international travel card for lounge access

Best credit cards for airport lounge access in April 2024

If you want to enhance your next flight experience, consider our top picks for the best credit cards from our partners with airport lounge access. These clubs are great places to relax and recharge your devices before a flight and typically offer complimentary refreshments and private bathrooms — which can be a great perk when you find yourself on a long layover.

While you can pay for access to many lounges, it’s also a benefit on select credit cards.

In some cases, these cards will get you into airline-specific lounges — like Delta Air Lines’ Sky Clubs or American Airlines’ Admirals Clubs. Others include Plaza Premium access or a Priority Pass Select membership , granting you entry into curated collections of lounges worldwide. And issuers themselves have gotten into the game, with many American Express Centurion lounges, Capital One lounges and Chase Sapphire lounges opening their doors in recent years.

If you’re looking for a more relaxed experience than the hectic environment of an airport terminal, our team of experts has compiled the below list of the best credit cards with airport lounge access to elevate your experience ahead of your next flight.

• Capital One Venture X Rewards Credit Card : Best for premium travel
• The Platinum Card® from American Express : Best for airport lounge access
• Chase Sapphire Reserve® : Best for Priority Pass lounges and restaurants
• Delta SkyMiles® Reserve American Express Card : Best for Delta flyers
• The Business Platinum Card® from American Express : Best for businesses
• Delta SkyMiles® Reserve Business American Express Card : Best for Delta business travelers

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Comparing the best credit cards, more details on the best credit cards, credit pointers with brian kelly, how to maximize credit cards with lounge access, how we rate cards, what is an airport lounge, how to choose the best airport lounge access credit card, ask our experts, pros + cons of lounge access credit cards, frequently asked questions.

• No Annual Fee

Capital One Venture X Rewards Credit Card

If you can maximize the $300 annual credit towards bookings through Capital One Travel, the Venture X’s annual fee effectively comes down to $95, the same annual fee pegged to the  Capital One Venture Rewards Credit Card  (see  rates and fees ). Add in a 10,000-mile bonus every account anniversary (worth $185, according to  TPG valuations ), and the card may become the strongest option out there for a lot of travelers. Read our full  review of the Capital One Venture X Rewards Credit Card.

• 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening.
• 10,000 bonus miles every account anniversary
• $395 annual fee
• The $300 annual credit only applicable for bookings made through Capital One Travel portal
• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
• Receive up to a $100 credit for Global Entry or TSA PreCheck®

The Platinum Card® from American Express

The Amex Platinum is unmatched when it comes to travel perks and benefits. If lounge access, hotel elite status and annual statement credits are important to you, this card is well worth the high annual fee. Read our full review of the  Amex Platinum card .

• The current welcome offer on this card is quite lucrative. TPG values it at $1,600.
• This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, and at least $500 in assorted annual statement credits and so much more (enrollment required).
• The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.
• The $695 annual fee is only worth it if you’re taking full advantage of the card’s benefits. Seldom travelers may not get enough value to warrant the cost
• Outside of the current welcome bonus, you’re only earning bonus rewards on specific airfare and hotel purchases, so it’s not a great card for other spending categories
• The annual airline fee credit can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards
• Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
• $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
• $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
• $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
• $695 annual fee.
• Terms Apply.

Chase Sapphire Reserve®

The Chase Sapphire Reserve is one of our top premium travel cards. With a $300 travel credit, generous points on dining and travel purchases and other benefits, you can get excellent value that far exceeds the annual fee on the card. Read our full review of the  Chase Sapphire Reserve .

• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
• Access to Chase Ultimate Rewards hotel and airline travel partners
• 10x on hotels, car rentals and Chase Dining purchases through the Ultimate Rewards portal, 5x on flights booked through the Ultimate Rewards portal, 3x points on all other travel and dining, 1x on everything else
• 50% more value when you redeem your points for travel directly through Chase Ultimate Reward
• Steep initial $550 annual fee
• May not make sense for people that don't travel frequently
• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
• Member FDIC

Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles Reserve American Express Card is the premier choice for Delta loyalists who value an accelerated path to elite status, Delta SkyClubs lounge access , an annual companion certificate and strong earning rates on Delta purchases. Read our full review of the  Delta SkyMiles Reserve Amex Card .

• Up to $100 statement credit for Global Entry or TSA PreCheck
• Delta SkyClub access when flying Delta (Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.)
• High annual fee of $650
• Lower fee Delta cobranded cards offer superior earning categories
• Earn 60,000 Bonus Miles after you spend $5,000 in purchases on your new Card in your first 6 months of Card Membership.
• Enjoy complimentary access to the Delta Sky Club® and bring up to two guests or immediate family members at a rate of $50 per person per visit when flying Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• Receive four Delta Sky Club® One-Time Guest Passes each year when you fly together on Delta. After that, you may bring up to two guests at a per-visit rate of $50 per person, per location.
• Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
• Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
• Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
• Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
• $240 Resy Credit: With the Delta SkyMiles® Reserve American Express Card Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
• $120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles® Reserve American Express Card. Enrollment Required.
• Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
• Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
• Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
• No Foreign Transaction Fees.
• $650 Annual Fee.
• See Rates & Fees

The Business Platinum Card® from American Express

The Business Platinum Card from American Express is a great card for frequent travelers looking to add a touch of luxury to their business trips. While the card does come with a high annual fee, you’re also getting a ton of valuable benefits in return. They include generous annual travel credits, unparalleled lounge access that includes Amex Centurion Lounges and more. Read our full review of the  Amex Business Platinum Card .

• Up to $100 credit for Global Entry or TSA PreCheck application fee every four to five years
• Up to $400 annual credit for eligible U.S. Dell purchases (enrollment required)
• Gold status at Marriott and Hilton hotels (enrollment required)
• Access to the Fine Hotels & Resorts program and Hotel Collection
• International Airline Program; and Cruise Privileges Program
• Steep $695 annual fee
• Difficulty meeting $15,000 welcome offer for smaller businesses
• Limited high bonus categories outside of travel
• Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
• 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
• Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
• Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
• $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
• $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card®.
• The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
• $695 Annual Fee.

Delta SkyMiles® Reserve Business American Express Card

If you’re a high-budget business owner and fly Delta often, the Delta SkyMiles Reserve Business American Express Card is an elite airline card with a sleuth of benefits. While the card does come with a high annual fee, the impressive benefits including exclusive Delta SkyClub and Amex Centurion lounge access, airport, free checked bags, priority boarding and a fast track to Delta’s elite Medallion flying status by spending a considerable amount on the card. Read our full review of the  Delta SkyMiles Reserve Business Amex Card .  Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.

• A companion certificate that can be used for a domestic, Caribbean or South American first-class, Delta Comfort+ or domestic main cabin round-trip flight
• Exclusive lounge access
• Steep $650 annual fee
• Limited reward earning rates outside of Delta purchases
• Welcome Offer: Earn 75,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
• Enter Delta Sky Club® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• Earn 3 miles per dollar on eligible Delta purchases.
• Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
• With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
• Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
• Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
• Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
• As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $60 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $240 per round-trip flight. When you purchase a Delta flight with your Delta SkyMiles Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
• Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• Elevate your travel experience with an annual statement credit of up to $250 after using your Delta Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• Pay no foreign transaction fees when you travel overseas.
• Terms and limitations apply.

The Venture X packs a punch as a premium travel card, including extensive lounge access. There are now three Capital One Lounges open, featuring excellent amenities for U.S. travelers. In addition, the $300 annual credit through Capital One Travel — which effectively lowers the $395 annual fee to just $95 a year (see rates and fees ).

Anyone who wants to earn more than 1 mile per dollar on every purchase and travelers who value access to more than 1,300 airport lounges, travel credits and valuable transfer partners. The dedicated Capital One lounges accessible with this card may be all you need to know to decide.

“The Capital One Venture X Rewards Credit Card is the card that rewards me for every purchase I make with 2 miles per dollar spent that I can then use toward my travel goals. I also love how easy it is to earn and redeem my miles either through transferring to partners or erasing travel purchases, big or small” — Ashley Onadele , sponsored content writer

The Platinum Card® from American Express has more extensive airport lounge access and a longer list of benefits and perks that can easily offset the card's hefty $695 annual fee (see rates and fees ).

The Platinum Card is packed with a long list of benefits for anyone who loves traveling and shopping that justifies the annual fee every year. From access to more than 1,400 airport lounges worldwide to multiple elite hotel status, this card makes travel more comfortable, efficient and rewarding.

If you can take full advantage of up to $1,500 in annual statement credits, the Amex Platinum is one of the most compelling rewards cards. This is especially true if you travel enough to make the numerous hotel statuses and extensive worldwide airport lounge benefits useful.

“Whilst this card has a high annual fee, it more than justifies itself for frequent travelers like me. The lounge access options that come with the Platinum are unrivaled by competitors. I put all of my flights — whether bought with cash or points — on this card to earn 5 points per dollar spent and travel protections. I fully utilize the Uber, Saks Fifth Avenue, Hulu/Disney+ and Clear Plus credits (enrollment required for select benefits). And, honestly, pulling a Platinum card out of your wallet to pay for something does feel pretty fancy.” — Matt Moffitt, senior credit cards editor

If you want a slightly lower annual fee, try the Chase Sapphire Reserve® , which has a $550 annual fee but offers a $300 travel credit, Priority Pass lounge access and some of the best travel protections available.

From earning an impressive 10 points per dollar on hotels and car rentals booked through Chase Ultimate Rewards to the wide range of airline and hotel transfer partners, including World of Hyatt, the $300 annual travel credit and worldwide airport lounge access, the Chase Sapphire Reserve has long been one of our favorite premium credit cards.

Anyone with regular travel and dining expenses who wants unmatched flexibility to redeem points through travel partners or generous cash discounts through Chase Travel. This card also offers free entry to airport lounges and sizable discounts at restaurants in airports. The Chase Ultimate Rewards points earned from this card are hugely valuable because they are so easy to use.

“I've had the Sapphire Reserve for years, and it's going to stay in my wallet for the near future. I get $300 off travel every year, great earning rates on travel and dining (3 points per dollar), and varied travel protections that can reimburse me when things go wrong. And by leveraging other cards in the Ultimate Rewards ecosystem, I can maximize the earnings across all of my purchases.” — Nick Ewen, director of content

If you want a mid-tier card with a lower annual fee, the Chase Sapphire Preferred® Card is a good choice for earning Chase Ultimate Rewards points and has an annual fee of $95. You'll get numerous travel protections and access to all the same hotel and airline partners and lounge access benefits as you would with the Sapphire Reserve.

This card rewards anyone who flies Delta. As well as helping earn valuable elite Medallion status in the SkyMiles program, the card offers a generous three SkyMiles per dollar spent with Delta, an annual domestic, Caribbean or South American roundtrip companion certificate and SkyClub and Centurion airport lounge access.

Effective Feb. 1, 2025, Reserve cardmembers will receive 15 visits per year to the Delta Sky Club; to earn an unlimited number of visits each year starting on Feb. 1, 2025, the total eligible purchases on the card must equal $75,000 or more between Jan. 1, 2024, and Dec. 31, 2024, and each calendar year thereafter.

While plenty of travel credit cards provide airport lounge access, if you mainly fly with Delta, you'll want to get into its well-regarded Delta Sky Club lounges. Luckily, one of the primary benefits of this card is complimentary access to Delta Sky Clubs when flying Delta. If your home airport offers a Sky Club, this card could be a no-brainer to add to your wallet. 

Delta Medallions spend a lot of time on Delta jets. The Delta Reserve card will help maintain status by offering a boost of 2,500 Medallion Qualification Dollars at the start of the year, plus the card's annual companion ticket is valid on first-class itineraries and can help offset the card's annual fee for multiple years.

If you're eligible for a business card, you might prefer the Delta SkyMiles® Reserve Business American Express Card . It has a lot of similarities to the consumer version, including lounge access, but with the option to put your business expenses on the card and potentially rack up more SkyMiles.

You can mix business with pleasure thanks to the Business Platinum’s long list of travel benefits and statement credits with can more than cover the annual fee. The numerous credits from Dell, Indeed, Adobe and more save money on regular business expenses, while the worldwide lounge access, CLEAR, TSA PreCheck and Global Entry credits save time at the airport, improve productivity and reduce the stress of each trip. Enrollment required for select benefits.

