Credit Card Rewards Points when you spend $3,000 on Eligible Transactions in the first 90 days from approval

Minimum criteria to apply for this card

Be over 18 years old

Good Credit and have not applied for multiple credit cards recently

Australian Permanent Resident

Minimum income of $35,000 p.a.

You have your personal details ready to complete the online application

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger

Recently Asked Questions

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$1 earn rate  

Points earning • 30 days is indicative of 1 month • Point caps are reset every statement period, which we have also assumed to be 1 month • There is a fixed monthly spend for 365 day. • Your monthly spend is multiplied by the earn rate for that 12 months. • You’ll be getting the highest earn rate for spending (if the card has tiered earn rates). • Points capping is factored in, if applicable, as is any sign-up bonus. Bear in mind though, terms and conditions always apply to points earning and sign-up bonus points.">

Apply by 28 May 24

Qantas American Express Ultimate Credit Card

60,000 bonus qantas points.

Spend $3,000 within the first 3 months. $450 Qantas Travel Credit to use on eligible domestic or international Qantas flights each year. Two complimentary The Centurion® Lounge entries each year plus travel insurance covers. T&Cs apply.

When you spend $3,000 within the first 3 months. $450 Annual Qantas Travel Credit. Two complimentary The Centurion® Lounge entries each year plus travel insurance covers. Add 4 additional cardholders for free.

Earn rate per $1

Bonus points.

Go to offer

save card more info

• The annual fee is charged in the first month. • You only pay the minimum monthly payment of your overall balance each month. • You do not spend or withdraw cash on the card until the balance transfer period ends or is paid in full. • All other fees and charges that may apply are excluded. When there is no interest savings or a negative interest saving after the introductory period, the calculator will display $0.'> Filter your savings

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My transfer amount $5000

My interest rate 19.49%, my annual fee $50.

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My monthly card spend $5000

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• All reward programs
• Airport lounge access
• Balance transfers
• Bonus points offer
• No annual fee
• No foreign transaction fee
• Overseas travel insuarance
• Uncapped points earn

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Consumers might be paying more than credit card perks are worth, officials say

Credit card holders could be paying more in fees and interest than their travel rewards and other perks are worth, Biden administration officials are arguing, raising scrutiny on loyalty programs that shape millions of people’s spending.

The Consumer Financial Protection Bureau and the Department of Transportation held a joint hearing in Washington on Thursday that brought together representatives from airlines, financial institutions, unions and consumer advocacy groups to discuss whether new regulations are needed.

Regulators are looking into the promises made around sign-up bonuses, changes to point values, obstacles in redeeming points and loss of rewards when cards are closed. They’re especially focused on travel rewards, like those offered by airline-branded credit cards that let users rack up frequent flyer miles. Forty-one percent of Americans have travel rewards credit cards, according to a NerdWallet survey last year.

“We’re going to look into how we can make sure companies are being straightforward about what people will get from these frequent flyer miles or loyalty programs when they sign up, and whether people are actually getting the deal that they were promised,” Transportation Secretary Pete Buttigieg said at Thursday’s hearing.

The heightened scrutiny on credit card rewards is part of the White House’s broader crackdown on “junk fees” and other pricing practices , particularly in industries like financial services and airlines , that the administration sees as unfairly squeezing consumers and contributing to inflation.

In March, the CFPB lowered the late fees that credit card companies charge, drawing swift industry pushback . Two weeks ago, the Transportation Department said it would require airlines to quickly give cash refunds to passengers whose flights are canceled or seriously delayed.

The CFPB, with purview over financial institutions, has cracked down on banks for credit card sign-up bonuses before. Last July, it ordered Bank of America to pay more than $100 million for practices including withholding or denying bonus points to tens of thousands of consumers.

Federal regulators are now looking more closely at airline credit cards too. With annual fees as high as $650 and average interest rates of 25.3%, according to LendingTree , they can be much costlier than the average credit card, which in many cases have no annual fees and charge comparatively lower rates, averaging 24.7%.

