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Travel Insurance

Get 20% Off Your Travel Insurance By Buying Online*

*20% online discount automatically applied to all new business AIG Direct Travel Insurance quotes.

Important Notice:  Please be advised that the military conflict between Russia and Ukraine may impact travel insurance coverages and benefits, and AIG’s ability to provide certain travel-related assistance services, for travel to, from or within Ukraine, Belarus or Russia.

Travel Policies

Help & Advice

Discover The Benefits of AIG Travel Insurance

Annual multi trip travel insurance starting from €2.28 per month[ 4 ]..

With all our travel insurance policies you will also get a wide range of benefits as listed below and in our  product information document .

Stepback no claims bonus protection

Quick Claims Process

Our claims process is designed to be quick and hassle-free, so you can get back to enjoying your travels as soon as possible.

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  • Flexible Cover Options

Choose from a range of plans to fit your specific needs and budget, whether you're traveling solo or with family and friends.

Breakdown Assistance

Global Coverage

We provide coverage for trips all around the world, so you can travel with peace of mind no matter where you go.

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24/7 Customer Support

Our knowledgeable and friendly customer service team is always available to assist you, whenever you need it

Choose the Best Travel Insurance Policy For You

Pick up a travel policy and explore more with our fantastic cover that provides a range of benefits with a 20% online discount[ 1 ]. If you have private medical insurance that has overseas medical cover, you could save even more with a 25% discount on your travel cover.[ 2 ]

Single Trip Insurance

Single Trip Travel Insurance

Take a long weekend away from €6.44 per trip [ 3 ], you can get budget holiday insurance that's quick, simple and cost effective for short term trips up to 120 days.

Annual Multi-Trip Holiday Insurance

Annual Multi Trip Travel Insurance 

From only €2.82 per month (€33.89 per year) [ 4 ], travel around Europe as much as you like for up to 12 months, with 17 days of our winter sports or skiing cover free.

Long Stay Insurance

Long Stay Travel Insurance

If you're in it for the long haul, more than 3 months and up to 12 months, enjoy peace of mind with our Extended Stay travel insurance; perfect for globetrotters.

Winter Sports Insurance

Winter Sports Travel Insurance 

Make the most of winter and the various activities it offers with our Ski & Winter Sports cover.

Family Holiday Insurance

Family Travel Insurance 

Add up to 4 dependents at no extra charge, so you can go on and enjoy your family trip.

Backpacker Insurance

Backpacker Travel Insurance 

Get 24/7 emergency assistance as standard so you can span the globe with added piece of mind.

Golf Travel Insurance

Golf Travel Insurance

Enjoy the fairways around the globe with our excellent cover for Golfers.


Covid-19 Update

Find out what AIG Travel insurance provides cover for in relation to Covid-19.

[1]  20% online discount automatically applied to all new business AIG Direct Travel Insurance quotes. 

[2]  25% discount is subject to owning Private Medical Insurance that provides overseas medical cover for all insured persons for the duration of their time abroad.

[3]  Price of €6.44 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad, travelling for 3 days (2 nights) on a European Budget policy. Example correct as of 21/11/2023. 

[4]  Price of €33.89 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad on a European Budget policy. Example correct as of 21/11/2023. 

Coronavirus (Covid-19) Notice

Due to the widespread media reports of Coronavirus (Covid-19), and the World Health Organization (WHO) announcement declaring Covid-19 a pandemic, Covid-19 is a foreseen or known event. If you are purchasing a new policy, certain covers will not apply.   AIG Travel insurance provides cover for the following Covid-19 related events:

a)  for trip cancellation  (Section A of the policy document attached) if  1)  an Insured Person,  2)  a person who an Insured Person has booked to travel with  3)  a relative or friend living abroad who an Insured Person had planned to stay with or  4)  a Business Associate has a  confirmed and documented diagnosis of COVID-19*  at the time of departure which prevents the Insured Person from travelling.

b) for medical expenses  (Section B of the policy document) and  cutting your trip short  (Section C of the policy document) coverage if an Insured Person has a  confirmed and documented diagnosis of COVID-19*  whilst on a covered trip to a country that the Department of Foreign Affairs (DFA) has allocated a security status of Normal Precautions or High Degree of Caution to.

Please note that travel to a country that the Department of Foreign Affairs (DFA) has allocated a security status of Avoid Non-Essential Travel or Do Not Travel to is excluded by our policy.

All other Covid-19 related claims are excluded. We encourage AIG travel policyholders to please refer to their  policy wording  for full details or get in touch with us on 1800 344 455 with any further queries. All claims submitted will be assessed in line with the terms, conditions and exclusions clearly detailed in the policy wording.

*Confirmed and documented diagnosis of COVID-19  means a positive PCR or antigen test which has been conducted by a trained clinician. Self-administered antigen tests will not be accepted as a valid confirmation of a positive diagnosis.

Enjoy a Worry-Free Holiday with Travel Insurance From AIG

Travel insurance fedback from aig customers, more than 3 in 4 aig customers would recommend us. [5].

[5] Based on a combined promoter score of 74% in 8,050 AIG new business customers and renewing customers from June 2022 to June 2023.

Customer images are for illustration purposes only and are not reflective of the customer in order to protect their privacy.

  • Quick Claim Process

Claims made easy. We'll always aim to make your travel insurance claim as quick and easy as possible.

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Quick Claim Process

Whether you're taking a break abroad or enjoying a staycation, we have a policy for you. See our  policy booklet for details.



Trip Cancellation

24/7 Help & Support

Whenever you need us, our 24/7 emergency assistance helpline are here to help as standard.



24/7 Support

79% of travel customers are delighted with our service [6]

[6] Based on a combined promoter score of 79% in Q1 2023 AIG new business travel customers



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What is Travel Insurance?

Travel Insurance is insurance that is designed to protect your health, belongings and the cost of your trip should anything go wrong while you are abroad or in some cases before you leave.

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Do You Have Private Medical Insurance?

Having a plan that covers medical treatment while you are abroad, might qualify you for cheaper travel insurance premium. 

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Do You Need Car Hire Excess Insurance?

Our Car Hire Excess Insurance can help take care of that nasty bill you may be left with if your rental car becomes damaged or stolen.

Get your great value Travel Insurance today

Frequently asked questions.

You can find a list of our most frequently asked questions on our FAQ page. 

Our insurance policies do not cover pre-existing medical conditions, or travel to or through Cuba, Iran, Syria, North Korea or the Crimea region, or countries where the Department of Foreign Affairs have allocated  a security status of 'avoid non-essential travel' or 'do not travel'.  Other exclusions and conditions may apply so please check the  Policy Wording  for details.

Policy Documents

You can find our Travel Insurance Policy Document and IPIDs including all our historical versions, by following the link below.

Have A Question?

You can contact our customer service team between 9am - 5pm on  1800 344 455 . If you need help with your existing policy or are looking to renew, you can find all your relevant information on our  Existing Customers  page.

Explore Our Travel Tips & Guides

Know more and make better choices - find useful tips and ideas on our travel hubs!

Ski Holidays Guides

Ski Holidays Guides

Whether you're an experienced skier or a novice hitting the slopes for the first time, our comprehensive guides have everything you need to make your ski trip a success.

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Travel Destination Guides & Inspiration

Traveling around Europe or dreaming of exploring South America or embarking on an African safari? We've got you covered with expert tips and things to know before you go.

Car Hire Tips & Advice

Car Hire Tips & Advice

Learn how to save money on car rentals and discover must-know tips for a smooth and enjoyable journey. Prepare yourself for a stress-free car rental experience and make the most of your travels.

Backpacking Tips & Advice

Backpacking Tips & Advice

Whether you're a seasoned backpacker or planning your first adventure, our expert insights cover everything you need to know. From essential packing lists and practical travel tips to guidance on planning a gap year trip, we have you covered.

Travel Safety Tips & Advice

Travel Safety Tips & Advice

From practical airport safety measures, navigating last-minute holiday bookings, understanding the risks associated with traveling without insurance, ensuring hotel safety, and handling flight cancellations, our guide equips you with the knowledge to protect yourself and your travels.

Family Travel Tips & Advice

Family Travel Tips & Advice

We understand that traveling with children requires careful planning, patience, and creativity. That's why we've curated a comprehensive guide that covers various aspects of family travel.

Terms and Conditions:

[2]  25% discount is subject to owning Private Medical Insurance that provides overseas medical cover for all insured persons for the duration of their time abroad.

[3]  Price of €6.44 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad, travelling for 3 days (2 nights) on a European Budget policy. Example correct as of 21/11/2023.

[4]  Price of €33.89 is based on an individual buying online aged 18-54 holding Private Health Insurance which provides medical cover for the duration of their time abroad on a European Budget policy. Example correct as of 21/11/2023. 

[5]  Based on a combined promoter score of 74% in 8,050 AIG new business customers and renewing customers from June 2022 to June 2023.

• Our products are available for Ireland residents only.

• You must be 18 years or over to purchase a policy.

• Your trip must not have already started to purchase a policy from us.

• Upper age limits may apply, depending on the product selected.

• You may wish to compare the terms and conditions of this policy with those of your existing life, health, home and car insurance policies, as well as any other cover which you may already have or is available to you, including through other insurers, as a member of an organization, or through your bank/credit card program(s).

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All the help you need to buy the right travel cover for your holiday, get a European Health Insurance Card, and what to do if things go wrong.

Why get travel insurance?

Travel insurance can protect you financially if something goes wrong when you’re travelling abroad or on holiday.

This could include paying for medical care if you fall ill, refunding your booking if you have to cancel or compensating you for lost or stolen personal belongings.

Find out how to secure the right travel insurance in our guide. Here’s what’s included:

What travel insurance covers

Types of travel insurance.

  • Buying travel insurance in Ireland
  • What the European Health Insurance Card covers
  • Making a claim on your travel insurance

Holiday consumer rights

What’s covered by travel insurance.

It depends on the insurance provider and level of cover you choose, but most decent policies cover:

  • Emergency medical assistance: which pays for the cost of medical treatment if you fall ill overseas. This also covers repatriation costs to get you home to Ireland if you’re not well enough to travel on a standard flight.
  • Personal accidents & injury: which pays you a lump sum if you have a serious accident on your holiday resulting in life-changing injuries, for example, losing a limb or your sight.
  • Cancellation & curtailment: which refunds the cost of your trip if you need to cancel or cut short your trip due to unforeseen circumstances, for example, if you or a family member are seriously ill or you’re made redundant after you book.
  • Luggage & personal possessions: which pays out the cost of replacing lost or stolen luggage and for essential items to tide you over if your baggage is delayed at the airport.
  • Lost or stolen money & documents: covers your foreign currency, including cash like U.S. dollars or British pounds. This also covers your travel documents and passport if they’re lost or stolen on your trip.
  • Personal liability cover: which protects you financially if you cause an accident or injure someone else while abroad.

You can also add extra cover to include things like:

  • Winter sports, e.g. skiing and snowboarding
  • Extreme sports, e.g. scuba diving or paragliding
  • Golf equipment & bookings, including your clubs and green fees if you’re injured or too ill to play

Make sure you take your European Health Insurance Card (EHIC) if you’re travelling in Europe, even if you have travel insurance.

To get the right value from your insurance, it pays to get the right type of insurance tailored to your circumstances and the type of travel.