Frequent business travelers who value access to both Priority Pass and American Express Centurion lounges, as well as numerous credits and discounts to reduce their business expenses. Both business travel and personal travel can become more comfortable, convenient and affordable thanks to this card.

The annual perks and credits vastly outweigh the large annual fee. By accessing Priority Pass and Amex Centurion lounges, and maximizing the credits for airline incidentals and Clear Plus, you can get more value out of the card than it costs to keep it. Plus, it earns one of our favorite points currencies — American Express Membership Rewards points — at a rate of 5 points per dollar spent on flights and prepaid hotels booked on AmexTravel.com.

If you want a lower annual fee but higher earning rates, the American Express® Business Gold Card offers similar redemption options as the Business Platinum with an annual fee of $375 (see rates and fees ). The Amex Business Gold Card also earns 4 points per dollar on the two categories you spend the most on each month on the first $150,000 in combined purchase each year (then 1x).

The most premium Delta credit card offered to business owners, this card helps earn elite Medallion status in the SkyMiles program and offers Sky Club and Centurion airport lounge access. For regular Delta travelers, the additional perks of a free checked bag, Zone 1 priority boarding and 20% savings on inflight purchases are all valuable benefits offered by a single credit card.

Business owners who fly Delta regularly and would value Sky Club and Centurion lounge access. Also, those looking to reach elite Medallion status sooner with the help of a credit card that can provide perks like complimentary upgrades, priority airport services and additional baggage allowances. 

“The Delta SkyMiles Reserve Business Amex helped me attain airline status without actually having status. As a newbie Delta flyer, I wanted to have a credit card that would make my overall travel experience better. Access to the Delta Sky Club and Centurion lounges when flying Delta are massive perks. The ability to earn triple miles when making Delta purchases, an annual companion pass and a 15% discount when using my SkyMiles to book award travel make the high annual fee on this card worth it.” — Hannah Streck, senior SEO manager

If you want a Delta card with a lower annual fee (see rates and fees ), the Delta SkyMiles® Platinum Business American Express Card offers Delta perks like an annual companion certificate and a faster path to elite status that could be a better fit for regular Delta travelers.

Understand lounge access eligibility

To maximize your airport lounge experience and avoid disappointment, it's worth doing a little homework before setting off on your travels.

Most airport lounges, regardless of whether they are run by the airline or are independent, will require a same-day boarding pass. Some may allow access on arrival at your destination, while most will only permit access if your boarding pass is for onward travel. Airline-run lounges may limit access to those with a boarding pass for a flight operated by or marketed by that airline or a partner airline, such as an airline in the same alliance.

Opening hours of lounges vary, with most opening early in the morning and closing late at night, though some are open 24 hours a day, seven days a week. You can check the opening hours of the lounge you plan to visit on the lounge’s or airline’s website. Access is usually limited to within two or three hours of departure, so don’t arrive first thing in the morning if your flight does not depart until the evening if you are looking for lounge access.

Guest allowances vary from program to program and airline to airline. Many airlines allow you to bring a guest provided they have a boarding pass for the same flight, and children under a certain age may also be permitted when they are on the same flight. It’s worth checking the guest allowances before you reach the airport so there are no nasty surprises at the desk and you’re not stuck waiting in the terminal because one group member can’t access the lounge.

Ensure the airports you visit have eligible lounges

Some airports may not be large enough to have any lounges, so no card issuer or airline could offer lounge access at these airports even if they wanted to. Where only one lounge is available, check it is in the same terminal you are departing from, and that the opening hours align with the time of your visit.

In large airports, you might have access to multiple lounges. Generally, the lounges run by credit card issuers, like American Express , Capital One and Chase , and ones run by airlines will usually be of superior quality to those run by independent lounge operators like Aspire and No1 Lounges. 

Don’t forget the card's other perks

While airport lounge access is a hugely valuable benefit for regular travelers, some of the best cards for lounge access also come with many other travel benefits that shouldn’t be overlooked. These can include hotel elite status , offering you early check-in, late checkout, space-available room upgrades, welcome amenities, additional points and even free breakfast.

Other card perks could include travel credits; cash back with popular retailers; purchase protections; reimbursement for TSA PreCheck , Global Entry and Clear Plus ; and 24-hour concierge services.

An airport lounge is a dedicated space within an airport that offers amenities and services to enhance the travel experience for eligible passengers. These lounges are typically operated by airlines, independent companies or credit card companies and provide a more comfortable and exclusive environment than the busy terminal.

Airport lounges often offer comfortable seating, quiet areas, Wi-Fi access, charging stations, workstations, complimentary food and beverages (including some alcoholic drinks), newspapers, magazines, and sometimes even spa facilities, showers and sleep pods.

Types of airport lounges

Many full-service airlines operate their own lounges at hub locations as well as important outstations. 

These lounges may be reserved for premium-class passengers and those with elite status; however, some offer access to those with the right credit card or lounge membership.

Related: The best lounges at London Heathrow — and how to get inside

Amex's Centurion lounges are among the most exclusive in the issuer’s Global Lounge Collection .

Centurion lounges outshine most other airport lounges in several ways. For example, American Express Centurion lounges typically offer seasonally inspired food curated by renowned local chefs, signature and sometimes location-specific cocktails, premium spirits, and curated wine lists. Some Centurion lounges even offer spa services, wine tastings and family rooms.

They tend to be significantly better than your average Priority Pass lounge.

More than a dozen U.S. airports have an American Express Centurion lounge.

Capital One’s impressive airport lounges have begun opening in multiple locations across the United States.

In addition to the traditional airport lounge features, Capital One lounges offer a premium dining experience with seasonal menus and regionally sourced ingredients.

Ready-to-eat food stations feature grab-and-go snacks, including salads, fresh fruits, juice shots and rotating warm selections like breakfast sandwiches in the mornings or fresh-from-the-oven cookies in the afternoons.

For those who have the opportunity to take a seat and relax before their flight, other catering highlights include craft cocktails on tap, local beers and regional wines, dining stations (with vegetarian, vegan and gluten-free options) and a full-service coffee and espresso bar from La Colombe.

All Capital One lounge visitors must present a boarding pass for a departing flight. Access is available up to three hours before departing or connecting same-day flights. Guests can't enter with boarding passes for arriving flights that don't have an onward connection.

Related: A complete guide to Capital One’s airport lounges

Chase Sapphire Reserve® cardholders get access to Chase Sapphire lounges, which have broad dining options, including locally inspired dishes by award-winning chefs like James Beard Award finalist Douglass Williams. Beverage options include local draft beers, craft cocktails, curated wine lists, and local coffee with a selection of teas. 

Complimentary Wi-Fi, nursing rooms, private bathrooms and space for working or relaxing are also features.

Related: Complete guide to Chase Sapphire airport lounges — and how to get access

Priority Pass is a network of airport lounges, minisuites and even airport restaurants. It boasts 1,400 eligible locations in over 600 cities in almost 150 countries. Although those numbers are impressive, many lounges are located outside the U.S.

So, while the network is large, there's no guarantee you'll have access to a lounge on every trip. However, Priority Pass can help you on many of your trips.

Priority Pass also has a partnership with some airport restaurants, Minute Suites and similar facilities, allowing members to enjoy perks at locations that don't have a traditional lounge or the chance to eat at a restaurant rather than an airport lounge for a change.

Only select cards like the Chase Sapphire Reserve® offer credits at non-lounge locations.

The amount of the Priority Pass restaurant credit varies, but it averages $28 per person. Some restaurants also cap the number of guests. If you have one member and one included guest on your membership, then you can enjoy $56 worth of food and drinks for your table by swiping your Priority Pass card from an eligible credit card.

At bars and restaurants, gratuity is not included, so add a tip for your server where it is customary. Many locations do not allow you to take items to go, so it might not be the best option if you are in a rush.

Priority Pass also has some less conventional airport options. For example, the PGA MSP Lounge at Minneapolis-St. Paul International Airport (MSP) offers free access to a putting green, along with golf lessons and a golf simulator available for a fee. This lounge also offers a $15 credit that can be applied toward food and drinks or to a golf experience. 

Related: Everything you need to know about the Priority Pass airport lounge program

What are the benefits of airport lounges?

Complimentary food and beverages.

Airport lounges usually have a wide range of unlimited complimentary food available, which changes throughout the day. The cuisine options will vary from lounge to lounge, though guests may enjoy both light snacks such as fruit, cold cuts, cheese, nuts and crisps, and heartier dishes like salads, hot meals, pasta, curries and desserts.

Water, coffee, tea, juices and soft drinks are usually complimentary. Some lounges provide a wide range of alcoholic beverages, including beers, wine and spirits, at no cost. At the same time, some will charge for alcoholic drinks but may provide a limited selection of basic options at no extra cost.

Quiet spaces to work or relax

Unlimited Wi-Fi will usually be provided at no extra cost, so look around at the lounge’s entrance to see if a password is displayed; otherwise, you may be able to access the network (or the general airport's network) without a password.

Airport lounges feature various places to work or relax, including a business center with desks, phone booths to take a private call and sofas to watch television or entertainment on your own devices. Just remember to use headphones so you don’t disturb other lounge guests .

Charging stations and outlets

If your devices run low before a long-haul flight, do a full lap of the airport lounge when you enter. There will usually be charging points available next to seating areas, as well as in dining or relaxation areas. If you need help finding a place to charge your devices, ask the staff if they can locate any available points.

• 1 Lounge network coverage Look for a credit card that provides access to a wide network of airport lounges that align with your travel habits and destinations.
• 2 Eligibility requirements Understand the eligibility criteria for accessing the lounges with the credit card, which may include flying on a specific airline or alliance, having status in an airline loyalty program, or meeting a minimum spending requirement.
• 3 Guest access Having guest access can be beneficial if you frequently travel with a companion. If the card does not allow guest access, your travel companion may consider getting their own card with lounge access.

What is the best airport lounge access credit card — and why?

• Unlocking lounge access with a credit card can make your travel experience much less stressful.
• Using cards with lounge access responsibly can help build your credit score.
• Most lounge access credit cards earn rewards on every purchase that can be used for future vacations.
• Many credit cards with lounge access include many additional perks — like travel benefits and statement credits for select purchases.
• If you spend beyond your means on a lounge access credit card, you’ll incur large interest charges and can damage your credit.
• Most credit cards with lounge access incur high annual fees, so they may not be worthwhile for infrequent travelers.
• Many card issuers have restricted lounge access in recent years, making it harder to bring in guests or family members for free.
• Your home airport may not have a lounge for you to access with a credit card.

Airport lounges typically offer a more relaxed and comfortable environment to prepare for your flight than the crowded terminal. They provide comfortable seating, quiet areas, Wi-Fi access, charging points, complimentary food and beverages, and sometimes even showers and spa facilities.

If you have to work or need a quiet space to relax before your flight, airport lounges can provide a more conducive environment than a busy terminal. For those travelers who frequently experience flight delays or have long layovers, access to an airport lounge can make your wait more comfortable and enjoyable. However, check access times to see how early you can access a lounge before your next flight.

To start your journey as comfortably as possible, away from the chaos of a busy airport terminal, these are the best credit cards with airport lounge access to elevate your experience ahead of your next flight:

• Capital One Venture X Rewards Credit Card : Best premium travel credit card
• The Platinum Card from American Express : Best consumer card for airport lounges
• Delta SkyMiles Reserve American Express Card : Best for Delta flyers
• The Business Platinum Card from American Express : Best business card
• Delta SkyMiles Reserve Business American Express Card : Best for Delta flyers traveling for business

Depending on how frequently you travel, the airports you visit and the airlines you fly, having multiple cards that offer access to different lounge networks may make sense. Since you can only access Delta Air Lines, United Airlines and American Airlines lounges when flying those specific carriers, having the correct credit card for lounge access is essential.

You can cover your bases by holding a card that offers airline-specific lounge access for your favorite airline and another card that offers independent lounge access when flying other airlines that do not partner with your preferred airline.

Related: 4 reasons why the Amex Platinum might be the ideal credit card for Delta flyers

The easiest way to get free airport lounge access is to sign up for a credit card that offers lounge access as a complimentary perk. However, you can snag airport lounge access with some types of airline elite status .

Priority Pass is an  airport lounge membership program  that provides members with access to more than 1,300 airport lounges — and sometimes non-lounge experiences such as restaurants — around the world. With a Priority Pass membership, you can visit these lounges regardless of the airline you’re flying or your ticket class. You can even access Priority Pass lounges when you’re flying in economy class on a  low-cost airline .

