Round the World Magazine

The Best Global Travel Insurance For Backpackers

Safetywing's nomad insurance.

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As frequent global travelers, the Round The World Magazine team and our travel resources hub is certainly a good place to start if you are looking for advice on finding travel insurance for backpackers .

We have found a fantastic company that provides the most flexible and straightforward global remote health insurance for remote workers and nomads. They’re called SafetyWing . Travelers can even take up a new insurance policy with them whilst outside of your home country.

Our team has visited, on average, around twelve countries a year for the past six years. 2020 was a different story though, as it likely was for us all!

We found ourselves in a predicament during the COVID-19 pandemic and ended up ‘stranded’ in British Columbia, Canada, for the best part of nine months, and what a beautiful inconvenience it turned out to be (check our Instagram page for our COVID story).

van life in british columbia canada

We found ourselves in a travel dilemma as our existing travel insurance policy was due to expire while we were away. After we had made the decision to stay in Canada long-term during the pandemic, our policy would not allow us to extend unless we went back to our home country, the UK.

We combed the internet looking for a travel insurance provider who could cover us with a new policy while we were already abroad. After many phone calls and endless searching, we stumbled on SafetyWing, a pay-monthly travel insurance provider that specializes in cover for digital nomads.

safety wing travel insurance backpackers digital nomads

Many other travel insurance brokers would not cover trips that were over 12 months in duration outside of our home country.

One of the biggest challenges in our recent jaunts was finding travel insurance suitable for a working holiday visa that was longer than one year. As UK citizens, we were advised by the Canadian Government that we were allowed to have a visa for up to two years as long as we had the same amount of travel insurance.

Finding SafetyWing came as a blessing, they had answers to all of our problems and suited our flexible needs as ever-wandering nomads. SafetyWing is a revolutionary travel insurance provider that is part of a digital boom in flexible online services that were previously not available to customers around the world.

As soon as our travel insurance policy expired, we signed up for coverage with SafetyWing. Here are all of the details from our experience.

What is SafetyWing?

SafetyWing prides itself on being ‘Insurance for Nomads’, providing travel medical insurance that covers people from all over the world, while outside their home country, and COVID-19 coverage is included.

Their slogan ‘SafetyWing is your home country on the internet’ certainly appeals to us, as long-term travelers who roam as often as we can.

safety wing pay monthly travel insurance

On their ‘ About page ‘, SafetyWing announces that they are ‘here to remove the role of geographical borders as a barrier to equal opportunities and freedom for everyone’. It’s a dream for backpackers and people working abroad on temporary visas because you can sign up for a new policy whilst out of your home country , unlike many other companies who don’t let you get a new policy unless you are currently in your home country.

SafetyWing’s products are built and designed by a fully remote team of nomads who are distributed across three continents.

The company was founded to support nomads like ourselves by building an adaptable software-based safety net for everyone in the world.

What Insurance Policies do SafetyWing offer?

Safety Wing refers to their travel insurance policies as ‘products’ and they consist of three types of cover:

safety wing travel insurance policy types

Nomad Insurance

SafetyWing’s ‘ Nomad Insurance ‘ is designed for travel and medical incidents. This policy is built specifically for digital nomads.

The ‘Nomad Insurance’ can be purchased while already abroad and it covers home trip visits and operates like a monthly subscription.

Remote Health (Teams)

The Remote Health (Teams) insurance policy is a fully-fledged health insurance policy for remote teams and entrepreneurs.

The Remote Health policy with SafetyWing gives global companies a truly flexible solution that no other insurance company offers.

Remote Health (Individual)

Another Remote Health (Individual) policy is designed for full-time nomads. It consists of comprehensive health insurance that works in any country. The policy covers everything you might need to stay safe abroad — no matter how long you stay or where you go.

Our Nomad Insurance Policy experience

We purchased the Nomad Insurance Policy while we were abroad, the flat monthly rate was $40.04 USD per person per 4 weeks and this would have been more expensive if we added the United States into our travel plans.

The Nomad Insurance Policy included (but is not limited to) the following coverage*:

Medical Coverage

  • Hospital – Room and nursing services, Intensive care (Up to the overall maximum limit)
  • Ambulance – Usual, reasonable, and customary charges when covered illness or injury results in hospitalization
  • Physical therapy and chiropractic care – Up to $50 per day. Must be ordered in advance by a physician.
  • Emergency dental – Up to $1,000. Not subject to deductible.

Notable exclusions – High-risk sports activity, Pre-existing disease or injury, Cancer treatment

Travel Incidents

  • Trip interruption – Up to $5,000. No deductible
  • Travel delay – Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay. Subject to a maximum of 2 days. No deductible
  • Lost checked luggage* – Up to $3,000 per certificate period; $500 per item. Up to $6,000 lifetime limit. No deductible.
  • Natural disaster — a new place to stay (up to $100 a day for 5 days. No deductible)
  • Political evacuation – Up to $10,000 lifetime maximum. Not subject to deductible
  • Emergency medical evacuation – Up to $100,000 lifetime maximum. Not subject to deductible or overall maximum limit.

Notable exclusions are electronics such as phones, laptops, cameras are not covered

* Read the full coverage of each policy on SafetyWing’s website.

Minimum and maximum coverage duration

There is no maximum coverage period until the customer reaches the age of 69. The minimum policy period is 5 days. Please check with SafetyWing direct for the most up-to-date information .

How much does a SafetyWing policy cost?

We paid $40.04 USD per person for four weeks of coverage within Canada. You can visit SafetyWing’s online price calculator for an accurate valuation of a trip.

Buying a SafetyWing policy

Acquiring travel insurance with SafetyWing can be done online and it’s super easy. Once you have fully read and understood the Description of Coverage , you’ll receive an email with details of how to log on to the customer portal.

It is here where you will find your policy, details on how to claim or amend a policy, and how to make a claim or speak to a SafetyWing advisor.

What countries am I able to visit on a SafetyWing policy?

SafetyWing customers are covered for travel anywhere in the world outside of your home country, with the exception of *Cuba, Iran, and North Korea.

What do SafetyWing cover and exclude in their policies?

For a complete list of what SafetyWing include and exclude from their travel insurance policies, see their Description of Coverage PDF .

Does SafetyWing offer companion insurance for groups/families?

Yes, when customers buy a policy with SafetyWing, they can also buy insurance for a friend, family, or group member.

If you are traveling with children, one child older than 14 days, but less than 10 years old, per adult, they will be included in the insurance without added cost (otherwise, family and group members pay the regular price).

Also, note that there’s a maximum of 2 children per group/family that are included without added cost. Just remember to add them as a group member to the policy when signing up.

Extending the Nomad Insurance Policy while abroad

It is possible to extend the SafetyWing policy while abroad by means of a monthly subscription. Customers are billed every month until it is manually canceled or an end date is set when purchasing or while the policy is active.

This is a great option, as most other providers of travel insurance for backpackers won’t extend whilst you are out of your home country.

Can customers buy a new SafetyWing policy from anywhere in the world?

Yes, SafetyWing Insurance is available to anyone from any home country in the world, unless your home country is Iran, North Korea, or Cuba (or have Cuba as your citizenship).

What about Winter Sports or other physical activities?

With the Nomad Insurance policy, there is no option to add additional activities coverage, however, the policy already covers a large number of sports/activities.

Take a look on Page 25 of the policy for the full list of what’s covered: https://safetywing.com/nomad-insurance/description-of-coverage.pdf

Does the policy cover theft/accidental damage to property

No, the policy only covers health insurance without any public liability.

How do I make a claim on my SafetyWing policy>

Claims are made by filling out a claims form and uploading it together with photos or screenshots of receipts to Tokio Marine’s online portal.

You can read the full instructions on SafetyWing’s claims page (after logging in to your SafetyWing account to access this page).

Our experience with SafetyWing was simple and clean. We encountered no issues with communication nor understanding what we were covered for. The SafetyWing website is very easy to navigate, and everything is explained in a non-complicated fashion.

The SafetyWing team is available 24/7 via online chat for any queries and they also have an emergency telephone number that can be reached via Skype. This is amazing for travelers who wish to avoid expensive cellular charges.

They really have ticked the box for every aspect of health insurance which is the most important coverage to wish for. We do hope to see an extension of their policy that will cover valuables such as electronics which are essential to digital nomads.

We have never found a travel insurance policy quite like this one that suits the needs of backpackers, remote workers, and those with working holiday visas.

We are proud and grateful to be a part of the SafetyWing community and we will continue to purchase our travel health insurance with them.

Explore SafetyWing

SafetyWing has a very cool feature on their website that shows each staff member’s location on an interactive map. It’s very open and public and they have an accessible list of social media accounts including Facebook , Twitter , Instagram , YouTube , Medium , and Reddit .

Visit the SafetyWing website for the best travel insurance for nomads.

You can also listen to SafetyWing’s Podcast ‘ Building Remotely ‘ to hear discussion on how to build a remote company.

Like our Review of SafetyWing’s Nomad Insurance? Pin it!

travel insurance review safetywing

Tell us about your experiences with travel insurance for backpackers in the comments below

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Getting yourself a Travel Insurance

With much uncertainty around these days, insurance has become essential these days. Travel is no stranger to uncertainty and thus travel insurance plays an important role in giving you a sense of security and safety in case of any situation or circumstance that may arise. Generally, the tickets being booked by our RTW experts include the cost for travel insurance.

You may also discuss with our expert about getting an insurance policy for your round the world trip. One also has the option of going for travel insurance separately. This means that the customer is free to chose their own preference for a particular insurance policy or go with the best one that is offered under the ticket itself.

Mostly, the insurance policy would:

  • Be eligible for a period of 1 year of travel
  • Help you recover the expenditure made in case of any illness or an accident
  • Ensure that you do not have to pay for any emergency medical transportation
  • Provides cover against cancelled/interrupted trip and lost/stolen baggage

Please note that untoward incidents such as a political crisis or civil unrest would not be covered in travel insurance.

An important but common question that might come across your mind is the cost of the trip. Well, the answer to this question is very subjective. It entirely depends upon what and how you intend to do during the trip. The expenses of the trip depend upon the kind of accommodation you choose, spending on activities, transportation, eating/drinking and others. Daily expense is one aspect where you must a keep a careful eye on.

You may inquire about travel insurance from our RTW expert.

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11 Best Travel Insurance Companies in June 2024

Sean Cudahy

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

If the past few years have shown us anything, it’s that travelers need to be prepared for the unexpected — from a pandemic to flight troubles to the crowded airport terminals so many of us have encountered.

If you don't have sufficient travel insurance coverage via your credit card , you can supplement your policies with third-party plans.

Whether you’re looking for an international travel insurance plan, emergency medical care or a policy that includes extreme sports, these are the best travel insurance providers to get you covered.

How we found the best travel insurance

We looked at quotes from various companies for a 10-day trip to Mexico in September 2024. The traveler was a 55-year-old woman from Florida who spent $3,000 total on the trip, including airfare.

On average, the price of each company’s most basic coverage plan was $126.53. The costs displayed below do not include optional add-ons, such as Cancel For Any Reason coverage or pre-existing medical condition coverage.

Read our full analysis about the average cost of travel insurance so you can budget better for your next trip.

However, depending on the plan, you may be able to customize at an added cost.

As we continue to evaluate more travel insurance companies and receive fresh market data, this collection of best travel insurance companies is likely to change. See our full methodology for more details.

Best insurance companies

Types of travel insurance

What does travel insurance cover, what’s not covered, how much does it cost, do i need travel insurance, how to choose the best travel insurance policy, what are the top travel destinations in 2024, more resources for travel insurance shoppers.

Top credit cards with travel insurance

Methodology

Best travel insurance overall: berkshire hathaway travel protection.

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Berkshire Hathaway Travel Protection

  • ExactCare Value (basic) plan is among the least expensive we surveyed.
  • Speciality plans available for road trips, luxury travel, adventure activities, flights and cruises.
  • Company may reimburse claimants faster than average, including possible same-day compensation.
  • Multiple "Trip Delay" coverage types might make claims confusing.
  • Cheapest plan only includes fixed amounts for its coverage.

Under the direction of chair and CEO Warren Buffett, Berkshire Hathaway Travel Protection has been around since 2014. Its plans provide numerous opportunities for travelers to customize coverage to their needs.

At $135 for our sample trip, the ExactCare Value (basic) plan from Berkshire Hathaway Travel Protection offers protection roughly $10 above the average price.

Want something cheaper? Air travelers looking for inexpensive, less comprehensive protections might opt for a basic AirCare plan that includes fixed amounts for its coverage .

Read our full review of Berkshire Hathaway .

