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Credit Cards for Travel: American Express® Travel Rewards Cards

Whether it is an upcoming business meeting, or your next vacation, American Express travel cards have your back. Make your travels easy with a host of privileges and offers such as premium lounge access, free checked bags, priority boarding and so on. We make every effort to ensure that your journey is a reward in itself. 

Earn Rewards on Travel

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Rewards you can earn on your travel

Travel credit cards come with a variety of travel benefits Some key benefits that you can expect from your travel credit cards in India are:

• Rewards Point Earn Reward points and redeem them for exciting gifts or for booking air tickets in the future. 
• Lounge Access & Dining Offers See yourself waiting at the airport? Relax at the premium lounges while you wait to fly. 

American Express® Platinum Travel Credit Card

Welcome Gift 1 of 10,000 Membership Rewards Points redeemable for Flipkart 2 voucher or Pay with Points option in Amex Travel Online 3 , worth Rs. 3,000

First Year Fee Rs. 3,500 plus applicable taxes (Second Year onward: Rs. 5,000 plus applicable taxes)

• Spend * Rs.1.90 lacs in a cardmembership year and get 15,000  Membership Reward points redeemable for Flipkart 2 voucher or Pay with Points option in Amex Travel Online 3   worth Rs. 4,500.
• Spend * Rs. 4 lacs in a cardmembership year and additionally get 25,000 Membership Rewards points redeemable for Flipkart 2 voucher or Pay with Points option in Amex Travel Online 3 worth Rs. 7,500. Also get a voucher worth Rs.10,000 (non-transferable) from the Taj Group
• 8 complimentary visits per year (limited to two complimentary visits per quarter) to airport lounges across India

Terms and Conditions apply. 

American Express Travel Rewards Credit Card offers you more than just rewards on travel. Collect Membership Rewards points every time you use your American Express Travel Rewards Card.

American Express Travel Rewards Credit Card offers you:

• Platinum Lounge Access: Enjoy 8 complimentary visits per year (limited to two complimentary visits per quarter) to airport lounges across India.
• Priority Pass: Enjoy complimentary membership to Priority Pass, with the annual membership fee waived off exclusively for you.
• Platinum Services: Enjoy a host of privileges and services that come with your American Express Card.

Services offered by American Express

American Express Travel Rewards Credit Card offers you a range of services:

24x 7 Platinum Assist

Our dedicated support team is available to take your call from anywhere in the world 24x7. Call our dedicated Toll-Free Helpline Numbers in over 60 countries. We are also available online, via email, SMS, and through the post. We will do the best we can and at the earliest.

Zero Lost Card Liability*

You don’t have to worry if your card is lost or stolen. As a Platinum Card Member, your liability will be ‘nil’ if you report the matter immediately. In case you are unable to register a report within three working days, your liability will get limited to a maximum of Rs.1000 only. Refer to  MITC  for further details. 

Emergency Card Replacement

In case of a lost, stolen, or damaged card, notify the Platinum Corporate Card Services Helpline while in India or the American Express Travel Service Offices or Network Locations if you are travelling overseas. A replacement card will be delivered, usually within two business days, free of charge, anywhere in the world. 

Online Fraud Protection

Transact with your American Express Platinum Card without fear. Our early detection systems monitor potentially fraudulent activity. Our Fraud Protection Guarantee means that in the unlikely event you are a victim of card fraud and you have taken reasonable care with your card, you will not be liable for any costs linked to the fraudulent activity.

Contactless Payments

Contactless Payments is an easy and convenient way for you to use your American Express Card for purchases that are less than Rs.2,000. To make a Contactless purchase, touch your card on the front of the specially marked American Express Contactless reader. You will not need your Personal Identification Number (PIN) or signature. 

International Card Accepted Worldwide

You don’t have to worry if your card would be accepted when you travel worldwide  .

Shop, dine or spend on almost anything when you’re travelling with our cards. American Express Travel cards are accepted worldwide wherever you go. 

 1. Welcome Gift for American Express® Platinum Travel Credit Card is available only in the 1st year on payment of the annual fee and on spending INR 15,000 within 90 days of          Cardmembership. 2. For Flipkart voucher Terms and Conditions,  Click here 3. For Travel booking Terms and Conditions,  Click here

*  Eligible spends do not include cash advances, express cash transaction, draft made from the account, balance transfer, fees and is net of any returns.

American Express Platinum Travel Credit Card Review (India)

If you’re looking for a best travel credit card in India, the American Express Platinum Travel Credit Card is a must have in your wallet. The attractive reward rate on the card is too good to believe and it holds intact even after so many years of it’s existence.

It has been holding the “best travel credit card” tag almost every year for about a decade and so it’s undoubtedly an amazing product especially given that you can get the card as “First Year FREE” with the ongoing limited period offer . Here’s the detailed review of the Amex platinum travel credit card,

Table of Contents

Milestone Benefit

Airport lounge access, my experience, other benefits, how to apply, faq’s.

American Express Platinum Travel Credit Card has been everyone’s #1 choice when looking for a travel credit card because it comes with an attractive value and a relatively easy to reach spend targets.

Currently, one of the best offer you could get is a  First Year FREE  limited period offer when you apply using a  referral link .

*** Limited Period Offer: First Year FREE ***

Apply through the link on the page & you’ll get it First Year Fee Free *  (Saving INR 3,500) + 2,000 Referral Bonus Membership Rewards ®  points (spend INR 5,000 within 90 days)

While there are no renewal benefit (or) renewal fee waiver condition, you maybe eligible for the retention benefit based on your profile/spends which may include complete waiver of the fee as well.

Do note that the reward rate takes a little hit when you consider the renewal fee. However, there is a right way to go about it, we’ll discuss that later in the article.

Note: This is platinum travel card and not platinum charge card , which some get confused often, as multiple Amex cards carries the “platinum” tag.

While I’m not a great fan of the Platinum Travel Credit Card’s design, it’s subtle and you wouldn’t be disappointed to have it in hand.

Platinum Travel and Platinum Reserve cards looks similar except a black line running along the right side of the card on Reserve.

• Excluded spends : Insurance, Utilities, Fuel
• Rewards don’t expire.

The reward points earned on American Express Platinum Travel Credit Card are ideally meant for Marriott transfers (or) Taj voucher redemptions (according to me), as other options are not attractive enough.