If you have Priority Pass access benefits through a credit card, you’ll usually need to  enroll in Priority Pass Select . However, the access policies vary across cards, so be sure to determine what benefits your card offers before heading to the airport. For example, Priority Pass Select memberships for  American Express cards  don’t cover visits to restaurant lounges. And  cards with lower annual fees , such as the  Hilton Business  cards, only offer 10 complimentary lounge visits per year.

Related:  The best credit cards for Priority Pass lounge access

Enrollment required for select benefits.

Centurion Lounges  are high-end lounges accessible to select American Express cardmembers. These lounges are often known for offering locally curated, high-quality dining and drinks. Some Centurion Lounges even provide other perks, including spa services and wine tasting.

Airport lounges typically provide access to seating, power, Wi-Fi, nonalcoholic drinks and snacks for no additional charge. However, some airport lounges offer other amenities such as meals, spa services, shower rooms, meeting rooms and alcoholic drinks. And in some cases, these additional amenities are also complimentary for anyone who has access to the lounge.

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The Best Credit Cards for Airport Lounge Access [2024]

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How To Choose the Best Airport Lounge Access Credit Card

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If you’re a frequent traveler, consider a premium credit card that offers complimentary airport lounge access. Beyond the lounge access you’d get with these cards, you’d receive a whole range of travel benefits.

Premium credit cards offer generous welcome bonus offers, travel purchase credits, free internet access, the ability to earn travel rewards, luxury perks and benefits, assistance when things go wrong, and travel and purchase protections.

Don’t buy a lounge membership or invest in day passes until you’ve reviewed our roundup of credit cards to consider for complimentary lounge access. These cards may also provide this perk to authorized users, which can mean discounted or complimentary lounge access for those traveling with you.

Here are our recommendations for the best cards for lounge access and our breakdown of how much a lounge access benefit could be worth.

The 10 Best Cards for Airport Lounge Access

• The Platinum Card ® from American Express — Best for Worldwide Lounge Access and Premium Benefits
• Capital One Venture X Rewards Credit Card — Best for Priority Pass and Capital One Lounges
• Chase Sapphire Reserve ® — Best for Priority Pass Lounges and Restaurants
• United Club℠ Infinite Card — Best for United Club
• Delta SkyMiles ® Reserve American Express Card — Best for Delta Sky Club, Centurion Lounge, and Escape Lounge
• American Express ® Green Card  — Best for LoungeBuddy Access
• The Business Platinum Card ® from American Express — Best Business Card for Worldwide Lounge Access and Premium Benefits
• Capital One Venture X Business Card * — Best Business Card for Priority Pass and Capital One Lounges 
• Delta SkyMiles ® Reserve Business American Express Card — Best Business Card for Delta Sky Club, Centurion Lounge, and Escape Lounge
• The Hilton Honors American Express Business Card — Best Business Card for Priority Pass Day Passes

*(Information collected independently. Not reviewed by Capital One.)

The easiest way to choose the best lounge access credit card for you is to consider what airport lounges you want access to.

For instance, if the only lounge at your local airport is an American Airlines Admirals Club and you regularly fly with American Airlines , then a card that offers access to AA Admirals Clubs is likely to be more useful to you than cards that don’t, even if those cards have access to a larger number of lounges.

If you have multiple lounges at your airport and aren’t committed to a specific lounge network, then a card that has access to the largest number of lounges might be better for you.

The 6 Best Personal Cards for Complimentary Lounge Access

Personal consumer credit cards are the go-to cards for complimentary lounge access, as they tend to have a more comprehensive selection than business credit cards do.

It’s challenging to compare credit cards on lounge access benefits alone, as a card with a high annual fee may offer other perks or rewards that more than offset that annual fee. Because everyone’s situations and preferences are unique, you have to do the research to see if a card is suitable for your particular circumstances and not just a perfect fit from a lounge access perspective.

*Effective 2/1/25, Reserve cardmembers receive 15 visits per year to the Delta Sky Club; to earn an unlimited number of visits each year starting on 2/1/25, the total eligible purchases on the card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.

The Platinum Card ® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card ® from American Express.

Make no mistake — the Amex Platinum card  is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access , hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
• Annual and monthly statement credits upon enrollment ( airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit )
• TSA PreCheck or Global Entry credit
• Access to American Express Fine Hotels and Resorts
• Access to Amex International Airline Program
• No foreign transaction fees ( rates and fees )
• $695 annual fee ( rates and fees )
• Airline credit does not cover airfare (only incidentals like checked bags)
• Earn 80,000 Membership Rewards ® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card ® , Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards ® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards ® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts ® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card ® . The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card ® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card ® . Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card ® .
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card ® . Enrollment required. Visit https://platinum.equinox.com/ to enroll.
• $189 CLEAR ® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card ® . Learn more.
• $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck ® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card ® . Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card ® . That's up to $50 in statement credits semi-annually. Enrollment required.
• $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card ® . An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card ® to your Resy profile.
• $695 annual fee.
• Terms Apply.

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If you’re looking for a rewards card that offers top-notch perks and benefits, look no further than the Amex Platinum card .

Cardholders have access to over 1,400 airport lounges worldwide within the American Express Global Lounge Collection:

• Aspire Lounges
• Centurion Lounges (both in the  U.S.  and  abroad )
• Delta Sky Club  (when flying Delta on the same day)
• Escape Lounges – The Centurion Studio Partner
• Select  Lufthansa Lounges  (when flying Lufthansa on the same day)
• Plaza Premium Lounges
• Priority Pass lounges  (upon enrollment)
• Select  Virgin Clubhouses

The Amex Platinum card offers many benefits that add value. You can get annual and monthly statement credits (enrollment required) for services and merchants such as Uber Cash , CLEAR Plus , and Saks Fifth Avenue . Plus, you receive complimentary Marriott Bonvoy Gold Elite and Hilton Honors Gold elite status (enrollment required) and important travel insurance and purchase protections, including trip delay insurance and cell phone protection .

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

• 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
• 5x miles per $1 on flights purchased through Capital One Travel
• 2x miles per $1 on all other purchases
• $300 annual travel credit on bookings made through Capital One Travel
• Unlimited complimentary access for cardholder and 2 guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• 10,000 bonus miles awarded on your account anniversary each year
• Global Entry or TSA PreCheck credit
• Add authorized users for no additional annual fee ( rates & fees )
• No foreign transaction fees ( rates & fees )
• $395 annual fee ( rates & fees )
• Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status
• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
• Receive up to a $100 credit for Global Entry or TSA PreCheck ®
• APR: 19.99% - 29.99% (Variable)

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The Capital One Venture X card is a standout option because it not only offers Priority Pass and Capital One Lounge access for you and up to 4 complimentary authorized-user cards, it also earns 10x miles on hotels and rental cars booked through Capital One Travel , 5x miles on flights booked through Capital One Travel, and 2x miles on all other purchases, allowing cardmembers to rack up miles quickly.

Plus, the card offers an annual travel credit of $300 for bookings made through Capital One Travel, 10,000 bonus miles each card anniversary, a Global Entry or TSA PreCheck credit, complimentary Hertz Gold Plus Rewards President’s Circle status, and more.

Chase Sapphire Reserve ®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve ®  is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access , with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

• 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
• 10x points on Lyft purchases March 31, 2025
• 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
• 5x points on airfare booked through Chase Travel SM
• 3x points on all other travel and dining purchases; 1x point on all other purchases
• $300 annual travel credit
• Priority Pass airport lounge access
• TSA PreCheck, Global Entry, or NEXUS credit
• Access to Chase Luxury Hotel and Resort Collection
• Rental car elite status with National and Avis
• $550 annual fee
• Does not offer any sort of hotel elite status
• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck ®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
• Member FDIC
• APR: 22.49%-29.49% Variable

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The Chase Sapphire Reserve card is an excellent all-around premium travel rewards card. Beyond the airport lounge access it offers via Priority Pass and  Chase Sapphire Lounge by The Club , it gives you 10x points on car rentals, hotels, and dining booked through Chase Travel , 5x points on airfare booked through Chase Travel, and 3x points on all other travel and dining purchases.

The card also offers an annual travel credit of up to $300, partnership benefits with Lyft , DoorDash , and Instacart+ , and flexible redemptions like booking through the Chase travel portal with a 50% bonus or access to Chase transfer partners .

Chase Sapphire Reserve cardholders with Priority Pass membership have access to experiences besides lounges at airports, including credits at restaurants and services at Be Relax Spa.

United Club℠ Infinite Card

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

The United Club℠ Infinite Card  is a premium card designed for the most dedicated of United frequent flyers who are looking for a card that provides the opportunity to earn extra United MileagePlus miles and receive lounge access via a yearly United Club membership.

United frequent flyers will find that the United Club Infinite card provides an enhanced experience on their United flights thanks to the money saved on each flight and the conveniences it provides.

• 4x miles per $1 on United purchases
• 2x miles per $1 on travel and dining purchases
• Complimentary United Club membership
• Free first and second checked bag for you and 1 traveling companion
• United Premier Access
• 25% back on United inflight purchases
• Complimentary Premier Upgrades on United-operated award tickets (when available)
• Expanded award availability
• Up to 10,000 Premier Qualifying Points
• $100 Global Entry/TSA PreCheck/NEXUS credit
• Trip protections like trip delay insurance, lost and delayed luggage insurance, and rental car insurance
• Shopping protections like return protection, purchase protection, and extended warranty protection
• IHG One Rewards Platinum Elite status and a $75 annual credit
• Avis President’s Club elite status
• 10% discount on United Economy Saver Awards within the continental U.S. and Canada
• $525 annual fee
• Does not earn transferable rewards
• Earn 80,000 bonus miles after qualifying purchases
• Earn 4 miles per $1 spent on United ®  purchases
• Earn 2 miles per $1 spent on all other travel and dining
• Earn 1 mile per $1 spent on all other purchases
• Free first and second checked bags - a savings of up to $320 per roundtrip (terms apply) - and Premier Access ® travel services
• 10% United Economy Saver Award discount within the continental U.S. and Canada
• Earn up to 10,000 Premier qualifying points (25 PQP for every $500 you spend on purchases)
• APR: 21.99% - 28.99% Variable
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If you’re a frequent United flyer, you should strongly consider adding the United Club Infinite card to your wallet. Those who hold it receive perks like complimentary United Club membership , free first and second checked bags , and complimentary Premier upgrades on United-operated award tickets (upon availability).

As if that weren’t enough, you also receive expanded award availability on United flights; a 10% discount on United Economy Saver awards within the continental U.S. and Canada; a credit for Global Entry, TSA PreCheck, or NEXUS ; complimentary IHG One Rewards Platinum Elite status and a $75 annual IHG credit; and the ability to earn additionally Premier Qualifying Points toward your next level of United status.

Delta SkyMiles ® Reserve American Express Card

Delta loyalists will love the fast track to Delta elite status, lounge access, baggage benefits, and upgrade priority with the Delta Reserve card.

The Delta SkyMiles ® Reserve American Express Card is a stellar option for frequent travelers who always fly with Delta thanks to its MQD Headstart towards status boost, lounge access, annual companion certificate, and many other great benefits.

Here is a full look at everything the Delta Reserve card can offer to you to help you decide whether the card deserves a place in your wallet.