What else makes Berkshire Hathaway Travel Protection great:

Pre-existing medical condition exclusion waivers available at nearly all plan levels. 

Plans available for travelers going on a cruise, participating in extreme sports or taking a luxury trip.

ExactCare Value (basic) plan was among the least expensive we surveyed.

Best for emergency medical coverage: Allianz Global Assistance

insurance-product-card-logo

Annual or single-trip policies are available.

  • Multiple types of insurance available.
  • All plans include access to a 24/7 assistance hotline.
  • More expensive than average.
  • CFAR upgrades are not available.
  • Rental car protection is only available by adding the One Trip Rental Car protector to your plan or by purchasing a standalone rental car plan.

Allianz Global Assistance is a reputable travel insurance company offering plans for over 25 years. Customers can choose from a variety of single and annual policies to fit their needs. On top of comprehensive coverage, some travelers might opt for the more affordable OneTrip Cancellation Plus, which is geared toward domestic travelers looking for trip protections but don’t need post-departure benefits like emergency medical or baggage lost.

For our test trip, Allianz Global Assistance’s basic coverage cost $149, about $22 above average.

What else makes Allianz Global Assistance great:

Annual and single-trip plans.

Plans are available for international and domestic trips.

Stand-alone and add-on rental car damage product available.

Read our full review of Allianz Global Assistance .

Best for travelers with pre-existing medical conditions: Travel Guard by AIG

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Travel Guard by AIG

  • Offers last-minute coverage.
  • Pre-Existing Medical Conditions Exclusion Waiver available at all plan levels.
  • Plan available for business travelers.
  • Cancel For Any reason coverage only available for higher-level plans, and only reimburses up to 50% of the trip cost.
  • Trip interruption coverage doesn't apply to trips paid for with points and miles.

Travel Guard by AIG offers a variety of plans and coverages to fit travelers’ needs. On top of more standard trip protections like trip cancellation, interruption, baggage and medical coverage, the Cancel For Any Reason upgrade is available on certain Travel Guard plans, which allows you to cancel a trip for any reason and get 50% of your nonrefundable deposit back as long as the trip is canceled at least two days before the scheduled departure date.

At $107 for our sample trip, the Essential plan was below average, saving roughly $20.

What else makes Travel Guard by AIG great:

Three comprehensive plans and a Pack N' Go plan for last-minute travelers who don't need cancellation benefits.

Flight protection, car rental, and medical evacuation coverage, as well as annual plans available.

Pre-existing medical conditions exclusion waiver available on all plan levels, as long as it's purchased within 15 days.

Read our full review of Travel Guard by AIG .

Best for those who pack expensive equipment: Travel Insured International

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Travel Insured International

  • Higher-level plan include optional add-ons for event tickets and for electronic equipment
  • Rental car protection add-on for just $8 per day, even on lower-level plan.
  • Many of the customizations are only available on the higher-tier plan.
  • Coverage cost comes in above average in our latest analysis.

Travel Insured International offers several customization options. For instance, those going to see a show may want to add on event ticket registration fee protection. Traveling with expensive gear?Consider adding on coverage for electronic equipment for up to $2,000 in coverage.

Be sure to check which policies are available in your state. You will need to input your destination, residence, trip dates and the number of travelers to get a quote and see coverages.

What else makes Travel Insured International great:

Comprehensive plans include medical expense reimbursement accidents, sickness, evacuation and pre-existing conditions, depending on the plan.

Flight plans include coverage for missed and canceled flights and lost or stolen baggage.

Read our full review of Travel Insured International .

Best for adventurous travelers: World Nomads

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World Nomads

  • Travelers can extend coverage mid-trip.
  • The standard plan covers up to $300,000 in emergency evacuation costs.
  • Plans automatically cover 200+ adventurous activities.
  • No Cancel For Any Reason upgrades are available.
  • No pre-existing medical condition waivers are available.

Many travel insurance plans contain exclusions for adventure sports activities. If you plan to ski, bungee jump, windsurf or parasail, this might be a plan to consider.

Note that the Standard plan ($72 for our sample trip), while the most affordable, provides less coverage than other plans. But it can be a good choice for travelers who are satisfied with trip cancellation and interruption coverage of $2,500 or less, do not need rental car damage protection, find the limits to be sufficient and do not need coverage for certain more adventurous activities.

What else makes World Nomads great:

Comprehensive international travel insurance plans.

Coverage available for adventure activities, such as trekking, mountain biking and scuba diving.

Read our full review of World Nomads .

Best for medical coverage: Travelex Insurance Services

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Travelex Insurance Services

  • Top-tier plan doesn’t break the bank and provides more customization opportunities.
  • Offers a plan specifically for domestic travel.
  • Sells a post-departure medical coverage plan.
  • Fewer customization opportunities on the Basic plan.
  • Though perhaps a plus for domestic travelers, keep in mind the Travel America plan only covers domestic trips.

For starters, basic coverage from Travelex Insurance Services came in at $125, almost exactly average for our sample trip.

Travelex’s plans focus heavily on providing protections that are personalized to your travel style and trip type.

While the company does offer comprehensive plans that include medical benefits, you can also choose between cheaper plans that don’t provide cancellation coverage but do offer protections during your travels.

Read our full review of Travelex Insurance Services .

What else makes Travelex Insurance Services great:

Three comprehensive plans available, two of which cover international trips.

Offers a post-departure plan geared exclusively toward disruptions after you leave home.

Two flight insurance plans available.

Best if you have travel credit card coverage: Seven Corners

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Seven Corners

  • Annual, medical-only and backpacker plans are available.
  • Cancel For Any Reason upgrade is available for the cheapest plan.
  • Cheapest plan also features a much less costly Interruption for Any Reason add-on.
  • Offers only one annual policy option.

Each Seven Corners plan offers several optional add-ons. Among the more unique is a Trip Interruption for Any Reason, which allows you to interrupt a trip 48 hours after the scheduled departure date (for any reason) and receive a refund of up to 75% of your unused nonrefundable deposits.

» Jump to the best cards with travel insurance

The basic coverage plan for our trip to Mexico costs $124 — right around the average.

What else makes Seven Corners great:

Comprehensive plans for U.S. residents and foreigners, including travelers visiting the U.S.

Cheap add-ons for rental car damage, sporting equipment rental or trip interruption for any reason.

Read our full review of Seven Corners .

Best for long-term travelers: IMG

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  • Coverage available for adventure travelers.
  • Offers direct billing.
  • Claim approval can be lengthy.

While some travel insurance companies offer just a handful of plans, with IMG, you’ll really have your pick. Though this requires a bit more research, it allows you to search for coverage that fits your travel needs.

However, travelers will want to be aware that IMG’s iTravelInsured Travel Lite is expensive. Coming in at $149.85, it’s the costliest plan on our list.

Read our full review of IMG .

What else makes IMG great:

More affordable than average.

Many plans to choose from to fit your needs.

Best for travelers with unpredictable work demands: Tin Leg

insurance-product-card-logo

  • In addition Cancel For Any Reason, some plans offer cancel for work reason coverage.
  • Adventure sports-specific coverage is available.
  • Plans have overlap that can be hard to distinguish.
  • Only one plan includes Rental Car Damage coverage available as an add-on.

Tin Leg’s Basic plan came in at $134 for our sample trip, adding about $8 onto the average basic policy cost. Note that you’ll pay a lot more if you shop for the most comprehensive coverage, and there are eight plans to choose from for trips abroad.

The multitude of plans can help you find coverage that fits your needs, but with so many to choose from, deciding can be daunting.

The only real way to figure out your ideal plan is to compare them all, look at the plan details and decide which features and coverage suit you and your travel style best.

Read our full Tin Leg review .

Best for booking travel with points and miles: TravelSafe

insurance-product-card-logo

  • Covers up to $300 redepositing points and miles on eligible canceled award flights.
  • Optional add-on protection for business equipment or sports rentals.
  • Multi-trip or year-long plans aren’t available.

Selecting your travel insurance plan with TravelSafe is a fairly straightforward process. The company’s website also makes it easy to visualize how optional add-on elements influence the total cost, displaying the final price as soon as you click the coverage.

However, at $136, the Basic plan was among the more expensive for our trip to Mexico.

What else makes TravelSafe great:

Rental car damage coverage add-on is available on both plans.

Cancel For Any Reason coverage available on the TravelSafe Classic plan.

Read our full TravelSafe review .

Best for group travel insurance: HTH Insurance

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HTH Travel Insurance

  • Covers travelers up to 95 years old.
  • Includes direct pay option so members can avoid having to pay up front for services.
  • A 24-hour delay is required for baggage delay coverage on the TripProtector Economy plan.
  • No waivers for pre-existing conditions on the lower-level plan.

HTH offers single-trip and multitrip medical insurance coverage as well as trip protection plans.

At around $125, the Trip Protector Economy policy is at the average mark for plans we reviewed.

You can choose to insure group trips for educators, crew, religious missionaries and corporate travelers.

What else makes HTH Insurance great:

Medical-only coverage and trip protection coverage.

Lots of options for group travelers.

Read our full review of HTH Insurance .

As you shop for travel insurance, you’ll find many of the same coverage categories across numerous plans.

Trip cancellation

This covers the prepaid costs you make for your trip in cases when you need to cancel for a covered reason. This coverage helps you recoup upfront costs paid for flights and nonrefundable hotel reservations.

Trip interruption

Trip interruption benefits generally involve disruptions after you depart. It helps reimburse costs incurred for flight delays, cancellations and plenty of other covered disruptions you might encounter during your travels.

This coverage can cover the costs for you to return home or reimburse unexpected expenses like an extra hotel stay, meals and ground transportation.

Trip delay coverage helps cover unexpected costs when your trip is delayed. This is another coverage that helps offset the costs of flight trouble or other travel disruptions.

Note that many policies have a total amount a traveler can claim, with caps on per diem benefits, too.

Cancel For Any Reason

Cancel For Any Reason coverage allows you to recoup some of the upfront costs you paid for a trip even if you’re canceling for a reason not otherwise covered by your standard travel insurance policy.

Typically, adding this protection to your plan costs extra.

Baggage delay

This coverage helps cover the costs of essential items you might need when your luggage is delayed. Think toiletries, clothing and other immediate items you might need if your luggage didn’t make it on your flight.

Many travel insurance plans with baggage delay protection will specify how long (six, 12, 24 hours, etc.) your luggage must be delayed before you can make a claim.

Lost baggage

Used for travelers whose luggage is lost or stolen, this helps recoup the lost value of the items in your bag.

You’ll want to make sure you closely follow the correct procedures for your plan. Many plans include a maximum total amount you can claim under this coverage and a per-item cap.

Travel medical insurance

This covers out-of-pocket medical costs when travelers run into an emergency.

Because many travelers’ health insurance plans don’t cover medical care overseas, travel medical insurance can help offset out-of-pocket health care costs.

In addition to emergency medical coverage, many plans have medical evacuation or repatriation coverage for costs incurred when you must be taken to a hospital or return to your home country because of a medical situation.

Most travel insurance plans cover many trip protections that can help you be prepared for unexpected travel disruptions and expenses.

These coverages are generally aimed at protecting the money you put into your trip, expenses you incur because of travel trouble and costs incurred if you have a medical emergency overseas.

On top of core coverages like trip cancellation and interruption and travel medical coverage, some plans offer add-on options like waivers for pre-existing conditions, rental car collision damage waivers or adventure sports riders. These usually cost extra or must be added within a specified timeframe.

Typical travel insurance policies offer coverage for many unforeseen events, but as you research to select a plan, consider your needs. Though every plan differs, there are some commonly excluded coverages.

For instance, you typically can’t get coverage for a named storm if you bought the coverage after the storm was named. In other words, if you have a trip to the Caribbean booked for Sept. 25 and on Sept. 20 a hurricane develops and is named, you generally won’t be able to buy a travel insurance plan Sept. 21 in hopes of getting your money back.

Many plans also don’t cover activities performed under the influence of drugs or alcohol or any extreme sports. If the latter applies to you, you might want to consider a plan with specific coverages for adventure-seekers.

For numerous plans, a few other situations don’t qualify as an acceptable reason to cancel and make a claim, such as fear of travel, medical tourism or pregnancies (unless you booked a trip and bought insurance before you became pregnant or there are complications with the pregnancy). This is where a Cancel For Any Reason add-on to your coverage can be helpful.

You can also run into trouble if you give up on a trip too soon: a minor (or even multihour) flight delay likely isn’t sufficient to cancel your entire trip and get reimbursed through your plan. Be sure to review what requirements your specific plan has when it comes to canceling a trip, claiming trip interruption, etc.