Here’s the types of insurance you can get in Ireland:

  • Single trip insurance: This covers one trip only, usually for between 30 and 60 days and is the cheapest.
  • Multi-trip insurance: Also called annual cover, it covers multiple trips in one year. It may cover worldwide or just Europe & UK trips.
  • Backpackers insurance: Cover designed for travellers going on a long trip or holiday abroad. Many standard travel policies only offer cover for up to 30 days per trip, but with a backpacker policy, you can get cover for up to two years plus cover for visiting multiple counties.
  • Winter travel insurance: Cover that includes extra protection for activities like skiing, snowboarding and tobogganing. Some standard travel insurance policies exclude these activities because they’re high risk and the cost of medical care on the slopes can be very expensive.
  • Elderly travel insurance: Cover for older people can be harder to find or more expensive because over 65’s pose a greater risk for medical care. It may also have more restrictions, so take more time to read the T&Cs and compare quotes.
  • Family travel insurance: Cover for your children will work out cheaper if you buy a family policy and if you choose annual family cover you’ll have the flexibility to travel as an individual or a couple too. Perfect for a snatched weekend away!

You can read our guides How to find the right travel insurance guide or How to get travel insurance as you get older to find out more about other types of insurance.

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Single trip or annual multi-trip travel insurance?

If you have more than two trips planned per year, it’s usually cheaper to get an annual policy, but your age and medical history may affect what’s available.

With annual cover, you’ll be covered for any short trips in Ireland, but if you plan to travel outside of Europe and the UK or are unsure of your travel plans, choose an annual policy that covers worldwide destinations.

For a look at the pros and cons of single versus multi-trip insurance, visit How to choose the right travel insurance .

How to choose the right type of cover

You’ll save money by choosing the right type of travel insurance for your circumstances, so ask yourself these questions before buying:

  • How many trips are you taking? Consider taking out annual cover if you plan to travel more than three times per year.
  • What will you be doing? Consider specialist cover if you plan to go skiing or do another high-risk activity.
  • Who is the cover for? Check for discounted cover if travelling as a couple, family or group. If you’re over 70 your choice may be more limited.

For more advice on finding the right insurance for your needs, visit our how to find the best travel insurance guide.

Does travel insurance cover COVID-19?

Losses due to epidemics, border closures, warnings, travel advisories or quarantine rules are generally not covered; however, some insurers offer COVID-19 related benefits.

They may provide cancellation, curtailment, medical expenses and accommodation cover if you get COVID-19 while abroad and are unable to return home as planned.

If this is an important concern, shop around, read the terms and conditions carefully and get several quotes before choosing a travel policy.

Buying travel insurance

How much does travel insurance cost.

Standard single trip insurance could cost you less than €25 if you are young with no underlying medical conditions, but may not provide the cover you need if it’s very cheap.

Annual or multi-trip travel insurance could cost around €50 or more for European cover and €65 or more for Worldwide cover. The older you are, the higher the premium regardless of your health.

If you have private medical insurance which covers you while you’re abroad, your travel insurance will be cheaper still.

What affects the price of cover?

  • your destination
  • your medical history
  • whether you have private health insurance

To find the cheapest travel insurance quote, shop around so you can compare prices and benefits.

What if I have private medical insurance?

Even if your existing medical insurance covers you abroad, a comprehensive travel insurance policy can offer financial protection in other areas, for example, if you need to cancel your trip or your travel money is stolen.

The good news is that many travel insurers in Ireland offer a discount on your quote if your medical insurance covers you abroad, which could make your travel insurance even cheaper.

If you hold private medical insurance, you could get up to 25% off the travel cover price.

What’s the age limit on annual multi-trip cover?

For many annual policies, the maximum age limit is 75 years, but often people over 70 years must hold private health insurance.

Should you buy the cheapest travel insurance?

Although it’s tempting to pick the cheapest policy, it’s not always a good idea with travel insurance. The cheapest policies will offer less cover and have more exclusions.

It’s best not to scrimp on cover for medical expenses and personal liability because you could end up liable for eye-watering expenses if you get ill or are involved in an accident on holiday.

Also, pick a policy that fully covers the cost of the holiday and your belongings and find a policy that includes enough financial protection for you and your family.

Who offers travel insurance in Ireland?

Most of the large insurers in Ireland offer travel insurance, as do private health companies. An online search will also provide a selection of smaller, travel insurance specialists.

Although there are many insurance providers to choose from, many policies are underwritten by the same companies.

What you need to buy travel insurance

Before you buy your travel insurance, you’ll need to know:

  • Your destination: usually shown as UK and the Channel Islands, Europe or Worldwide (including or excluding USA and Canada).
  • The dates of your trip: this is the date you leave Ireland and the date you arrive back in Ireland.
  • Who needs to be covered: usually shown as individual, couple or family but check the help information for exclusions.
  • The age of each traveller if you’re buying a group policy, have that information to hand.

You may also be asked to confirm:

  • If you hold private medical insurance that covers trips abroad
  • If you need cover for winter sports

When should you buy travel insurance?

It’s best to buy your single-trip travel insurance as soon as you book your trip so you’re covered if the flights, accommodation or package holiday is cancelled.

This will also cover you if something happens before your trip starts, which means you have to cancel your holiday, e.g. you or a relative becomes seriously ill.

For an annual or multi-trip policy, you need to know roughly when you’ll be travelling as you have to choose a start date for your policy and it runs a year from that date. If you book a holiday that starts before your policy does, you won’t be covered.

The European Health Insurance Card

What is european health insurance (ehic).

It’s free healthcare available to Irish residents and EU citizens living in Ireland. The European Health Insurance Card, known as the EHIC or formerly E111, shows that you’re eligible for free healthcare when you travel in Europe.

If you’re travelling to the EU or European Economic Area (EEA) you should take it with you in case you become unwell or have an accident and need medical attention.

Each member of your family needs an EHIC when they travel within the EU. You can apply for them in person, by post, or online if you have a medical or drug payment scheme card.

What does it cover?

Here’s a summary of what the EHIC does and doesn’t cover you for:

  • Free or reduced cost state healthcare in any of the EU and EEA countries
  • Pre-existing medical conditions
  • Routine maternity care - as long as you’re not going there to give birth
  • A temporary stay up to three months*

Not covered

  • Private healthcare or costs for something like mountain rescue
  • Ongoing or permanent healthcare
  • Medical expenses, if your reason for going abroad is to have treatment
  • The cost to fly you back to Ireland

*If you’re a student studying abroad, you’ll be covered for up to an academic year.

How to use the card

If you need medical care while you’re away, you must show your EHIC to the public medical centre or hospital as evidence of eligibility.

You can expect to get the same treatment and care as local residents and on the same terms.

If public healthcare is free in the country you’re visiting, you won’t pay anything, but if there’s a charge for medical services, you’ll be charged too.

Here’s more information about how to use your EHIC in each country and any costs involved.

Do you still need travel insurance?

Yes, it’s essential you get travel insurance and an EHIC, or you won’t be covered for things like cancellation and lost or stolen luggage.

Your EHIC just covers medical costs in the EU, but travel insurance can include many extras to suit your trip, such as winter sports cover. You can find out more about how to choose the best travel insurance in our helpful guide.

How to renew or apply for the EHIC

You can either apply or renew:

  • In person: at any local health office except Dublin North West. Check what ID to take.
  • By post: Print out an application form and post it to your local health office along with any documents required.
  • Online: using the official HSE website

The EHIC is completely free. Never use a website that tries to charge you a fee.

Claiming on your travel insurance

You’ll need to contact your insurance company as soon as possible in the event of a problem.

Remember to take your travel insurance documents and their emergency contact details with you when you travel. Take a paper and electronic copy of the policy so you have more than one way of accessing the information.

If you’re taking expensive items abroad, jot down serial numbers or take photos of your electronics or jewellery before you travel.

Here’s the emergency claim numbers of popular travel insurers in Ireland:

Claiming for illness, accidents and medical emergencies

If you need medical treatment while you’re away, you’ll need to contact your insurer as soon as possible. Your insurer has to agree to any medical procedures, so do this before treatment takes place.

This may not be possible in an emergency, so get evidence of any treatments or medication you’ve paid for.

Depending on the country you’re in, you may have to pay up-front for treatment and claim it back when you get home, so always secure medication receipts or an invoice for medical treatment.

It’s vital you tell your insurer about any existing health problems or conditions when you take out insurance, or you may not be covered.

Claiming for lost, stolen or damaged belongings

If your belongings are lost or stolen, inform the local police within 24 hours of your items going missing and get a statement. If this isn’t possible, tell someone else such as your hotel manager, tour operator or airline and get a written report.

If you have to replace essential items, such as toiletries or clothing, keep receipts for everything you need to purchase and provide them as evidence to support your claim.

Your insurer will want to see that you’ve taken reasonable steps to look after your luggage or belongings whilst travelling, so be prepared for questions and support your claim with evidence wherever possible.

Claiming if you have to cancel your trip

Your claim for cancellation or trip curtailment will only be accepted under certain conditions. It’s wise to check the small print for acceptable reasons, but typically they will be:

  • unexpected death, illness or injury involving you, your partner or fellow travellers
  • unexpected damage to your home, such as fire, flood or burglary
  • you’ve been advised not to travel due to pregnancy (after you bought insurance)
  • you’ve been called for jury service or as a court witness

Check your policy schedule for the rules of reimbursement should you have to cut short your trip.

You now have the same rights whether you book your holiday at a high street retailer or online. Here are your consumer rights if you book a package holiday or linked travel arrangement.

When can you cancel?

You can cancel at any time up to the start of your holiday for a reasonable cancellation fee. The less notice you give, the more money you’ll lose.

You may be entitled to a full refund without paying any fee in the following situations:

  • In extraordinary circumstances: e.g. war, terrorism, floods and earthquakes that will significantly affect the holiday or stop you from reaching your destination safely.
  • If the price increases by more than 8%: you have the right to cancel without paying a charge. Contractually no price changes are allowed within 20 days of the departure date.
  • If significant changes to the holiday are made: e.g. departure and arrival times that will affect your accommodation and transport arrangements.

When can the travel company cancel?

They may have to cancel due to extraordinary circumstances beyond their control or where they can’t get the minimum number of participants needed for a trip to run. In these situations, you have the option of:

  • A replacement holiday of equal or superior quality
  • A lower quality holiday, plus a refund for the difference between the two trips
  • A full refund

Can your holiday price go up after you’ve booked?

Yes, the cost can go up but not within 20 days of your departure date. The cost of your trip may be affected by increases to:

  • Transport costs e.g. fuel prices
  • Taxes, fees and duties charged at airports or ports
  • Currency exchange rates

What are my package holiday rights?

If you book a package holiday, you should be:

  • Given all the essential information from the retailer or trader before the booking is completed.
  • Able to contact the organiser directly and through the retailer you bought the package from (if different).
  • Entitled to a full refund and repatriation if the trader becomes insolvent.
  • Able to transfer the holiday to another traveller, giving reasonable notice and you may have to pay costs.
  • Offered suitable alternative arrangements at no extra cost if a significant proportion of the travel services can’t be provided.
  • Given assistance if you’re in difficulty e.g. access to healthcare or alternative travel arrangements.

How to complain about your holiday

You must raise any issues with the travel organiser without delay, where you feel a service isn’t satisfactory. If you delay, it could affect the compensation you get.

They should be allowed to put things right, but if this doesn’t happen, you should gather evidence to support your complaint e.g. take photos or video footage.

If the matter is still unresolved when you’re back home, you should put your complaint in writing within 28 days of the holiday end date. Details of where to send your complaint should be shown in the contract’s terms and conditions.