• 3x SkyMiles per $1 on Delta purchases
• 1x SkyMile per $1 on all other eligible purchases
• Card Members get 15% off when using miles to book Award Travel on Delta flights.
• Receive $2,500 MQM each year and get closer to Status with MQD Headstart.
• Receive a Companion Certificate on First Class, Delta Comfort+ ® , or Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal.
• $240 Resy Credit: Earn up to $20 per month in statement credits on eligible Resy purchases upon enrollment.
• $120 Rideshare Credit: Earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers upon enrollment.
• Application fee credit for Global Entry or TSA PreCheck.
• $200 Delta Stays Statement Credit: Earn up to $200 back in the form of a statement credit annually on eligible prepaid Delta Stays bookings on delta.com.
• Access to Complimentary Upgrades and Upgrade Priority
• Free checked bag
• 20% back on inflight purchases
• $650 annual fee ( rates & fees )
• No bonus categories other than Delta purchases
• Earn 60,000 Bonus Miles after you spend $5,000 in purchases on your new Card in your first 6 months of Card Membership.
• Enjoy complimentary access to the Delta Sky Club ® and bring up to two guests or immediate family members at a rate of $50 per person per visit when flying Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• Receive four Delta Sky Club ® One-Time Guest Passes each year when you fly together on Delta. After that, you may bring up to two guests at a per-visit rate of $50 per person, per location.
• Enjoy complimentary access to The Centurion ® Lounge when you book a Delta flight with your Reserve Card.
• Receive $2,500 Medallion ® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
• Earn $1 Medallion ® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles ® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
• Receive a Companion Certificate on First Class, Delta Comfort+ ® , or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
• $240 Resy Credit: With the Delta SkyMiles ® Reserve American Express Card Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
• $120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles ® Reserve American Express Card. Enrollment Required.
• Delta SkyMiles ® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
• Delta SkyMiles ® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
• Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
• No Foreign Transaction Fees.
• $650 Annual Fee.
• APR: 20.99%-29.99% Variable

Delta SkyMiles Airline Loyalty Program

• How to Find the 100k Welcome Offer for the Delta Reserve Card [Current Public Offer is 60K]
• Benefits of the Amex Delta Reserve Card
• Comparison of Amex Delta Credit Cards
• Best Credit Cards for Delta Flyers
• How To Get Delta Medallion Status

Delta Air Lines loyalists who have the Delta Reserve card can access 3 lounge networks: Centurion Lounge and Escape Lounges — The Centurion Studio Partner when their Delta flights are booked with their card, and Delta Sky Club when traveling on a same-day Delta ticket.

Cardholders also receive elevated earnings on Delta purchases, a free checked bag , priority boarding on Delta flights for themselves and up to 8 travel companions, a 20% statement credit on select inflight purchases, and priority upgrades . They also receive an annual companion certificate valid for a round-trip domestic, Caribbean, or Central American first class, Comfort+, or Main Cabin ticket when another Delta ticket is purchased (taxes and fees apply).

In addition, if you use your card to pay your Global Entry or TSA PreCheck application or renewal fee, you receive a statement credit of up to $100.

Effective February 1, 2025, Delta Reserve cardmembers will receive 15 visits per year to Delta Sky Clubs. To earn an unlimited number of visits each year starting on February 1, 2025, the total eligible purchases on the card must equal $75,000 or more between January 1, 2024, and December 31, 2024, and each calendar year thereafter.

American Express ® Green Card

This card can provide a great way to accumulate Membership Rewards points on eligible travel, transit, and at restaurants.

The American Express ® Green Card is an excellent all-around travel rewards card thanks to earning 3x Membership Rewards ® points on eligible travel and transit purchases and at restaurants, access to American Express transfer partners, and a reasonable annual fee.

• 3x points per $1 spent at restaurants worldwide, on all eligible travel purchases, and transit purchases
• Up to $189 per calendar year in statement credits after you pay for a CLEAR ® Plus membership with the Card.
• Up to $100 in statement credits annually when you purchase airport lounge access through LoungeBuddy with the Card.
• Access to American Express transfer partners
• No foreign transaction fees
• $150 annual fee
• No elite benefits like airport lounge access or hotel elite status
• Earn 40,000 Membership Rewards ® Points after you spend $3,000 in eligible purchases on your American Express ® Green Card within the first 6 months of Card Membership.
• Earn 3X Membership Rewards ® points on travel including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals.
• Earn 3X Membership Rewards ® Points on transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
• Earn 3X Membership Rewards ® points on eligible purchases at restaurants worldwide, including takeout and delivery in the US.
• $189 CLEAR Plus Credit: Receive up to $189 per calendar year in statement credits when you pay for your CLEAR Plus membership (subject to auto-renewal) with the American Express ® Green Card.
• $100 LoungeBuddy: No airport lounge membership? No problem! Purchase lounge access through the LoungeBuddy app using the American Express ® Green Card and receive up to $100 in statement credits annually.
• Payment Flexibility: When it comes to paying your bill, you have options. You can always pay in full. You also have the flexibility to carry a balance with interest or use Plan It ® to split up large purchases into monthly payments with a fixed fee, up to your Pay Over Time Limit. You may be able to keep spending beyond your limit – you’ll just need to pay for any new purchases in full when your bill is due.
• Trip Delay Insurance: If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased on the same Eligible Card, up to $300 per trip, maximum 2 claims per eligible account per 12 consecutive month period. Terms, conditions and limitations apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
• No Foreign Transaction Fees: No matter where you’re traveling, when you use your American Express ® Green Card there are no foreign transaction fees.
• $150 annual fee.
• Benefits of the Amex Green Card
• Travel Insurance Benefits of the Amex Green
• Amex Green CLEAR Plus Credit
• The Amex Green $100 LoungeBuddy Credit
• Is the Amex Green a Good Card for Frequent Travelers?
• Amex Gold vs Amex Green
• Chase Sapphire Preferred vs Amex Green
• Amex Transfer Partners
• Best American Express Credit Cards
• Best Credit Cards for CLEAR

The Amex Green card offers up to $100 in statement credits annually when you purchase airport lounge access through LoungeBuddy with the card. LoungeBuddy has partnerships with more than 400 lounges worldwide, and entrance fees range between $30 to $40 per visit, which means the Amex Green card statement credit should cover 2 to 3 lounge visits per year .

The Amex Green card comes with a palatable $150 annual fee. Other benefits include the ability to earn 3x points at restaurants worldwide, on all eligible travel purchases, and on transit purchases; and up to $189 per calendar year in statement credits toward a CLEAR Plus membership (subject to automatic renewal), which helps expedite your way through airport security.

Read our guide for more information on the best credit cards with priority pass lounge access.

All information about the American Express ® Green Card has been collected independently by Upgraded Points.

Although lounge access may be the primary reason you’re considering a credit card, you should review the other perks, benefits, credits, and rewards that come with the card to see if it fits your lifestyle overall. 

The 4 Best Business Cards for Complimentary Lounge Access

There are significantly fewer business cards that offer airport lounge access, but there are still a few compelling ones. For any business owner looking for a great card that also provides lounge access, here are our top picks:

The Business Platinum Card ® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

The Business Platinum Card ® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges , along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Hot Tip:  Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 120,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

• 5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
• Up to $200 annual airline fee credit on your selected qualifying airline
• Statement credits on select purchases with your card
• 35% airline bonus when using Pay With Points (up to 1,000,000 bonus points per calendar year)
• Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
• Global Entry or TSA PreCheck application fee credit
• Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)
• Access to Amex’s Fine Hotels & Resorts program
• High annual fee of $695 ( rates and fees )
• Airline fee credit does not cover airfare, only incidentals like checked bags
• Welcome Offer: Earn 120,000 Membership Rewards ® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
• 5X Membership Rewards ® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
• Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
• Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
• $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
• $189 CLEAR ® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR ® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card ® .
• The American Express Global Lounge Collection ® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
• $695 Annual Fee.
• APR: 19.49% - 28.49% Variable
• Best Business Credit Cards
• Find The Amex Business Platinum 150k Welcome Bonus Offer
• Find The Amex Business Platinum 170k Welcome Bonus Offer
• Benefits of the Amex Business Platinum
• Authorized Users Benefits of the Amex Business Platinum
• 35% Points Rebate with the Amex Business Platinum
• Amex Business Platinum vs Amex Platinum

Hot Tip:  Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 120,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

The Amex Business Platinum card is for you if you’re a business owner looking for a rewards card loaded with great benefits. This is our top business card for getting into airport lounges worldwide.

It offers the same access to over 1,400 airport lounges worldwide as the Amex Platinum card but also includes annual credits (upon enrollment) for airline incidentals , CLEAR Plus, Dell , Indeed , Adobe , and wireless phone services. It also comes with complimentary hotel elite status with Marriott Bonvoy and Hilton Honors (upon enrollment), a 35% airline bonus when using Pay With Points (up to 1 million bonus points per calendar year), and more.

Capital One Venture X Business Card

The Capital One Venture X Business card offers at least 2x miles on all purchases, and comes packed with premium perks.

The information regarding the Capital One Venture X Business card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

The Capital One Venture X Business card is a great all-around premium rewards card that helps you rack up miles on all of your business expenses.

From 2x miles on all purchases, airport lounge access, an annual travel credit, complimentary employee cards, and more, there is plenty to love about the Capital One Venture X Business card.

• Unlimited complimentary access for cardholder and 2 guests to 1,300+ lounges, including Capital One Lounges and Priority Pass lounges
• No-additional-fee employee cards ( rates and fees )
• No preset spending limit
• No foreign transaction fees ( rates and fees )
• $395 annual fee ( rates and fees )
• 10x and 5x bonus categories are limited to Capital One Travel bookings
• Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
• This card has no preset spending limit, so you get purchasing power that adapts to your spending needs. The annual fee on this card is $395
• Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
• Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
• Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights booked through Capital One Travel, where you’ll get the best prices on thousands of options
• Every year, you’ll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Travel
• Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
• Skip the lines with up to a $100 statement credit on TSA PreCheck ® or Global Entry. Then enjoy unlimited complimentary access to Capital One Lounges and a network of 1,300+ lounges worldwide, including Priority Pass™ and Plaza Premium Group lounges
• This is a pay-in-full card, so your balance is due in full every month
• Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit and other premium benefits on every booking
• APR: All charges made on this account are due and payable in full when you receive your periodic statement. The minimum payment due is the New Balance as indicated on your statement.

With a $300 annual Capital One Travel credit and, usually, a generous welcome offer, the Capital One Venture X Business card can provide good value for a business owner.

The card simplifies earning rewards, with at least 2x miles for every purchase your business makes and elevated earnings on travel purchased via Capital One Travel.

You must enroll separately and in advance for Priority Pass lounge and lounge-alternative access.

Delta SkyMiles ® Reserve Business American Express Card

Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.

The Delta SkyMiles ® Reserve Business American Express Card is a premium card option for small business owners who are both frequent travelers and Delta loyalists.

While the annual fee may be steep, the card comes loaded with perks and benefits that all frequent Delta flyers are sure to love. Let’s take a look at what makes the card unique, and why it may be a great fit for your wallet.

• 3x miles per dollar on Delta purchases
• 1.5x miles per dollar on eligible transit, U.S. shipping and office supply stores, plus all eligible purchases after you spend $150,000 in a year
• Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.
• Complimentary Delta Sky Club ® access and bring up to two guests or immediate family at a rate of $50 per person per visit. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• Complimentary Amex Centurion Lounge access when flying Delta
• MQD Headstart and MQD Boost: Receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your card
• Receive a Companion Certificate on First Class, Delta Comfort+ ® , or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. See terms and conditions for details.
• Access to complimentary flight upgrades and priority boarding (Main Cabin 1)
• $240 Resy Credit: Earn up to $20 per month [in statement credits] on eligible Resy purchases using your enrolled card.
• Earn up to $10 back each month after using your enrolled card for U.S. rideshare purchases with select providers.
• Up to $250 annual statement credit after using your card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• High annual fee
• Does not earn many miles for purchases outside of Delta spend
• Rewards are not transferable
• Welcome Offer: Earn 75,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
• Enter Delta Sky Club ® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• Earn 3 miles per dollar on eligible Delta purchases.
• Get closer to elevated Status next Medallion ® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles ® Reserve Business American Express Card.
• With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
• Earn up to $10 back each month after using your enrolled Delta SkyMiles ® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
• Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
• Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
• As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $60 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $240 per round-trip flight. When you purchase a Delta flight with your Delta SkyMiles Reserve Business Card, you will receive complimentary access to The Centurion ® Lounge or Escape Lounge – The Centurion ® Studio Partner.
• Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• Elevate your travel experience with an annual statement credit of up to $250  after using your Delta Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• Pay no foreign transaction fees when you travel overseas.
• Terms and limitations apply.
• APR: 20.99% - 29.99% Variable

Delta SkyMiles Frequent Flyer Program

For business owners who are Delta loyalists, the Delta Reserve Business card is a must-have. In addition to complimentary Delta Sky Club and Amex Centurion Lounge access when flying the same day on Delta (on trips booked with the card), you also receive 15% off Delta award tickets , an annual companion certificate, complimentary upgrades (if available), complimentary checked bags, and more.

Starting February 2025, Delta Reserve cardmembers will receive 15 visits per year to Delta Sky Clubs. If they have $75,000 or more in eligible purchases in 2024, they get unlimited visits for the year, starting February 2025. The unlimited-visit rules are expected to continue the same way each year thereafter.