Travel insurance costs vary widely. The final price of your plan will fluctuate based on your age, length of trip and destination.

It will also depend on how much coverage you need, whether you add on specialized policies (like Cancel For Any Reason or pre-existing conditions coverage), whether you plan to participate in extreme sports and other factors.

In our examples above, for instance, the 35-year-old traveler taking a $2,000 trip to Italy would have spent an average $76 for a basic plan to get coverage for things like trip cancellation and interruption, baggage protection, etc. That’s a little less than 4% of the total trip cost — lower than average.

If there were multiple members in a traveling party or if they were going on, say, a rock-climbing or bungee-jumping excursion, the costs would go up.

On average, travel insurance comes to about 5% to 10% of the trip cost. However, considering many of the plans reimburse up to 100% of the trip cost (or more) for disruptions like trip cancellation or interruption, it can be a worthwhile expense if something goes wrong.

It depends. Consider the following factors that might affect your decision: You’re young and healthy, all your bookings are refundable or cancelable without a penalty, your flights are nonstop, you’re not checking bags and a credit card you carry offers some travel protections . In that case, travel insurance might not be necessary.

On the other hand, if you prepaid a large chunk of money for a nonrefundable African safari, you’re going on a Caribbean cruise in the middle of a hurricane season or you’re going somewhere where the cost of health care is high, it’s not a bad idea to buy a travel insurance plan. Here’s how to find the best travel insurance coverage for you.

If you’re thinking of booking a trip and not planning to buy travel insurance, you may want to consider at least booking refundable airfare and not prepaying for hotel, rental car and activity reservations. That way, if something goes wrong, you can cancel without losing any money.

Selecting the best travel insurance policy comes down to your needs, concerns, preferences and budget.

As you book, take a few minutes to consider what most concerns you. Is it getting stranded because of flight trouble? Having the ability to cancel for any reason you see fit without losing money? Getting sick or injured right before departure and needing to postpone the trip? Injuring yourself or falling ill while overseas?

Ultimately, you want a plan that protects you, your money and the large investment in your trip — but doesn’t cost too much, either.

Medical coverage. If your priority is having adequate medical coverage abroad, you might want to look for plans with high limits for medical emergencies and medical evacuation.

Complex travel itinerary. If your itinerary has lots of flight connections, prepaid hotels and deposits for activities you can’t get back, prioritizing a plan with the best coverage for trip cancellations or interruptions may land at the top of your list.

Travel uncertainty. If you’re on the fence about a trip and have nonrefundable reservations, you may want to select a plan with a Cancel For Any Reason coverage option, which can help you recoup about 50% to 75% of the costs. This helps provide peace of mind, placing the decision on whether to travel entirely in your hands.

Car rentals. If you’re renting a car, a collision damage waiver is often worth looking into.

The following destinations are the top insured destinations in 2024, according to Squaremouth (a NerdWallet partner).

The Bahamas.

Costa Rica.

Antarctica.

In 2022, travelers spent about 25.53% more on trips than they did before the pandemic.

As of December, NerdWallet analysis determined travel prices are 10% higher than pre-pandemic. Each statistic makes a strong case for protecting your travel investment as you plan your next trip.

Bookmark these resources to help you make smart money moves as you shop for travel insurance.

What is travel insurance?

CFAR explained.

Is travel insurance worth getting?

10 credit cards that provide travel insurance.

We used the following factors to choose insurance providers to highlight:

Breadth of coverage: We looked at how many plans each company offered plus the range of their standard plans. 

Depth of coverage: We considered two data points to get a sense of how much each company pays out for common travel issues — the maximum caps for trip cancellation and trip interruption claims.

Cost: By looking at the costs for basic coverage across multiple companies, we determined an average cost for shoppers to benchmark plan prices against.

Customizability: While standard plans can cover a lot of ground, sometimes you need something a little more personal.

Customer satisfaction. Using data from Squaremouth when available, and Google Reviews as a backup, we can give kudos to companies with better track records from their clients.

No, it doesn’t necessarily get more expensive the longer you wait to purchase. However, as you put off buying insurance, you may lose access to potential plans and coverage options.

In general, buying travel insurance within a few days to two weeks of prepaying or making an initial deposit for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

But, generally, many plans do allow you to buy coverage quite close to your departure date.

To get the most out of your travel insurance plan, buy it soon after making your initial prepayment or deposit to ensure you have access to the biggest menu of plans possible.

Select a plan that’s comprehensive enough to cover the travel scenarios you’re most concerned about or likely to encounter but not too expensive or laden with protections you’d never likely need.

Whatever your coverage, thoroughly review the plan so you understand what’s covered and what’s not, plus how to adhere to the plan’s rules for making a claim.

Travelers frequently use phrases like “trip insurance” and “travel insurance,” as well as “trip protection,” interchangeably, but they do mean different things, according to Stan Sandberg, founder of insurance comparison site TravelInsurance.com.

Trip insurance, or trip protection, generally refers to predeparture (or preevent) coverage if you need to cancel. You may see these plans sold by airlines, online travel agencies or even ticketed event sellers.

“You could refer to it as the portion that protects the investment in the trip,” Sandberg says.

A travel insurance plan typically includes that — plus more comprehensive benefits to protect you during your trip, from medical coverage to trip delay and lost baggage protections, and many more elements, depending on the plan.

Though travel insurance is typically not required for international trips, your personal circumstances will play a key role in whether it’s a good investment.

For instance, young, healthy travelers with few prepaid trip expenses embarking on a relatively risk-free trip may not see a need to buy a plan.

Older travelers with complicated itineraries who are visiting destinations where they could potentially fall ill or get injured — or who could encounter bad weather or some other disrupting factor along the way — may want to buy coverage.

Consider a few key questions:

How well would your health insurance plan cover you if you needed to visit a hospital overseas?

How much did you prepay for a hotel or rental car?

How much money would you be out if weather or some other flight issue derailed your itinerary?

Could you afford an unexpected night in a city where you have a connecting flight?

Do you already have a credit card that provides some travel protections?

Your answers to these questions can help you decide whether you need travel insurance for your international trip.

In general, buying travel insurance

within a few days to two weeks of prepaying or making an initial deposit

for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

On a similar note...

round the world travel insurance

The Traveloid

The Traveloid

Travel tips and advice

round the world travel insurance

How to get the Right Travel Insurance for a Round-the-World Trip

It’s the dream of any traveler of any age to stop wherever the heart feels at home, and set off to new places when the urge calls. A round-the-world trip its a great option for travelers who got the money, the desire and the time. There’s a lot of websites that can help you to plan your round-the-world trip, that will tell you what they learn from their experiences and how to save as much money as possible.

But what about insuring that trip to cover you if things go wrong? It seems like a easy task, but the reality is that can be a confusing and stressful thing to do. A good travel insurance shouldn’t be underrated and it should be an important part of your round-the-trip planning. Read on to discover how to get the right insurance cover for your gap year or round-the-world trip!

In a nutshell, there are two types of travel insurance plan: travel medical plan without cancellation and a package plan that includes cancellation. In theory, if you’re doing a round-the-world trip you are not worry about cancellation, and if you have to handle any emergency almost every travel medical plan will have trip interruption coverage. If you don’t want to have a cancellation clause, you can easily a quite economically coverage for your dream trip.

Start by planning how long you’ll be gone

This is the first step you should do: determine how long your trip will take. A round-the-world trip can vary in time, it can go from one month until whatever you want. However, the maximum duration of a round-the-world air ticket that you can get is one year, but of course, you can do it in a couple month or longer than a year.

There are three basic durations plans of travel medical insurance:

  • Single-trip:  This means no visits home. Your trip can go up to six months and only covers a single trip.
  • Multi-trip: This covers multiple trips and is purchased in increments.
  • Long-term medical: This includes continuous medical coverage for a long-term traveler.

It’s extremely important to determine how long you’ll be gone because some of these plans give you the option of being renewed when they end while others don’t. If you’re absolutely sure that you’ll be gone for a long time, then it’s a good idea to look into an annual travel insurance plan for the most comprehensive coverage in an affordable package.

Determine if you’ll have access to medical care

Whether you’re travelling for a few weeks  or you’re doing a long-trip on the other side of the world medical are true anywhere you go. By doing a quick search on the internet you can easily discover about the quality and availability of medical care where you’re traveling.

In some countries, medical care is paid for upfront before it’s administered, except in big emergencies. And in a lot of countries, including those where medical care is paid for by taxpayers, you’ll be expected to bear some of the cost, and afterwards, the insurance provider will arrange the payment directly to the medical facility.

Determine what the risks are in the regions you’re visiting

Depending where you’re going you’ll need more or less evacuation and  medical coverage. If you’re going to a place where you’re far from medical care facilities, you’ll want to have more evacuation coverage. Determine how much travel medical and evacuation is enough to know how much you’ll need.

Travel to some countries isn’t covered

Be aware that some travel insurance plans don’t extend coverage to certain countries. Many travel insurance plans don’t cover losses resulting or causes from or caused by an act of declared or undeclared war or an civil disorder, riots and political unrests.

It’s very important to figure it out if you’re going to what’s considered a safe or unsafe place by your travel insurance provider.

How adventurous will your trip be?

It’s not the same if you’re going to a quiet farm in a remote village or if you’re doing scuba diving in Malaysia or paragliding in Bali. Travel insurance providers know that. You’ll need to look into covering your extreme activities. Those that are considered more risky are often not covered by travel insurance plans.

That means if you have an accident in a bad paragliding landing, your medical care won’t be covered. There are a lot of restrictions on adventure activities that you have in mind.

Baggage coverage 

On a long, round-the-world trip, a higher baggage coverage is better! Your travel insurance plan will cover your baggage loss, but there are a lot of terms that you need to look into.

Do you have a medical condition? Prepare for it

If you do have a medical condition it’s very important to account for that when you’re choosing your travel insurance plan. If your condition is new and you know that won’t affect your trip, review the coverage for pre-existing medical conditions so you can be sure and understand how everything works.

If you have a medical condition for a while and you control it by medication, be sure you know how to replace those medicines while you’re abroad!

Wrapping up

Once you have determined your risks, you can choose the best international health insurance for you. Choose between single trip or annual travel insurance and make sure to review the plans to get the best deal! It’s very important that you feel completely confident that you’ve chosen the best option for you!

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Travel insurance

WorldTrips travel insurance review 2024

Jennifer Simonson

Mandy Sleight

Mandy Sleight

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Heidi Gollub

Heidi Gollub

Updated 3:01 a.m. UTC June 10, 2024

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WorldTrips

Top travel insurance plans

Average cost, medical limit per person, why it’s the best.

If you’re looking for the best travel insurance for international travel , WorldTrips’ Atlas Journey Elevate plan gives you $250,000 in travel medical insurance with primary coverage. This plan is a good option if health insurance for international travel is a priority. It also has $1 million in emergency evacuation coverage.

See our full WorldTrips travel insurance review .

Customer reviews

WorldTrips has a rating of 4.27 stars out of 5 on Squaremouth, based on 428 reviews of policies purchased through the travel insurance comparison site since 2008.

  • $250,000 in primary medical coverage.
  • $1 million per person in medical evacuation coverage.
  • Primary damage or loss baggage coverage of $500 per item, up to $2,500.
  • 5 optional upgrades, including pet care, adventure sports and rental car damage and theft.
  • No non-medical evacuation coverage.

Why trust our travel insurance experts

Our team of travel insurance experts evaluates hundreds of insurance products and analyzes thousands of data points to help you find the best product for your situation. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content. You can read more about our methodology below.

  • 1,855 coverage details evaluated.
  • 567 rates reviewed.
  • 5 levels of fact-checking.

About WorldTrips travel insurance

WorldTrips Atlas Journey travel insurance plans provide customizable travel insurance coverage at a competitive price. Depending on the type of trip you are planning, you can customize your travel insurance coverage by adding upgrades such as pet care and adventure travel. 

In this WorldTrips insurance review, we break down the insurer’s three main insurance plans, share sample pricing for its top-rated travel insurance plan and explain some common policy exclusions.

WorldTrips travel insurance plans

WorldTrip’s Atlas Journey travel insurance plans include medical coverage and trip interruption coverage for both domestic and international trips. The three travel insurance plans — Elevate, Explore and Escape — allow you to select the plan with the appropriate amount of coverage to meet your travel needs. 

Atlas Journey Escape

The WorldTrips Atlas Journey Escape plan was designed for travelers who are looking for basic coverage on their next vacation or business trip. 

The plan includes all the basic travel insurance coverages such as trip cancellation, trip interruption, trip delay, medical coverage, medical evacuation and baggage coverage. 