If you’re unhappy with their response or they fail to respond within a reasonable timeframe, you can contact:

  • The Competition and Consumer Protection Commission (CPPC): who can investigate Irish traders and ensure they comply with the Consumer Protection Act.
  • ECC Ireland: who can settle complaints between consumers and traders in another EU country, not Ireland.

Travel companies may use arbitration to resolve complaints. This is where an independent party investigates and reviews the evidence to decide how much compensation to award.

You also have the option of pursuing a claim up to €2,000 through the Small Claims Court.

Specific travel insurance questions

What is the maximum length trip i can get cover for.

It depends on the insurer. Most insurance providers cover trips lasting up to 30 days, but you could find cover up to 60 days if you shop around.

If you buy an annual travel insurance policy, you’re covered for multiple trips but only up to the maximum duration per trip and total duration for the year.

If you need continuous cover for longer, backpacker insurance usually lasts up to a year but can last up to two years.

Do you need special travel cover if you're pregnant?

Most travel insurance policies will cover you to travel in the early stages of pregnancy, but you should always check how far into the pregnancy the cover will last. For example, you may be covered to travel up to 32 weeks into your pregnancy but not beyond this date. If you fall pregnant after taking out a travel insurance policy and will be at a late stage in your pregnancy when you’re due to travel, you may be able to claim for cancellation.

What is a linked travel arrangement?

This is where you buy two or more travel services from different companies that are linked. For example, you book a flight on one website and click on a targeted link to another website where you book accommodation for your trip.

The second booking must be made no later than 24 hours after the first, to count as a linked travel arrangement.

You have fewer rights with a linked travel arrangement than with a package contract and you’re only covered against insolvency with the first booking.

What does repatriation mean?

It’s the return of someone to their own country. For example, if you fall seriously ill during your holiday you’d have to travel back to Ireland early and may need treatment on the flight home.

Emergency repatriation can be very expensive because you may need to travel back to Ireland in a specialist air ambulance, or you might have to be brought home from a remote location.

Repatriation is usually included in the medical cover benefit of a travel insurance policy, but check the policy document to make sure.

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  • If you or your travelling companion(s) receive a Positive COVID diagnosis in the 14 days leading up to any trip you can claim for your lost travel expenses.
  • If you or your travelling companion(s) are hospitalised with COVID in the 28 days leading up to any trip you can claim for your lost travel expenses.
  • If you need to extend your trip due to receiving a positive COVID diagnosis your policy will cover reasonable Additional Travel & Accommodation Expenses abroad.
  • If you, or your travelling companions insured on the policy, are diagnosed with COVID abroad your policy will cover the Medical Expenses associated with treatment.

Please note normal terms and conditions apply. There is no cover for cancellation due to government travel restrictions or lockdowns. You will not be covered for any losses or costs relating to COVID that arise within 7 days of the date you purchased this insurance, except where the insurance is bought with 48 hours of booking the trip.

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Ireland Travel Insurance

Travel insurance for ireland.

Known for its lush green countryside, ancient castles, and lively traditions, Ireland captivates the hearts of visitors from around the world. Whether you're exploring the vibrant streets of Dublin or marveling at the dramatic Cliffs of Moher, Ireland promises a journey filled with unforgettable experiences. As you embark on your Irish adventure, you must be well-prepared for any unforeseen events. That's where travel insurance comes into play, offering coverage throughout your travels. In this guide, we'll walk you through the ins and outs of travel insurance for Ireland, helping you explore the Emerald Isle with confidence.

  • What should your Travel insurance cover for a trip to Ireland? 

How does Travel Insurance for Ireland work?

  • Do I need Travel Insurance for Ireland? 
  • How much does Travel Insurance cost for Ireland? 

Our Suggested AXA Travel Protection Plan

  • What types of medical coverage does AXA Travel Protection plans offer?
  • Are There Any COVID-19 Restrictions for Travelers to Ireland?
  • Traveling with pre-existing Medical Conditions? 

What should your Travel Insurance cover for a trip to Ireland?

At a minimum, your travel insurance to Ireland should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State  outlines key components that should be included in your travel insurance coverage. AXA Travel Protection plans are designed with these minimum recommended coverages in mind.

  • Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
  • Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
  • Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
  • Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
  • Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Ireland.

Imagine you've planned an exciting journey to Ireland, ready to explore the historic sites and savor the scenic beauty. On the day of your departure, however, you receive news of unexpected severe weather conditions affecting your connecting flight. The airport announces a significant delay, leaving you stranded and unsure about the next steps. Here's where the "Trip Delay" benefit comes to your rescue. With this coverage, you can rest assured that your additional expenses, such as meals and accommodations during the unforeseen delay, are taken care of. In times of escalating challenges, AXA stands ready to assist you in devising a strategic course of action. Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits: 

  • Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
  • Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
  • Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

  • Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
  • COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
  • Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 
  • Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

  • Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
  • Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits:

  • Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
  • Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
  • Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
  • Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I need Travel Insurance for Ireland?

 You don't have to get travel insurance for an Irish visa, but it's a good idea to follow the official advice and get yourself covered.  Here are several reasons why securing travel insurance for Ireland is recommended:

Medical Emergencies: While Ireland offers free healthcare to EU and UK residents, travelers from other regions may face substantial medical expenses in case of illness or injury. Having coverage for emergency medical expenses becomes essential so you can receive necessary medical care without worrying about hefty bills.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Trip Delays: Given Ireland's unpredictable weather conditions, having coverage for unexpected delays can be particularly relevant. Whether it's due to adverse weather affecting flights or other unforeseen circumstances, this benefit may cover additional expenses for meals and accommodations incurred while you wait for your flight.

How much does Travel Insurance cost for Ireland?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:

With AXA Travel Protection, travelers to Ireland will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Ireland hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.

The Platinum Plan is your go-to choice if you're looking for extra coverage for Ireland’s experience. " Cancel for Any Reason " offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring Ireland's stunning landscapes in a rental car. The "Loss Golf Days" benefit offered by the Platinum Plan is particularly beneficial for travelers visiting Ireland, a country renowned for its world-class golf courses. In the event of unexpected closures impacting your prepaid golf plans, this optional coverage offers reimbursement, allowing your golfing experience to remain pleasurable despite unforeseen disruptions.

What types of medical coverage do AXA Travel Protection plans offer?

AXA covers three types of medical expenses:

  • Emergency Medical
  • Emergency evacuation & repatriation
  • Non-medical emergency evacuation & repatriation

Emergency medical: Covers unforeseen events such as fractures, burns, sudden illnesses, and allergic reactions.

Emergency evacuation and repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness.

Non-medical emergency evacuation and repatriation:  Assists in situations requiring immediate departure from a destination due to non-medical incidents. These events may include natural disasters or civil unrest, and the coverage provides support for evacuation.

Are there any COVID-19 restrictions for travelers to Ireland?

As of March 2022, all COVID-19 travel restrictions have been lifted. There is no requirement to fill out a passenger locator form, provide proof of vaccination or recovery, or undergo a COVID-19 test.

Traveling with pre-existing Medical Conditions?

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.   Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons, 

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plan with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation.

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2. When should I buy Travel Insurance for Ireland?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit.

3. Do Americans need travel insurance in Ireland?

Travel insurance is not mandatory for U.S. visitors to Ireland. However, having coverage for medical emergencies, trip cancellations, and rental cars can protect you from financial losses due to unforeseen circumstances and costly medical expenses.

4. What is needed to visit Ireland from the USA?

To enter Ireland, a valid passport is required. U.S. citizens can enjoy visa-free entry for tourism or business stays lasting up to 90 days. While there is no specific minimum passport validity requirement, it is advisable to possess a passport valid for the entire duration of your stay. Additionally, it is recommended to have evidence of ample funds to support your stay and a return airline ticket.

5. What happens if a tourist gets sick in Ireland?

If you become sick in Ireland, travelers with AXA Travel protection can contact the AXA Assistance at  855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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Home » Europe » Ireland » Travel Insurance

Guide To Ireland Travel Insurance – ALL You Need To Know

Can’t hold out anymore on experiencing that Irish charm you’ve heard about? Then you’re in for a treat! Ireland is a joy to explore on your next hard-earned holiday. It’s a small but perfectly formed country, with spirited cities and breathtaking landscapes. Furthermore, Ireland is dotted with historical castles, quaint rustic villages and endless pints of Guiness. It’s chill, it’s safe, it’s totally fun and everybody agrees!

The Irish are known for their luck, and they certainly got lucky with their land. Ireland is blessed with glorious coastlines, rolling hills, and rugged mountains. Irish people won’t disappoint you with their wit and warmth, either. They definitely set the worldwide standard for humor!

But whilst the Irish may be lucky, do you feel lucky? Because if you prefer not to leave things down to chance this post is just for you. Let’s take a look at Ireland travel insurance!

travel insurance travelling from dublin

Month to month payments, no lock-in contracts, and no itineraries required: that’s the exact kind of insurance digital nomads and long-term traveller types need. Cover yo’ pretty little self while you live the DREAM!

Do I Need Travel Insurance For Ireland?

What should travel insurance in ireland cover, what is the best ireland travel insurance, how to choose the right ireland travel insurance for you.

Belfast, Ireland

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So what’s the craic on travel insurance in Ireland? Do you need it and if so why? First of all, do note that this guide is specifically about the Republic of Ireland (Eire). For Northern Ireland, you may want to consult our Guide to UK Travel Insurance . Now, back to Ireland, where travel insurance is not a mandatory entry requirement. And in a country which doesn’t exactly shout out ‘danger,’ you might wonder if it’s necessary and worth the expense.

Crime rates are very low. In fact, most of the danger stems from one too many Guinnesses turning to a street brawl (it happens). However, as is the case with every place you visit, opportunistic crime does happen – even in the Emerald Isle. Airlines and tour operators can go bust in the blink of an eye. This happened to Flybe , Europe’s largest regional airline, very recently. It’s worth considering insurance, as travel disruption can result in a lot of lost money.

Ultimately, we encourage all travelers to consider insurance, regardless of the destination. Even if it’s the cheapest Ireland travel insurance you can find! It won’t seem like a waste of money if you need it.

Need more convincing? Check out these other reasons why you should have travel insurance !

travel insurance travelling from dublin

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Healthcare in Ireland

Irish healthcare is adequate, overall, but statistics show it lags behind its European comrades. Waiting lists are lengthy, and beds are limited. However, should you need emergency treatment while in Ireland, you can rely on it. Ireland’s healthcare comprises highly-trained Irish doctors as well as international ex-pats.

The healthcare system is a mixture of public and private. Available for all Irish citizens, the former is funded by taxes. Those who have medical cards have access to free healthcare. Anyone else will be required to pay subsidized fees in the public sector. Meanwhile, 45% of the Irish population choose to take out private healthcare insurance. This way, they receive the highest level of care and do not have to deal with the timely waiting lists. In fact, Ireland has one of Europe’s highest populations who opt to go private.

Now, let’s get over to costs. For a routine or non-emergency appointment, the cost of seeing a GP in Ireland as a tourist ranges between  €40-60 ($37 – $55 USD). This covers the cost of the consultation. Blood tests, x-rays, and further investigation will cost more. Plus, the cost of any prescription medicine. Meanwhile, a trip to an emergency ward will cost you around €100 ($117 USD).  You will pay approximately €80 per night to stay in a hospital. Typically, Irish hospitals will treat you and then ask you to pay afterward, or refer them to your Ireland travel insurance provider.

Good news if you’re from the UK or another European country! You can apply for the free EHIC (European Health Insurance Card) before travel. This is provided free of charge and grants you access to subsidized, or sometimes free, emergency healthcare. But, EHIC recommends always traveling with travel insurance too, which covers medical and possessions.