CFPB Director Rohit Chopra told NBC News prior to the hearing that federal authorities could consider regulations, or even law enforcement actions, if they determine companies are breaking their promises to consumers.

“We see that for many of these airline rewards programs, credit card companies are charging huge interest rates, sometimes 30% or more. And many consumers actually lose out on these deals. They may be paying way more than the value of the rewards that they accrue,” Chopra said.

Even if consumers are able to pay their bills on time and avoid interest payments, consumers have complained about restrictions on using the points they’ve accrued.

Buttigieg told NBC News ahead of Thursday’s hearing that he had concerns about “abrupt changes” in the value of points, given the airlines’ control over how many points a flight from, say, New York to Honolulu might cost.

Airlines for America, a coalition representing the nation’s largest airlines, said Thursday that there is “fierce competition” within the industry for credit card loyalty, adding that “consumers have the power of choice when picking a carrier for air travel or a credit card for spending, with a wide range of options, to pick what best fits their needs.”

The Electronic Payments Coalition, representing credit unions, community banks and payment card networks, points to CFPB data showing the value of rewards points has risen from an average 1.4 cents per dollar spent in 2019 to 1.6 cents in 2022. In a statement Thursday, the group described regulators’ scrutiny of credit card rewards as “politically motivated.”

Loyalty programs, which sell points back to consumers at prices they set, have been a big source of revenue for major airlines.

Delta Air Lines said it brought in $6.5 billion in revenue linked to its loyalty programs just last year, and American Airlines said 80% of its revenue this year will come from loyalty program members. When United Airlines pledged its entire loyalty program for a loan in 2020, it valued the asset at $21.9 billion.

Lauren Randall, who lives in Norwalk, Connecticut, told NBC News she recently applied for a travel credit card that offered 40,000 miles at sign-up, only to receive a promotion in the mail just hours later for the very same card offering 60,000 points. She said she called to see if she could receive the better promo but was denied, calling it a “bait and switch.”

“It feels like every year, either the seats get smaller, or the prices go up, or there’s some sort of excuse,” Randall said. “It would be great to hold these companies more accountable for the experience and what they promise.”

Brian Cheung is a business and data correspondent for NBC News.

Jessica Stanton is an NBC News producer.

Zhukovskiy in Moscow Oblast Destination Guide Russia

• You are here:

Zhukovskiy in Moscow Oblast, Russia

Safety Score: 4,4 of 5.0 based on data from 9 authorites. Meaning please reconsider your need to travel to Russia.

Travel warnings are updated daily. Source: Travel Warning Russia . Last Update: 2024-05-11 07:34:58

Delve into Zhukovskiy

Zhukovskiy in Moscow Oblast with it's 97,200 habitants is located in Russia about 22 mi (or 36 km) south-east of Moscow, the country's capital town.

Current time in Zhukovskiy is now 09:17 PM (Saturday). The local timezone is named Europe / Moscow with an UTC offset of 3 hours. We know of 7 airports close to Zhukovskiy, of which two are larger airports. The closest airport in Russia is Bykovo Airport in a distance of 3 mi (or 5 km), North-West. Besides the airports, there are other travel options available (check left side).

There are several Unesco world heritage sites nearby. The closest heritage site in Russia is Church of the Ascension, Kolomenskoye in a distance of 18 mi (or 29 km), West.

While being here, you might want to pay a visit to some of the following locations: Ramenskoye, Orekhovo-Borisovo Yuzhnoye, Moscow, Cheremushki and Vostochnoe Degunino. To further explore this place, just scroll down and browse the available info.

Local weather forecast

Todays local weather conditions & forecast: 10°c / 51 °f.

Sunday, 12th of May 2024

6°C (43 °F) 2°C (36 °F) Overcast clouds, gentle breeze.

Monday, 13th of May 2024

10°C (50 °F) 4°C (39 °F) Scattered clouds, gentle breeze.

Tuesday, 14th of May 2024

13°C (55 °F) 8°C (46 °F) Scattered clouds, light breeze.