Of the three plans, the economy plan offers the lowest payout benefits. The travel medical insurance limit is only $50,000 per person in excess coverage. This coverage limit might be fine when traveling through the United States where your primary medical insurance would cover any emergency medical situations. However, if you are traveling internationally through countries that do not accept your domestic health insurance , you might want to upgrade your plan to include more medical coverage. 

Atlas Journey Explore

The WorldTrips Atlas Journey Explore plan includes everything the economy plan does, but increases the coverage amount for every benefit. This plan gets 5 stars in our rating of the best travel insurance . 

Atlas Journey Explore provides the same interruption benefits as the top-tier Elevate plan, but offers lower limits for trip cancellation , emergency medical evacuation , delays, missed connections and baggage insurance. 

The biggest difference between the Explore and the more expensive Elevate plan is that the Explore plan offers up to $150,000 in primary emergency medical coverage while the Elevate plan offers up to $250,000.

Atlas Journey Elevate

The WorldTrips Atlas Journey Elevate plan is the crème de la crème of the WorldTrips trio of plans. It offers travelers the highest payout benefits of all the plans, which is especially important for those traveling overseas. This plan also gets 5 stars in our rating of the best travel insurance.

Compare WorldTrips travel insurance plans

What worldtrips travel insurance covers.

The core types of travel insurance packaged together in WorldTrips Atlas Journey policies include:

  • Sickness or injury that renders you or your traveling companion unable to travel. 
  • Death of a family member, traveling companion or business partner.
  • Severe weather that causes your common carrier to shut down for more than 12 hours. 
  • Terrorist incident or civil unrest in your destination. 
  • Emergency medical expenses: Travel medical insurance helps pay doctor and hospital bills and emergency evacuations if you get sick or injured on your trip.
  • Travel delay: If your trip is delayed for five hours or more due to a reason listed in the policy, travel delay insurance can help cover the cost of accommodations, meals and local transportation while you are delayed. 
  • Baggage: Baggage insurance includes lost or stolen baggage, excessive baggage damage and baggage that is delayed more than 12 hours.
  • Travel Assistance Services: Multilingual travel agents can provide worldwide travel, medical, emergency, and security assistance 24 hours a day, seven days a week. 

What WorldTrips travel insurance doesn’t cover

Like all travel insurance plans, WorldTrips plans will not cover everything. While it is always a good idea to read the fine print before buying a policy, here are some exclusions to WorldTrips travel insurance plans. 

  • Traveling against the advice of a physician.
  • Medical tourism.
  • Intoxication. 
  • Pre-existing conditions, unless you qualify for a waiver of the pre-existing condition exclusion.
  • Participation in an organized sports competition or as a sporting professional.
  • Participation in bodily contact sports, extreme sports and certain adventure sports.

WorldTrips additional coverage options and benefits

You can customize and enhance WorldTrips travel insurance plans with the following add-ons, provided they are available with the plan you choose and in your state. 

“Cancel-for-any-reason” (CFAR) coverage

A “cancel for any reason” upgrade allows you to cancel your trip for any reason not already covered by your trip cancellation benefit, as long as you do so at least 48 hours before your scheduled departure.

Explore and Elevate plan policyholders can choose to be reimbursed for 50% or 75% of their costs with CFAR. This optional coverage is not available with the Atlas Journey Escape plan. 

“Interruption-for-any-reason” coverage

The trip “interruption for any reason” (IFAR) upgrade reimburses 50% of your trip cost as long as you are at least 48 hours into your trip when you decide to end your travels early. This optional coverage is only available on the WorldTrips Atlas Journey Elevate plan.

Adventure sports 

This optional coverage extends your travel insurance to include safari activities, bungee jumping, hang gliding and other extreme activities. This add-on is available for the Explore and Elevate plans. 

Rental car damage and theft

This upgrade adds collision damage and theft coverage for rental vehicles. The rental car coverage is an available add-on for all plans. 

This upgrade adds trip cancellation or trip interruption coverage in the event of your dog or cat’s death or critical illness. It also adds vet care compensation if your dog or cat becomes ill while traveling with you. It’s available with the Explore and Elevate plans.

Compare the best travel insurance companies of 2024

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TravelSafe

Methodology

Our insurance experts reviewed 1,855 coverage details and 567 rates to determine the best travel insurance of 2024 . For companies with more than one travel insurance plan, we shared information about the highest-scoring plan.

Insurers could score up to 100 points based on the following factors:

  • Cost: 40 points. We scored the average cost of each travel insurance policy for a variety of trips and traveler profiles.
  • Medical expenses: 10 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with emergency medical expense benefits of $250,000 or more per person were given the highest score of 10 points.
  • Medical evacuation: 10 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 10 points.
  • Pre-existing medical condition exclusion waiver: 10 points. We gave full points to travel insurance policies that cover pre-existing medical conditions if certain conditions are met.
  • Missed connection: 10 points. Travel insurance plans with missed connection benefits of $1,000 per person or more received full points.
  • “Cancel for any reason” upgrade: 5 points. We gave points to travel insurance plans with optional “cancel for any reason” coverage that reimburses up to 75%.
  • Travel delay required waiting time: 5 points. We gave 5 points to travel insurance policies with travel delay benefits that kick in after a delay of 6 hours or less.
  • Cancel for work reasons: 5 points. If a travel insurance plan allows you to cancel your trip for work reasons, such as your boss requiring you to stay and work, we gave it 5 points.
  • Hurricane and severe weather: 5 points. Travel insurance plans that have a required waiting period for hurricane and weather coverage of 12 hours or less received 5 points.

Some travel insurance companies may offer plans with additional benefits or lower prices than the plans that scored the highest, so make sure to compare travel insurance quotes to see your full range of options.

WorldTrips insurance review FAQs

Yes, WorldTrips offers both annual and group medical insurance plans. 

  • Atlas Group medical insurance plans offer a 10% reduced rate for families and groups of five or more when traveling abroad. 
  • Atlas MultiTrip insurance is annual travel medical coverage for multiple trips abroad in a period of 364 days. 

Yes, WorldTrips offers travel health insurance for international students. WorldTrips’s Atlas America travel health insurance is for non-U.S residents and citizens who travel internationally to the United States. Atlas America insurance reviews online are overwhelmingly positive, with 96% of reviewers recommending the policy.

WorldTrips considers a pre-existing condition to be an illness, disease or other condition during the lookback period (90 days in most states) immediately prior to your effective date of coverage for which you received or were recommended to receive a test, examination or medical treatment or received a medical prescription. 

WorldTrips will waive the pre-existing conditions exclusion if you purchase your plan within 21 days of the date you made your first payment toward your trip and you are medically able to travel on the date of purchase.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Jennifer Simonson

Jennifer Simonson covers everything from business to the wine industry to international travel. Outdoor adventure, water parks and all things Texas are by far her favorite beats. Her work has appeared in Forbes, Travel + Leisure, Texas Monthly, Smithsonian Magazine, Fodor's, Lonely Planet, Slate and more. You can follow her on Instagram at @storiestoldwell.

Mandy is an insurance writer who has been creating online content since 2018. Before becoming a full-time freelance writer, Mandy spent 15 years working as an insurance agent. Her work has been published in Bankrate, MoneyGeek, The Insurance Bulletin, U.S. News and more.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

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4 Best Long-Term Travel Insurance in 2024 (w/ Prices)

Home | Travel | 4 Best Long-Term Travel Insurance in 2024 (w/ Prices)

When traveling abroad, get a policy from one of the  best travel insurance companies . Y ou can get a  5% discount   on Heymondo , the only insurance that pays medical bills upfront for you, HERE!

Planning on taking an extended trip soon? Long-term travel insurance is the perfect choice for travelers who are embarking on a long-term trip and need medical- and travel-related coverage.

Of course, insurance for long-term travel isn’t necessary for every traveler, particularly if you don’t take trips that are longer than three months. However, long-stay travel insurance is useful for anyone who is studying abroad, working abroad temporarily, taking a gap year, or simply traveling for a long period of time.

best long-term travel insurance

When I first moved to the US, I wasn’t sure if I would stay permanently, so I purchased a long-term travel insurance policy from Heymondo , knowing that it would save me money and give me coverage if I experienced any medical emergencies. It was exactly what I needed at the time.

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5% OFF your travel insurance

As soon as I decided to live in the US permanently, I switched to insurance with more medical coverage beyond emergency situations since extended-trip travel insurance is not suitable for expats who want routine medical care.

If extended-stay travel insurance is what you need, keep reading, because we have compared the best long-term travel insurance plans (Heymondo, World Nomads, Travelex, and SafetyWing) and can help you choose which of these is best for your trip.

What is long-term travel insurance?

Long-stay travel insurance coverage comparison

  • Long-stay travel insurance price comparison
  • Best long-term travel insurance companies

Long-term travel insurance is insurance for anyone taking a long-term trip who needs medical expenses and trip-related coverage. Any trip that lasts a minimum of 90 days and a maximum of one or two years (depending on the long stay travel insurance company) is considered a long-term trip.

Italy, insurance for long-term travel

Like other travel insurance, insurance for long-term travel provides medical- and travel-related coverage for incidents like emergency medical care, trip delays, baggage loss, and repatriation. It is not suitable, however, for anyone who is permanently living abroad, especially because it only covers emergency medical expenses and not routine medical care.

Long-term travel insurance vs. annual, multi-trip travel insurance

So, is long-trip travel insurance the same thing as annual, multi-trip travel insurance ? They might sound similar, but actually, insurance for long-term travel and annual travel insurance is completely different.

Bali, extended-trip travel insurance

Long-term travel insurance is insurance for long trips that last three months or more, while annual travel insurance covers multiple shorter trips that happen within one year. With annual travel insurance, trips are restricted to 30-90 days, so it’s not a useful option if your trip will last any longer than that. Annual travel insurance is also only helpful if you’ll be taking at least four or more trips a year.

If you are going on a single, long-term trip or are taking multiple trips within a year that will last longer than 90 days, long-stay travel insurance is the best choice for you.

Who is insurance for long-term travel for?

There are several reasons you might need insurance for long-term travel . You might be taking an extended trip, working abroad, embarking on a gap year, or more. Below are the most common and useful reasons for buying travel insurance for long-term travel :

Extended stay travel insurance for long trips

If you’re about to take a long trip that will last at least three months, you will definitely want to have travel insurance coverage, particularly for emergency medical expenses.

Long-term travel insurance will work out to be the most affordable option for your trip, especially if you don’t plan on returning to your home country before 90 days have elapsed. If you plan on going back home before 90 days have passed, then annual, multi-trip travel insurance might be more helpful for you.

Long stay travel insurance for working abroad

Are you about to be working from another country for an extended but temporary period? Having travel insurance for working overseas is a must, as it’s very possible that you’ll need emergency medical care at some point during your time abroad.

Remember to put your country of residence as your home country, not the country you will be working in temporarily. Otherwise, you will not be covered since long-term travel insurance usually does not provide coverage in your designated country of residence.

Travel insurance for expats

Although it may seem like a great idea to use long-term travel insurance as travel insurance when moving abroad , long-stay travel insurance is not intended for expats. Long-stay travel insurance only covers emergency medical expenses, so it’s not suitable for someone who lives abroad permanently and will need routine medical care and check-ups.

On top of that, whatever country you move to will now be your country of residence. Insurance for long-term travel does not generally provide coverage in your designated country of residence, so you may not be eligible for coverage anyway.

Long-stay travel insurance for students

It’s incredibly exciting to study abroad, but accidents and mishaps can and do happen, so avoid paying for emergency medical expenses and replacing stolen valuables with your own money by getting extended-stay travel insurance .

Having long-term travel insurance coverage will be especially useful if you plan on taking weekend trips to other countries that are close to the country where you are studying abroad; you can still receive the same coverage for those smaller trips (just make sure to select worldwide coverage or, if you’ll just be traveling in Europe, Europe/EU coverage).

Round-the-world trip insurance

Taking a long-term trip around the world is many people’s dream. If you are lucky enough to get to live out that dream, it’s easy to make sure your extended-stay travel insurance worldwide will cover you everywhere you want to visit.

Just make sure you select “worldwide” or “around the world” coverage when you purchase your extended-trip travel insurance . That way, you won’t have to buy individual long-term travel insurance policies for each country you visit. Best of all, you’ll be covered for any spontaneous stops you make while traveling the world.

One-way travel insurance, the best gap year travel insurance

If you’re planning on spending a full year traveling the world, travel insurance for long trips abroad is exactly what you need. You’ll benefit from worldwide emergency medical coverage, so you can receive treatment if you get injured or fall ill, as well as travel-related coverage for baggage loss and trip delays.