Crime in Ireland

Crime in Ireland is low enough that the destination is popular with travelers and holidaymakers of all types. It’s a fabulous option to begin your solo backpacking lifestyle. The country has the 11th lowest homicide rate in Europe and the 23rd lowest in the world. In fact, in 2019, there was a decrease in homicides. However, attempted murder and sexual offences did increase (9% and 7% respectively). Irish cities are where most of the crimes occur, with Dublin, Limerick, and Cork city being among those with the highest reported incidents .

Property crime is your biggest contender while traveling in Ireland.  Keep your valuables secure on your person when sightseeing. Lock away all that you can in your hostel locker or safely in your guesthouse. Don’t leave valuables in your rental car either. The cheapest Ireland travel insurance will likely impose a surcharge for valuables, so check your small print in case you do end up needing to claim.

And finally, the drug trade is alive and well in Ireland. Dealing and trafficking are both crimes, which mainly occupy Dublin. An increase of 17.3% was observed in 2019. Stick to Guinness and castles, and you won’t find yourself in a pickle.

Issues Facing Travellers in Ireland

The first issue you’ll face in Ireland is deciphering an Irish accent over the jostling crowds of a Dublin Temple Bar brew, although your insurance won’t do much good there!

  • Travel disruption – In terms of what your Ireland travel insurance can help you with, first up – the event that your airline goes bankrupt. It’s worth investing in some cover should this happen. If your flight is canceled, the best insurance for Ireland will see that your additional accommodation costs are covered while waiting for your new connection. They should reimburse you for the canceled flight, as well. Tour operators should be factored in here, too. They, too, can cancel schedules at the drop of a hat due to liquidation or unforeseen circumstances.
  • Fluke natural disasters – Regarding natural disasters, Ireland’s soil is pretty much untouched. However, although you won’t find a volcano on the Emerald Isle, you might cross paths with the side effects. The eruption of Eyjafjallajökull in Iceland in 2010 grounded flights across Europe due to ash. Check out the terms of your Ireland travel insurance so you know what the deal is should a fluke incident like that occur. Besides that, flooding and landslides can occasionally form a roadblock in your itinerary and lead to missing a connection.
  • Petty theft – And, as we’ve said, issues like pickpocketing and other property theft are worth taking under consideration. It is recommended that travel insurance for visitors to Ireland cover your valuables, passport, and euros.

Popular Activities in Ireland

Most of the things you’ll want to do in Ireland are safe, focused on culture and gentle sightseeing. We’d hope that shouldn’t result in a claim on your Ireland travel insurance. But if you’re after an adrenaline rush, check out some of the following ideas!

  • Cycling – You could pootle around a city or gear up a mountain bike for an adrenaline rush through the gorgeous scenery! Ensure you are covered in the event your two-wheeler is stolen or vandalized. Helmets are not a legal requirement for cyclists in Ireland, but they are recommended. Some Ireland travel insurers may stipulate that you should wear one. Scout your coverage T&Cs before squeezing into your lycra.
  • Surfing – Surfing is one of Ireland’s best-kept secrets ! Mullaghmore has one of the largest swells in the Atlantic Ocean for the most daring. Alternatively, there are plenty of beginner spots for novices to catch your first wave. But surfing is definitely one of the activities to check your insurance for Ireland holidays covers because coral and rocks can hurt.
  • Renting a car – Before embarking on your self-drive road trip around Ireland, check your travel insurance provides comprehensive cover. You need to protect the hire car itself, any other cars involved, and your personal injuries. Not all travel insurance will cover car rental expenses by default, so read closely.

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Best Hostels in Ireland

In our experience, most Ireland travel insurance policies will probably include the following;

Emergency Accident & Sickness Medical Expenses

  • Luggage and Personal Property

Emergency Evacuation and Repatriation

Non-medical emergency evacuation, trip cancellation, trip interruption.

We feel that these are the most common key terms to look out for when you are comparing different insurance policies. We will not examine each one of these to see what they actually mean.

Emergency Medical costs are perhaps the single most important aspects of any travel insurance policy. If you have an accident or become seriously ill with a tropical illness, you may want to rest easy knowing that the medical costs and Doctors bills will be taken care of.

Many of you may have never seen a medical bill. However, we have seen too many for our liking and believe us, they can get very expensive very quickly. A friend of mine was once charged $10,000 for a leg infection in Costa Rica. Even 2 days in a Thai hospital cost him nearly $2,000.00! Thankfully he was insured on both occasions.

Pre-existing medical and health conditions may not be covered under this or they may be covered for an additional premium.

Ideally, Emergency Accident & Sickness Medical insurance should offer at least $100,000.00 of coverage but some run into the millions. If you are visiting the US, then do have a serious think about this.

Baggage and Personal Property

Luggage and Personal property coverage covers the value of your bags and what’s in them. It is most commonly used for lost luggage and Many policies also extend this to cover “on the ground” theft which comes in very useful if you are robbed once you reach your destination.

The limits on this do vary between policies. However, the maximum value rarely exceeds $1000 with a maximum item value between – $250 – $500.

This is probably enough for many travellers. However if you travel with a lot of electrical gear (laptop & camera), or are packing golf clubs or something, you may also wish to think about taking out a separate gadget cover.

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Emergency evacuation covers the cost of sending you back to your home country in a hospital. Let’s say that the above mentioned tropical illness is a very nasty one, and the decision is taken to send you home for further treatment; this will take care of the high costs of flying you home on a drip.

Repatriation is the cost of sending your remains home in the rare event that you die on your trip. Repatriation costs are not a burden I would want to leave to my family. Whilst this is thankfully rare, I do come across Facebook or “Go Fund Me” campaigns for somebody’s body to be flown home.

Non-medical Emergency Evacuation is when you have to be evacuated because of some sudden crisis.  Examples are outbreak of war/civil unrest and natural disasters that decimate infrastructure such as the South Asian Tsunami of 2006.

In more recent times, the Corona COVID-19 outbreak created the biggest international emergency evacuation situation ever. (FYI – it straddled both the medical and non-medical evacuation boundaries).

Emergency evacuation insurance covers the costs of having to book an emergency flight home ( which can be seriously expensive) and will also cover accommodation costs if you end up being flown to a random, “safe” country rather than going straight home.

Having to cancel an adventure that you were truly excited for is painful. However, being left out of pocket just makes it worse. Trip Cancellation cover can help you to recover the ‘non-refundable costs’ of your trip such as flight and hotel costs. Visa’s are also in this category.

To clarify, you can’t claim this simply because you changed your mind about the trip or fell out with your travel buddy. Proper cancellation reasons are things like sickness, family emergencies, bereavement, natural disaster and war – you get the gist.

Trip Interruption is when something goes wrong, even interrupts, and you have additional costs to pay because of it. One example, when your pre-paid hotel falls down and you are forced to book another one. Another example is when your flight home is cancelled and you need a few extra nights at your hotel.

Kerry, Ireland

Anything Else?

The above are what we consider to be the basic, bare-bones of travel insurance policies. However, some policies do offer a few more aspects to them. The very best Ireland travel insurance policies may also include the following;

Adventure Sports and Activities

Please note that Adventure sports and activities are not covered by all travel insurance policies. The definition of adventure sports and activities really does vary between providers but for example, can include;

  • Trekking (altitude is usually a factor here)
  • Swimming with Whales
  • Improvised football games….

If you are going to be doing anything remotely physical or outdoorsy on your trip, then it may be sensible to check that your insurance provider is covering it. Broken jaws hurt enough without having high medical bills attached to them.

Accidental Death and Dismemberment

Accidental Death & Dismemberment cover doesn’t cover any travel related expenses as such but instead it basically provides you (or your next of kin) with monetary compensation in the event that something happens to you.

If you die, your loved ones get a payout. Or, if you lose a digit, YOU get a payout. I mean, how much is a finger really worth to you anyway?

It’s kind of like having a bit of life cover attached to your travel insurance.

“Well dear, I’m afraid there is good new and bad news. The bad news is that your parents both died on their trip to Ireland. The good news is that you get $10k!”

Gear and Electronics Cover

Some insurance policies do cover electronic gadgets but others do not. Those that do, sometimes charge an additional fee and they also usually limit the maximum item value.

If you only travel with a phone or a tablet then your travel insurer may well cover it entirely. However, if like me you travel with a MacBook, then you may wish to consider obtaining gadget cover.

Personally, I have had separate gadget cover on my MacBook Pro for years.

mockup of a person holding a smartphone in white background with Holafly logo

A new country, a new contract, a new piece of plastic – booooring. Instead, buy an eSIM!

An eSIM works just like an app: you buy it, you download it, and BOOM! You’re connected the minute you land. It’s that easy.

Is your phone eSIM ready? Read about how e-Sims work or click below to see one of the top eSIM providers on the market and  ditch the plastic .

Inch Beach, Dingle, Ireland

Whilst they may all seem the same, not all insurers are. Some insurers offer lower prices than others and others offer higher coverage amounts. Some are infamous for not paying claims whilst others are celebrated for being fair and helpful.

Travel insurers – always the same yet always different. It isn’t possible (or legal) for us to say that anyone of them is the best, or is “better” than the others. No. Insurance is a very complex product and any policy takes into account a whole lot of data and a wide set of variables.

Remember that the “best” travel insurance always depends on where you are going, when you are going there and ultimately upon you and your needs. The best travel insurer for one trip, may not be the best for a different trip.

Below, we will introduce a few of the many travel insurance providers on offer. These are all firms we have used ourselves over the years.

SafetyWing are a relatively new player in the travel insurance space but are already making big waves. They specialise in cover for digital nomads and they offer open ended cover on a monthly subscription basis. Because they primarily cover digital nomads, they don’t offer much in the way of trip cancellation or delay so do take that into consideration.

However, SafetyWing really excels on the health side of travel insurance, covering dental and some complimentary treatments. In fact they even allow young children to be covered for free.

If cancellation and delay is not a concern for you or if you will be spending some considerable time on your trip, then maybe SafetyWing are right for you

  • Emergency Accident & Sickness Medical Expenses – $250,000
  • Baggage and Personal Property – $3000
  • Emergency Evacuation and Repatriation – $100,000
  • Non-Medical Emergency Evacuation – $10,000
  • Trip Cancellation -$0
  • Trip Interruption – $5000

If you need more information or want to get a quote, then you can visit the website for yourself.

World Nomads

World Nomads have been insuring backpackers for years now. World Nomads specialise in backpacker travel insurance and their policies cover long way travel on one way tickets, trips to multiple countries and a whole lot of adventure activities. These guys are well used to dealing with backpackers like us, and they are regularly recommended by travel bloggers and industry insiders. We love them.

They offer 2 different policies depending on your needs. The Standard Plan is standard & the Explorer Plan covers a whole host of high risk, high fun activities. World Nomads are also one of the few travel insurers who will write you a policy after starting your trip. The one downside for us is that they don’t cover Pakistan.

Let’s look at the maximum coverage amounts a World Nomads travel insurance plan can offer with both the Standard & Explorer plan.

  • Emergency Accident & Sickness Medical Expenses -$100,000/$100,000
  • Baggage and Personal Property – $1000/$3000
  • Emergency Evacuation and Repatriation – $300,000/$500,000
  • Non-Medical Emergency Evacuation – $25,000/$25,000
  • Trip Cancellation -$2500/$10,000
  • Trip Interruption – $2500/$10,000

If you want more info or to get a quote then visit the World Nomads site for yourself and take a look.