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JZX100 Mark II 1JZ-GTE VVTi 110~230 pull on bold tyres

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JZX100 Mark II 110~230km/h pull recorded on private road (Zhukovskiy, Russia) Stock motor with stock turbo running stock boost with BPU mods: -Blitz front mount intercooler -Blitz pod filter...

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Attractions and noteworthy things

Distances are based on the centre of the city/town and sightseeing location. This list contains brief abstracts about monuments, holiday activities, national parcs, museums, organisations and more from the area as well as interesting facts about the region itself. Where available, you'll find the corresponding homepage. Otherwise the related wikipedia article.

Kratovo, Russia

Kratovo is an urban locality in Ramensky District of Moscow Oblast, Russia, located 40 kilometers southeast of Moscow. Population: 8,277; 6,855; 6,295.

Located at 55.6, 38.15 (Lat. / Lng.), about 1 miles away. Wikipedia Article Urban-type settlements in Moscow Oblast

Ramenskoye Airport

Ramenskoye Airport, also known as Ramenskoye Airfield or Zhukovsky Airfield, is an airport in Moscow Oblast, Russia located 40 km southeast of Moscow and near the town of Ramenskoye. It serves as a major aircraft testing facility since the Cold War years with the majority of the major Russian OKBs having facilities on the airfield. It is also now used by the Ministry of Emergency Situations and cargo transportation. This airfield was also used as a test site for the Soviet Buran Spacecraft.

Located at 55.5533, 38.1517 (Lat. / Lng.), about 3 miles away. Wikipedia Article Soviet Air Force bases, Russian Air Force bases, Airports built in the Soviet Union, Airports in Moscow Oblast

Gromov Flight Research Institute

M.  M.  Gromov Flight Research Institute or LII for short is an important Russian aircraft test base, scientific research center located in Zhukovsky, 40 km south-east of Moscow. It has one of the longest runways in Europe at 5,403 m. LII's concrete surfacing covers the area of 2.5 million square meters. LII was used as the backup landing site for the Shuttle Buran test program and also as a test base for a Buran's aerodynamic prototypes.

Located at 55.5582, 38.1465 (Lat. / Lng.), about 3 miles away. Wikipedia Article Russian Air Force bases, Airports in Moscow Oblast, Airports built in the Soviet Union, Science and technology in the Soviet Union

Nationwide popular locations

These are the most popular locations in Russia on Tripmondo.

Smaller cities in the vicinity

These are smaller but yet relevant locations related to this place.

Suncorp Bank savings and bank accounts

Suncorp bank is part of the suncorp group, offers several different accounts including a unique transaction account with mini interest-earning sub accounts attached..

In this guide

Quick facts about Suncorp Bank

Different accounts offered by suncorp bank, different ways to bank with suncorp bank, pros and cons of banking with suncorp bank, how to apply for a suncorp account online, are you looking for another suncorp product instead.

Investments

• Savings accounts
• Bank accounts
• Term Deposits
• How do Suncorp accounts compare?

Congratulations, SpinTel!

SpinTel won the award for 'NBN Provider - Fast Speeds' in the 2024 Product Awards.

• Suncorp Bank began operating in 1902 in Queensland, and is now a national bank
• Suncorp Bank is part of the Suncorp Group which also owns insurance brands AAMI, GIO, Bingle and Apia
• Suncorp was one of the first retail banks to launch customer lounge style offices instead of traditional bank branches
• Suncorp has a network of bank branches and ATMs across Australia

Suncorp has a range of different accounts which you can see in the tables above, however here's an overview of a few of its most popular products.

Suncorp Everyday Options Account

This transaction account acts as your day-to-day account for everyday spending, with a linked Visa Debit card. The unique thing about this account is you can link up to 9 sub-accounts to this account that each earn interest. These sub accounts can be for individual savings goals or to help you budget for different expenses.

Read our full review of the Suncorp Everyday Options Account .

Suncorp Everyday Essentials Account

This is a simple day-today transaction account for low income earners and concession card holders. It doesn't attract any account keeping fees, comes with a Visa debit card and has no ongoing deposit requirement.

Read our full review of the Suncorp Everyday Essentials Account .