I recommend purchasing a one-way travel insurance plan from Heymondo or SafetyWing since both companies allow you to renew your plan from month to month. That way, if you end up coming home unexpectedly early, you won’t lose out on any money.

Insurance for digital nomads

ith so many jobs transitioning to working from home right now, it’s easier than ever to work remotely from anywhere in the world. If you have the opportunity to travel the world while working, take it, but make sure you purchase digital nomad travel insurance before you leave.

You’ll want your insurance coverage to include electronics (laptop, tablet, etc.) so that you can easily replace these crucial pieces of technology for working remotely if they get lost or stolen. Additionally, if you’ll be trying to check a lot of places off your travel bucket list, choose worldwide coverage so that you’ll have the freedom and insurance coverage to go wherever you want.

There can be many considerations to keep in mind when purchasing long-term travel insurance , but coverage is certainly the most important aspect to consider when selecting the long-stay travel insurance you want to buy.

Below, you’ll find a long-stay travel insurance comparison that shows you the differences in coverage among the Heymondo, World Nomads, Travelex, and SafetyWing plans.

Long-term travel insurance price comparison

If you want a better idea of how much long-term travel insurance costs based on the length of your trip and/or the specific coverage you choose, below is a chart comparing the prices of 1-month, 3-month, 6-month, 8-month, and 1-year long-term travel insurance as well as the prices of long-stay travel insurance, annual multi-trip travel insurance, and cancellation insurance.

The price of long-term travel insurance will be impacted by several different factors, including your age, nationality, and state of residence (if you live in the US).

To give you an idea of how much insurance for long-term travel costs, I’ve used the example of a 30-year-old American citizen who lives in Pennsylvania and needs worldwide coverage to generate quotes for this long-stay travel insurance price comparison .

Best long-term travel insurance

As you can see from the charts above, each of the four long-term travel insurance plans I compared has its merits.

Heymondo offers the highest emergency medical expense coverage, plus it’s the only insurance for long-term travel that pays your medical expenses upfront, so you don’t need to file a claim after your trip to get reimbursed. I will say, however, that it’s not the cheapest long-haul travel insurance and it does have a deductible of $100 for emergency medical expenses. Still, I do think it is the best long-term travel medical insurance if you want ease and convenience.

SafetyWing ’s Nomad Insurance also provides very good coverage, but their deductible for emergency medical expenses is $250. In spite of this slight drawback, SafetyWing stands out as the best insurance for digital nomads since you can sign up for a plan and it will automatically be renewed every four weeks.

Prambanan, long-term travel insurance

Travelex , on the other hand, has the cheapest travel insurance for long-term travel (for trips of six months or more). For shorter trips, there are other, cheaper options. Travelex’s plan has no deductible, but its emergency medical coverage is also very limited, so I would think twice before going on a long-term trip with such a small amount of coverage.

Last but not least, World Nomads offers the best gap year travel insurance. The emergency medical expense coverage is perhaps a little low, but it is at least higher than Travelex’s medical coverage. There is no deductible for medical expenses, but you will need to pay out of pocket and then file a claim to get reimbursed if you receive emergency medical treatment.

As you can see, the best long-stay travel insurance for you will depend on your needs and type of trip, so keep reading to learn more about each plan.

1. Heymondo , the best long-term travel medical insurance

Personally, I consider Heymondo the best long-term travel medical insurance since its Top plan provides the highest amount of emergency medical expenses and evacuation and repatriation coverage. It’s also one of the only types of travel insurance with COVID coverage that covers COVID testing required by a doctor. Moreover, you can easily extend your plan by anything from two weeks to eight months whenever you want to.

Heymondo, insurance for long-term travel

Best of all, you won’t have to worry about waiting to get reimbursed for medical expenses since Heymondo pays your medical expenses directly and upfront for you, removing the hassle of the claim-filing process. Heymondo also makes it easy to tailor your insurance for long-term travel to fit your needs since you can add optional electronic and/or adventure sports coverage to your plan.

Heymondo’s Top plan does have its limitations, though. There is a $100 deductible for medical expenses, which means you’ll have to pay $100 towards any medical bills before Heymondo pays the rest for you. This long-stay travel insurance also lacks trip cancellation coverage; you will need to buy that coverage independently here.

If you want cheap long-term travel insurance , Heymondo is ideal; its plans already provide very good value for the money, plus you can save an extra 5% on their insurance with the discount link below.

Heymondo is also the best travel insurance company for single trips. We currently have their travel insurance and have used their assistance app more than once. Heymondo has always been there to help us when things go wrong during our trips.

2. World Nomads , the best gap year travel insurance

If you’re taking a gap year, you’re probably interested in breaking out of your comfort zone and having a real adventure. In that case, World Nomads is the perfect travel insurance for living abroad for a year and trying new things.

World Nomads, extended-stay travel insurance

Its Standard plan includes adventure sports and activities coverage, so you can try everything from trekking and ice fishing to hockey and horseback riding and still be covered for accidents and injuries. Moreover, you’ll benefit from solid overall coverage for emergency medical expenses, evacuation and repatriation, trip cancellation, trip delay, and baggage loss.

Even better, there’s a $0 deductible for medical expenses, so you won’t have to pay a cent out of pocket toward your medical bills. However, World Nomads’ long-term travel insurance is the most expensive out of all the ones I compared, so if you want to save a lot of money and get similar or better coverage, Heymondo may work better for you.

3. Travelex , the best travel insurance for long-term travel

Travelex ’s Travel Select long-trip travel insurance has a lower amount of emergency medical coverage than the other insurance plans I have compared, and I personally wouldn’t feel protected traveling with such a low amount of medical coverage on a long-stay trip. However, Travelex is a viable option if you’re traveling on a budget for more than six months because it’s really cheap (and has a $0 deductible for medical expenses)!

Travelex, long-term travel insurance

Travel-related coverage is another story since Travelex has the highest amount of trip cancellation and trip delay coverage of all the plans I compared. It’s the best plan to choose if you anticipate experiencing any travel mishaps. You’ll also enjoy great baggage loss and evacuation and repatriation coverage.

If you would rather benefit from more medical coverage for a similar price, Heymondo is the best choice for you.

4. SafetyWing , the best insurance for digital nomads

SafetyWing ’s Nomad Insurance lives up to its name by being the best insurance for digital nomads . Not only is Nomad Insurance a cheap long-stay travel insurance , but it also provides a high amount of medical-related and baggage loss coverage.

On top of that, you can choose to have your insurance renew itself automatically every 28 days. Automatic renewal will save you time and money; ensure you don’t forget to renew so you’re always covered; and provide you with more flexibility if you haven’t decided when to end your trip yet. Just select a start date (but not an end date) when you buy Nomad Insurance and keep renewing until you want to go home, at which time you can select an end date.

Safetywing, long-stay travel insurance

Nothing’s perfect, however, and unfortunately, SafetyWing’s Nomad Insurance is no exception. There’s a $250 deductible for medical expenses, which means you’ll have to pay $250 out of pocket for medical treatment before SafetyWing will cover medical expenses for you.

SafetyWing also lacks trip cancellation coverage, which can be very useful if you have to cancel a trip due to weather, illness, injury, or many other reasons. If you want a lower deductible, go with Heymondo instead, and if trip cancellation coverage is important to you, choose World Nomads or Travelex .

What does long-term travel insurance cover?

The best travel insurance for long-term travel will usually include the following types of coverage:

  • Emergency medical expenses : This is probably the most important type of coverage as well as the coverage you are most likely to need while traveling. Accidents, injuries, and illnesses can happen at any time, so having emergency medical expense coverage will ensure that you don’t have to pay out of pocket for hospitalization or medical transportation.
  • Evacuation and repatriation : Hopefully, you’ll never have to use evacuation and repatriation coverage, but it is useful to have. Insurance for long-term travel with evacuation and repatriation coverage will pay for the transportation costs of taking you from a remote area to the nearest hospital or sending you back to your home country if you fall seriously ill or have an accident.
  • Trip delay : Unfortunately, travel does not always go smoothly; your flight could be delayed due to inclement weather or an airline issue. If that does happen, long-stay travel insurance ’s trip delay coverage will cover expenses, such as meals and accommodation, that are incurred because of a several-hour delay.
  • Baggage loss : Even when you take precautions to keep your belongings safe, there’s still a chance an airline could lose or damage your bags, or a pickpocket could take your purse. In any case, long-term travel insurance with baggage loss coverage will reimburse you for any valuables that are lost or damaged, so you won’t have to replace them with your own money.

Is long-term travel insurance worth it?

Ultimately, yes, long-term travel insurance is worth it for extended trips, working abroad temporarily, and taking a gap year. It’s also a great alternative for international student insurance . In all of these situations, insurance for long-term travel will ensure that you get the medical- and travel-related coverage you need without having to break the bank.

Zion, long-term travel insurance as travel insurance when moving abroad

As you’ve seen in the long-term travel insurance comparison chart above, Heymondo is the best long-stay travel insurance in terms of medical coverage. It offers the highest amount of emergency medical expense and evacuation and repatriation coverage.

Heymondo’s extended-stay travel insurance also provides the convenient flexibility of being able to renew your policy for periods from two weeks to eight months, which is perfect if you haven’t yet decided when you’ll end your trip. To top it all off, you can even get 5% off their insurance just for being a Capture the Atlas reader.

If you’ll be traveling for more than six months and you’re looking for the cheapest long-stay travel insurance, then Travelex may be better for you. Just be aware of their plan’s lower amount of medical coverage.

If you have any questions about long-term travel insurance, feel free to comment below and I will happily help you out!

Don't miss a 5% discount on your HeyMondo travel insurance  

and the only one that pays all your medical bills upfront for you!

round the world travel insurance

Ascen Aynat

Comparativa de los mejores seguros de viaje 2024 Covid-19 - Cuándo contratar un seguro de viaje - Seguro de viaje para estudiantes - Seguro de viaje Erasmus

22 replies on “ 4 Best Long-Term Travel Insurance in 2024 (w/ Prices) ”

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Hi Ascen, we are US citizens and plan to spend about 6 months of the year in California and 6 months abroad. We have lived in California and in the past had insurance with our jobs which will now be no more. So the question is when we are are in California what is our insurance option so we can visit doctors, dentists etc. Thank you

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Hi Sonu, you need standard health insurance for California and travel insurance for traveling out of the States. Travel insurance won’t cover routinary medical appointments.

Let me know if you have any questions, Ascen

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Good day. Could I get overlapping coverages to address different issues? Does any of these cover rental car collision insurance during any portion of the stay? If not, what do you recommend for that?

Yes, you can hire different travel insurance to get different coverages. That is no problem.

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Hi my husband was diagnosed with mestatic melonma in 2021, Weve been traveling back and forth to Moffitt overvs year now. Weve paid out over $7000 just in lodging. Do you have a plan for this??

I’m sorry about that but there is no insurance that can cover that. That is not an unforeseen issue that occurred during a trip that is mostly what travel insurance cover.

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Hi There is an age limit on Heymondo 49+ not included. I am 60. Can you recommend any long stay travel insurance for this age group? Thanks Karan

Hi Karan, I recommend checking our article on senior travel insurance for the best options for you.

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Hi! Do you know if you need basic medical coverage from your home country before purchasing any of these insurance plans presented above? My situation is a bit complex. I am a Canadian citizen currently living abroad (non-resident of Canada), therefore I have no basic Canadian health coverage. I am currently covered by the country I reside in (Qatar), however, once I leave, I will no longer have a residency permit and therefore no coverage here either. So when I leave, I won’t have coverage anywhere. I am planning on leaving to travel for a year, so I need long-term travel and medical coverage.

Hi Marisas, please take into account that these long-term travel insurance are travel insurance. That means that they don’t cover routine health checks or chronic diseases. They only cover you under unforeseen problems. For example, if you hire one of these long-term travel insurance and have a car accident during a trip and need surgery, the travel insurance will cover but it won’t cover cancer treatment, for example.

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Hi can you recommend a travel insurance for a 7 month European trip for wife and self age 59 CA residents- many thanks

Please check the coverage for the insurance recommended in this article and choose the one that is best for you.

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Hi Were planning to travel continuously for one year to Europe, Asia & med cruise. Is there a travel insurance that can cover this? Most insurances will require you to go back to your home country (US) after 60 to 90 days. Thanks

Hi Nate, I don’t believe you need to get back to the US with the Heymondo Long-Term Travel Insurance. Have you checked it out?