The Hilton Honors American Express Business Card

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

For frequent business travelers who regularly stay in Hilton hotels, The Hilton Honors American Express Business Card is a great option.

Not only will the card help you earn more points on all of your Hilton stays, but you’ll also receive automatic elite status and travel protections.

Here’s a detailed look at all the benefits this card offers so that you can determine if it’s a good fit for you.

• 12x points per $1 on eligible Hilton purchases
• Enhanced: 5x points on other purchases made for the first $100,000 in purchases each calendar year, 3X points thereafter.
• Automatic Hilton Honors Gold status, and the ability to spend your way to Diamond status
• New: Enjoy up to $240 back each year for eligible purchases made directly with Hilton.
• New: Enjoy complimentary National Car Rental ® Emerald Club Executive ® status. Enrollment in the complimentary Emerald Club ® program is required.
• $195 annual fee ( rates and fees )
• Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 6/5.
• Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
• ENHANCED: Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
• NEW: Enjoy up to $240 back each year for eligible purchases made directly with Hilton.
• Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster.
• You may receive an upgrade to Hilton Honors Diamond status if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
• NEW: Enjoy complimentary National Car Rental ® Emerald Club Executive ® status. Enrollment in the complimentary Emerald Club ® program is required. Terms apply.
• Terms apply.
• Hotel Credit Cards

Hilton Honors loyalty program

• Comparing American Express Hilton Credit Cards
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• The 18 Best Business Credit Cards With No Foreign Transaction Fees [2024]

Lastly, the Hilton Business Amex card is worth a look for any traveling business owner who frequents Hilton hotels. Holding it enhances your Hilton stays with complimentary Hilton Honors Gold elite status (upon enrollment), 12x points on Hilton stays, and a Free Night Reward after you spend $15,000 on the card in a calendar year. You also get 10 complimentary Priority Pass visits each year (upon enrollment).

There aren’t many business credit cards offering complimentary lounge access, so you may want to look for lounge access benefits on a personal consumer credit card, as these tend to have more lounge benefits.

When you’re traveling, complimentary lounge access for you and your family or other travel companions is a great perk.

There are times, however, when others traveling without you would greatly benefit from complimentary lounge access. Adding an authorized user can give them the same travel benefits with the credit card, including complimentary lounge access.

These are some of the cards that grant lounge access for authorized users , along with a breakdown of the associated fees.

Adding an authorized user can be a cost-effective way to secure lounge access and other card benefits. But remember that there could be Chase 5/24 rule implications for the authorized users. You’re also responsible for all charges made to the credit card, including those made by an authorized user.

The Real Value of Airport Lounge Access

You don’t need a premium credit card to enjoy access to airport lounges, but without one you need to secure a potentially pricey lounge membership or a day pass. And remember, not all lounges can be accessed with a card, such as PS LAX .

This breakdown of membership costs illustrates  the approximate value of the complimentary lounge access you can receive with premium cards.

If you’re a frequent traveler who purchases several single-lounge access passes per year or an annual lounge membership, you may fare better by selecting a premium credit card that includes complimentary lounge access.

The added value of credit card welcome bonus offers , additional travel perks, rewards, credits for travel purchases, and travel and purchase protections can make securing a premium travel credit card a wise financial decision.

While premium credit cards that include complimentary airport lounge access may come with high annual fees, these cards provide excellent value beyond what you’d receive with an annual lounge membership.

Usually, the way to receive airport lounge access is by purchasing an annual membership or a day pass during each visit.

But the easiest way to receive airport lounge access is by holding a credit card that gives you complimentary access as a benefit of holding the card. This way, as long as your account remains open, you can access the eligible lounges connected to your card each time you travel.

For the most part, there are 4 types of airport lounges: standard airline lounges, business and first class lounges, credit card lounges, and lounge networks.

Standard airline lounges are tied to the specific airline you are flying with. To access these lounges, you need to hold an eligible airline co-branded card that includes lounge access and you must be flying with that airline (or one of its partners) on the same day. Examples of these lounges include American Admirals Clubs , Delta Sky Clubs , and United Clubs .

Business and first class lounges, while still tied to specific airlines, are only accessible by passengers flying business class or first class with the airline or its partners , regardless of what card you hold. Examples include American Airlines Flagship lounges and United Polaris lounges.

Credit card lounges are airport lounges offered directly by credit card issuers to entice customers to sign up for their most premium credit card offerings. This includes Amex Centurion Lounges , which are accessible to those with the Amex Platinum card or Amex Business Platinum card; Capital One Lounges , which are accessible to those with the Capital One Venture X card; and Chase Sapphire Lounges , which are accessible to those with the Chase Sapphire Reserve card.

Lastly, lounge networks like Priority Pass and Plaza Premium offer access to a large number of lounges under their umbrella, and there are many different credit cards that you might be able to use to access these lounges.

Are Credit Cards for Lounge Access Worth It?

If you travel often enough to take advantage of airport lounges at least a handful of times per year, and if the card you hold allows you to bring traveling companions into the lounge as well, then yes, getting a card with airport lounge access could be worth it.

Additionally, airport lounge access isn’t the only benefit that these cards offer. You may receive perks such as annual statement credits, elite status or the ability to fast-track your elite status, and travel protections.

That depends on your travel habits. If both credit cards significantly overlap in the lounges that they provide access to, then there would be little benefit in holding both cards if the motive for doing so is lounge access.

On the other hand, if you primarily fly with United and regularly visit United Clubs, but also want to have access to Priority Pass lounges, Amex Centurion lounges, etc., then it could be useful to hold both the United Club Infinite card and the Amex Platinum card.

Depending on the lounge and how crowded it gets, there could be restrictions that limit you from entering the lounge until 3 hours before your flight departs.

Once you are in the airport lounge, though, there usually is no limit to how long you can stay. For instance, if you enter a lounge 3 hours before your scheduled departure time and then your flight is delayed by 2 hours, you’ll still be allowed to remain in the lounge for that additional time if you’d like.

While this can change depending on the credit card and the lounge that you’re visiting, for most airport lounge credit cards, there is no limit to the number of times you can access airport lounges with your credit card. This is also the case regardless of how frequently you fly or how many layovers you have in a day.

Notably, Delta and American Express have introduced access limitations for Amex Platinum card and Delta Reserve cardholders entering Delta Sky Clubs. These limitations will go into effect in 2025.

The exact offerings of an airport lounge can vary significantly from lounge to lounge, but for the most part, you can expect free food and drinks including alcohol , comfortable seats to relax in before your flight, outlets to charge your devices, restrooms, and dedicated Wi-Fi.

More premium lounges might also offer made-to-order food, business centers, fitness areas, spa services, showers, and more.

Lounge access is one of the most valuable perks you can get in travel, so securing this benefit with a credit card makes sense for serious travelers. Plus, if you’re spending money on lounge access membership elsewhere, a premium credit card that includes this perk is an easy way to cut down on costs.

And while lounge access may be important, it’s just one of many valuable benefits available with a premium travel card. You should consider the whole package of benefits that come with each card.

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For the trip delay insurance benefit of The Platinum Card ® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the cell phone protection benefit of The Platinum Card ® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the purchase protection benefit of The Platinum Card ® from American Express,, eligibility and benefit level varies by Card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Enrollment required through Capital One website or mobile app. Upon enrollment, eligible cardholders will remain at upgraded status level through December 31, 2024. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.

The information regarding the Capital One Venture X Business Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the American Express ® Green Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of The Platinum Card ® from American Express, click here . For rates and fees of Delta SkyMiles ® Reserve American Express Card, click here . For rates and fees of The Business Platinum Card ® from American Express, click here . For rates and fees for the Delta SkyMiles ® Reserve Business American Express Card, click here . For rates and fees of The Hilton Honors American Express Business Card, click  here .

Frequently Asked Questions

Which is the best credit card for lounge access.

The best credit card for lounge access is the one that fits your travel priorities and budget. If you travel often with a specific airline, for example, consider that airline’s branded credit card. If you frequent airports with Priority Pass lounges , you may want to consider a different credit card entirely. If you’re looking for a card with a lower annual fee than the typical $450 fee for premium cards, your choices will be limited, but a few are available.

Narrow your options to the cards that match your lounge access priorities and then thoroughly review the card packages before applying. Many travelers like the Amex Platinum card  (or the Amex Business Platinum card ), as it gets you access to the largest number of airport lounges worldwide.

How does Priority Pass work?

Priority Pass is a global lounge network that offers lounge access with different membership levels and price points. Priority Pass partners with credit card issuers that include complimentary membership for cardholders. Depending on your card’s membership, you may enjoy complimentary unlimited lounge access or have a limited number of complimentary passes annually (then $35 per visit), or pay $35 for each visit.

Is there a credit card with no annual fee that comes with lounge access?

Most of the credit cards that offer complimentary lounge access have hefty annual fees. However, the Hilton Business Amex card has a lower annual $195 fee and comes with 10 complimentary passes to Priority Pass lounges worldwide, making it an economical choice for lounge access.

Does adding an authorized user to my card hurt my credit score?

Adding an authorized user to your credit card will not hurt your credit score because you’re still responsible for paying and managing the account. The authorized user is simply an additional user.

With that said, if the authorized user makes a lot of purchases you don’t know about and you fail or are late to make sufficient payments, your credit score will be affected. For this reason, you should only add authorized users you know and trust.

Do I use my credit card for lounge access?

If your credit card comes with Priority Pass Select membership, you need to register with Priority Pass to receive a digital membership card and subsequent physical card that arrives in the mail. You can then use your Priority Pass Select membership card to gain access to Priority Pass lounges.

Airline-branded credit cards and other premium credit cards such as the Amex Platinum card allow you to use your credit card for lounge access. For others, you need your Priority Pass Select card. You should reference your associated credit card agreement when you receive your card to determine which card to use for lounge access.

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International airport lounges for a trip abroad.

International travel has only gotten more sophisticated, and the state of airport lounges around the world demonstrate that fact. The size, comfort and popularity of international airport lounges have grown in recent years, as have your options for getting access.

What is international airport lounge access?

To enter an airport lounge in an international airport, you'll need access. That's usually through a membership, loyalty program or day-pass. Fortunately, getting access to international lounges works the same as getting access to lounges within the United States.

There are several ways to get access, including your airline ticket, an airline loyalty program or a lounge membership. A first-class or business-class ticket, for example, may provide you access to your airline's lounges in most airports. By the same token, there are many membership programs that can provide international airport lounge access, sometimes associated with certain credit cards .

Which cards give international lounge access?

You can get airport lounge access as a perk of many different credit cards , including airline credit cards and most general travel cards.

Airline credit cards

These travel cards are co-branded with a specific airline and some provide cardmembers access to any of the airline's airport lounges. If this access doesn't come simply as a perk of being a cardmember, you may need to sign up for the airline's loyalty program. Either way, you can be rewarded beyond lounge access for flying often with a specific airline.

Many of the lounges on the list below are part of specific airlines' networks and may be accessible when you have an airline credit card . They tend to have additional benefits , as well, such as an annual travel credit, which may help offset any potential annual fees.

Travel credit cards

Many travel credit cards offer cardmembers benefits and perks that can help enhance travel experiences or provide rewards for travel expenses. Airport lounge access or membership is one of those perks that many people seek when comparing travel credit cards.

Chase Sapphire Reserve ® has an annual fee but many travel rewards and benefits , including Priority Pass ® Select membership. Priority Pass is a network of over 1,500 airport lounges worldwide. They're in 145 countries and more than 600 cities, and membership gives you access to all of them.

What is an airport lounge?

Sometimes very little distinguishes airport lounges around the world.

Generally speaking, the airport lounges may make you forget you're in an airport. Some have great window views, though, so you may catch unique glimpses of aircraft arriving and departing.

International lounges might also be accessible at any time of day. That's because international flights often span many time zones, requiring that the airport function around the clock. Some international lounges also have full rooms for members.

Notable international airport lounges in 2024

Although it's often a matter of personal taste, here's a list of notable airport lounges around the world.

American Airlines Flagship ® First Dining

Found in several major U.S. cities, American Airlines Flagship lounges emphasize a first-class dining experience for their guests. Hallmarks of your dining experience may include chef-inspired dishes, local ingredients, as well as signature and hand-crafted beverages.