The savvy fin-tech insurer Faye provides whole-trip travel coverage and care that brings out the best in each journey with industry-leading technology that enables smarter and smoother assistance with faster claims resolutions. Their excellent app-based travel insurance covers your health, your trip and your gear all via an app that provides real-time proactive solutions, quick reimbursements and 24/7 customer support.

If you ever do need to make a claim, then you simply log in to the app and the claim will be assessed super quickly from anywhere in the world! My friend made a claim and was able to manage everything directly on the app. She was even able to purchase ‘Cancel for Any Reason’ Insurance that allows you to quite literally cancel for any reason, and be refunded up to 75% of non-refundable bookings.

Best of all, if the claim is successful then the funds will be immediately credited to the smart wallet on your phone or device and ready for you to spend.

Columbus Direct

Named after one of history’s greatest (and most divisive explorers), Columbus Direct also specialise in insuring adventure-hungry explorers like us. They have been providing award-winning insurance for 30 years. What we like about this plan is that it does cover small amounts of personal cash. However, Gadget Cover is not available.

Columbus Direct actually offers a number of different travel insurance plans. Below we have focused on 1 of these and have set out the coverage amounts for the Globetrotter plan.

  • Emergency Accident & Sickness Medical Expenses – $1,000,000
  • Baggage and Personal Property – $750
  • Emergency Evacuation and Repatriation – $1,000,000
  • Non-Medical Emergency Evacuation – $0
  • Trip Cancellation -$1,000
  • Trip Interruption (“Catastophe”) – $750

Iati Seguros

Iati Seguros is a Spanish based travel insurance company who we have personally used and loved. You will notice that they provide competitive cover amounts for the key travel insurance areas, and are competitively priced. So far we have heard nothing but good things about them.

They also offer multiple ones, but we have focused on the Standard Plan although we wholly encourage checking out all plans for yourself to identify the best one for your needs.

Standard Plan

  • Emergency Accident & Sickness Medical Expenses – $200,000
  • Baggage and Personal Property – $1000
  • Emergency Evacuation and Repatriation – 100% of cost
  • Trip Cancellation -$1,500
  • Trip Interruption – 100% of cost

Insure My Equipment does precisely what the name suggests. They are an online insurer for expensive equipment (like camera gear & gold clubs). You can use them to get specific pieces of gear insured but please bear in mind this policy is only for your specified gear.

An Insure My Equipment policy works well in combination with other travel insurance. Insure My Equipment policies are an excellent choice for professionals and backpackers with more $0000’s worth of camera equipment, expensive laptops or fishing rods.

I also know a few travelling musicians and DJs who use these guys so you are in cool company.

Kilkenny Castle, Ireland

Choosing the right travel insurance for your Ireland holiday is like choosing a wife, it is something only you can decide (unless your Indian in which case your parents will do it) . You need to work out how much your trip is worth, how much equipment you plan to take and what activities you intend to engage in.

And of course, you need to ask yourself how much can you afford – how much you can afford to pay for cover, and how much you can afford to be out of pocket in the unlikely event of a claim. Sometimes, the cheapest Ireland travel insurance will be enough and sometimes it will be worth spending a bit more. Hopefully the information provided in this post will help you to decide – if not, then I just wasted 5 hours of my life in writing it!

Safety in Ireland Backpacking Ireland

Is Ireland Expensive? Where To Stay in Ireland

Final Thoughts on Ireland Travel Insurance

Well done, you made it all the way to the end! Now you’ve brushed up on your Ireland travel insurance need-to-knows, over to more interesting topics. It’s time to plan what you’re going to do in this remarkable country. We can help you out there, too.

Have a leaf through the rest of our Ireland travel content. We’ll tell you the best places to stay, the top attractions you shouldn’t miss, and restaurants you have to check out – everything you need in order to make the most of your time on the Emerald Isle! Safe travels in Ireland.

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Compare Travel Insurance Ireland

Compare travel insurance to find the best travel insurance in Ireland. We do all the searching for you to find the best & cheap travel insurance. With just a few clicks using our 'travel insurance compare' feature, you can purchase the best travel insurance policy. It's Quick and Easy!

Single trip covers you one trip from the time you leave Ireland until you return including travelling to multiple countries.

Annual multi-trip covers you for an unlimited number of trips for a specified duration within one year.

Backpacker will cover you for between 3 and 24 months and include travel to multiple destinations. This cover is also known as ‘long stay’ or ‘extended stay’.

Policies will normally exclude cover if you are travelling to an area or country where the Department of Foreign Affairs has advised against travel. For advice on countries not to travel to and for more information prior to travel, visit

Annual multi-trip: cover will commence on the specified start date. If you choose to include cancellation cover, it will begin on the policy start date you have selected and not the date you buy your insurance.

Single trip and backpacker: cover will commence on the day you incept the insurance if you choose to include cancellation cover.

What to consider

Annual multi-trip: if you choose to include cancellation cover, it will begin on the policy start date and not the date you buy your insurance. Therefore, if you set the start date for when your first trip begins, you will not be covered if you are unable to travel.

Single trip and backpacker: if you choose to include cancellation cover, it will begin on the date you buy your insurance. All other policy features will begin on the date you select.

Who is covered?

Individual: this is to cover Individual travellers travelling alone or together.

Couple: this will usually cover 2 adults residing at the same address.

Family: usually two adults and a specified number children under the age of 18 who live at the same address. This also includes single parent families.

Definitions may vary from insurer.

Individual: as the name suggests, this will cover one traveller.

Couple: this will typically cover two adults who live at the same address.

Family: this will typically cover two adults and up to four children under the age of 18 who live at the same address.

Winter sports: an additional cover required if you are going on a trip that will involve you skiing or snowboarding etc. This may also include cover for off-piste skiing and for your equipment.

Cruise cover: these policies include cover for cruises and may include extras such as missed port departure and cabin confinement.

Business Trip: these policies are tailored for the business traveler and may include additional cover for mobile phones, laptops or other items used in support of your business.

Always read the policy wording carefully as it may include specific conditions and exclusions. Please ensure that your insurance provider will cover you for all destinations on your cruise.

Private Heath Insurance

Insurers will usually offer a discount and cover some pre-existing conditions automatically if all the insured persons hold an eligible Private Health Insurance policy that covers in-patient medical treatment abroad of at least €55,000 per person per claim. The policies will usually re-quire you to claim from your PHI provider in the first instance if you receive medical treatment abroad with the Travel Insurance benefits offering a top up if you exceed the limit of your PHI.

Please refer to the insurer’s policy documents for full terms and conditions.

What is a medical condition?

An illness or injury for which you have taken medication or been given treatment.

This also includes conditions from which you have suffered symptoms, but not yet had a diagnosis and ongoing medical conditions. Policies may exclude any claims relating to being on a waiting list to receive a diagnosis or treatment or a terminal illness. This may also extend to non-travelling family members.

This policy is only available to you if you have been permanently resident in Ireland for the past six months.

What our customers say

travel insurance travelling from dublin

Find Best Travel Insurance in Ireland with Ucompare

Ucompare's tool does all the hard work for you and helps you to compare & buy cheap travel insurance in Ireland.

Whether it's the annual travel insurance, single trip, backpacker travel, or global travel insurance; fill in our simple form & get multiple quotes to compare & choose the best insurance.

Annual trip Policy

Our annual trip holiday insurance policies cover avid travelers for a full 12-month period. You can select from various geographical locations, including Europe, the US, Australia, or even worldwide.

An annual trip travel insurance policy covers you for all trips made within the year, so you never need to worry about any last-minute panic to arrange travel insurance.

If you are a frequent flyer, it will often be much better value than individual policies for each trip.

Single trip Policy

We also offer a huge range of comprehensive single trip travel insurance options. If you don't travel as frequently, the single trip option can save you a lot of money and stress if anything doesn't go to plan.

This travel insurance type offers advantages, including the policy being tailor-made and designed especially for your trip abroad.

We offer a large range of add-on options for whatever you may need.

Backpacker Policy

If you are travelling for an extended period of time, our backpacker travel insurance options have you covered.

It is the most popular option for those jetting off to travel the world and is essential if you will be away from home for more than 3 months.

Our Backpacker travel insurance policy options can cover you for up to 2 years, so no matter how long you will be away for, make sure to get a quote today.

Benefits of Travel Insurance with Ucompare

Travelling brings you the most wonderful memories to cherish forever. But sometimes things may not always go according to the plan.

Lost luggage at the airport, flight cancellations, flight delays, natural disaster or a medical emergency can seriously hamper your travel plans.

Unfortunately, you don't have control over these mis happenings. But what's in your control is to buy the right holiday insurance policy which provides you the cover you need in these unfortunate circumstances.

Our travel insurance options come with a range of benefits to give you the best cover possible. These include delayed or lost baggage cover, trip cancellation cover, winter sports cover, and car hire excess cover.

Many benefits come as a standard with your policy. For any extras, you might require you can select various add-ons, so be sure to know what you are looking for with the help of our easy to understand comparison tool.

With the range of benefits on offer, you can select the perfect travel insurance policy tailored to your precise needs.

With some help from Ucompare, finding the best deal on your holiday insurance is quick and easy with our easy and stress-free comparison tool, there hasn’t been a better time to choose your next policy.

Hope this will help you find the best travel Insurance in Ireland

Buy Cheap Travel Insurance with Ucompare

Travel Insurance is absolutely essential for anyone who is considering travelling abroad. The Travel Insurance market in Ireland can be daunting so has brought all of the main competitors together to make your life easier. offers a range of Cheap Travel Insurance products in Ireland and they also offer more comprehensive and specialised cover too.

There are a number of different ways in which you can save money on your travel insurance. For instance, many companies automatically select the postage and text message option when you are running a quotation, if you pay attention & remove these options you could save yourself up to €5.00.

Another way to save money is to watch out for the automatic renewal option. While this can be seen as convenient for some travellers, it also pays to shop around and ensure that you are getting the best deal around every year.

travel insurance travelling from dublin

Top Travel Insurances for Ireland You Should Know in 2024

Byron Mühlberg, writer at

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Ireland stands out for being steeped in history, home to stunning landscapes, and the host to a unique cultural heritage with traditional music and dance. What's more, it's also renowned among tourists for its legendary pubs and whiskeys! Although travelling to Ireland can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Ireland and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Ireland Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Ireland:

Best Travel Insurances for Ireland

  • 01. Should I get travel insurance for Ireland? scroll down
  • 02. Best medical coverage: VisitorsCoverage scroll down
  • 03. Best trip insurance: Insured Nomads scroll down
  • 04. Best mix for youth and digitial nomads: SafetyWing scroll down
  • 05. FAQ about travel insurance to Ireland scroll down

Heading to Ireland soon? Don't forget to check the following list before you travel:

  • 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
  • 🛂 Need a visa? Let iVisa take care of it for you.
  • ✈ Looking for flights? Compare on Skyscanner !
  • 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
  • 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Ireland?