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Hi Ascen We are a male 57years and female 58 years and we are travelling to south Africa to include Botswana Namibia Mozambique,Angola Zambia and Lesotho, we are shipping our car from Australia into south africa and will be travelling for two years we both hold Australian and UK passports Could you please recommend a medical insurance for this trip , we are not to bothered about trip cancellation baggage etc any help would be appreciated We have used world nomads previously but would consider others as well Thank you ag and rg

Hi Antony, that trip sounds amazing! If you’re doing a long-term trip like that one, I recommend Heymondo since they pay all medical expenses in advance. Just be aware of the 100$ deductible per claim.

Said that their price is very competitive and they have very high coverage.

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Looking for long term insurance for cancel for any reason plus Covid coverage.

I recommend purchasing separately a long term travel insurance with Covid Coverage (I recommend this one ), and a cancel for any reason policy.

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Interesting that this features Travelex and then notes: “Can get similar or better coverage for a more affordable price” From whom?

As you can see in the different comparison charts (coverage comparison chart and price comparison chart), Travelex is the one with the lower coverage, by far, and it’s only worth checking for 6-month insurance or more.

Let me know if you have any questions,

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Hi! Do you know if you need basic medical coverage from your home country before purchasing any of these insurance plans presented above? My situation is a bit complex. I am a Canadian citizen currently living abroad (non-resident of Canada), therefore I have no basic Canadian health coverage. I am currently covered by the country I reside in (Qatar), however, once I leave, I will no longer have a residency permit and therefore no coverage here either. So when I leave, I won’t have coverage anywhere. I am planning on leaving to travel for a year, so I need long-term travel and medical coverage. Thanks!

Hi Melanie, no you don’t need it. You will need just long-term travel insurance and you will be covered wherever you go. Also in your home country as long that you’re traveling there and use the insurance just for emergencies (not regular checks, ongoing problems, chronic diseases, and things like that). In your situation, I think the long-term travel insurance of MONDO is your best bet.

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World Cruises

Protect your journey with world cruise travel insurance.

Experience the allure of world cruises, where you can indulge in the beauty of captivating landscapes, explore historic cities, and immerse yourself in diverse cultures across multiple destinations worldwide.

As you set sail on this extraordinary journey, it’s essential to safeguard your trip with Worldwide Cruise Travel Insurance, a must-have that ensures peace of mind throughout your round-the-world cruise.

Be Prepared with Round the World Cruise Travel Insurance

While embarking on a world cruise promises extraordinary experiences, unforeseen complications can disrupt even the most carefully planned trip. From unexpected events that lead to cancellation to onboard accidents or medical emergencies that mean disembarking and getting to an on-land hospital for treatment. Worldwide Cruise Travel Insurance is your safeguard, providing cover to protect your significant investment in this once-in-a-lifetime journey, no matter where you are in the world.

Key Features of Cruise Travel Insurance for World Cruisers

Worldwide Cruise Travel Insurance provides peace of mind that you’ll be covered for emergency medical treatment, including treatment for any pre-existing conditions (once declared and accepted) and repatriation. Cancellation cover is another important aspect of your round the world cruise insurance, especially as some cruises can cost thousands of pounds and are often booked well in advance.

Cover Options and Additional World Cruise Benefits

We provide World Cruise Travel Insurance, but some insurers do have caps on age, depending on the type of policy you want (Annual or Single Trip), the duration of the cruise and the places you plan to visit.

All insurers at Just Travel Cover cover cruises, and some provide additional benefits specific to cruising, such as cruise interruption, missed port departure or cabin confinement cover.

Safegaurding Your World Cruises Investment

With our insurers, you can enjoy standard cover of up to £12,500 per person for trip cancellation, ensuring your investment is protected from unforeseen circumstances. For high-value cruises, you have the option to get increased cover up to £50,000 per person through a simple phone call (terms and restrictions apply). To accommodate the extended planning period of world cruises, our policies allow you to secure cover up to 18 months in advance.

Embark on Your World Cruise with Confidence

No matter where your adventure takes you—from the sunny shores of the Caribbean to the ancient wonders of the Mediterranean or the exotic landscapes of Asia and beyond – Cruise Travel Insurance has you covered.

Explore the endless possibilities and awe-inspiring destinations that await you on your World Cruise. Request a quote today and sail with confidence, knowing your World Cruise Travel Insurance is there to cover any unexpected bills.

Travel Insurance for World Cruises FAQs

Frequently asked questions about Travel Insurance for World Cruises .

Is Travel Insurance necessary for world cruises covering multiple countries?

Absolutely! World cruises covering multiple countries present unique challenges and potential risks. World Cruise Travel Insurance provides essential protection against unforeseen events, ensuring your journey around the world remains smooth. Make sure to list each destination you will be visiting while obtaining a single-trip policy to ensure we can offer you appropriate cover for your round the world cruise.

Do I need Travel Insurance for each destination on my world cruise?

You must be covered for each destination you are visiting on your world cruise, but this can be within the same World Cruise Insurance policy. You can take a single trip policy where you must list all countries you are visiting and declare you are cruising, or an annual policy where you can select “worldwide”. If you’re going outside of Europe but not visiting the USA, Canada or the Caribbean, we can provide cover for this over the phone. As the costs of medical treatment vary from location to location, listing each destination ensures you are covered with appropriate Travel Insurance for a world cruise, under a single policy.

What if I have pre-existing medical conditions? Can I still get Travel Insurance for my world cruise?

We understand that every traveller is unique, which is why we offer cover for hundreds of pre-existing medical conditions, including on our cruise insurance. By declaring your pre-existing medical conditions when obtaining a quote, we can tailor a cruise Travel Insurance policy to suit your specific needs, providing you with the cover and peace of mind you deserve.

Can I get a refund on my Travel Insurance policy if I cancel my world cruise?

You can cancel your Travel Insurance for a full refund in the first 14 days from purchase. However, cancellation cover starts immediately, so if you choose to cancel your holiday before you travel but after you buy insurance you are not always entitled to a refund. This depends on the insurer; some will provide a partial refund, some a full refund, and some no refund. 

I am going on a 111-night cruise. Can Just Travel Cover provide long-term Travel Insurance for extended cruise trips?

Yes, here at Just Travel Cover, we can provide tailored Travel Insurance for extended cruise holidays, including those over 100 days, or specifically 111 days. If you’re 79 or younger we can cover you for up to 124 days for your cruise around the world. This long-term Travel Insurance is ideal for holidaymakers setting sail on world cruises, ensuring that every aspect of your trip is protected. Our policy includes medical emergencies, repatriation, and generous cancellation terms, which means you can enjoy your 111-night world cruise with peace of mind and confidence, knowing that you are covered under our tailored Cruise Insurance plans.

What kind of cancellation cover does Just Travel Cover offer for long cruises?

We understand the significant investment you make in long cruises around the world, and that’s why we offer a standard cancellation cover of £12,500 per person. For those requiring protection for a higher-value world cruise, we also have a Top Up product that can extend this cover up to £50,000 per person, ensuring that you are well-protected against unforeseen events that mean you need to cancel (terms apply). Speak to one of our advisors today if you are interested in this.

Our Latest Blogs

Knowing which cruise is right for you will enhance your experience, so researching before booking is essential. Diving into our blogs in the Cruise Hub may help you learn more about the cruise holiday you’re searching for.

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Essential Items to Pack for an Ocean Cruise

Oct 31, 2023 | Cruise

Embarking on an Ocean Cruise is an opportunity to explore shores, enjoy sea views, and experience plenty of cultural exchanges. Before you dive in,...

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vision board ideas 33

Round the World Travel Insurance for Happy Travel

Are you planning a trip?  Don’t forget your round-the-world travel insurance.

Circling the globe, stopping where your heart feels at home and picking up new places when the urge strikes – it’s the ultimate dream for travellers of all ages.

A round-the-world trip is ideal for travellers with the time, money (or the ability to make ends meet on the road), and desire – but it’s a suitable deal for those who simply can’t make up their minds.

There are two types of travel insurance plans: package plans with cancellation and travel medical plans without cancellation.

A round-the-world traveller typically does not worry about cancellation, and a travel medical plan will often include trip interruption coverage if you need to return home to deal with an emergency.

The Round the World Travel Insurance

This insurance policy is going to help you avoid a financial disaster in case of accident, illness or any other circumstance covered by your policy.

There is a common confusion between travel insurance and travel medical insurance.

The distinction between travel medical insurance and travel insurance is minimal.

Travel medical insurance is specifically designed to address health concerns.

Some countries have separate policies for travel insurance and travel medical insurance.

Most travel insurance policies cover medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage.

On the other hand, baggage delay, damage, and loss insurance do not cover everything in your luggage.

Glasses, hearing aids, dental bridges, tickets, passports, keys, cash, and cell phones are all common exclusions from travel insurance.

Is it required to have travel insurance?

No, travel insurance is not required in all countries.

Certain countries, such as the United Kingdom, Austria, Greece, Portugal, Spain, France, Germany, Belgium, Luxembourg, and the Netherlands, do, however, require proof of travel insurance when issuing a visa.

round the world travel insurance

Tips for Getting a Round the World Travel Insurance

Following you are going to find some tips for getting around the world travel insurance in the best conditions:

1. Begin by stating how long you will be gone.

Determine the length of your journey.

We’ve heard that you can scream your way around the world in ten days, but we’re guessing that’s not the kind of trip you’re planning.

A round-the-world flight ticket has a maximum duration of one year – twelve months – but you can travel in as little as a few months or as long as a year.

2. Find out if you’ll have access to medical care.

Travellers who travel around the world are less concerned about having to cancel their trips than those who have less flexibility in their schedule, but medical risks exist everywhere.

In some countries, medical care – even that provided to foreign visitors – must be paid for in advance (except in emergencies).

Even in countries where everyone’s medical care is paid for by the taxpaying population, the patient is expected to bear at least a portion of the cost, which is where having an insurance provider who will arrange payment directly to the medical facility comes in handy.

3. Identify your regional risk.

Depending on your destination – for example, a remote jungle village versus a more urban itinerary – you will require more or less medical and evacuation coverage.

In any case, if you’re far from medical care, you’ll want to have a little more evacuation coverage.

Determine how much travel medical and evacuation is sufficient to determine how much you’ll require.

4. Be aware that some countries are not covered for travel.

Some travel insurance policies exclude coverage for specific countries. In some cases, those countries are listed in a current State Department travel warning or alert.

Many travel insurance policies, in particular, do not cover losses resulting from or caused by:

  • an act of declared or undeclared war
  • a U.S. government-designated act of terrorism
  • civil unrest, political unrest, and riots

5. Take into account exciting possibilities.

If you like to travel on the adventurous side – for example, do some paragliding in Bali, heli-skiing in Switzerland, or SCUBA diving in Malaysia – you’ll need to look into covering those activities.

Activities that are deemed more dangerous are frequently excluded from travel insurance plans.

That means that if you break your ankle in a bad paragliding landing, you won’t be able to get medical care.

Some plans do not cover you above 15,000 feet in elevation if you enjoy mountain climbing.

Other restrictions apply to adventure activities.

6. More baggage coverage is preferable.

If you’re on a round-the-world trip, you may have rented or sold your home, stuffed your belongings into storage, or brought everything you need with you.

If your bag is stolen, you could be in big trouble for as long as it takes to replace everything that was stolen.

On a trip like this, a little more baggage coverage is preferable, and keep in mind that a travel insurance plan covers your baggage loss throughout your trip – in lodgings, on buses, and so on.

7. Plan ahead of time if you have a medical condition.

If you have a medical condition – perhaps one that is managed with medication – it is critical to consider this when selecting a travel insurance plan.

If your condition is new but will not interfere with your trip, review the pre-existing medical condition coverage to ensure you understand how it works.

If you’ve had your condition for a while and it’s controlled by medication, make sure you know how to replace those medications while you’re on the road.

Doing so, you avoid future problems when buying a round the world travel insurance .

5 Tips for Planning a Trip to Anywhere – Let's Go to Kandy! | A Listly List

Additional tips to count on

Top tips for student round the world travel insurance.

Numerous youths believe obtaining round the world travel insurance is an extremely ‘grown-up ‘ thing to do, and that only entrepreneurs with meetings around the globe or incredibly rich people that travel often are the ones that need it.

Yet that reality is a different story.

Additionally, students who are travelling for a quick quantity of time to smartly shut areas required to be successfully covered versus unexpected eventualities.

Yet the procedure doesn’t require to be challenging and also specifically difficult.

Here are a few suggestions.

Gap Year Travel.

Taking a void year is a custom taken up by lots of pupils, annually around the globe.

This implies there is a great demand for ideal round the world travel insurance coverage for these young travellers, particularly those who will certainly be seeing an additional country for the first time and also, potentially, alone.

Fortunately, there is a range of travel insurance coverage to cater particularly for individuals carrying out void year travelling.