Local chefs and delightful menus may be found at the following locations:

• New York (JFK)
• Los Angeles (LAX)
• San Francisco (SFO)
• Orange County (SNA)
• Miami (MIA)
• Boston (BOS)

The Flagship First Dining program partners with the James Beard Foundation, a nonprofit that supports America's food culture.

Delta Sky Club, Atlanta

This airport lounge from Delta Air Lines ® offers complimentary cocktails, fresh and healthy food options, free Wi-Fi and more. This is Delta's hometown airport, which touts an extensive collection of art and dining options. If you've visited this lounge before, you might find it newly renovated, offering premium beverage selection and relaxation amenities.

Lufthansa First Class Terminal, Frankfurt

Carefully arranged for comfort and wellness, this Lufthansa airport lounge boasts easy chairs, quiet rooms, day beds and spacious shower rooms. Guests can also enjoy fine wine and cuisine, plus a massive whisky selection. The lounge also has five office units with complimentary Wi-Fi, fax machines and lines for local calls.

Guests of the First Class Terminal at Frankfurt can also expect a personal assistant to handle travel formalities, such as security and check-in.

United Polaris ® Lounge, Chicago

United Polaris lounges are reserved for travelers of United Polaris business class and long-haul international first class on a Star Alliance member airline. Eligible travelers might start with relaxing amenities, such as a spa-like shower or a day bed replete with gentle lighting and white noise. A United Polaris lounge often has both private dining spaces and buffets—you choose how to dine. Guest policies might vary based on class of service and membership.

Virgin Atlantic ® Clubhouse, London

This international airport lounge boasts amenities that might make it seem more like a hotel than an airport lounge. A couple hallmarks are a la carte food menus, office facilities and a relaxing atmosphere. If a gourmet meal and an award-winning cocktail aren't what you're looking for, you might enjoy the Clubhouse's new retreat area for meditation, naps, showers, etc. There are also several work spaces and exercise spaces with Peloton bikes.

SWISS ® Lounges, Zurich

Any of the 9 lounges in Zurich Airport are worth visiting if you have time and access. You'll find some common amenities like mini-suites, working spaces and conference rooms. However, some SWISS lounges have hotel rooms, wine humidors or champagne bars, and multiple restaurants. The lounges span most of the airport terminals, so you may not have to travel far within the airport.

In conclusion

When traveling internationally, you're likely to benefit greatly from escaping the airport terminal and standard waiting areas. International airports are large, and it's often smart to arrive well in advance of your flight's departure. Delays and cancellations happen, too, so access to an airport lounge might lift your spirits when you need it most.

The lounges above may require different memberships, tickets and fees to access them. If you're interested, confirm eligibility and access options with the lounge ahead of time. If you are looking into other airport lounge programs, remember that Priority Pass Select membership is a benefit of the Chase Sapphire Reserve card.

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Best credit cards for international travel

The right card might include valuable travel perks like airport lounge access and expedited airport security

Published: August 18, 2023

Author: Holly Johnson

Editor: Kaitlyn Tang

Reviewer: Barri Segal

How we Choose

The best credit cards for international travel can make traversing the globe a more comfortable and rewarding experience. Compare our top picks to see how they work for your travel style and goals.

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards , or use our CardMatch™ tool to find cards matched to your needs.

The Bank of America content was last updated on September 28, 2023

When it comes to travel credit cards , there are lots of good options to choose from. But ultimately, the right option for you should fit your spending habits while making your trips more comfortable and rewarding.

With the right rewards credit card , you can score valuable travel perks, like airport lounge access and expedited airport security. Some cards even come without any foreign transaction fees, making them a good choice for international travel. The top travel cards may also enable you to earn points and miles to redeem for free flights, hotel stays and more.

As you’re searching for a card to help you on your next trip, it’s helpful to compare all the best credit cards for international travel to see how may fit with your travel style and goals. To help you get started, here are some of the best credit cards for travel overseas and information on what they offer in terms of perks and rewards.

• Chase Sapphire Reserve: Best credit card for international travel

Why we picked it : The Chase Sapphire Reserve card is widely considered one of the top travel credit cards on the market today, and for good reason. This card offers you 10X points on hotel and car rental purchases through Chase Ultimate Rewards , 5X points on air travel purchases through Chase Ultimate Rewards and 3X points on other travel purchases. Plus, you can earn higher rewards on all travel purchases immediately after earning the $300 annual travel credit. It also offers 3X points on dining and 1X point on all other purchases.

Redemption options are flexible, too. You can redeem your rewards as statement credits toward any travel purchase, or for travel through the Chase portal, which offers a 50% redemption bonus (making your points worth 1.5 cents apiece). You can also transfer your points at a 1:1 rate to 14 travel partners, including Air France and Aer Lingus.

• 60,000 points if you spend $4,000 in the first three months
• Up to $100 TSA PreCheck or Global Entry credit (every four years)
• Priority Pass Select membership
• $300 annual travel credit
• $550 annual fee
• Lower rewards value for merchandise

Who should apply : If you’ve been waiting for a chance to earn Chase Ultimate Rewards points , now is your time.

Who should skip : If the $550 annual fee doesn’t fit in your budget, you can skip this one. Or, if you prefer to redeem your rewards for merchandise (like Amazon.com purchases), you may want to look elsewhere.

• The Platinum Card from American Express: Best credit card for international lounge access

Why we picked it : Frequent travelers who want superior perks may want to consider The Platinum Card ® from American Express . This card offers 5X points (on up to $500,000 per year) on airfare booked directly with airlines or through American Express Travel , as well as 5X points on prepaid hotels booked through American Express Travel. You also earn 1X points on other purchases, plus 100,000 points when you spend $6,000 on purchases within the first six months.

While the Platinum card is more limited in terms of acceptance in foreign countries, you may find that it’s a good choice for comfortable travel to your destination. It’s just piled with perks, including access to one of the largest lounge networks in the world, encompassing Amex Centurion lounges , Delta SkyClub lounges and the Priority Pass network.

• Access to American Express Global Lounge Collection
• 100,000 points if you spend $6,000 in the first six months
• Generous amount of statement credits on Clear membership, hotels and more
• Transfer points to Amex travel partners
• Credits tricky to apply
• $695 annual fee

Who should apply : If the idea of joining the largest airline network is appealing, it may be worth it to apply. Or, if you want to join the luxury travel card space, this card is a great option to consider.

Who should skip : If you find it difficult to justify the annual fee , you may want to skip this one. Or, if you only travel infrequently, you may find it difficult to maximize returns on this card.

• Capital One Venture Rewards Credit Card: Best for flexible international travel

Why we picked it : The Capital One Venture Rewards Credit Card offers an interesting rewards structure and miles that can be used in more than one way. This card offers 5X miles on hotels and rental cars booked through Capital One Travel and a flat 2X miles on everything else. And, it also offers 75,000 miles (worth $750 in travel) if you spend $4,000 on purchases in the first three months.

You can redeem Capital One miles for any type of past travel on your credit card statement at a rate of 1 cent per mile. Or, if you’re a bargain hunter and want to get a little extra value out of your miles, you can transfer them to a number of airline and hotel partners at a transfer ratio that varies based on the program.

• Various redemption options
• 75,000 miles when you spend $4,000 in the first three months
• May redeem Capital One miles retroactively for past (last 90 days) travel purchases
• Earn unlimited miles
• $95 annual fee
• Lacks common travel insurances
• No major U.S. airlines among airline partners

Who should apply : If you want greater flexibility in terms of booking travel on third-party sites, you may like this card. Or, if you’re looking for a beginner travel credit card , this may be a good option to consider.

Who should skip : If you don’t travel enough to make it worth the annual fee, it may be worth skipping this card.

• Chase Sapphire Preferred Card: Best credit card for infrequent international trips

Why we picked it : The Chase Sapphire Preferred Card is a top option because it allows you to transfer your points 1:1 to popular airlines for international travel, including Emirates, United Airlines, British Airways and more. You can also book international travel through Chase Ultimate Rewards for 25% more value when you do.

This card offers a sign-up bonus of 60,000 points, worth $750 in travel through Chase Ultimate Rewards, when you spend $4,000 within three months. You’ll also earn 5X points on Lyft rides (through March 31, 2025), 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, select streaming services and online groceries, 2X points on other travel purchases and 1X points on general purchases.

• $50 annual Ultimate Rewards hotel credit
• 10% anniversary points bonus (based on total spend from previous year)
• Points worth 25% more on Chase Ultimate Rewards portal

Who should apply : If you want to earn rewards for international travel but you don’t take many trips abroad, this card may be worth a look. This card is also great if you’re a travel card beginner who wants an introduction to earning travel points.

Who should skip : Cardholders who want a no-annual-fee credit card should skip this one. Also, anyone who travels once every few years will find it difficult to maximize the benefits on this card.

• Capital One VentureOne Rewards Credit Card: Best no-annual-fee card for international travel

Why we picked it : If you’re searching for a travel card with no annual fee, consider the Capital One VentureOne Rewards Credit Card . This card offers 5X miles on hotels and rental cars booked through Capital One Travel and 1.25X miles on all other purchases and doesn’t charge an annual fee. The rewards have no blackout dates, no expiration dates and no mile limits. You can even transfer your miles to Capital One’s 15+ travel partners.

The Capital One VentureOne also comes with a welcome offer of 20,000 miles after you spend just $500 in the first three months. Depending on which travel partner you transfer your miles to, your sign-up bonus could end up being worth even more.

• No annual fee
• 20,000 miles if you spend $500 in the first three months
• No foreign transaction fee
• No major U.S. airlines among travel partners

Who should apply : If you’re looking for your first no-annual-fee travel card, this may be a good candidate. Or, if you want greater flexibility and don’t want to be tied to booking with a specific travel site, you may like this card.

Who should skip : This card doesn’t come with travel insurance, so if that’s a perk you’re looking for, you may want to skip it.

Bank of America Travel Rewards credit card for Students: Best international credit card for students

Why we picked it : If you’re a student who wants to qualify for a travel card, you may want to check out the Bank of America® Travel Rewards credit card for Students* .  This card doesn’t charge an annual fee or any foreign transaction fees, and it offers an exceptionally good rewards program for a student travel card. You get the same 25,000-point sign-up bonus as the regular Bank of America® Travel Rewards credit card and the same 1.5X points rate, allowing you to rack up lots of points on every purchase, which you can use to fund your travels.

• 5X points on general purchases
• No blackout dates, point limit or point expiration date
• 0% intro APR on new purchases for 15 billing cycles (18.24% to 28.24% variable thereafter)
• 10% point bonus for Bank of America account holders
• High penalty APR (up to 29.99%)
• Penalty APR (up to 29.99%)
• Late payment fee (up to $40)

Who should apply : Students who are preparing to study abroad may find value in this card. Or, if you’re planning a post-graduation, international trip, consider whether it makes sense to sign up for this option.

Who should skip : If you aren’t traveling internationally anytime soon, you may want to skip this one. And, if you’re not a student, you should skip this one.