No, there's currently no legal requirement to take out travel insurance for travel to or through Ireland.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Ireland or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Ireland:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Ireland. It lets you choose between various plans tailored to meet the specific needs of your trip to Ireland, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

Get a quote 🡪

  • Coverage 9.0
  • Quality of Service 9.0
  • Pricing 7.6
  • Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Ireland:

  • Policy names: Varies
  • Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
  • Trip coverage: Excellent - but only available for US residents.
  • Customer support: FAQ, live chat and phone support
  • Pricing range: USD 25 to USD 150 /traveller /month
  • Insurance underwriter: Lloyd's, Petersen, and others
  • Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

Get a quote 🡪

  • Coverage 7.8
  • Quality of Service 8.5
  • Pricing 7.4
  • Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

  • Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
  • Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
  • Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
  • Customer support: FAQ, live chat, phone support
  • Pricing range: USD 80 to USD 420 /traveller /month
  • Insurance underwriter: David Shield Insurance Company Ltd.
  • Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

Get a quote 🡪

  • Coverage 7.0
  • Quality of Service 8.0
  • Pricing 6.3
  • Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

  • Policy names: Nomad Insurance, Remote Health
  • Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
  • Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
  • Pricing range: USD 45 to USD 160 /traveller /month
  • Insurance underwriter: Tokyo Marine HCC
  • Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Ireland? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Ireland

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Ireland. However, we strongly encourage you to do so anyway, because the cost of healthcare in Ireland can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

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Travel Insurance

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Travel Insurance

Before heading to Dublin, it's a good idea to make sure you're covered should the unexpected happen. Get to know how the healthcare system works in Ireland, and compare insurance .

When on holiday, you never know what you might find. The best way to travel in peace, and avoid the unexpected ruining your holiday, is by taking out medical insurance . That way, you'll be covered against bad luck in Ireland.

Check Your Insurance

Before taking out travel insurance in Dublin, you should c heck the policies you already have (car, home, etc.) to confirm whether or not they include medical insurance in Ireland.

Another alternative is to check the insurance offered by your credit card. Often, if you've already bought a flight to Dublin by card, you'll have some kind of insurance included.

Taking out Travel Insurance

Taking out travel insurance before travelling is essential if you want to make the most of your holidays without a care in the world. At Civitatis we offer complete medical insurance, starting from only € 9 ( US$ 9.70) per person:

Civitatis travel insurance

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Travel advice.

Find out about Ireland’s entry requirements, depending on where you are from, including the UK, the United States and Australia.

Before Ireland was conquered by the English, the main language spoken was Irish or Irish Gaelic (Gaeilge) during the Middle Ages.

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Travel insurance for Ireland

Do UK residents need travel insurance for Ireland? And what healthcare is available for Brits if they’re visiting the country?

Our guide covers key things to consider if you’re visiting Ireland, like local culture, getting around and travel risks the right policy may help safeguard you against.

Interior of Dublin library in Ireland

Healthcare for Brits in Ireland

What you need will depend on whereabouts you’re visiting on the island of Ireland.

For UK citizens visiting Northern Ireland, the NHS functions as it would in Scotland, England or Wales. But if you're visit the republic of Ireland you'll need a UK Global Health Insurance Card (Ghic) or a European Health insurance Card (Ehic) that's still in date. These entitle you to the same healthcare as Irish nationals.

If you’ve lost your Ghic or Ehic, being able to prove that you’re a UK resident can help. You can call the Health Overseas Healthcare Team (+44 191 218 1999) to get a Provisional Replacement.

There are certain important things Ghic and Ehic won’t cover. Medical repatriation and some costly parts of emergency medical rescue like airlifts aren't covered. Therefore, it’s important to have good quality holiday insurance for the worst-case scenario. Make sure your policy has the Covid-19 cover you need on your travels.

Protect what matters when you go with good travel insurance

Travel risks in ireland.

Ireland is considered a safe place to visit. Visitors are advised to take normal precautions against things like pickpocketing and bag theft whilst in busy cities such as Dublin, much as they would in London.

To travel prepared, check the Foreign, Commonwealth and Development Office (FCDO) travel advice for Ireland before you go. remember that travelling against is advice could invalidate your travel insurance.

Anyone who has been a victim of crime can contact the Irish Tourist Assistance Service , who are built to help visitors in this circumstance.

Irish culture

Irish culture is rich and ancient. A couple of words that you need to watch out for are Garda (police), and Mná (women) and Fir (men). So be careful – the word “Mná” on the toilet is not a typo of “men”.

Live music, particularly in popular nightlife areas like Dublin, is very prevalent in Ireland and will often be high-quality folk music. There is very little to make one feel like they’ve got into a culture like its music, and fortunately in Dublin, it’s almost unavoidable on a night out.

Galway is the European Capital of Culture 2020 and the county - and Ireland generally - is going to be awash with cultural events of every shape and size. From touring theatre to installations, concerts to events that defy description, the year promises a spellbinding array of attractions for visitors.

Major cities in the Republic of Ireland tend to be more expensive than you might be used to in the UK, comparable to and sometimes dearer than London. It’s not unusual for a pint of beer to cost €7-8. However, prices in shops tend to be similar. The Post Office City Costs Barometer rates Dublin as roughly £40 more expensive for a weekend break than London.

Getting around

Transport in Ireland is very similar to the UK, with bus services and train services operating in much the same way.

Driving in Ireland is also very similar to the UK. Make sure that you have your driving licence on you at all times, including your VC5 (logbook) and details of car insurance and road tax . The drinking and driving limit was reduced in 2011 to be 50mg of alcohol per 100ml of blood for fully-qualified drivers (20mg/100ml for new, learner and professional drivers) – which is less than the English law of 80mg per 100ml blood.

However, it is always difficult to know exactly how much you’ve had and how that relates to drink-drive limits. It’s therefore never sensible to drive after drinking, even if you’ve only had a very small amount. The penalties for being over the limit in Ireland are very severe, and random tests are conducted by Gardai.

While it might be tempting to feel like the Republic of Ireland is the same as the rest of the UK, remember that it isn’t and is more like a European country with regards to going on holiday.

Due to the RoI being in the EU, your Ghic is going to be important should you become unwell – however, as mentioned above, this is no substitute for good travel insurance. Whether it’s for medical repatriation, your hotel cancelling your booking or your airline losing your luggage , travel insurance is a vital part of going away.

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Is your UK travel insurance valid when flying from Dublin Airport?

We’ve already witnessed the value of the sterling pound weakening, which ultimately means the cost of travel will be higher. No-frill airlines and European routes, that we currently have the luxury of using, are enabled by the EU’s removal of old bi-lateral restrictions to encourage competition on routes between union countries. Now that the UK are leaving the EU, we may find that regular flights from Northern Ireland and the wider UK will not be operating as quite as freely (or cheaply)!

Flying from Dublin Airport

Typically, Northern Ireland’s airports don’t have a wide range of routes, and as such travellers regularly book connecting flights when flying from Belfast, or opt to depart from Dublin’s Airport. Dublin offers a wider flight selection and is less than two hours drive away. But for those choosing this option, have you ever stopped to think that once you cross the border, your UK travel insurance could be void?

UK Travel Insurance

Whether you’re flying for business or pleasure, you should always ensure you have adequate travel insurance cover. This will mean that you are covered in event of an emergency, like an unexpected illness or theft.

If you are flying from Dublin Airport, remember you will be flying from an airport outside of the UK (but within the EU post Brexit). Therefore, you need to make sure your travel insurance covers your departure location, your arrival destination, and your return travel. If you have bought a travel insurance policy in the UK, read the fine print to confirm if you are being covered if you opt to fly from Ireland.

Travel Insurance helps to cover medical expenses, cancellations, personal belongings, and being aware of your policy’s terms and conditions could prevent you from realising your cover isn’t valid when it is too late.

We work hard to source the best value travel insurance quotes for our clients. Our quotes match your needs, whether you are going on a family holiday, a single-trip, or inter-railing across Europe. We listen to what you want from your policy, and most of all, make sure it will be valid regardless of where you are flying from. If you are travelling soon, give us a call to discuss our travel and holiday policies today.

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travel insurance travelling from dublin

Thanks in advance for your advises.

11 replies to this topic

' class=

It's also unlikely to save you much if any time and will cost you unnecessary expense in rental and parking charges. Also, few Dublin city centre hotels have their own parking so you are likely to have to park remotely and those that have parking tend to charge guests handsomely for using it.

Also, Dublin to the Cliffs of Moher is a lot of driving in one day to a site that is very weather dependent and prone to poor visibility. If it's a must for you, there's the option of a bus tour to the cliffs from Dublin.

travel insurance travelling from dublin

imo, the cliffs are a nice visit are staying in the west, but not really a day visit from Dublin .

now I'm convinced to avoid Dublin city centre. I was looking at possibility of renting a car at West Dublin and returning to airport. I think there are some options available.

As for driving long distances, I'm OK with 8-10-hour drives, do those often in US.

The fact that Cliffs are weather dependent, is of course a problem, not sure what to do with it. Is it possible to check the visibility their the day before, and if the weather is bad, I would change my itinerary.

Thank you again

Also Irish is weather is very unpredictable and changeable, and we can get four seasons in an hour, never mind a day. As a result it's impossible to target a reliable forecast on a small geographic area such as the cliffs. So you have absolutely zero guarantee when setting out with a forecast of visibility that the cliffs won't be virtually invisible when you arrive.

' class=

you have posted an almost identical query on the uk forum, so it looks as if you have not prepared yourself for the long will you be in Ireland?

I found a good tour to Kilkenny , Wicklow and Glendalough, which is more affordable and shouldn't be affected by the weather.

Appreciate your feedbacks.

We had the car for 5 days so had time to get acclimated.

Moher visibility changes by the minute, not by the day. you could have very clear view and before you know it can't see your hand in front of your face. As soon as you leave the area, then weather will be fine again (if it was in the first place). It is a long drive for the day.

Hopefully, this adds to the information so you can make your own decision how to spend your vacation.

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8 Helpful Things 50-Plus Travelers Never Knew They Need to Do Before Traveling

Research is key but don’t forget to have a conversation.

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Judy Mandell,

If you are getting ready to travel, you probably have a pre-travel checklist that you follow. TSA PreCheck ? Active. Passport ? Check. But if you haven’t traveled in a while, you might not know where to start checking for the necessary information and documentation .

After the record number of passengers screened in 2023, David Pekoske, the administrator of the Transportation Security Administration (TSA), said earlier this year that the agency expects the trend to continue this year. Indeed, 65 percent of people 50-plus plan to travel this year, according to the AARP 2024 Travel Trends survey .

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As you prepare to travel this summer, here are eight tips you never knew to follow before taking a trip.

1. Call the non-U.S. 800 number for airlines

Peter Greenberg, the travel editor for CBS News, wants travelers to not rely solely on online research when booking a trip. “The websites are by design misleading because the presumption that people make, which is false, is that they’re seeing all the availability and inventory on their screen. They’re not.”

Greenberg suggests having a conversation with a travel agent, travel adviser or travel provider to find the full availability that often isn’t depicted online. Instead of being put on hold on a U.S.-based airline 800 number, call an 800 number for United Airlines in London, American Airlines in Dublin or Delta Airlines in Paris, he says. “They are open 24/7. They won’t put you on hold. And they’re seeing the same thing on their screen that the headquarters are seeing” in Chicago, Dallas or Atlanta, Greenberg says.

2. Check the expiration date on your passport

Many countries, including most of Europe, Morocco, Turkey, the United Arab Emirates and Thailand, will not let you enter if your passport expires in less than six months. Check the U.S. State Department’s travel site for more details.

3. Get an international driver’s permit

Do you plan to drive overseas? If so, there are some countries that require an International Driving Permit, says William Lee, the head of marketing for Chima Travel in northeast Ohio. According to, if you visit Canada or Mexico, your state driver’s license is all you need. However, a trip to Spain or Greece will require an International Driving Permit. “The process to get one is actually really simple,” Lee says. Before you travel, either visit AAA in person or online. AAA is the only entity that issues the permit in the U.S. Supply two passport-style photos or have the pictures taken at certain AAA offices. The fee for the permit is $20, plus processing and delivery fees. You don’t need to be a member of AAA to use this service.