Also note that the MR points earned on plat travel can’t be pooled with other Amex cards, so you can’t redeem for Gold (or) Platinum rewards collection.

While the reward rate on regular spends is not that attractive as seen above, its all about the milestone benefits that makes this card really click!

• Note: You’ll unlock 2 benefits on hitting 4L milestone spend, as above.

Note that the above calculation is done by considering “1 MR = 0.50 INR ” as we easily get that value by transferring to Marriott or redeem for Taj voucher redemptions.

With Amex Platinum travel card, you may also redeem your MR points for Flipkart vouchers at the rate of “1MR = 0.30 INR” but that’s not a wise option in my opinion.

So, if we consider regular rewards along with milestone benefits, we get a good ~8.5% return on spend post reaching 4L milestone.

What else one can ask for?!

Note : On reaching milestones, you’ll only get 7,500 and 10,000 “bonus” MR points, you’ll then need to call support and ask them to credit remaining points into your account. Gets done in a minute.

Note that you’re eligible only for regular domestic lounge access (for primary cardholders only) but not to the American Express Lounges located in Delhi & Mumbai .

To access Amex proprietary lounges you would need Amex Platinum Charge Card .

While you get complimentary “membership” to Priority Pass for international lounge access, you do-not get any complimentary “access” with it, unfortunately.

I’ve been using American Express Platinum Travel Credit Card since past 6 years and it has been an amazing time with the card so far.

I’ve used the Taj vouchers received through amex platinum travel card and other Amex offers to explore some of the beautiful Taj properties (among others) across the country. Here are some of the nice ones that I’ve explored,

• Taj Santacruz, Mumbai
• Taj Fisherman’s Cove, Chennai
• Taj Mahal Palace, Mumbai
• Vivanta, Guwahati
• Vivanta, Coimbatore
• Taj Lands End, Mumbai
• Taj Bengal, Kolkata
• Taj Connemara, Chennai
• Taj West End, Bangalore & few more

Which one is your most-loved or aspirational Taj property? Maybe I can cover the review of it if that interests you.

• Foreign Exchange Markup fee: 3.5% + Service Tax
• Amex health insurance benefits (with ICICI Lombard)
• Amex Festive Offers

Applying online is the quickest way to get American Express Cards in India.

Currently, one of the best offer you could get is a  First Year Free  Limited period offer when you apply using a  referral link .

To sweeten this, you can also get another  2K Bonus Points  by spending Rs.5000 within 90 days of membership.

Note : It’s better to apply using your Aadhaar address, otherwise the application might get rejected (or) delayed. If CIBIL is very good it will not ask for income documents.

1. Is Amex Plat Travel still good in 2023?

Very much it is, as it has the reward rate that is one of the best in industry.

2. What other travel cards can I hold along with Amex Platinum Travel?

Generally most travellers I know have Amex platinum Travel + Axis Magnus + Axis Vistara Infinite (First Year FREE for a limited period). That’s a brilliant combo to fetch overall average reward rate of >10% easily.

3. My address proof is not in serviceable area, what to do?

Amex is strict on that for now (as they know what happens when they don’t follow RBI rules) and so can apply only with valid address proof. Changing Aadhaar address is pretty quick and that works for most.

4. I don’t need a travel card, what other Amex card can I have for rewards?

You should then probably explore the MRCC card which is also issued as First Year Free. The same can be applied via this referral link.

5. How fast does Amex process the application?

Usually within ~2 days for approval status and another ~3 days for delivery. They’re generally super fast. If it’s your first AMEX Card, it might take additional 1 week depending on various factors.

6. How to get renewal fee waived?

Spending >7L a year usually helps in renewal fee waiver, perhaps you can make use of the spend linked offers post hitting 4L.

• CardExpert Rating:  5/5

American Express Platinum Travel Credit Card with ~8.5% reward rate is one of the highest rewarding Credit Card in India and its a must have in your wallet if you love travel benefits.

That said, the only issue with the card might be the acceptance, but it’s understandable that those who get this card are most likely to use it only at premium hotels and restaurants where the acceptance is generally not an issue.

What’s your take on the American Express Platinum Travel Credit Card? Feel free to share your thoughts in the comments below.

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114 thoughts on “ American Express Platinum Travel Credit Card Review (India) ”

I’ve explored.. 1.Taj Krishna , Hyderabad 2. Vivanta by Taj , Hyderabad

Ah yes, I’ve missed adding Taj Krishna to the list. It was a decent one.

I’m new to Amex. By any chance, do you have a referral link for their entry-level SmartEarn card? And does Amex often offer Life Time Free cards as promotions or should I just go ahead now and get the entry-level card? Thanks!

LTF is rare. You shall use the same link and click on “View our other cards” to apply for other card variants.

Thanks! I used your referral link to get the SmartEarn card. Though I’m new to Amex, it got approved within 24 hrs!

Plz explain how to optimise Taj voucher for stay cation for family of 4, 2 adults and 2 children Or any other great way redeem Taj voucher

Yes this would be a great topic to elaborate on. Sid, please do consider.

This article and the comments may help: Taj Hotels: Tips on booking, upgrades and more

I have started using an Amex Plat Travel card with a limit of ₹150k, since the last month. I have another credit card with a limit of ₹260k. How many months of usage would it take for an enhancement of credit limit, considering my last month’s usage was about ₹90k and general usage will always be above ₹25-30k?

I have a good CIBIL score but a not very high net ITR of about ₹550k as I am a professional and take advantage of presumptive taxation at 50% of gross income and thereafter deductions of around ₹200k.

Hi Sid, appreciate your effort for reviewing this card. Do we need to call customer care to get the annual fee waived off?

Yes, they may have few options for you based on the spend.

Hi Sid, As always, a nice review, I’ve used this card for five years and it’s still among the finest for travel. I also have MRCC, and they once transferred my MRCC points to my platinum card when I asked them to and they said its one time offer:), which I transferred into Bonvoy and used for 4+1 free night in Thailand.

I have been using the MRCC for nearly 2 years now. Recently, Amex offered an upgrade to the Platinum Travel card FYF. Didn’t go for it, as my travels aren’t that extensive to make use of the benefits of the card that doesn’t offer a fee waver or can effectively be used offline. MRCC, with the monthly bonus rewards can offer up to a 6 percent reward on a spend of 20000, and that will also take care of the card fees too. Think Amex in general, will have to do better in terms of lounge access. The MRCC, with a very high yearly fee unless applied on referral, doesn’t offer any. Even the Platinum Travel card, despite being travel specific, doesn’t offer international lounge. Think the Axis Magnus, despite not being a travel specific card, can give the Platinum Travel a proper run for money for the number 1 travel card in the country as of now!