Suncorp Growth Saver

This is Suncorp's high interest savings account product. You can earn bonus interest each month you grow your net balance by at least $200 (excluding interest) and make no more than one withdrawal.

Real our full review of the Suncorp Growth Saver .

Suncorp Term Deposit

Suncorp Bank term deposits allow you to earn a fixed interest rate on your money when you lock it away for a set period of time. You can invest as little as $1,000 in a Suncorp Bank term deposit, and term lengths vary from 1 month to 5 years. Depending on the term of the deposit, you can choose to get interest every month, quarter, bi-annually, annually, or at maturity.

Read our full review of the Suncorp Term Deposit .

Suncorp Bank offers many different ways to do your banking.

Suncorp bank branches

Suncorp Bank has more than 200 branches across Australia, as well as some customer lounges where you can go for informal advice help and support with your banking.

Suncorp ATM network

There are more than 2,000 Suncorp ATMs around Australia. Customers with a Suncorp debit card can also make fee-free cash withdrawals at around 10,000 Big Four bank aTMs in Australia.

If you need to deposit cash into your account, you can do this at a participating Australia Post shop using Bank@Post. It's free to deposit cash into your account this way.

Suncorp Bank Internet and mobile banking

You can use Suncorp Internet Banking or the Suncorp Bank app 24/7 to do a range of day-to-day banking. You can make transfer between accounts, transfer to external accounts and pay bills, view and download statements and open new Suncorp Bank products. The Suncorp Bank app has a 4 star rating on Google Play and a 3.6 star rating on the App store.

Contactless payment options

Suncorp Bank offers Apple Pay, Google Pay and Samsung Pay to customers with a Suncorp debit card.

• Accounts for different customers. Suncorp Bank offers accounts for a variety of customers including kids, over 55s and concession card holders.
• Bank branches and ATMs. Suncorp Bank have hundreds of physical branches and ATMs across Australia.
• Bonus interest. Its Growth Saver Account offers bonus interest on your balance when you meet the account conditions.
• No account keeping fees. Suncorp Bank doesn't charge monthly account keeping fees on its transaction accounts.
• Less branches than the Big Four. While Suncorp has more branches than some smaller banks, it has a lot less Compared to the Big Four.
• Lower interest rates. Suncorp's bonus savings account offers a lower interest rate compared to several other savings accounts in the market.

You can apply for a new Suncorp account online in less than 10 minutes. Just make sure you meet the eligibility criteria and have the necessary documents handy before you start your application.

Eligibility

• You're over 18 years old
• You're an Australian resident for tax purposes
• You have an Australian phone number and residential address

Documentation

• Personal details like your name, date of birth, residential address, phone number and email address
• ID documents such as your driver's licence, Medicare card, passport or proof-of-age card
• Suncorp home loans
• Suncorp credit cards
• Suncorp superannuation

If you haven't found what you're looking for yet, you can compare a wide range of additional savings accounts and bank accounts from other providers with Finder.

Alison Banney

Alison Banney is the money editorial manager at Finder. She covers all areas of personal finance, and her areas of expertise are superannuation, banking and saving. She has written about finance for 10 years, having previously worked at Westpac and written for several other major banks and super funds.

More guides on Finder

Pay no monthly fees and see an estimate of the carbon emissions associated with each transaction you make.

You could reach your savings goal sooner with a Suncorp Growth Saver account thanks to the competitive bonus interest.

Free Visa debit card and online access for low income earners and concession card holders.

You could start your financial future off on the right foot with a savings account that is custom made to fit the needs of Australian kids.

Combine your savings and everyday money into one convenient account and earn interest on your money.

Rather than trying to manage multiple accounts for your range of financial needs, Suncorp provides you with an easy way to divide up your money in one convenient account.

Earn a competitive interest rate on your Suncorp term deposit with a fixed interest rate and your choice of term.

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2 Responses

Are your term deposits guaranteed by the government?

Thanks for getting in touch with Finder. I hope all is well with you. 😃

If you are referring to the Suncorp term deposit accounts, the answer is yes. Your term deposit with Suncorp is protected by the government of up to $250,000.