An idea: a vital consideration when buying a policy of this kind is the precise period of your travel, in addition to the destinations covered – also if you are simply going through a country.

Extreme Sports.

Taking a trip to an international nation to take part in severe sports can have serious effects.

Unfortunately, there is constantly the threat of injury, the gravity of which you can’t visualize.

An additional consideration is that you don’t understand exactly where you are going to be harmed.

Whether it’s in the city where hospitals are quickly obtainable or in the centre of the timbers or up in the hills where it will certainly take hours before medical aid can show up.

While numerous kinds of travel insurance would cover fundamental medical emergencies, you will certainlybe requirede to get one that has more extensive coverage if you intend on carrying out any kind of extreme sporting activities or activities.

Some strategies specify the kind of sporting activities consisted of in their protection, so this offers you alternatives to choose from.

This is important when you get a round the world travel insurance.

Whether you’re preparing to go winter sports in the Alps or wild water rafting in Asia.

Going to More Than One Country.

Several trainee visitors will have several different countries on their plan, and while obtaining travelling insurance coverage for each destination can be a lot more costly, it is still a much better alternative than risking going to a country without it.

Generally, it’s not always simple to calculate just how much you will certainly be required to pay for a plan to cover you, but at least you are required to ensure you have clinical coverage as well as individual liability.

Speak with an expert to ensure you’re covered every action of the way.

Patrick Chong is the Handling Supervisor of Insuremore.

We provide low-cost travel insurance and also provide a variety of policies including an annual round-the globe travel insurance policy, single-trip, multi-trip and family insurance policy.

For all your travelling cover requirements, Insuremore can help you with the quickest and also most cost-efficient method.

So don´t underestimate the importance of a round the world travel insurance.

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Star Alliance

Round the World

Buying a multi-destination ticket has never been simpler.

Do you want to travel the world? Are you excited to discover and experience different countries and cultures? Are you looking for the best value for travelling to the world’s top iconic cities?

Our Star Alliance Book and Fly tool helps you plan and book multi-destination fares online. Certain exceptions apply. Alternatively, contact a member airline or your travel agent.

One Star Alliance ticket. Limitless travel possibilities.

Imagine embarking on a journey that takes you all around the world. Picture all the places you will go, the sights you will see, the people you will meet. Now imagine doing all of that and more, with just a single ticket.

The Star Alliance Round The World ticket offers you a travel experience unlike any other.

Journey across the world and visit up to 15 cities, while enjoying the kind of seamless flexibility and outstanding value for money that only the world’s largest airline network can offer. Where will your Round The World journey take you? Imagine your trip and make it a reality—all in just a few clicks with our Star Alliance Book and Fly tool. Certain exceptions apply. Alternatively, contact a member airline or your travel agent.

  • Terms and Conditions

Book and Fly

  • Single ticket valid on all Star Alliance members
  • Every journey is different
  • Follow our tips and reminders while booking

How to Map Your Journey

  • Start and end in the same country
  • Follow one global direction (East or West)
  • Cross both the Atlantic Ocean and the Pacific Ocean
  • Have a minimum of 2 stops and maximum of 15 stops
  • Travel between 10 days to 1 year
  • Transits must be less than 24 hours
  • Stopovers are more than 24 hours
  • Check the terms and conditions for detailed inclusions

Flexibility

  • Save your itinerary at any time
  • Contact support 24/7
  • Accrue frequent flyer points or miles
  • Upgrade your flight or entire itinerary at any time, subject to availability

Round The World in Just a Few Clicks

Select your destinations.

Start by entering your Origin City. Then add destinations by entering the city name or by selecting cities on the map.

Choose Your Flights

The system will automatically select the flights for each segment, but you may also pick flights from the Star Alliance network that best cater to your needs.

Enter Your Details

Provide the necessary travel details such as your contact information and identification documents to help us secure your booking.

Pay Seamlessly

Enter your payment details to complete the transaction.

Circle Pacific

Circle Pacific

The itinerary can be accessed and changed by visiting staralliance.com and entering the Itinerary Code under 'Open Saved Itineraries' in the booking tool. Thank you for using the Star Alliance booking site for your journey.

  • Planning: Please save your itinerary and copy the 20-character code for us to better assist you.
  • Booking: We kindly ask that you refer to the terms & conditions for further booking details and reservation requirements.
  • Availability: Please be reminded that pricing and availability is subject to change at any time without notice.
  • Payment: If you experienced a problem with completing your payment, please indicate this when reaching out to our dedicated team of specialists.

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Navigator Travel Insurance

 Instant Policy Delivery

 Secure Online Purchase

 Range of Working Activities

 Six Different Policies

 Option to Extend Duration

 Cover for UK Residents

 Wide Range of Sports

 24 Hr Medical Assistance

Worldwide Travel Insurance

Many long term travellers will be visiting numerous destinations around the world on their travels and so require worldwide travel insurance to cover their requirements. Whether you are stopping off in Europe , South America , Asia or any of the other exotic spots around the globe, it’s important that you get travel insurance which will cover you in all the countries you are visiting. Navigator Travel’s aim is to get you a suitable worldwide travel insurance policy for your needs so you can travel around the world safe in the knowledge that you’re covered for unexpected medical problems and other problems that can occur whilst travelling.

The finer details of your travel insurance policy will depend on which specific places you are visiting and what you plan to do there. Worldwide travellers may not know exactly where their travels will lead them during the course of their trip, but it’s important to make a qualified estimate beforehand so you can arrange as much of the details before you hit the road and concentrate on the good times whilst you’re away. Medical costs and other risks in Africa may differ considerably from those for North and Central America and this can affect the cost and validity of cover so it’s certainly in your interests to have an outline of your itinerary when you come to choosing a travel insurance policy.

Another important consideration is the types of activities that will be included in your round the world trip. Again, this is always liable to change, but usually travellers will have an idea of some of the bigger activities they will take on. This may be a bungee jump in New Zealand, a skydive in California or scuba diving in Australia – whatever the activity, this needs to be highlighted in your worldwide travel insurance policy and you need to ensure that they are included. For the more ad hoc activities (maybe a spot of Muay Thai training in Bangkok or some hang gliding in Rio de Janeiro) you can always upgrade your policy online or include add-ons, but its best to have cover for the major activities in advance to save you the hassle of organizing these details in an internet cafe with a slow connection or via an expensive phone call. The SILVER and GOLD Long Stay versions of our travel insurance policies cover a wide range of activities as standard (Leisure). However, if you need cover for participation in the more hazardous Action or Action Plus activities, you would need to select the BACKPACKER or STANDARD policies. Although the levels of cover are lower on these two policies, they can cover more hazardous sports.

Navigator offer four main worldwide travel insurance policies, BACKPACKER, STANDARD, SILVER and GOLD. The Navigator BACKPACKER policy is the more basic of the four packages, suitable for worldwide travellers who just want to see the amazing sites around the world without the need for high levels of cover. The SILVER or GOLD policy will be a more suitable choice for those who prefer higher cover levels, with additional enhancements such as holiday financial protection, hijack and mugging compensation, pet care, business personnel replacement etc. Check out the summaries of the different types of cover available on our  policies pages . For long term travellers, our Long Stay worldwide travel insurance will most likely be the best choice, though there are other options to consider depending on the length of your trip:

  • Annual Multi Trip Travel Insurance
  • Long Stay Single Trip Travel Insurance
  • Short Stay Single Trip Travel Insurance

At Navigator we want to make the process of finding the right worldwide travel insurance easy for you so you can get out on the road and enjoy your round the world adventure. If you can’t find the information you need here on the website then give us a call on 0161 973 6435 and we will do our best to give you all the information you need to get a suitable travel insurance policy. Then you can pick up your backpack and head off into the sunset, safe in the knowledge that you have cover that matches your needs.

Annual Multi-Trip

Cover for multiple trips.

  • Up to 45 days each trip
  • Option to extend to 62 days
  • Special deals for couples and families

Long Stay Single Trip

Cover from 2 to 18 months.

  • Extended backpacking
  • Career breaks
  • Volunteering
  • Working holidays abroad

Short Stay Single Trip

Cover for up to 45 days.

  • Single holiday
  • Business trip
  • Special rates for families
  • Accompanied kids go free

Ask Us Anything

  • Age(s) of travellers *
  • Destination(s) *
  • Date of Departure * Date Format: DD slash MM slash YYYY
  • Date of Arrival Back Home * Date Format: DD slash MM slash YYYY
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  • Travel Insurance Policies
  • Annual Multi Trip
  • Coronavirus Travel Insurance
  • Long Stay Travel Insurance

Check out our blog below:

When Can You Fly With A Newborn?

When Can You Fly With A Newborn from the UK?

Can you Fly with a Catheter Bag?

Can you Fly with a Catheter Bag from the UK?

Can you Fly with Heart Arrhythmia?

Can you Fly with Heart Arrhythmia from the UK?

Can You Fly With Varicose Eczema?

Can you Fly with Varicose Eczema from the UK?

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Holiday Makers

Families, couples or individuals.

Families, couples or individuals on holiday or business trips for shorter durations.

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gap years, Backpackers and Career break

Usually couples or individuals requiring cover for longer term overseas trips of 2 months or more.

round the world travel insurance

Sports & Adventures

Skiing, snowboarding, climbing and more.

We offer four policies for people travelling overseas, requiring cover for specific sports and activities.

Travel Insurance

  • Holiday Travel Insurance
  • Destinations

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U.S. News takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence.

8 Cheapest Travel Insurance Companies Worth the Cost

round the world travel insurance

Trawick International »

round the world travel insurance

World Nomads Travel Insurance »

round the world travel insurance

AXA Assistance USA »

round the world travel insurance

Generali Global Assistance »

round the world travel insurance

Seven Corners »

round the world travel insurance

Allianz Travel Insurance »

round the world travel insurance

IMG Travel Insurance »

round the world travel insurance

WorldTrips »

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Cheapest Travel Insurance Companies.

Table of Contents

  • Trawick International
  • World Nomads Travel Insurance
  • AXA Assistance USA

There are plenty of smart ways to save money on your travel plans, but refusing to buy travel insurance isn't necessarily one of them. Not having travel insurance can mean being on the hook for exorbitant medical bills or costs for emergency transportation if you become sick or injured during your trip. You could also face significant financial losses if your trip is delayed or your bags are lost or stolen, and without travel insurance you won't have a third party to rely on for assistance.

Buying affordable travel insurance makes more sense than skipping this coverage altogether, so read on to find out which companies offer the cheapest plans and all the protections you can get for a low cost.

How We Chose the Cheapest Travel Insurance Companies

To determine the cheapest travel insurance companies, U.S. News created sample traveler profiles for three separate eight-day trips to different destinations (the Cayman Islands, Spain and California) at a range of price points ($6,500, $10,500 and $8,500, respectively). We used that information to get quotes for the cheapest option for 100% trip cancellation coverage for each trip. We then calculated the average cost of the trips.

The travel insurance companies that made our ranking have a high credit rating and offer the lowest average cost, outlined below. (Note: The sample average costs are not price quotes from U.S. News. To find a travel insurance price quote, use the "View plans" link to enter your trip details and find more information.)