I just realized that I only got 7,500 MR points last year when I hit the Rs.1.9L threshold. This is why I make sure to read your articles. Always learn something new and I’ll make sure to call the support team and request for the full 15,000 MR points benefit. Won’t make that mistake again!!

Glad you got something useful!

Hey thanks for that Note to call customer care for remaining points. I used to see that i have been using the card and not getting equivalent points, but never gave it a thought to contact customer care. I think i missed my points of the previous years but at least managed to get them this year. Its really strange why i need to call them though.

Are they accepting utility bills or lease agreements or government flat allotment letters as address proof? I have an existing MRCC which was issued in Delhi basis lease agreement. But, now they are saying that they accept only aadhar, passport and election id. When I escalated, received a call back saying it can be worked out as I am an existing customer and will receive a call back in 48 hours. But, no response so far and it’s been 2 weeks. I got a Magnus approved and already have a LTF DCB. So, confused whether this is worth the trouble. But, milestone benefits looks enticing 😂. Any way out except changing aadhar address?

Unfortunately changing aadhar address is the only solution for now.

Hi Siddharth, great review. You’ve clearly done a lot of research which is evident from the article. You have earned yourself a new fan. I’ve got a question, if I may ask. Between this card and Amex MRCC (or some other card from Amex), which one would you recommend for me? A little background about me: I’m a 30 year old male living in Mumbai with a salary of 30 lakhs per annum. My annual spends are about 3-4 lakhs per year. I plan to do international trips one each year next year onwards. I’m mostly interested in AirMiles.

I look forward to your response. Thanks in advance.

If you can reach 4 Lakhs spends in an year, this card is better. MRCC is good for spends upto 20k per month.

Thanks for the review. I have been using it for past 4 years. Need to add an important info. Once the renewal fees are charged, you can just call their helpline. I did it this year. They just asked me to spend 35 k in 2 months which i did it easily and my renewal fee was reversed in the next billing cycle. I was also able to use this card twice at Amex lounge in Mumbai domestic terminal T1.

Sure? Mumbai T1 does not have any amex lounge.

Hi Siddharth, how does this fare against the HDFC Diners Club Black credit card? Given that both cards have the same fee structure.

I am a regular user of Amex reserve card, it’s no more that beneficial card this days, lot of other cards are with good benefits. In my City Surat, many of the shops, garments shops, Resturants doesn’t accept the card. When ever make travel bookings, doesn’t get any benefits, earlier there was benefits on MMT but no more now. Yes need priority pass to access the airport lounge out of India, this card won’t do. Only three discount cards for Taj hotels is given, that too is just to say.

Does Amex gives Card on Card basis? I am not fulfilling income criteria of amex

Hi Sid. Another good article. Have you ever booked Taj Stays under discount rates running on Taj website and faced any issue using Taj Vouchers against that stay? I recently booked a stay during Freedom sale offer on taj website but at the time of checkin, they refused to use Taj vouchers for the same. They showed me terms where it says these can be used only on “Public rates” and not for any already discounted booking, not even member rates (one becomes a member just be enrolling to Tata Neu). Took a lot of convincing to finally use them.

Hi Siddarth, I am holding a Amex Gold Charge Card for the past 8 years. I have recently used all points only for Marriott transfer. One deterrent was that 24K and 18K collection won’t be available anymore. Having said that, is it beneficial to move to Platinum Travel Card? Thanks, Vamsi

Sir, what do you mean by 24k, 18k collection wont be available anymore? source of this info? MRCC card exists on this 24k,18k collection. I will be discontinuing the card if this info is correct

What I meant was if I move from Gold card to Platinum Travel as my main card then the points from MRCC will need to move in to 1 account led by Platinum travel and then 24K and 18k might not be available.

If you want to get rid of this then go for Gold Card instead. The combination of Gold and MRCC and give 24k points every year if you simply spend 1.44 Lakhs for monthly spends with some discipline.

Sid, Awaiting your feedback pls. Thanks, Vamsi

Me: Hi Vamsi, I enjoyed driving Maruti Alto last few years. Shall I now upgrade to Baleno or maybe Ciaz? 🙂

It’s quite tough to answer just with little inputs, so I skip such queries.

That’s why I have the credit card consultation service. It ideally takes about 30 mins to 1hr for beginners to understand the game and arrive at a sweet strategy that they can really make use of.

I understand that not everyone may afford the fee, in which case, I suggest to go through each reviews and comments which will help you find the answer easily. So many lovely contributors have shared advices generously that you can make use of.

using this card for three years now cool points- just above 7 % rewards if annual fee taken into consideration not so cool points – 1.obligation to spend 4 Lakhs on a not so acceptable card 2.rewards of 34000rs Taj vouchers make you think and spend more on a lavish vacation = more expenses I am planning to get rid of this card when it approches renewal

Amex is back with the same old trick now !

Please mention this very clearly, those who are using the referral links, ensure that, they need to provide the same address as that of Aadhar. They pull out the address from Digi Locker.

If different address, then they take this as an opportunity to reject it, and advise the user to re-apply again.

Funny thing is, when they again apply, it will state ” After careful consideration, we are sorry to let you know that we will not be able to approve your application ”

This is the exact wordings they will get.

Then, after a cooling period of 30-45 days, Amex’s different sourcing team would contact these people and approve the card

This was those agents get their internal referral benefits, then fees , and then avoid giving refferal bonus to us (8000 points) .

I know that you (even me) a bug fan of Amex, but this is the bitter truth on how Amex India behave unprofessionally in India. They will find a small mistake to reject the application and contact those rejected ones later and approve the same application with same documents which was submitted earlier! Shame on Amex India.

I have experienced this for 6 friends earlier and even today same thing happened with another friend, will wait for another 3 months and see if they will contact him and approve the application, then I will sue them up 🙂

Thanks for sharing it Arun. Will update accordingly.

I’m aware that they were using this follow up system excessively in the past but now without the proof I doubt if they can still do it. But yes, very useful info for those who need smooth & fast approval apart from the additional rewards.