Comparing the best credit cards for international travel

• How to choose a card for international travel

When choosing a card for international travel, you’ll want to look for rewards and benefits that match your travel plans and preferences. Most important, you need a card that you can use where you’re planning to travel. Here are the key features to consider:

• Global acceptance: Visa and Mastercard are most likely to be accepted around the globe, though American Express is also widely accepted in some parts of the world. Make sure you select a card that will be accepted where you travel the most.
• No foreign transaction fees : Choosing a credit card with no foreign transaction fees will save you from paying an additional 3% or more on every purchase you make abroad.
• Chip and PIN technology: Chip and PIN technology is immensely helpful when traveling abroad, but not all travel credit cards offer this perk. See which cards have chip and PIN technology before you choose a card.
• Earning categories:  The best credit cards for international travel tend to offer bonuses on certain categories of spend. Search for cards with category bonuses that match your spending patterns.
• Good redemption options: The top cards in this realm let you redeem for travel directly or transfer points to airline and hotel partners at a good value (1 cent per point or mile is standard). The more options you have and the more value you get from your points and miles, the better off you’ll be.
• Travel insurance benefits: The best travel credit cards offer free travel insurance like trip cancellation/interruption coverage , auto rental coverage, lost baggage insurance, baggage delay coverage and travel accident insurance.
• Airport lounge access:  Look for cards that let you enter a range of airport lounges at airports around the globe, but specifically in destinations you travel to often.
• Global Entry/TSA PreCheck: Look for credit cards that offer a Global Entry or TSA PreCheck credit. Both these benefits let you enjoy expedited airport security, saving you time and stress when you travel.
• Hotel or airline preferences:  If you travel frequently with certain hotels or airlines, you’ll find that certain cards are a better fit for you. On the other hand, if you aren’t loyal to any airline or hotel program , you may be better off with a more flexible travel card.
• Origin or destination of travel:  Make sure the card’s rewards and benefits fit with your travel plans. For instance, some cards may offer better lounge options along your route, or you may find that certain rewards cards don’t offer good redemption options where you’re planning to travel.
• Customer service:  Having a card with excellent customer service could come in handy in case of an emergency.
• Tips for using credit cards while traveling internationally
• Notify your card issuer that you will be out of the country to reduce the chance of having your account frozen at an inconvenient time.
• Bring multiple credit cards (preferably from different payment networks) in case a merchant doesn’t accept your main card, or your card gets declined.
• Rotate your cards to get better rewards on certain purchases.
• Have plenty of cash on hand for situations when you can’t use your credit cards.
• If you are traveling to a country with chip and PIN cards, see if your issuer will allow you to add a PIN to your card.
• Have your card information and your issuer’s emergency card services phone number on hand in case your card gets lost or stolen.
• Opt to put your charges in the local currency to avoid paying more for the currency conversion.
• Use your credit cards instead of cash where you can – as long as you are charging in the foreign currency, you can get a better exchange rate.
• Avoid using your cards for cash advances , unless it’s an absolute emergency.
• Use your credit card instead of a debit card to make purchases – not only can you avoid foreign transaction fees, but your purchases are also more secure.

Bottom line

At the end of the day, picking the best credit card for international travel for you is an especially complicated choice. It all depends on what’s important to you.

While you may have your eye out for a card with a large sign-up bonus and lots of points, you should have some travel goals in mind before you choose a card. If you know where and how you intend to travel, you’re more likely to find a card that can take you far in your travels.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

Holly Johnson is a financial expert and award-winning writer who is obsessed with frugality, budgeting and travel. In addition to serving as contributing editor for The Simple Dollar, Johnson owns Club Thrifty and is the co-author of “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love.”

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1,500+ lounges and experiences

Choosing a priority pass membership which is right for you.

Welcome to Priority Pass

Fly with any airline and in any class and enjoy the lounge.

Refuel before boarding

Sit down, stretch out and enjoy complimentary drinks, refreshments and pre-flight bites.

Time better spent

Use your time productively with charging points and free Wi-Fi in most lounges. Some lounges also offer conference rooms for business meetings.

Unwind before take-off

Arrive early as many lounges offer a selection of pre-flight spa treatments so you can spoil yourself and truly relax before you depart.

Simply present your card

All lounges in our network accept our digital membership card so you can gain immediate access to lounges right after you join, or simply present your physical membership card to gain entry..

Guests are welcome

When you're not travelling alone, invite your family, friends or colleagues to join you in the priority pass lounges., recently added.

Belfast George Best City

Belfast, northern ireland.

ASPIRE LOUNGE

Rio de Janeiro Galeao International, Terminal 2

Rio de janeiro, brazil.

GOL SMILES (INTERNATIONAL)

Kuala Lumpur Intl, KLIA Terminal 1 (Satellite)

Kuala lumpur, malaysia.

TRAVEL CLUB LOUNGE

Washington DC Dulles International, Concourse A

Washington dc, usa.

VIRGIN ATLANTIC CLUBHOUSE

Access our airport lounges

Priority pass's global reach provides you with access to an ever-growing range of premium lounges and airport experiences. explore your access options for lounges . we have a great selection of locations including (in the us) las vegas lounges , jfk lounges , san francisco lounges , atlanta lounges (in the uk) heathrow lounges , manchester lounge , edinburgh airport lounge , glasgow airport lounge (middle east and ww) dubai lounges , doha lounges , hong kong lounges , sydney lounges   below you’ll find a full list of airport lounge locations split by region:.

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What is credit card airport lounge access?

February 15, 2024 | 3 min read

Airport lounges can be a smart way to escape the crowds while you’re waiting to board your flight. They can help make travel simpler and more enjoyable by providing a relaxing place to work or recharge.

Your credit card could be the key that unlocks access to hundreds of airport lounges around the world. Learn more about how it might work for you.

Key takeaways

• Some credit card issuers, including Capital One, offer airport lounge access to eligible cardholders. 
• Airport lounges may be part of Priority Pass™ or our partner network, owned by airlines or other credit card issuers.
• When choosing a credit card with airport lounge access, you can consider all its benefits, terms and conditions to help determine if it’s a good fit for you.

Where will Venture X take you?

Earn 75,000 bonus miles and other exclusive perks with the Venture X card.

How does airport lounge access work?

To access an airport lounge, you can typically purchase a membership or day pass. Generally, there are a few different types of lounges and memberships:

• Airline lounges: Some airport lounges are owned and operated by specific airlines. Airline travel rewards credit cards might also come with lounge membership.
• Priority Pass network lounges: Priority Pass is an independent network of airport lounges around the world. There are hundreds of lounges within this network, and you don’t have to fly with a certain airline to access them. To become a Priority Pass member, you can either purchase an annual membership or choose a credit card that offers a Priority Pass membership as one of its benefits.
• Card issuer lounges: Some credit card issuers have their own airport lounges. For example, Capital One has Capital One Lounges at Dallas-Fort Worth International Airport (DFW), Denver International Airport (DEN) and Washington Dulles International Airport (IAD).

How to get into airport lounges using a credit card

Some types of credit cards, particularly travel credit cards , offer airport lounge access as one of their cardholder benefits. The type of access you get depends on the card issuer.

Capital One credit card airport lounge access

Eligible Capital One cardholders may be able to access airport lounges in a few ways.

Capital One Venture X and Venture X Business cardholders can enjoy unlimited complimentary access plus complimentary entry for two guests per visit and special pricing of $45 per visit for additional guests to the all-inclusive Capital One Lounges , where travelers can recharge with luxurious amenities like relaxation rooms, shower suites and healthy, chef-inspired food.

Cardholders also have access to lounges worldwide with Capital One’s Partner Lounge Network , which includes Priority Pass and 100+ Plaza Premium Lounge locations. For Priority Pass, enrollment is required with an eligible Venture X credit card through the Capital One Priority Pass page. Additional terms and conditions apply.*

Kids under 2 are welcome for free, and all other travelers can enter Capital One Lounges for $65 per visit.

How to choose a credit card with airport lounge access

When choosing a credit card that provides access to airport lounges, it’s a good idea to consider what else you’re looking for in a card. You might ask yourself whether the card comes with additional travel-related benefits, how you redeem rewards or if the card comes with an annual fee . 

For example, Venture X comes with a $395 annual fee. View important rates and disclosures . Some of the card’s benefits include:

• 75,000 bonus miles when you spend $4,000 on purchases during the first three months after account opening
• $300 annual credit for bookings through Capital One Travel
• Flexible redemption and transfer options
• Unlimited 10X miles on hotels and rental cars when you book through Capital One Travel 
• Unlimited 5X miles on flights when you book through Capital One Travel.
• Unlimited 2X miles on all other purchases every day.

Airport lounge access credit cards in a nutshell

Airport lounges can provide a comfortable and relaxing environment on stressful flying days. Some credit cards include lounge access as one of their cardholder benefits.

If you’re ready to apply for a credit card that grants unlimited complimentary lounge access, you can consider checking out the Capital One Venture X travel rewards card .

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Best Credit Cards for Free International Airport Lounge Access

Most people nowadays compare credit cards not only on the basis of their credit limits but also with the benefits they provide. To attract more & more customers, credit card issuers offer additional benefits and rewards on their cards. One of the most exclusive benefits provided by credit cards is complimentary airport lounge access. As more and more people are now traveling abroad for vacations and work, free international lounge access becomes a must. All credit card issuers offer cards with this facility without any additional charge.

International lounges are the extra comfortable restrooms at international airports, where only selected individuals (people with some memberships/frequent flyers/traveling in business/first class or with cards providing lounge access) are allowed to visit. Even with a membership like Priority Pass, Dream Folks, etc, every time you visit the lounges, you may need to pay the usage fee. But, if any credit card provides free airport lounge access, then you can avail yourself of all the benefits at the airport lounges for free.

Axis Bank Magnus Credit Card

Idfc first wealth credit card, axis bank select credit card, sbi elite credit card, hdfc bank regalia gold credit card, standard chartered ultimate credit card, au bank zenith+ credit card.

• HDFC Bank INFINIA Credit Card Metal Edition

IndusInd Bank Pinnacle World Credit Card

Yes bank first exclusive/reserv credit card, hdfc bank diners club black metal edition credit card, rbl world safari credit card, american express platinum travel credit card, club vistara idfc first credit card, icici bank sapphiro credit card, samsung axis bank infinite credit card, pnb rupay select credit card, federal bank visa celesta credit card, list of best credit cards for free international lounge access.

With a lot of credit cards offering airport lounge access in the market, many individuals find it very challenging to choose the right credit card for them. Moreover, different card issuers partner with different lounge programs to provide their customers with free access to airport lounges in India and outside. To help you understand the difference between these programs and choose the best credit card for yourself, we are here with a list of some of the best credit cards for international lounge access:

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Axis Bank Magnus Credit Card is a unique card offered by Axis Bank to provide its customers with all the luxury & lifestyle benefits. With this card, you earn up to 24 RPs every time you spend Rs. 200 on your card. Other than its reward offers, you would also get up to 25% off on dining across several participating restaurants and a discount of up to Rs. 500 on movies on BookMyShow.

The IDFC FIRST Wealth Credit Card comes with no annual fee and various exclusive benefits, such as reward programs, travel benefits, lifestyle benefits, and many more. Here is a list of the benefits that you can avail of with this card. Up to 10 Reward Points on every Rs. 100 spent, where 1 RP = Re. 0.25 and 2 complimentary golf rounds every month can be availed with this card.

Axis Bank Select Credit Card comes with great reward offers as it earns you up to 20 Reward Points for every Rs. 100 spent. With this card, you get various other benefits, such as a welcome bonus, complimentary lounge access, exclusive discounts on dining, and many more.

The SBI ELITE Credit Card is designed to offer exclusive rewards and benefits to its customers. With this card, you can earn 2 Reward Points for every Rs. 100 spent. Additionally, based on your annual spending, you can earn up to 50,000 bonus Reward Points every year. Furthermore, the card also provides exciting discount offers on movies, enabling you to save more on your entertainment expenses.

The Regalia credit card range is one of HDFC Bank’s most sought-after offerings. It provides cardholders with some of the best travel and lifestyle privileges in the industry. Recently, the bank launched the new Regalia Gold credit card, which offers exclusive rewards and offers that enable travelers to travel in luxury and shop in style. On spending over Rs. 1 Lakh within 90 days of getting the card issued, you receive a complimentary MMT Black Elite and Club Vistara Silver Tier membership. You get 4 reward points on every retail spend of Rs. 150 and an accelerated 5x Reward Point on every Rs. 150 spent in-store and online at Nykaa, Reliance Digital, Myntra, and Marks & Spencer.

Standard Chartered Ultimate Credit Card is the premium card offering from SC Bank. The card offers lavish benefits and is one of the most beneficial credit cards for travel. The card offers 5 Reward Points per Rs. 150 you spend and 1 complimentary Golf game every month.

The AU Bank Zenith Plus Credit Card is ideal for frequent travelers who use their credit cards for most of their expenses. The card offers a decent reward rate, where you can earn 2 RPs per Rs. 100 spent on dining, international, and travel expenses, and 1 RP per Rs. 100 spent on other purchases. If you spend Rs. 12 Lakhs in a year, you can get a complimentary Taj Epicure Membership. Additionally, the card provides you with 16 complimentary lounge access at domestic and international airports, complimentary golf rounds, and complimentary BOGO movie tickets.

HDFC Bank INFINIA Metal Credit Card

HDFC Bank Infinia Credit Card comes with all the exciting features & benefits that one might be looking for. Targeting high-income individuals, the card provides all the benefits, keeping their requirements in mind. HDFC Infinia offers you 5 RPs on every Rs. 150 you spend, access to unlimited golf games, and exclusive dining benefits under the Good Food Trail Program.