4. Book the first flight of the day on an airline not based in your city

Greenberg says advice to take the very first flight of the day is nothing new. “What is new is to take the first flight of the day on an airline that’s not based in your city,” he says. “You want to take the first flight on a plane that overnighted, which means the crew stayed with that plane; the plane is ready to go, and your odds of getting out on time first thing in the morning are infinitely increased.” Greenberg adds it could be a problem if you are waiting for a plane to arrive from somewhere else.

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5. Apply for entrance authorization

In 2025, the new European Travel Information and Authorization System (ETIAS) will require passport holders from more than 60 visa-exempt countries to apply for approval to enter 30 European countries. Previously, countries such as France, Germany and Greece did not require advance approval to enter for visits of less than 90 days. Once the program is running, travelers to Europe will fill out the form online or via a mobile app and pay a 7 euro charge (about $7.54, depending on exchange rates; free for applicants 70 and older). And don’t forget about visas. “You just need to search for ‘country + visa requirements,’ ” Lee says.

6. Research local currency and exchange rates

“Many travelers get ripped off due to a lack of research,” says Michael Sawyer, operations director at Ultimate Kilimanjaro, a company that specializes in assisting people who want to climb Mount Kilimanjaro. Sawyer suggests exchanging some currency prior to your departure or getting a travel debit card.

7. Search for tipping etiquette

Sawyer says tipping customs vary greatly depending on the city or country. “Knowing how to tip at restaurants and other services can assist in avoiding awkward situations,” he says.

8. Download offline maps and other key apps

If you are traveling to a destination with limited internet access, it’s good to have these products readily available, Sawyer says. City-specific apps can provide information on attractions, public transportation and restaurant recommendations.

Contributing: Kimberley Lovato, AARP

Judy Mandell is a Virginia-based writer who contributes to the New York Times , the Washington Post , Prevention magazin e and many other major newspapers and magazines. She lives in North Garden, Virginia, with her rescue dog, Maple.

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Memorial Day weekend 2024 travel will be busiest at these times: How to avoid traffic jams

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If you’re traveling for Memorial Day weekend , be prepared to run into some crowds. The next holiday weekend – taking place May 25 to 27 – is slated to see a record-breaking number of travelers, according to AAA. 

A projected 43.8 million Americans are expected to pack their bags for trips over 50 miles or more over the holiday weekend – a 4% increase from last year and close to 2005’s previous record of 44 million. 

“We haven’t seen Memorial Day weekend travel numbers like these in almost 20 years,” said Paula Twidale, Senior Vice President of AAA Travel, in a press release. “We’re projecting an additional one million travelers this holiday weekend compared to 2019, which not only means we’re exceeding pre-pandemic levels but also signals a very busy summer travel season ahead.”

Both roads and airports will be extremely busy, with a historic number of roadtrippers since AAA began tracking data in 2000. That’s 38.4 million drivers, up 4% from last year. 

A predicted 3.51 million airline passengers are expected to hit the skies over the holiday weekend, a 4.8% increase from 2023. This will make for the most crowded Memorial Day weekend at airports since 2005, AAA said. 

Learn more: Best travel insurance

Here’s everything you need to know about traffic if you’re hoping for a Memorial Day weekend getaway.

Summer is just around the corner. Here's everything you need to know for your summertime trip.

What are the most popular destinations for Memorial Day weekend travel?

Most popular domestic destinations:

  • Las Vegas, 
  • Anaheim/Los Angeles

Most popular international destinations:

  • Vancouver, Canada

What are the best times to drive for Memorial Day weekend? 

To avoid the worst traffic, drivers leaving for their long weekend trip on Thursday, May 23, and Friday, May 24, should hit the road before 11 a.m. or after 7 p.m. Thursday and 8 p.m. Friday. 

Travelers driving on Saturday, May 25, who leave before 1 p.m. and after 6 p.m., will be able to avoid the worst traffic jams. On Sunday, drivers should head out before 1 p.m. to avoid the worst congestion. 

Travelers returning home on Monday, May 27, should embark after 7 p.m. if they want to dodge peak traffic. 

What are the worst times to drive by car for Memorial Day weekend?

Travelers should expect the worst traffic on Thursday between noon and 6 p.m. 

Friday between noon and 7 p.m. since they’ll encounter commuter congestion as well. 

Over the weekend, peak traffic is anticipated to be between 2 p.m. and 5 p.m. on Saturday and between 3 p.m. and 7 p.m. on Sunday. 

On Memorial Day, drivers heading back home can expect peak traffic between 3 p.m. and 7 p.m., aka peak rush hour time.

Peak congestion times in major US cities

Travelers who are going through major metropolitan areas should unfortunately expect travel times to be up to 90% longer than usual, according to Bob Pishue, transportation analyst at INRIX. “Travelers should stay up to date on traffic apps, 511 services, and local news stations to avoid sitting in traffic longer than necessary,” Pishue said in a statement. 

  • Worst route: Atlanta to Savannah via I-16 E
  • Worst day: Saturday, May 25
  • Worst time: 4:45 p.m. 
  • Estimated travel time: 5 hours, 31 minutes
  • 54% increased travel time
  • Worst route: Manchester to Boston via I-93 S
  • Worst day: Sunday, May 26
  • Worst time: 8:45 a.m.
  • Estimated travel time: 1 hour, 48 minutes
  • 50% increased travel time 
  • Worst route: Milwaukee to Chicago via I-94 E 
  • Worst time: 4:30 p.m.
  • Estimated travel time: 2 hours, 25 minutes
  • 27% increased travel time
  • Worst route: Fort Collins to Denver via I-25 
  • Worst time: 4:15 p.m.
  • Estimated travel time: 1 hour, 24 minutes
  • 56% increased travel time

Los Angeles

  • Worst route: LA to Bakersfield via I-5 N 
  • Worst day: Thursday, May 23
  • Worst time: 6:15 p.m.
  • Estimated travel time: 2 hours, 45 minutes
  • 84% increased travel time
  • Worst route: New York to Albany via I-87N 
  • Worst time: 11:45 a.m. 
  • Estimated travel time: 2 hours, 37 minutes


  • Worst route: Philadelphia to Baltimore/DC 
  • Worst day: Friday, May 24
  • Worst time: 7:30 a.m.
  • 64% increased travel time

San Francisco

  • Worst route:  San Francisco to Napa via I-80 E
  • Worst time: 11 a.m.
  • Estimated travel time: 1 hour, 34 minutes

Washington, D.C.

  • Worst route: Washington, DC to Baltimore via Balt/Wash Pkwy N 
  • Worst time: 2:15 p.m.
  • Estimated travel time: 1 hour, 21 minutes
  • 72% increased travel time

Kathleen Wong is a travel reporter for USA TODAY based in Hawaii. You can reach her at [email protected] .


How a rail pass could be just the ticket for cheap travel across Europe for all ages

Across europe, budget-friendly initiatives are designed to tempt people out of their cars and into more sustainable forms of transport.

travel insurance travelling from dublin

Travelling by train can be less stressful and more sustainable than touring by car during the summer. Photograph: iStock

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Slow travel is back in fashion. Fearful of climate concerns, an increasing number of people are opting to swap the faster – and let’s be honest, often cheaper – flight option for a ferry/rail/bike combination.

But even if you can’t afford the time required for a slower trip to your destination, flying but then swapping a rental car for the train this summer can still make sense.

It may also save you money, thanks to initiatives across Europe aimed at getting people out of their cars and back on the train.

So, with this in mind, here are some options for low-cost travel this summer. Each has their own rules and, in general, they don’t offer travel on the high-speed services, so it will pay to examine the terms and conditions of each closely before you purchase.

Is the era of cheap flights over? ‘Days of Malaga for less than three figures are gone’

Is the era of cheap flights over? ‘Days of Malaga for less than three figures are gone’

Dublin Airport parking: Locals ‘stressed’ by holidaymakers leaving cars in their estates

Dublin Airport parking: Locals ‘stressed’ by holidaymakers leaving cars in their estates

Higher fares set to squeeze air travel growth

Higher fares set to squeeze air travel growth

Cost: €49 a month

Eligibility: Open to all

Where to buy: Irish residents can buy a rail pass via or the DB Navigator app. The original European low-cost rail ticket, the €9-a-month pass, was launched in the aftermath of the Covid-19 pandemic, offering unlimited travel across Germany. More than 50 million passes were bought by residents and tourists but, unfortunately, it was just a temporary measure.

The good news is that while its replacement is more expensive, at €49 a month, it is here to stay.

The Deutschland-Ticket (D-ticket) is now valid right across Germany, on all local public transport, including the RB, RE, S-Bahn trains (SPNV) and also on public transport such as buses, trams, subways, etc. (ÖPNV) – but not the high-speed ICE trains.

travel insurance travelling from dublin

Berlin's Brandenburg Gate: A ticket from the city to Cologne on the intercity train will cost about €80 one way, so the slower Deutschland-Ticket (D-ticket) is a better option. Photograph: iStock

This means that while you can still travel by rail from Munich to Berlin, for example, it will take longer than the faster intercity option. But it will save you money. A ticket from Berlin to Cologne on the faster intercity train will cost about €80 one way, for example.

[  ‘The journey takes as long as it should’: can Ireland join the train revolution?  ]

A word of warning. The ticket is only available on a monthly subscription basis, so be sure to cancel it – by the 10th of the month – once you no longer need it.

Eligibility: Those aged 27 and under

Where to buy: The new “pass rail” is expected to go on sale in June via SNCF Connect

Catch an Olympics soccer match in Nice, then head to Marseilles for some bouillabaisse. Keep going west to catch some waves, then fly home from Biarritz.

This year the French government is set to launch the new “pass rail”, which targets those aged 27 and under. The pass will be eligible on local TER as well as intercity trains – but not the more expensive, high-speed TGVs. It also won’t apply to the Île de France region (ie Paris).

If you’re a little older than 27, there are other passes to consider in l’Hexagone, as the country is sometimes referred to. If you’re heading to the southeast of France, for example, you could consider “le Pass Occitanie Rail Tour”. Covering regional routes operated by liO Train across the Occitania region, it covers towns including Montpellier, Rodez, Nimes and Toulouse. Intercity and TGV trains are excluded.

travel insurance travelling from dublin

If you’re heading to the southeast of France, consider 'le Pass Occitanie Rail Tour'. It covers towns including Montpellier, Rodez, Nimes and Toulouse (above). Intercity and TGV trains are excluded. Photograph: iStock

The pass would, for instance, allow you to fly to Toulouse, then take a bike or a boat on the Canal-de-Midi before getting the train to Carcassonne for some medieval viewing, and head south for a beach holiday in Argelès-sur-mer or Collioure, via Narbonne and Perpignan.

The pass costs from €20 for two days of consecutive travel and up to €60 for six consecutive days of travel. You can buy it at .

In Brittany, if you haven’t opted to take the ferry and drive, you could consider a TER BreizhGo pass. For €55, you and up to four other travellers can enjoy unlimited travel in the region for two days, including the weekend. A seven-day pass is available at €110.

If you fly to Rennes for example, you could take the train to see the walled town of St Malo, and enjoy the beaches in the area, before travelling west to Quimper or Vannes.

Cost: €18 for one week/€35 for one month

Eligibility: Under 26

Where to buy:

If you’re spending a week, or a month, in Belgium this summer, the Youth Holidays pass offers excellent value, starting at just €18 for unlimited travel across the country.