Hey Sid, i have been using CC from last 3 years and my highest limit is 5L. Credit score is good having no negative remarks. But the problem is I have started working 3 months ago and my package is 4LPA😅. Can I apply for this card?

Hey Siddharth, You are amazing! Thank you for such amazing reviews and offers that you bring about. I have 2 questions- 1. Does AMEX allow us to hold multiple cards of AMEX? As in, if I take travel card now, tomorrow AMEX MRCC offers Lifetime free, I can opt for that as well while holding Travel card? 2. I am a HNI based on my income as of now for HDFC(not a salary account though). I have recently opened bank account with them. I don’t have any cards with them, how do I get LTF offers on cards with them?

1 – Yes. With Amex, you can hold multiple cards and lower variant will be free for you. So if you have plat travel and MRCC both, MRCC will be free. 2- Chase your RM .

My RM doesn’t try at all. All he does is goes by bank policy. He says I cannot get offer on DCB as LTF, I cannot have 2 credit cards with HDFC in future as there is no policy. He’s not ready to believe that people have gotten these things. I am not sure what to do really, seems my RM is worthless

Change your account to different hdfc branch.

State reason “not happy with RM or particular Branch services, so moving a/c to other Branch” (another area/town/city)

I have done this, but not for credit cards. (Got enough sorry calls from RM and BM and got things done)

I don’t want different branch RM to also do the same. How do we make sure that my new branch and RM do have powers to make it happen?

I have got an offer for upgrade but no renewal fee waiver and with my 2-3lakh a year spend on MRCC, i don’t think upgrade is good for me. Since I use IDFC first select card more now because of it’s straight forward rewards and generous lounge access, and Amazon pay card for amazon purchases, even MRCC 1.5lakh spend to waive renewal fee is sometimes hard to come by. Amex really need to add more benefits than removing them to keep their cards trendy.

Hi Sid, no post from u for long time now even when many new cards has been come out from different bank, Ur post and guidance was helpful all the time so request you to share ur views info abt new cards and/or other useful things abt existing cards. #flywithsid

Thanks Sid. Glad that I read your article. Got 60k points credited for past 3 years as well, thanks to you.

Keep sending great stuff!

Hi Sid, Are you sure we can transfer milestone rewards to a transfer partner like Marriott? The signup page mentions the following: 1. Spend Rs. 1.90 lacs in a Card membership year and get 15,000 Membership Rewards points redeemable for Flipkart vouchers or Pay With points option in Amex Travel Online worth Rs. 4,500

2. Spend Rs. 4 lacs in a Card membership year and additionally get 25,000 Membership Rewards points redeemable for Flipkart vouchers or Pay With Points option in Amex Travel Online worth Rs. 7,500.

Thanks, Pankaj

Very much doable.

I just logged into my account and have the following offer:

“Upgrade and unlock benefits worth ₹45,000. Get a ₹1,000* Amazon voucher and 10,000* Membership Rewards® Points as a special offer to upgrade. Additionally, enjoy benefits of ₹45,000* and more on your upgraded Card.”

Full fee of Rs.3500+GST to be paid and spends of 15000/- within 90 days of issuance

Which is better – your referral or the above

FYF (or) Pay fee & get equivalent benefits. It’s a personal choice I would say!

Please clarify how you get 0.5 and 1.0 on Cash Credit and Taj Vouchers, respectively. I think the rate has been revised downwards as cash credit seems to have been revised to 0.25 now. Even Amazon and Flipkart vouchers are at 0.25.

Dear @Siddhart and @Arun Murugan,

I think I have become a victim of their bait and switch tactic as well. 😐

I applied for Amex MRCC card using Siddharth’s link on 25th Nov 2022. The VKYC was done on the same day.

The girl who did my VKYC told me that, “the address that you have mentioned on the application form, is slightly different than the one that is there on your Aadhaar card”. I informed her that, “that is the case because the layout of the fields to input address is weird on the application form”. She asked me, “If you wanna use the address that is mentioned on the Aadhaar card?” I told her yes.

For Employment Verification, on the application form, they required my Work Email Address. I didnt provide that coz my company’s policy is very strict. We are not allowed to provide that. The VKYC girl told me that, i would have to upload my Salary Slips using the link that i received on my Email. I did that on 25th Nov itself, plus on 26th Nov, i uploaded my bank statement as well as a rep from customer service told me that i would have to do that as well, that the VKYC girl didnt mention.

Today is 4th Dec, its been almost 9 days and they havent completed my Employment Verification yet, even though i have provided all the documents that they asked for. Whenever i call them, they give me different email addresses. I have sent an Email asking for an update but i am yet to receive a response.

What should i do?

Any help would be highly appreciated.

Could you explain what you meant by “Note: On reaching milestones, you’ll only get 7,500 and 10,000 “bonus” MR points, you’ll then need to call support and ask them to credit remaining points into your account. Gets done in a minute.”

I already have MRCC applied from Sid’s referral link in Jan 2020 Am enjoying subsequent year reduced fee due to referral Am interested in Plat travel. My query is how can I get plat travel as FYF (as I have existing MRCC card). Can I call and apply directly or use fresh application from referral link ? Please advise .

Yes, Plat travel FYF is possible via above links. MRCC doesn’t affect this app.

do supplementary card holders het lounge access?

Sid, Will I get the Taj Experiences E-Gift Card worth Rs. 10,000 if I apply with your referral link. As I understand its a welcome offer and usually not given on FYF cards. Please clarify.

You’re right.

Is the 10k Taj Experiences E-Gift Card on 4 lakh spends every year or first year only?

Taj vouchers can be earned on 4L spends every year

Which card you recommend in terms of rewards MRCC or Travel Platinum?

Travel plat for spending of 4lac+ Mrcc for 1-2l spends

Sid, so on spending 4 lakhs on this card, we get in total 30,000 INR Taj vouchers (including the 10k milestone benefit one)?

Also, is there a limitation on number of Taj vouchers that can be used during a stay?

– Yes

– Not known to me but it’s better to stick to ~5 or less at a time whenever possible.

Hi Anirban, Thr is no limit on the number og vouchers that can be redeemed in one go. Once i have used 11 vouchers amounting to rupees 110000 in total.

It’s not a 8.5% return Siddharth, you’ve got to factor in the annual charges also.

Although a great card earlier i think it’s lost its Sheen in recent past

Still a great card I would say!

Most do get at least 50% off on renewal when one hits 4L spend, also there maybe spend challenges to get 100% waived off.