  • Generali Global Assistance
  • Seven Corners
  • Allianz Travel Insurance
  • IMG Travel Insurance
  • Trip cancellation coverage (up to $30,000) for 100% of the insured vacation
  • Trip interruption coverage (up to $30,000) for 100% of the insured vacation
  • Trip delay coverage worth up to $1,000 ($150 per day for delays of 12 hours or more)
  • $750 in coverage for lost and damaged luggage; $200 for baggage delays
  • Up to $500 in coverage for missed connections of three hours or more
  • Up to $50,000 in emergency medical coverage ($750 sublimit for emergency dental)
  • Up to $200,000 in coverage for emergency medical evacuation
  • Up to $2,500 of trip protection for cancellation or interruption
  • Up to $1,000 in coverage of lost, stolen or damaged baggage; up to $750 for baggage delays on your outward journey
  • Up to $100,000 in emergency medical insurance; $750 dental sublimit
  • Up to $300,000 in coverage for emergency medical evacuation
  • 24-hour travel assistance services

SEE FULL REVIEW »

  • Up to 100% coverage for trip cancellation and interruption
  • Up to $500 in coverage for trip delays ($100 per day)
  • Up to $500 in coverage for missed connections
  • Up to $25,000 in coverage for emergency medical expenses
  • Up to $100,000 in coverage for emergency medical evacuation
  • Up to $750 in coverage for baggage and personal effects; $200 for baggage delays
  • Up to $10,000 in coverage for accidental death and dismemberment (AD&D)
  • Up to $25,000 in coverage for common carrier AD&D
  • Coverage up to 100% of the insured vacation for trip cancellation
  • Up to 125% of the insured vacation cost for trip interruption
  • Travel delay coverage worth up to $1,000 per person ($150 per person daily limit)
  • Up to $1,000 per person for lost, damaged or stolen bags; $200 per person for baggage delays
  • Up to $500 per person for missed connections
  • Up to $50,000 in emergency medical and dental coverage
  • Up to $250,000 in coverage for emergency assistance and transportation
  • AD&D coverage for air travel worth up to $50,000 per person ($100,000 per plan)
  • Trip cancellation coverage up to $30,000
  • Trip interruption coverage up to 100% of the cost of the trip
  • Trip delay coverage worth up to $600 (for six-hour delays; $200 limit per person per day)
  • Lost, stolen or damaged baggage coverage up to $500
  • Baggage delay coverage worth up to $500 (for six-hour delays; $100 per day)
  • Missed cruise or tour coverage worth up to $500 ($250 per day)
  • Emergency accident and sickness medical coverage worth up to $100,000 (secondary coverage)
  • Up to $750 in emergency dental coverage
  • Up to $250,000 in protection for emergency medical evacuation and repatriation of remains
  • Trip cancellation coverage worth up to $10,000 per traveler
  • Trip interruption coverage worth up to $10,000 per traveler
  • Travel delay coverage worth up to $300 ($150 per day)
  • Luggage loss and damage protection up to $500 per traveler
  • Baggage delay coverage worth up to $200 per day
  • Emergency medical and dental coverage up to $10,000 ($500 for dental expenses)
  • Emergency medical transportation coverage worth up to $50,000
  • 24-hour hotline assistance
  • Up to 100% in coverage for trip cancellation
  • Trip interruption benefit worth up to 125% of the trip cost
  • Up to $500 for travel delays per person ($125 daily maximum per person)
  • Up to $750 for lost, damaged or stolen bags ($250 maximum per item)
  • Up to $150 in luggage delay coverage
  • Up to $100,000 in emergency medical coverage
  • Up to $500,000 in coverage for emergency medical evacuation and repatriation of remains
  • Trip cancellation coverage worth up to 100% of trip cost (up to $10,000)
  • Trip interruption coverage up to 100% of trip cost
  • Up to $500 in coverage for travel delays (five-hour delay required; $100 daily limit)
  • Coverage worth up to $1,000 for lost, damaged or stolen baggage ($250 per item)
  • Coverage worth up to $200 for baggage delays of 12 hours or more
  • Up to $250 in coverage for airline reissue or cancellation fees
  • Up to $250 in coverage for reinstatement of frequent traveler awards
  • Emergency medical and illness coverage worth up to $10,000
  • Up to $500 in coverage for emergency dental expenses
  • Up to $250,000 in coverage for emergency medical evacuation and repatriation of remains
  • AD&D coverage worth up to $10,000
  • Travel assistance services

Why Trust U.S. News Travel

Holly Johnson is an award-winning content creator who has been writing about travel insurance and travel for more than a decade. She has researched travel insurance options for her own vacations and family trips to more than 50 countries around the world and has experience navigating the claims and reimbursement process. In fact, she has successfully filed several travel insurance claims for trip delays and trip cancellations over the years. Johnson also works alongside her husband, Greg, who has been licensed to sell travel insurance in 50 states, in their family media business.

You might also be interested in:

round the world travel insurance

Is Travel Insurance Worth It? Yes, in These 3 Scenarios

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These are the scenarios when travel insurance makes most sense.

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International travel insurance is a must-have for every trip abroad, and for more reasons than one.

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Private health insurance typically doesn't cover international travel expenses.

Protect Your Trip »

Solo vacations: the 36 best places to travel alone in 2024.

These fun destinations make traveling on your own simple and spectacular.

Young woman overlooking beautiful valley, Molladalen, Norway.

(Getty Images) |

From beach retreats to artsy escapes, take your next solo trip to somewhere spectacular.

Waterfalls in Norway.

Perth, Australia

Aerial of Beaver Creek at night.

Beaver Creek, Colorado

Diver observing Southern stingrays as they glide over the sand in search of buried crustaceans on the Sandbar, Grand Cayman Island.

Grand Cayman, Cayman Islands

The Eiffel Tower and River Seine in Paris, France.

Santa Fe, New Mexico

Flowers and greenery in the Blue Ridge Mountains, North Carolina, in the summer.

Asheville, North Carolina

Road through green hills of Tuscany, Italy.

Tuscany, Italy

Boats in harbor of Santa Barbara, California.

Santa Barbara, California

Man paddleboarding in Iceland glacier lagoon.

New York City

Toronto skyline across the water.

Seville, Spain

Beach in Naples, Florida.

Naples, Florida

Aerial of Ljubljana, Slovenia.

Ljubljana, Slovenia

Seattle skyline with Mt. Rainier in the background at sunset.

Portland, Oregon

Lake Quill and Sutherland Falls in the mountains of New Zealand.

New Zealand

Souvenirs on the Jamaa el Fna market in old Medina, Marrakesh, Morocco.

Galápagos Islands

Colorful buildings in Charleston, South Carolina.

Charleston, South Carolina

Aerial of the Sydney Opera House.

Athens, Greece

Beignets and a cup of coffee.

New Orleans

Aerial of river and greenery with Austin skyline in the background.

Austin, Texas

Elephants crossing a river in Sri Lanka.

San Francisco

Crown Alley in Dublin, Ireland.

Munich, Germany

Solidão Beach (Loneliness Beach) in Florianópolis, Santa Catarina, Brazil.

Florianópolis, Brazil

Whangarei Falls in New Zealand.

Why Trust U.S. News Travel

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If you make a purchase from our site, we may earn a commission. This does not affect the quality or independence of our editorial content.

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COMMENTS

  1. Round the World Travel Insurance

    Travel Insurance for a Round the World journey can be quite a daunting challenge to get right first time. With True Traveller Insurance, we have some advantages which you should consider, including: Medical and Repatriation cover of up to £10M (€10M for residents of Europe) You can claim whilst you're still on the road; no need to wait to ...

  2. The 5 Best International Travel Insurance Companies for 2024

    Consider getting multiple travel insurance quotes through TravelInsurance.com to get an idea of the cost of coverage for your upcoming travel plans. Allianz Travel Insurance: Best Overall. AIG ...

  3. Best Worldwide Travel Insurance [2024]: Tips & Must-Knows

    Round-the-world trips bring with them a certain level of risk, which is why it's vital to take out insurance. Today, I'll be sharing everything you need to know to get the right worldwide travel insurance for your trip, and at the best price! To save you some time, I've outlined the 5 best worldwide travel insurance policies in June 2024:

  4. Round The World Travel Insurance

    Key benefits of our Round The World Travel Insurance : Worldwide cover for policies up to 24 months. Emergency Medical and Repatriation Expenses up to £10 million on Premier policy. Emergency Dental Cover up to £350. Personal Liability up to £2 million on Premier policy. Baggage & Personal effects up to £2,000.

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  6. Worldwide Travel Insurance

    World travel - What you're covered for. Your Belongings. You're most likely to have at least a mobile phone and a laptop to keep you connected, we cover your stuff if it's lost, stolen or damaged.*. Medical Expenses. Medical claims are the most common and come at the highest cost, we cover unlimited overseas medical expenses.*.

  7. Round the World Travel Insurance: BUY ONLINE

    We have two options to choose, for UK and non-UK residents. Both policies cover trips worldwide. Extensive cover with optional add-ons. Coronavirus cover included*. Cover for single trip and annual multi-trip. Singles, couples and family options. 24/7 medical emergency helpline. Low excess, with the option to waive the excess.

  8. The Best Global Travel Insurance For Backpackers

    As frequent global travelers, the Round The World Magazine team and our travel resources hub is certainly a good place to start if you are looking for advice on finding travel insurance for backpackers.. We have found a fantastic company that provides the most flexible and straightforward global remote health insurance for remote workers and nomads.

  9. Compare Cheap Worldwide Travel Insurance

    Worldwide travel insurance covers you for medical expenses, transport issues, and lost or stolen baggage when you travel anywhere in the world within a set period. This can be anything from the length of your trip if you take out single trip worldwide travel insurance to 12 months if you choose an annual policy.. There are two categories of worldwide insurance: policies that include the USA ...

  10. Travel Insurance For A RTW Trip

    Mostly, the insurance policy would: Be eligible for a period of 1 year of travel. Help you recover the expenditure made in case of any illness or an accident. Ensure that you do not have to pay for any emergency medical transportation. Provides cover against cancelled/interrupted trip and lost/stolen baggage. Please note that untoward incidents ...

  11. Explore your world

    Travel insurance. Simple & flexible. Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today. Get ready to travel around the world with World Nomads Travel Insurance.

  12. 11 Best Travel Insurance Companies in June 2024

    Best for adventurous travelers. World Nomads. Best for medical coverage. Travelex Insurance Services. Best if you have travel credit card coverage. Seven Corners. Best for long-term travelers. IMG ...

  13. How to get the Right Travel Insurance for a Round-the-World Trip

    A round-the-world trip can vary in time, it can go from one month until whatever you want. However, the maximum duration of a round-the-world air ticket that you can get is one year, but of course, you can do it in a couple month or longer than a year. There are three basic durations plans of travel medical insurance:

  14. Round-the-World trip travel guide: How to travel the world in 2024

    Typically, the time needed for a round-the-world trip ranges from 3 to 6 months. The average cost of a round-the-world trip is 1.000 € per month. The best insurance for around the world travel is the following: Annual insurance is essential for frequent travellers. This package insures you for all the trips you take in a year, so you can save ...

  15. WorldTrips travel insurance review 2024

    Our insurance experts reviewed 1,855 coverage details and 567 rates to determine the best travel insurance of 2024. For companies with more than one travel insurance plan, we shared information ...

  16. Worldwide Travel Insurance Policy

    A single trip worldwide travel insurance policy for one week could cost as little as £16 [1]. But the final cost of your premium will depend on factors including your age, the activities you're planning to do and whether you have a pre-existing medical condition. [1] Based on Compare the Market data for a worldwide travel insurance policy ...

  17. 4 Best Long-Term Travel Insurance in 2024 (w/ Prices)

    Long-stay travel insurance. Purchase for 3 months, then renew as many times as you want for up to 8 months at once. You can buy up to 6 months at once. You can buy up to a year at once. You can buy up to a year at once or renew every 4 weeks. Annual, multi-trip travel insurance. $197.96.

  18. World Cruise Travel Insurance

    Safegaurding Your World Cruises Investment. With our insurers, you can enjoy standard cover of up to £12,500 per person for trip cancellation, ensuring your investment is protected from unforeseen circumstances. For high-value cruises, you have the option to get increased cover up to £50,000 per person through a simple phone call (terms and ...

  19. Round the World Travel Insurance for Happy Travel

    Many young people think getting round the world travel insurance is a very 'adult' thing to do, and that only businessmen with meetings around the world ... Skip to content.

  20. Trailfinders Travel Insurance

    Up to £10 million medical expenses & repatriation with 365/24/7 emergency assistance. Extensive Covid-19 protection including cancellation and overseas medical expenses. Wide range of adventurous activities included at no additional charge. 21 day no quibble cooling off period. Easy to understand and simple to book.

  21. WorldTrips Travel Insurance Review 2024

    Cost (25% of score): We analyzed the average cost for each travel insurance policy for trips to popular destinations: Couple, age 30 for a Mexico trip costing $3,000. Couple, age 40, for an Italy ...

  22. Round The World

    The Star Alliance Round The World ticket offers you a travel experience unlike any other. Journey across the world and visit up to 15 cities, while enjoying the kind of seamless flexibility and outstanding value for money that only the world's largest airline network can offer. Where will your Round The World journey take you? Imagine your ...

  23. Worldwide Travel Insurance, Annual Round the World Travel Insurance

    Short Stay Single Trip Travel Insurance. At Navigator we want to make the process of finding the right worldwide travel insurance easy for you so you can get out on the road and enjoy your round the world adventure. If you can't find the information you need here on the website then give us a call on 0161 973 6435 and we will do our best to ...

  24. 8 Cheapest Travel Insurance Companies Worth the Cost

    To determine the cheapest travel insurance companies, U.S. News created sample traveler profiles for three separate eight-day trips to different destinations (the Cayman Islands, Spain and ...

  25. Solo Vacations: The 36 Best Places to Travel Alone in 2024

    Santa Fe, New Mexico. Solo travelers seeking clear skies and a laid-back trip should consider visiting Santa Fe. Offering more than 320 days of sunshine per year and plenty of things to do, this ...