The catch? You have to be under 26, and the pass only applies in the summer holidays. This year it will work from June 29th until September 1st.

travel insurance travelling from dublin

The Grand Place, Brussels, Belgium: If you’re spending a week, or a month, in Belgium, the Youth Holidays pass offers excellent value, starting at just €18 for unlimited travel. Photograph: iStock

You can use the pass to travel to and from Brussels airport, but a supplement (€6.70) will apply. You can also travel part of the way to Charleroi Airport, which is where Ryanair flies into, with the pass.

Cost: €49 (no further discounts available)

Eligibility: Everyone

Where to buy: At a Comboios de Portugal office

Fly to Porto with Ryanair and after a few days sipping port and eating sardines, take the train down to Lisbon, with some stops on the way in Aveiro and Fatima. Then on to Cascais for some lounging on the beach, before hitting Albufeira and the Algarve. Get the train direct to Faro and choose between Ryanair and Aer Lingus to fly home to Ireland. All without renting a car, and all for the princely sum of just €49 each.

If this sounds like a plan, you should consider the Passe Ferroviário Nacional, or National Train Pass.

You will have to get a CP card for €6 at a ticket office, for which you will need some passport pictures (CP stands for train operator Comboios de Portugal). The pass will then be loaded onto the CP card.

travel insurance travelling from dublin

The old town of Porto, in Portugal, across the Douro River: Consider the Passe Ferroviário Nacional, or National Train Pass, for getting around. Photograph: iStock

If you want to hit the Algarve after Lisbon, bear in mind that you will have to pay extra for this as the route is an intercity one and not part of the regional route network covered by the pass. However, once in Portimao, you can again use your CP pass to travel up and down the region, including to the airport in Faro.

Don’t expect the pass to offer access to the swiftest train; Porto to Lisbon will take less than three hours on the intercity train. With the national pass, you will be confined to regional trains, and so should expect trip times of closer to five hours.

You can claim a refund for any time portion of the pass you don’t use.

Cost: €88 four days/€128 for five-day pass (€64 for a child)

Eligibility: Adults/adults + children

Where to buy: Selected ticket offices including Dublin Heuston and Connolly; Cork, Limerick, Sligo and Waterford. The passes are not available online.

If you’d rather stay in Ireland this summer and travel around via rail, you also have some options – although they’re not as attractive as those available on the Continent.

[  20 great holiday destinations to visit in 2024  ]

With a Trekker pass, for example, you’ll pay €88 for four days of consecutive travel – so travel from Dublin to Cork on a Monday for example, down to Killarney on a Tuesday, up to Limerick on a Wednesday and back to Dublin on the Thursday. Buying the pass would save you money – an adult open return ticket from Dublin to Cork is €71.20 for example. However, the timeframe is particularly tight.

A better option might be an Explorer ticket, which costs €128 for five days of travel – but this time you’ll get 15 days to do it all in.

Finally, if being confined to just one country doesn’t float your boat, why not consider an Inter Rail pass? Equally attractive for both the young and the young at heart, the pass now covers 33 European countries.

While it may not be as keenly priced as the one-country passes mentioned above, if used well, you can certainly cover plenty of ground at a low cost.

A second-class seven-day pass, for example (to be used for travel within a one-month timeframe), will cost €286 for someone aged between 12 and 27 (youthpass); €381 for an adult aged between 28 and 59; or €343 for someone aged 60 or over. You can upgrade to first class for an extra €93 per person.

Children aged 11 and under are free, and you can buy a pass online at .

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Automotive, Travel, and Traffic Safety Information

Nearly 44 Million Travelers Leaving Town for Unofficial Start of Summer

Second highest memorial day holiday travel forecast since aaa began tracking in 2000.

travel insurance travelling from dublin

WASHINGTON, DC (May 13, 2024) – AAA projects 43.8 million travelers will head 50 miles or more from home over the Memorial Day holiday travel period*. This year’s total number of travelers is a 4% increase over last year and comes close to matching 2005’s record of 44 million Memorial Day travelers.  

“We haven’t seen Memorial Day weekend travel numbers like these in almost 20 years,” said Paula Twidale, Senior Vice President of AAA Travel. “We’re projecting an additional one million travelers this holiday weekend compared to 2019, which not only means we’re exceeding pre-pandemic levels but also signals a very busy summer travel season ahead.”   

travel insurance travelling from dublin

Road trips are expected to set a record. AAA projects 38.4 million people will travel by car over Memorial Day weekend, the highest number for that holiday since AAA began tracking in 2000. The number of drivers this year is up 4% compared to last year and 1.9% higher than in 2019. Traveling by car is appealing for many people because of the convenience and flexibility it provides. AAA car rental partner Hertz says Orlando, Denver, Atlanta, Boston and Las Vegas are the cities displaying the highest rental demand , with the busiest pick-up days projected to be Thursday, May 23 and Friday, May 24.  

This Memorial Day weekend drivers can expect similar gas prices as last year when the national average was roughly $3.57.  Pump prices rose this spring but have held somewhat steady in recent weeks. Prices may creep higher as the summer driving season gets underway. The wildcard remains the cost of oil, and unlike last year, there are now two wars – in the Middle East and Ukraine – that could roil the oil market.  

Airports are bracing for a spike in travelers. AAA expects 3.51 million air travelers this holiday weekend, an increase of 4.8% over last year and 9% jump compared to 2019. This will be the most crowded Memorial Day weekend at airports since 2005, when 3.64 million flew for the holiday as the travel industry finally rebounded post 9/11. This Memorial Day weekend, air ticket prices are comparable to last year. AAA booking data shows a 1% to 2% increase in prices for domestic flights. Several factors play into how much travelers pay for airfare, including destination, number of stops, and fare class. For example, passengers who book nonstop flights with seat selection and carry-on bags included will likely pay more than those who select basic economy with a layover.  

  Nearly two million people are expected to travel by other modes of transportation, including buses, cruises, and trains. AAA projects 1.9 million people will take these other modes of transportation, an increase of 5.6% compared to last year. “This category took the biggest hit during the pandemic with fewer people taking public transportation or not cruising at all,” Twidale said. “Now – five years later – we’re back to 2019 numbers. Travel demand has been soaring, and long holiday weekends create the perfect windows for getaways.”  

Best/Worst Times to Drive and Peak Congestion by Metro 

INRIX , a provider of transportation data and insights, says drivers leaving Thursday or Friday should hit the road early to avoid mixing with commuters. Travelers going back home on Sunday or Monday should avoid the afternoon hours when return trips will peak.   

“Travel times are expected to be up to 90% longer than normal. Travelers should stay up to date on traffic apps, 511 services, and local news stations to avoid sitting in traffic longer than necessary,” said Bob Pishue, transportation analyst at INRIX.  

Please note that the times listed below are for the time zone in which the metro is located.   

For example, Atlanta routes = ET and Los Angeles routes = PT

Source: INRIX   

Source: INRIX  

Top Destinations 

This Memorial Day weekend, travelers are seeking theme parks and entertainment venues in Orlando, New York, Las Vegas, and Southern California. Seattle, Anchorage, and Vancouver rank high because of the popularity of Alaska cruises this time of year. Florida beaches and cruise ports will also be packed. European cities dominate the international list. The top 10 domestic and international destinations below are based on AAA booking data.  

Travel Trends   

As travelers make plans for summer and beyond, AAA Travel has identified the following trends:  

  • Bucket Lists : Travelers taking once-in-a-lifetime trips  
  • Milestones : Families booking anniversary, retirement, and family reunion trips  
  • Asia : More travelers interested in visiting Asia, especially Japan   
  • Solo Trips : More people, especially women, interested in traveling by themselves  
  • Luxury Vacations : More travelers seeking high-end cruises and tours  
  • Trains : Many travelers interested in rail vacations across New England, Canada, and Europe  
  • Adventure in Nature : Travelers booking trips to Antarctica, Africa, and South Pacific  

  Travel Agent Survey  

A recent survey of AAA travel agents highlights topics travelers are frequently discussing when booking trips:  

  • Travel Insurance : 51 % of agents say more travelers are interested in protecting their trips  
  • 77% of agents say ocean cruises  
  • 70% of agents say all-inclusive vacations  
  • 67% of agents say river cruises  

Holiday Travel Forecast Methodology   

In cooperation with AAA, S&P Global Market Intelligence (SPGMI) developed a unique methodology to forecast actual domestic travel volumes. The economic variables used to forecast travel for the current holiday are leveraged from SPGMI’s proprietary databases. These data include macroeconomic drivers such as employment, output, household net worth, asset prices, including stock indices, interest rates, housing market indicators, and variables related to travel and tourism, including gasoline prices, airline travel, and hotel stays. AAA and SPGMI have quantified holiday travel volumes going back to 2000.   

Historical travel volume estimates come from DK SHIFFLET’s TRAVEL PERFORMANCE/Monitor SM . The PERFORMANCE/Monitor SM is a comprehensive study measuring the travel behavior of U.S. residents. DK SHIFFLET contacts over 50,000 U.S. households each month to obtain detailed travel data, resulting in the unique ability to estimate visitor volume and spending, identify trends, and forecast U.S. travel behavior, all after the trips have been taken.  

The travel forecast is reported in person-trips. In particular, AAA and SPGMI forecast the total U.S. holiday travel volume and expected mode of transportation. The travel forecast presented in this report was prepared the week of April 15, 2024.   

*Memorial Day Holiday Travel Period   

For this forecast, the Memorial Day holiday travel period is defined as the five-day period from Thursday, May 23 to Monday, May 27, 2024.   

AAA Travel Agent Survey Methodology 

AAA clubs distributed surveys to a random sample of their travel agents between March 18 and March 29, 2024 to understand recent traveler trends over the past 60 days. 186 AAA agent responses were collected from 13 AAA clubs (representing 97% of AAA membership overall as of February 2024).  

About AAA    

Started in 1902 by automotive enthusiasts who wanted to chart a path for better roads in America and advocate for safe mobility, AAA has transformed into one of North America’s largest membership organizations. Today, AAA provides roadside assistance, travel, discounts, financial and insurance services to enhance the life journey of 64 million members across North America, including 57 million in the United States. To learn more about all AAA has to offer or to become a member, visit   

About S&P Global   S&P Global (NYSE: SPGI) provides essential intelligence. We enable governments, businesses, and individuals with the right data, expertise, and connected technology so that they can make decisions with conviction. From helping our customers assess new investments to guiding them through ESG and energy transition across supply chains, we unlock new opportunities, solve challenges, and accelerate progress for the world. We are widely sought after by many of the world’s leading organizations to provide credit ratings, benchmarks, analytics, and workflow solutions in the global capital, commodity, and automotive markets. With every one of our offerings, we help the world’s leading organizations plan for tomorrow today. For more information, visit .   

About DKSA    

DK SHIFFLET boasts the industry’s most complete database on U.S. resident travel both in the U.S. and worldwide. Data is collected monthly from a U.S. representative sample, adding over 60,000 traveling households annually, and is used daily by leading travel organizations and their strategic planning groups. DK SHIFFLET is an MMGY Global company.   

About INRIX     

Founded in 2004, INRIX pioneered intelligent mobility solutions by transforming big data from connected devices and vehicles into mobility insights. This revolutionary approach enabled INRIX to become one of the leading providers of data and analytics into how people move. By empowering cities, businesses, and people with valuable insights, INRIX is helping to make the world smarter, safer, and greener. With partners and solutions spanning across the entire mobility ecosystem, INRIX is uniquely positioned at the intersection of technology and transportation – whether it’s keeping road users safe, improving traffic signal timing to reduce delay and greenhouse gasses, optimizing last mile delivery, or helping uncover market insights. Learn more at   


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