Ideally we’ve to look at only one fee at a time. But even in worst case we get a healthy ~7% which is great!

i JUST APPLIED FROM YOUR REFERRAL LINK BUT I GOT THIS MESSAGE. CAN YOU FIND OUT THE REASON ?

Thank you NILESH! for applying for the American Express® Platinum Travel Credit Card. Application Reference No. ***** After careful consideration, we are sorry to let you know that we will not be able to approve your application.

Nilesh, You’re trying to apply for a 3rd “credit Card” Amex issues only 2 Credit Cards & 1 Charge Card per person.

Before applying, I had already cancelled one card. Then I applied using your link. Now they are saying you have to wait 90 days before applying. They did not mention anything like this before I cancelled the card.

Hi Siddharth, I recently purchased health insurance via Amex and did get reward points for it. I guess no reward points are awarded for buying insurance from any other portals or vendor. Cheers!

As a supplementary card holder of the platinum reserve, can I apply for this in my own name without closing the reserve?

Insurance offer is rolled out today on my Travel card, 5 membership rewards per 100 spend, up to 10000 rewards.

But why would anyone go for it? 🙂

Even I received offer 5 MR for every 100 spent on insurance. Unfortunately I have paid all my insurance from other card. Too late.

Hey since how long is the system of Calling Up for Bonus rewards going on? As I have not called for the same at all.

Can I request them to credit the bonus rewards for last 3 years?

Hi Siddharth,

I am new to the credit card world and have to say it was an amazing review. To give you a background, I’m 30 and have an annual salary of 24LPA. My annual spending is around 2-4L, and on an avg, my monthly spending is ~20K. I wish to generate Reward points that can help me with free/cheap airline tickets or gift vouchers on Flipkart/Amazon.

I request you to tell me which card would be suitable for me, Amex MRCC/ Platinum Travel/Axis Magnus/ Axis Vistara Infinite/ Axis Atlas. Your recommendation would be much appreciated

The spends vis-a-vis your salary is quite low though that is a personal thing but you may want to look into it to optimise your usage of cards. Given the information AMEX MRCC should be your best bet !

Applied for Amex Plat Travel card via Apply Now link of this post on 21 Dec. Digilocker Aadhar verification done instantly. VKYC done within minutes. Received mail regarding approval of card on 22 Dec. Received card via Bluedart today on 25 Dec. This is some speed ! Thanks for the referral link Sid !

Has anyone with an AMEX Indian card been able to apply for an AMEX US card? would be interested to know if yes , how can it be done

You have an option in netbanking to transfer your card to another country although I haven’t tried it. Else, you can call Cc.

I received AMEX card in UK based on my Indian Platinum Travel card.

I got Amex card in Canada based on my Amex card in India.

Hey Sid. I’ve been using this card for 4 years now. Two quick points: 1) Reward after hitting 4L is not attractive. So, I use HDFC regalia after hitting 4L. But regalia has been downgraded so much in recent years that I’m thinking about getting some other secondary card. 2) I’ve never been offered Annual fee waiver despite high spends. Do you contact customer service and request for it?

I currently hold an MRCC card and upgraded to a platinum travel card. Do I have to pay the annual fee for both cards considering if not reaching the spending threshold?

Wondering if AMEX would come up with 22 rewards point offer around republic day time…

Mostly the taj hotel rates on thier website is inflated by 30 percent so actual value of 10k voucher is 7k only.

One trivial question, are emi transactions also considered in milestone. Ex., (30k – split as 10k for 3 months) will this be added as 30k in the milestone ?

Thanks Sid. Glad that I read your article. Got 90k points credited for past 4 years as well, thanks to you.

Great article thanks. Had a quick question. You’ve said that Fuel, insurance and utilities are excluded spends. I’m assuming these are just for base reward points. Or do they no count towards the 1.9L and 4 L milestones as well.

It will be counted for milestone targets.

Has anybody noticed that amazon on its app have stopped taking amex card , I tried booking flight and railway tickets and it didn’t showed my amex card and when manually put the cards details and it’s says this type of card is not accepted. Strange

better way is to buy Amazon voucher from amex gyftr

I have a smart earn cc and the platinum travel cc. I have earned reward points on both. Its not making sense to keep the smart earn card, if I close it, will I lost on points? is it worth keeping smart earn if I already have the platinum travel cc?

Which Rent payment app accepting this card..?

Housing.com, i was able to unlock my milestones with a few txn’s

Does rent get covered in utilities? Also are rental spends counted towards milestone benefits?

Hi Mukund, You cannot use Amex card for making rental payments. Even if you make the payment through any rental payments app, you wont get any RP’s as it gets counted under utilities.

Where do you guys spend on Amex cards to reach milestone… Now that Cred Education fee payment thru Amex is stopped

Is the 0.5 conversion on marriot and taj still there? Don’t see it anymore. They have changed it to 0.25? Can you confirm?

Hi Siddharth, I currently hold this card – Amex Platinum Travel. I have been getting upgrade intimation to the Platinum Reserve. Should i upgrade to the reserve or stick to the travel? On a separate note, I have chosen not to upgrade to Platinum Metal Charge as of now, maybe later.

Hi Sid, I transferred 60k points to marriot and then to UnitedMilage. Currently there is offer going on for every 60k points transfer we will get 10k miles extra. Current transfer ratio is 3:1. So total I got 30k miles. Is it good transfer or bad one?

Essentially that’s 2:1 and it’s indeed good value with United.

Hi brother, I have a question related to amex platinum travel supplementary card.

will the supplementary card holder get separate login details and can see the transactions made by him/her and be able to pay outstanding on his/her card? Or only primary card holder can see the transactions made by supplementary card and only primary card holder has option to pay the outstanding?

Will the supplementary card holder get separate login details and can see the transactions made by him/her and be able to pay outstanding on his/her card? – Yes

has anyone got the complete fee waiver on amex platinum, i got complete waiver on MRCC

if we don’t get the complete waiver, then the card is too costly and no point in upgrading

I called Amex today and spoke to their customer care about the best way to utilize points, and they said either Flipkart vouchers or Taj vouchers. I asked if there’s any other hotels, they said no. So I’m confused about the Marriott thing now.

Marriott comes under “points transfer” and not as vouchers.

Also, the rewards section on the app shows, only Taj and shows the conversion rate as Rs 250 for every 1000 points, which is vastly different from this article. Am I the outlier, or is this the standard now?