I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

Have a wonderful day!

Cheers, Joshua

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The 2025 Real ID deadline for new licenses is really real this time, DHS says

If you plan on flying around the country in 2025 and beyond, you might want to listen up.

You have about 365 days to make your state-issued driver’s license or identification “Real ID” compliant, per the Department of Homeland Security.  

The Real ID compliance is part of a larger act passed by Congress in 2005 to set “minimum security standards” for the distribution of identification materials, including driver’s licenses. This means that certain federal agencies, like the Transportation Security Administration or DHS, won’t be able to accept state-issued forms of identification without the Real ID seal.

It's taken a while for the compliance to stick, with DHS originally giving a 2020 deadline before pushing it back a year, then another two years and another two years after that due to “backlogged transactions” at MVD offices nationwide, according to previous USA TODAY reports.

You won’t be able to board federally regulated commercial aircraft, enter nuclear power plants, or access certain facilities if your identification documents aren’t Real ID compliant by May 7, 2025. 

Learn more: Best travel insurance

Here’s what we know about Real IDs, including where to get one and why you should think about getting one.

Do I have to get a Real ID?

Not necessarily. 

If you have another form of identification that TSA accepts, there probably isn’t an immediate reason to obtain one, at least for travel purposes. But if you don’t have another form of identification and would like to travel around the country in the near future, you should try to obtain one. 

Here are all the other TSA-approved forms of identification:

◾ State-issued Enhanced Driver’s License

◾ U.S. passport

◾ U.S. passport card

◾ DHS trusted traveler cards (Global Entry, NEXUS, SENTRI, FAST)

◾ U.S. Department of Defense ID, including IDs issued to dependents

◾ Permanent resident card

◾ Border crossing card

◾ An acceptable photo ID issued by a  federally recognized , Tribal Nation/Indian Tribe

◾ HSPD-12 PIV card

◾ Foreign government-issued passport

◾ Canadian provincial driver's license or Indian and Northern Affairs Canada card

◾ Transportation worker identification credential

◾ U.S. Citizenship and Immigration Services Employment Authorization Card (I-766)

◾ U.S. Merchant Mariner Credential

◾ Veteran Health Identification Card (VHIC)

However, federal agencies “may only accept” state-issued driver’s licenses or identification cards that are Real ID compliant if you are trying to gain access to a federal facility. That includes TSA security checkpoints.

Enhanced driver’s licenses, only issued by Washington, Michigan, Minnesota, New York, and Vermont, are considered acceptable alternatives to REAL ID-compliant cards, according to DHS. 

What can I use my Real ID for?

For most people, it's all about boarding flights.

You can only use your Real ID card to obtain access to "nuclear power plants, access certain facilities, or board federally regulated commercial aircrafts," according to DHS.

The cards can't be used to travel across any border, whether that's Canada, Mexico, or any other international destination, according to DHS.

How do I get a Real ID? What does a Real ID look like?

All you have to do to get a Real ID is to make time to head over to your local department of motor vehicles.

Every state is different, so the documents needed to verify your identity will vary. DHS says that at minimum, you will be asked to produce your full legal name, date of birth, social security number, two proofs of address of principal residence and lawful status.

The only difference between the state-issued forms of identification you have now and the Real ID-compliant card you hope to obtain is a unique marking stamped in the right-hand corner. The mark stamped on your Real ID compliant cards depends on the state.

Compare Credit Cards

See our Suncorp Clear Options Credit Cards side by side to help you find the right one for you.

All of our Credit Cards come with:

• The backing of Visa, meaning you can pay anywhere in the world, use Visa Paypass, and enjoy Visa entertainment offer
• 24 hour customer service
• Emergency card replacement

Terms and conditions, fees and charges apply and are available on request. Existing Suncorp Bank Credit Cardholders are not eligible to apply for introductory offers. Introductory credit card offers are not available in conjunction with a Home Package Plus package or any other offer. Should you choose to take up an introductory offer an Annual Card fee will apply.