Conversion rate is correct as you mentioned. However, if you go for Taj vouchers you will get 18k/24k gold under Rewards Redemption option.

Noticed a rounding off, for 376 spent, the RPs credited were 8, not 7.

There is strange rule in Amex that they need the applicant to have address proof document on current address. My all documents ( Aadhar, PAN Voter ID or Passport) have my permanent address and I stay away from home town due to job reasons. Hence they rejected my credit card and refusing to allow me to apply for it. What could be a possible way out for the same ?

It is easy to change Aadhar address. Change it. Apply for the card. Change it back again

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AMEX Platinum Travel Credit Card

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AMEX Platinum Travel Credit Card vs American Express Membership Rewards Credit Card

American Express Membership Rewards Credit Card

Joining Fees

₹3,500

₹1,000

Editor's Rating

Key Features

• Rewards Points can be redeemable for Travel Vouchers worth Rs. 3,500
• 4 complimentary visits per year to airport lounges across India
• Get Taj Experiences E-Gift Card worth Rs. 10,000 from the Taj, SeleQtions and Vivanta Hotels
• If you don't wish to redeem rewards points for Travel Vouchers, you can then redeem them by choosing from over 500 other redemption options
• Avail 20% discounts or more every time you dine at select restaurants
• Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
• Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
• Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
• Redeem Points from the fabulous 18 and 24 Karat Gold Collection
• Exciting Discounts of up to 20% every time you dine at select restaurants

Editor's Review

• Massive reward points on this credit card. One of the best cards with reward points
• Travel benefit vouchers are great those who travel frequently and prefer to stay with Taj Hotel
• The reward points earned can easily be redeemed by choosing other items from catalogue, giving a free hand to cardholders
• No complimentary Golf/coaching sessions
• Not many benefits on entertainment, in fact, there aren’t any.
• No Annual/Joining Fee reversal comes with American Express Platinum Travel credit card
• Use your American Express Credit Card for your next big purchase & pay in EMI
• Fuel Convenience Fee Waiver
• One of the highest point to INR conversion rates in the market
• No Golf/coaching sessions
• No complimentary Airport Lounge access
• High Renewal Fee

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Detailed Review: Amex Platinum Travel Credit Card - India

I was a Jet Privilege loyalist and did everything under the sun to maximise my JP miles. So obviously my first instinct was to use the American Express Jet privilege credit card, and I used it for over a year, and I am happy to say that I reaped a lot of benefits under it . After the debut of Intermiles , I have not used a lot of my Intermiles, and I discontinued using it. As far as the remaining Intermiles are concerned, I have only used them once at Grand Hyatt Mumbai.

Of the four AMEX cards I hold, this one has been my favourite so far. I got hold of the Amex Platinum Travel Credit Card last summer. It is one of the best cards with a decent joining fee of INR 3500 and an annual fee of INR 5000. They mention that you can reap the rewards worth INR 29,500 on spends of 4 Lakhs in a year. That's about 7.3% returns on your card. While they have mentioned, it can guarantee you the above returns I believe you can reap a lot more by strategically using it. Let us break down all the rewards in detail and have a look at the privileges.

Fees As mentioned, the first year fee is INR 3500 plus applicable taxes, and from second year onwards the price is INR 5000. Currently, I do not pay any charges on this card, as I got this in lieu of my old Jet Privilege American Express Platinum Credit Card when the airlines shut. Hence I also did not get the welcome bonus of 5000 MR points as well. If you are not upgrading, then the above fees will apply, and you will also get the welcome bonus. Rewards In terms of benefits below is the complete list. These are the same which are mentioned on the AMEX website. Let me list them here below in order of my preference: Travel vouchers worth INR 19,500 4 complimentary visits per year to the affiliated airport lounges Taj experience gift card worth INR 10,000 Benefits on spend You get 1 Membership Rewards (MR) point on spends of INR 50. While it is an excellent card until you reach the INR 4 lakh milestone. Post which benefits on spending does not make sense to me. So this is when you switch to your other AMEX cards. The above reward earn rate applies on all spends except for spend at Fuel, Utilities, Insurance and Cash Transactions

You can accelerate earning the MR points on this card by reaching the milestones. Your first milestone benefit comes when you spend about INR 1.9 Lacs you earn about 7500 MR points and on a total of INR 4 Lacs spend you get additional 10000 MR points.

App I really love the AMEX app . Being from a design background, there are very few apps that I actually admire, and one of them is this one. (Of course, the older version CRED has been my all-time favourite). While their website also has a modern smooth layout but it differs across tabs, and some pages are still in the older American Express Website format. The best thing about the app is you can track your rewards and also see how much time you will take to reach the next milestone benefits. It shows you two trackers, one of which shows 1.9 lakh as the goal and the other one is 4 lakhs as a goal. Once you complete these milestones, you get about 7500 and 10000 MR points as mentioned above.

Qualifying criteria The qualifying criteria are relatively simple, however, whoever I have referred to in the past have got rejected. This I assume is because they have not had a prior AMEX card or they do not hold any other credit card in India currently. Moreover, your income needs to be over INR 6 lacs to qualify for this card. In case you get rejected, do reapply after three months only. If you reapply before three months, they will not accept your application, and this may extend up to three more months.

It goes without saying that you will need to have a good credit history and no payment defaults. You should also have an Indian bank account, and if you are self-employed, then your company should be trading for over 12 months.

Supplementary Cards One can also get up to two supplementary cards. It is okay if your overall spends are low and getting additional cards will help you reach a milestone benefit at the earliest. Currently, they also have an offer running: You get about INR 750 worth of Amazon vouchers per supplementary card. You can register up to two supplementary costs free of cost. This you will get only on minimum spends of INR 2500 per supplementary card within 30 days of card issue. After that, you can get an additional supplementary card for INR 1500. If you get these two supplementary cards then that is an additional benefit of INR 1500 right there, without even spending an extra rupee.

My Rewards I got this card in May 2019, and by Jan 2020 I had spent over 4 Lakhs on this card. I have accumulated about 32000 MR points as well as a voucher from Taj hotels for INR 10,000. Over this, I have used this card for lounge visits as well as have received a priority pass membership. On the downside, I did not get any points for my spends on Insurance.

I believe that instead of converting the MR points into travel vouchers I can wait it out convert the MR points into Marriott Bonvoy points. They have a once in a year promotion when you can convert at a rate of 1.5. That is 48000 Mariott Bonvoy Points . Which is of a rough value of INR 30,000 inclusive of taxes if you are booking two nights on points at JW Mariott Juhu, Mumbai (Or 4 nights at Four Points by Sheraton at Dehradun by spending 12500 points a night). This means you get rewards equal to INR40K on your card or value worth 10% of your spends in just nine months.

As for me, I have not spent my MR points yet. I am saving up for something big and accumulating more this year for a luxury trip that I am planning just by using points. I want to spend it on one of the Mariott properties for sure. They have over 30 brands under them including Ritz Carlton, St Regis and W hotels which makes redeeming on them a more lucrative one.

Having a goal makes life easy. If you know where you want to spend you MR points then accumulating it is not a challenge. For example, AMEX also runs a promotion where you can convert your MR points to Avios at a rate of 1.25. They usually do this promotion once a year. I will also in the coming few days do an exclusive post on MR points, their reward partners, and how one can maximise them in unique ways.

Do milestone benefits revive every year? This is something which I was not sure until I started writing this post. My initial guess was Amex will not be reviving the milestone benefits option every year. But a quick check and they do revive it every year. That's a very lovely benefit, and you are continually earning close to 10% cashback on spends up to 4 Lacs.

Bottom line I love the card. With all the benefits it has to provide, with a spend of just 4 lacs you are getting almost six times the annual fee of the card. (Or about eight times the joining price). But you can also get your card for free for the first year using this link. If you have read until here, I strongly urge you to go ahead with the American Express Platinum Travel Credit card. As mentioned, you can use this link to apply for your new AMEX Platinum Travel Credit Card plus you also earn 2,000 MR Points when you spend INR 5,000 in the first 90 days of Cardmembership + Zero annual fees for the first year. If you don't want to spend a lot on any credit card and want an AMEX to add to your kitty, this one is the perfect fit. In case you need any more information or have any queries, please feel free to post them in the comments section below. Please share your experience of using this card as well.

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American Express Platinum Travel Credit Card

American Express is globally known for its range of premium credit cards, and the air mile benefits they offer. In India, American Express has only one offering in the travel category- The American Express Platinum Travel Credit Card, which is among the most premium AmEx Credit Cards.

It comes with attractive welcome benefits and plenty of milestone benefits in the form of Membership Rewards Points, which can be redeemed not just for travel-related expenses like booking air tickets, hotels, and cars on the Amex Travel Online portal but also for shopping vouchers at online shopping sites, and e-vouchers on American Express’s online shopping portal. You can even make credit card bill payments under Amex’s Cash + Points scheme. However, under the Cash + Points scheme, 1000 Membership Rewards Points are equivalent to Rs. 250. Apart from the welcome and milestone benefits, you also earn 1 Membership Rewards Points for every Rs. 50 spent using the card (with a few exceptions).

Joining Fee

Renewal fee, best suited for, reward type.

Reward Points

Welcome Benefits

Movie & dining.

Up to 20% discount at select restaurants.

Rewards Rate

1 Membership Rewards Points for every Rs. 50 spent

Reward Redemption

Membership Rewards Points can be redeemed for online shopping vouchers, INSTA rewards for offline purchases, transfer to various flight and hotel loyalty programmes and for making credit card bill payments under the Cash + Points scheme.

Complimentary domestic airport lounge access per year and Priority Pass membership for international lounge access.

Domestic Lounge Access

2 Domestic Lounge Access Every Quarter (8 Each Year)

International Lounge Access

Priority Pass Membership (lounge access program) with USD 99 annual fee waived off.

Insurance Benefits

Spend-based waiver, rewards redemption fee, foreign currency markup.

3.5% of the transaction amount

Interest Rates

3.5% Per Month (Annually 42%)

Fuel Surcharge

No fuel surcharge at HPCL fuel stations for transactions of up to Rs. 5,000, 1% surcharge on transactions above Rs. 5,000

Cash Advance Charges

3.5% of the transaction amount subject to a minimum charge of Rs. 250.

• Welcome Gift of 10,000 Membership Rewards Points.
• 1 Membership Rewards Points for every Rs. 50 spent.
• Rewards Points-based Milestone benefits on reaching milestones like expenditure of Rs. 1.9 lakh / 4 lakh in a membership year.
• Complimentary Taj Stay voucher on expenditure of Rs. 4 lakh in a membership year.
• 8 domestic airport lounge access every year (max 2 per quarter).
• 0% convenience fee at all HPCL fuel stations across India.

American Express Platinum Travel Card Features and Benefits

Being one of the premium credit cards issued by American Express, the Platinum Travel Card offers some great privileges across different categories, especially travel. To understand all the features and benefits of this card in detail, refer to the detailed information provided further in the article:

You get 10,000 American Express Membership Rewards Points as a welcome benefit, which can be redeemed on e-commerce websites like Flipkart for shopping e-vouchers from Amex’s store and for payment towards your card’s statement balance under the Cash + Points scheme. You get this welcome benefit only if you spend at least Rs 5,000 in the first 3 months of the card’s issuance.

Milestone Benefits

• If you spend Rs. 1.9 lakh in a year, you are entitled to 15,000 Membership Rewards Points worth up to Rs. 4,500 (for redemption against Flipkart voucher or Pay with Points on AmEx Travel Online).
• Expenditure of Rs. 4 lakh entitles you to 25,000 Membership Rewards Points worth up to Rs. 7,500 (for redemption against Flipkart voucher or Pay with Points on AmEx Travel Online) and an additional Taj Stay Voucher worth Rs. 10,000.

Travel Benefits

• It’s a travel card, so it comes with plenty of travel benefits like 8 domestic lounge access (2 per quarter) and complimentary membership of Priority Pass, with USD 99 waived off (however, a usage fee of USD 35 is payable for every lounge visit under the Priority Pass benefit) for the international lounge.
• The Membership Rewards Points can be spent for hotel/flight/car bookings on the Amex Travel Online portal.
• Expenditure of Rs 4 lakh also entitles you to a Taj Stay voucher worth Rs. 10,000, which can be used at the Taj, SeleQtions, and Vivanta hotels.

Movie and Dining Benefits

You get up to a 20% discount on your dining bills at select partner restaurants on payment via the Platinum Travel Card. Apart from this, American Express frequently comes up with attractive offers on food delivery portals like Swiggy and Qmin.