To obtain a copy of the respective Target Market Determination (TMD) document related to Suncorp Clear Options Credit Cards, please visit the forms and documents page.

1. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.

2. Terms, conditions, exclusions, limits and applicable sub-limits apply. Refer to the Suncorp Bank Credit Cards Complimentary Insurance Policy Information Booklet for further information. AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of Suncorp Bank credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”). Citi has agreed with NAB to provide transitional services in relation to the transferred business. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the Suncorp Bank Credit Cards Complimentary Insurance Policy Information Booklet which may be amended from time to time. Neither NAB nor Citi nor any of its related corporations guarantee this insurance. 

3. All Rewards are subject to the Terms and Conditions of the Suncorp Bank Credit Card Rewards Program. An Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Please refer to the full definition of Eligible Transaction which is set out on page 3 of the Rewards Program terms and conditions for further information on government related transactions in addition to how an Eligible Transaction will be determined.

4. Rewards Points earn rates differ depending on which rewards program you are enrolled in. Customers receive 0.5 Qantas Frequent Flyer points for every $1 spent (capped at $8,000 per statement period). Certain transactions do not earn reward points. An Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and traveller cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Please refer to the full definition of Eligible Transaction which is set out on page 3 of the  Rewards Program terms and conditions , which provides further information on government related transactions in addition to how an Eligible Transaction will be determined. Terms and Conditions of Suncorp Bank Qantas Frequent Flyer Rewards Program apply. The Suncorp Clear Options primary cardholder must be a member of the Qantas Frequent Flyer program to earn Qantas Frequent Flyer points. A joining fee applies. Only Qantas Frequent Flyer points can be earned in Suncorp Bank Qantas Frequent Flyer Rewards Program and are subject to the terms and conditions of the Qantas Frequent Flyer Rewards Program. You can only be enrolled in one rewards program.

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Ltd ABN 66 010 831 722 (“Suncorp Bank”) promotes and distributes Suncorp Clear Options Credit Cards on NAB's behalf under an agreement with NAB. NAB has acquired the business relating to this credit from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the Credit Cards. Suncorp Bank will not guarantee or otherwise support NAB's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Internet Banking and Telephone Banking).

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Travel Centre

The Travel Centre lets you book flights and hotels, rent cars and access a range of holiday packages.

A quick message from us before you apply:

The product you are applying for is currently issued by Citigroup Pty Ltd (ABN 88 044 325 080, AFSL and Australian credit licence 238098) (Citigroup). 

Citigroup has reached an agreement with National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian credit licence 230686) (NAB) for the sale of Citigroup’s Australian consumer business to NAB. 

Subject to regulatory approval and if your application is approved, the product you are applying for will be issued by NAB from the date of completion of the transaction, which is expected to be 1 June 2022. 

The features and benefits of the product you have applied for will not change as an immediate result of the acquisition by NAB.

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• Electrostal History and Art Museum

You can spend time exploring the galleries in Electrostal History and Art Museum in Elektrostal. Take in the museums while you're in the area.

• Cities near Elektrostal

• Places of interest
• Yuri Gagarin Cosmonaut Training Center
• Central Museum of the Air Forces at Monino
• Peter the Great Military Academy
• History of Russian Scarfs and Shawls Museum
• Balashikha Arena
• Ramenskii History and Art Museum
• Balashikha Museum of History and Local Lore
• Bykovo Manor
• Pekhorka Park
• Malenky Puppet Theater
• Military Technical Museum
• Church of Our Lady of Kazan
• Drama Theatre BOOM
• Fryazino Centre for Culture and Leisure
• Pavlovsky Posad Museum of Art and History
• Saturn Stadium
• Likino Dulevo Museum of Local Lore
• Noginsk Museum and Exhibition Center
• Shirokov House
• Borisoglebsky Sports Palace
• Zheleznodorozhny Museum of Local Lore
• Stella Municipal Drama Theater
• Fairy Tale Children's Model Puppet Theater
• Fifth House Gallery
• Church of Vladimir
• Malakhovka Museum of History and Culture
• Art Gallery of The City District
• Orekhovo Zuevsky City Exhibition Hall