Fuel Surcharge Waiver

You need not pay any fuel surcharge at any HPCL fuel stations across India for transactions up to Rs. 5000. However, a surcharge of 1% is payable for all transactions greater than Rs. 5000.

AmEx Platinum Travel Credit Card Rewards

• Every Rs. 50 spent using the AmEx Platinum Travel Credit Card earns you 1 Membership Rewards Points.

Rewards Redemption

• The Membership Rewards Points can be redeemed on popular e-commerce websites (like Flipkart) by purchasing e-vouchers from Amex’s online shopping portal, INSTA purchases at offline stores, and making credit card bill payments under the Cash + Points scheme.
• Amex’s Membership Rewards Points can also be transferred to other air miles and hotel loyalty programs like Asia Miles, British Airways Executive Club, Club Vistara, Emirates, Skywards, Etihad Guest, Finnair Plus, InterMiles, Qatar Privilege Club, Singapore KrisFlyer, Virgin Points, Marriott Bonovoy and Hilton Honors.

AmEx Platinum Travel Credit Card Fees and Charges

• Annual Fee: The annual renewal fee of the AmEx Platinum Travel Card is Rs. 5,000 per annum; however, the first year’s annual fee (joining fee) is just Rs. 3,500, while the renewal fee is applicable second year onwards.
• Interest Rate: If you are not able to pay off your American Express Platinum Credit Card bill on time, an interest rate of 3.5% per month is applicable on the due amount.
• Foreign Currency Mark-up Charge: A mark-up fee of 3.5% of the transaction amount is applicable on all foreign currency transactions made with this Credit Card.

Advantages of AmEx Platinum Travel Card

• Attractive Milestone Benefits: The AmEx Platinum Travel Card provides very attractive milestone benefits to cardholders- 15,000 Bonus Membership Rewards Points on an annual expenditure of Rs. 1.9 lacs and 25,000 Bonus Membership Rewards Points on the expenditure of Rs. 4 lacs in a year. Apart from the Bonus Membership Rewards Points, you get 3700 Regular Membership Points. You also get complimentary Taj Stay vouchers worth Rs. 10,000 with the card.
• Complimentary Domestic Airport Lounge Access: This Credit Card offers 8 complimentary lounge access per annum (max 2 per quarter) at domestic airports across India- which is a decent number of lounge visits for a sub-premium travel credit card.
• Movie and Dining Discounts: Although this Credit Card is a travel credit card, you also get a discount of up to 20% at partner restaurants across the country.

Drawbacks of AmEx Platinum Travel Card

• Reward Rate: AmEx Platinum Travel Card earns you 2 Membership Rewards Points per Rs. 100 spent with the card. Since the maximum monetary value of 1 Membership Rewards Point is Rs. 0.5, the maximum reward rate that you can get with an AmEx Platinum Travel Card is 1%. However, you get a 3x reward rate on purchases made via the American Express Reward Multiplier Portal .
• No Complimentary International Airport Lounge Access: Regarding international airport lounge access, the Platinum Travel Credit Card offers no complimentary lounge access at international airports. However, the card does provide a complimentary membership of the Priority Pass lounge access program (worth USD 99) for international airport lounge access. Lounge access under the Priority Pass membership that you get with the Platinum Travel Card is chargeable- USD 27 per visit per guest.
• No Insurance Benefits: While most travel credit cards offer a complimentary comprehensive insurance cover with travel-related insurance benefits like personal air accident cover, insurance against loss/delay of check-in luggage, loss of travel documents, etc., you do not get any insurance benefit with this Card.

Who Should Apply for American Express Platinum Travel Credit Card?

American Express Platinum Travel Credit Card is the right credit card for you if-

• You do not want to compromise your travel experience as the AmEx Platinum Travel Card offers complimentary Taj Stay Vouchers to the cardholders on achieving certain stipulated spend milestones.
• You are a frequent domestic traveller as the card entitles you to 8 complimentary airport lounge access at domestic airports across India.

You should look for a better option if-

• A direct reward rate is more important than add-on privileges like complimentary hotel vouchers.
• You are a frequent international flyer as American Express Platinum Credit Card entitles you to Priority Pass membership. You do not get any complimentary international airport lounge access with the card.
• You want a travel credit card with a lower markup fee on foreign currency transactions.

Credit Cards Similar to AmEx Express Platinum Travel

Marriott Bonvoy HDFC Bank Credit Card is a credit card similar to the American Express Platinum Travel Credit Card in terms of the benefits that it offers. The following table gives a comparison between the two credit cards-

AmEx Platinum Travel Card Eligibility and Documentation

The income and age-based eligibility criteria for the American Express Platinum Travel Credit Card are as per below-

• Must be a resident of India.
• Applicant should be above the age of 18.
• Both salaried and self-employed individuals should have an annual income of Rs. 6 lakh or more.
• For self-employed individuals, the company should have been trading for the past 12 years.

Documents Required

You need to submit the following documents to American Express for your application for the Platinum Travel Credit Card to be processed-

• Identity Proof: Aadhaar Card, Voter ID Card, PAN Card, driver’s license, passport, etc.
• Address Proof: Aadhaar Card, Voter ID Card, electricity/telephone bills, passport, etc.
• Proof of Income: Salary slips or ITR acknowledgements.

How to Apply for AmEx Platinum Travel Credit Card

You can apply for an American Express Platinum Travel credit card online. The application procedure is effortless. Just click on the Apply Now button to get started. You need to provide a few documents, including identity proof (like an Aadhaar card), PAN card, and income proof, and submit your application online. The American Express officials will contact you in case any additional documents are required. If your application is successful, you’ll receive your card within 15 days.

Amex Platinum Travel Credit Card Review

Although the annual fee of the American Express Platinum Travel credit card is slightly on the higher side (Rs. 5,000 after the first year), it is a decent credit card for people with wanderlust and for those frequent fliers who travel on business trips. Apart from the travel benefits, the card also offers some shopping benefits, so it might also fit the needs of someone who loves to shop online.

What do you think about this card? Do let us know in the comments if you’re an existing user or have used this credit card. Feel free to comment and let us know about your experience with the card.

For places outside India, If I use the Amex Platinum, is the lounge access free or not? Can you please also confirm Whether Infinia and Magnus provides free access for priority pass lounges outside india?

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