The IndusInd Bank Pinnacle World Credit Card is a premium card that offers exclusive privileges across various categories. For every transaction of Rs. 100, the card rewards you with 2.5 points, which means you can save up to 2.5% on your purchases. Additionally, you can avail of the ‘Buy 1 Get 1 free offer’ on movie tickets booked through BookMyShow and get up to 3 complimentary tickets every month. Talking about its travel benefits, you get to enjoy complimentary airport lounge access both domestically and internationally, as well as a free Priority Pass membership. Moreover, you can also relish free golf rounds and lessons every year at some of the premium golf courses across the country.

Yes First Exclusive Credit Card is a mid-level shopping credit card offered by Yes Bank. The card is in direct competition with the likes of ICICI Sapphiro and HDFC Regalia Gold. As far as international lounge access is concerned, you get unlimited international airport lounge access with Yes Bank First Exclusive Credit Card with complimentary LoungeKey (for Visa variant) or Priority Pass (for MasterCard variant). You earn 12 Reward Points per Rs. 200 on all spends with the card except spends on select categories. The card also entitles you to 4 complimentary rounds of golf per year and one complimentary golf lesson per month at select golf courses across India.

HDFC Bank Diners Club Black Credit Card is another super-premium credit card issued by the HDFC Bank like that of the HDFC Bank Infinia Credit Card. It comes with great reward programs and exclusive benefits over almost all the categories that one expects from a credit card. Enjoy up to 10X Reward Points for every Rs. 150 spent and complimentary access to 6 golf games every quarter with this card.

RBL World Safari Credit Card by RBL Bank offers lots of benefits in travel. The card has many features that would help you save more and enjoy more during your travels. The card charges Rs. 3,000 as an annual fee and offers complimentary access to domestic as well as international lounges and also offers complimentary golf games every year. Get 5 travel points on every Rs. 100 spent and 10,000 bonus travel points on spending Rs. 2.5 lakhs or more in an anniversary year.

The AMEX Platinum Credit Card is no doubt one of the most premium credit cards issued by American Express. It comes with exclusive benefits over different categories, including travel, dining, lifestyle, etc. Targeting the audience who believes in a rich & luxurious lifestyle, the card has the following key features: Up to 5 Reward Points for every Rs. 100 you spend and a discount of up to 50% on dining at over 1,800 premium restaurants.

Air Vistara has formed a partnership with IDFC Bank to launch the Club Vistara IDFC First credit card. This co-branded travel card is intended to enhance the travel experience of customers who frequently fly with Vistara. The card rewards customers with CV Points for every swipe, as well as bonus CV Points and complimentary flight tickets when spending milestones are reached. Air Vistara has already partnered with SBI and Axis Bank for their co-branded travel cards.

The ICICI Bank Sapphiro Credit Card is the second most premium card offered by the bank, after the ICICI Emeralde Metal Credit Card. It has a yearly fee of Rs. 6,500 and offers a range of privileges, attractive offers, and user-friendly features. The card is available in three variants – the ICICI Bank Sapphiro AmEx Credit Card, the ICICI Bank Sapphiro Visa Credit Card, and the Mastercard variant. This card is not only ideal for frequent travelers but also for those looking for maximum savings opportunities, entertainment benefits, and other advantages.

Axis Bank has recently launched two co-branded credit cards in partnership with Samsung, a well-known multinational electronics corporation. The two credit cards are the Samsung Axis Bank Infinite Credit Card and the Samsung Axis Bank Signature Credit Card. The Samsung Axis Bank Infinite Credit Card is a premium credit card meant to offer benefits to frequent shoppers at Samsung. As a welcome gift, the card offers 30,000 EDGE Reward Points that can be availed by making three transactions within 30 days of card issuance. For those making purchases of Samsung products, the card offers a 10% cashback and up to 15 EDGE points on all spends of Rs. 100.

PNB RuPay Select Card is an entry-level RuPay Credit Card offered by Punjab National Bank. The card has a very nominal fee of just Rs. 500, and no annual renewal fee is applicable for the second year onwards if the card is used at least once every quarter. 2 Reward Points on Rs. 150 spent with the card and 2x Reward Points per Rs. 150 on merchandise/online transactions made within the first 90 days of card activation.

This particular card is designed for individuals with a high net worth and offers a range of exclusive benefits across various categories. With the needs of its target audience in mind, the card comes with enticing welcome benefits, travel perks, entertainment offers, and more. With this card, you can earn up to 3 reward points for every Rs. 100 spent. Additionally, you will receive an Amazon gift voucher worth Rs. 600 as a welcome gift.

Card Insider’s Review of Best Credit Cards for Free International Lounge Access

Lifetime free card – idfc first wealth credit card.

The IDFC FIRST Wealth Credit Card is a lifetime offering by IDFC First Bank. With this card, you can enjoy never-expiring reward points and many travel benefits. Keep in mind that to be eligible for this credit card, you need to have a minimum annual income of Rs. 36 lakh.

According to Card Insider, you should keep the following in mind-

Why This Credit Card Is The Best Choice for You?

• It’s a lifetime free credit card.
• This card is highly beneficial for those who are frequent domestic and international flyers as they can easily avail of four complimentary international and domestic lounge access each quarter.
• Offers exclusive perks and a great reward rate for avid foreign travelers.

Why This Credit Card Might Not Be Right for You?

• You do not frequently take on trips abroad.
• You do not have a high annual income.

Entry Level – Axis Bank SELECT Credit Card

The Axis Bank SELECT Credit Card charges a joining fee of Rs. 3000. It offers a wide range of benefits across various categories, including travel, shopping, dining, movies, and more. This makes it a popular choice for those seeking a lifestyle credit card. The card also provides a Priority Pass membership that allows complimentary access to both international and domestic airport lounges.

• Reasonable joining fee of Rs. 3000.
• This card offers two complimentary domestic lounge access each quarter and six complimentary international lounge access in a year.
• You are looking for a card with no annual or renewal charges.
• You are looking for a card with more than six international lounge visits.

Lifestyle –  RBL World Safari Credit Card

The credit card has a joining fee of Rs. 3,000 and provides welcome gift vouchers worth Rs. 3,000. It rewards you with travel points, giving you 5 TPs for every Rs. 100 spent on travel. The card has been designed keeping in mind the travel and lifestyle needs of customers. It offers access to both domestic and international airport lounges, and there’s no foreign currency markup fee. You can also enjoy complimentary rounds of golf every year. Additionally, you may earn a gift voucher worth Rs. 10,000 and up to 25,000 bonus travel points every year on achieving the milestone spend.

• This card offers a 0% foreign currency markup on all foreign transactions; this is especially beneficial for people who travel for work.
• You will get a free priority pass membership with this card with which you can access international lounges twice a year.
• You are looking for unlimited lounge visits.
• You do not travel internationally.

Premium – HDFC Bank INFINIA Credit Card

HDFC offers a premium credit card that is designed for international travelers. The HDFC Infinia Metal card provides a lower foreign currency exchange rate of 2% and a complimentary membership to the Priority Pass program. With this card, you can earn 5 Reward Points for every Rs. 150 spent. Although the annual fee for this card is relatively high at Rs. 12,500, it is well worth it if you value your lifestyle and financial stability. If you are someone who travels frequently and wants to enjoy exclusive benefits and rewards, then the HDFC Infinia Metal card may be the right choice for you. Keep in mind that this is an invite-only credit card.

• You are looking for a card with unlimited international lounge access for primary and supplementary/add-on card holders.
• You are looking for a luxurious card that comes in a Metal variant.
• One plus one on buffets at ITC Hotels.
• Personal concierge service 24/7.
• You do not want to pay Rs. 12,500 as joining fees for a card.
• You want a card with a foreign currency mark-up of less than 2%.

Also, Have a Read – Best Credit Cards For Free Domestic Airport Lounge Access

International Lounge Access Programs

Credit card payment networks like Visa, Mastercard, American Express, Diners Club, and RuPay have partnerships with airport hospitality companies to offer free access to their lounges to cardholders worldwide. Apart from credit card payment networks, there are many independent airport lounge access programs like Priority Pass and LoungeKey by Collinson Group and Dreamfolks that offer lounge access to their members. Many credit card issuers offer complimentary membership of these lounge access programs to their cardholders.

Thus, there are two ways a credit card issuer can offer complimentary airport lounge access to its cardholders- first, via the card’s payment network’s partnership, and second, through a third-party lounge access program.

Compare Annual Fees & Lounge Benefits of Popular Credit Cards

How to apply for credit cards with free airport lounge access with card insider.

You can easily apply for an international lounge access credit card online with Card Insider. The application process is very quick to understand and easy to fulfill. Simply select your preferred card on the website and click on the Apply Now button next to it. You will be redirected to the Bank’s official application page. Fill in a few details like mobile number and PAN Card details, and you will have filled out the application for a credit card with free lounge access.

To apply offline, simply visit your nearest bank branch and fill in the application form for credit card application. Take all the required documents, including Identity proof, income proof, address proof, etc, with you.

How We Compiled Our List?

At Card Insider, we take great care in researching and analyzing data from various card issuers to provide you with the most relevant and up-to-date information. Our team is committed to delivering the best possible resources to help you make an informed decision when selecting the ideal credit card for your international lounge needs.

Bottom Line

If you travel internationally very often, you must have one of the above credit cards so that you can avoid that noisy environment at the airport for free. Generally, it becomes costly when you access airport lounges through a lounge program’s membership, and then you also have to pay for every lounge visit. That’s why airport lounge access provided by credit cards is among the most attractive benefits provided by credit cards. Before choosing one, it is advisable for you to compare all the cards wisely, keeping the annual fees & other benefits in mind, and then apply for the one that suits you the best. Also, make sure to go through the terms and conditions of the card carefully, as most of the cards offer complimentary airport lounge access to primary cardholders only, so you may need to pay for others who are traveling with you. Or, you can get credit cards for airport lounge access that offer free access to supplementary cardholders and guests as well.

So, let us know which of these cards you are planning to apply for. If you already have one of these, do share your experience with us and other readers in the comment section below.

Update this new info –

RuPay JCB Select Credit card holders now also offer free International Airport lounge access from LoungeKey – https://www.loungekey.com/en/jcb11/

Already verified, RuPay JCB Select Credit card successfully registered for LoungeKey and after register yearly 4 Free International lounge access mentioned.

Interesting fact, if you have BOB RuPay JCB Premier credit card then access to 4 free international airport lounge visits in a year (for comparison, BOB Visa Premier credit card variant only gives you access to airport lounges in India).

RuPay JCB Platinum (Excellence) Credit Card holders also offer Free International lounge access, register link – https://www.loungekey.com/en/jcb12/

*At the time of registration, US$3.25 is withdrawn from your account, but it is refunded later. *At the time of Debit or Credit card is swiped for lounge access, US$1.00 is withdrawn from your account, but it is refunded later.

Text in front of “Renewal Fee” is actually the Reward Structure. Kindly correct it.

Hello, Sir. Corrected.

IndusInd Bank Celesta Card : https://www.indusind.com/in/en/microsites/celesta/celesta-travel.html

Unlimited complimentary Domestic Lounge access You are eligible for TWO complimentary visits in each calendar quarter to any of the participating International lounges outside India.

For the past few months, I’ve been traveling to different countries for business purposes, and for me, Axis Bank Magnus Credit Card was a lifesaver. However, this card is worth considering for those who travel often. Some of the benefits which are lifesavings are- Unlimited Domestic and International Airport Lounge Access Discounted stays at Oberoi Hotels Credit shield protection worth Rs. 5 lakh (when your card is lost) and purchase protection worth Rs. 2 lakh.

Recently, I applied for an IDFC First Bank Wealth credit card. Alongside that Visa card, they issued me a virtual Rupay card, which I could attach to my UPI account. Things are simple and sorted now. Don’t need to apply for a separate Rupay credit card to use for UPI payments.

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Simple Flying

Does chase sapphire preferred give you lounge access.

Some credit cards allow holders access to select airport lounges. Let's examine Chase and see which of their cards has this perk.

Chase Bank, part of JPMorgan Chase, one of the United States' leading financial organizations, is famous for its lounges across the USA with locations including New York JFK , New York LGA, Washington IAD, and Austin International (AUS). Some spaces, like those in DC or JFK, are run in partnership with Etihad Airways and act as their premium lounge. There are multiple ways to access the lounges, so let's explore them together today.

Chase Opens Terrace At Austin-Bergstrom International Airport

Which chase credit cards let you get access to the lounges.

Despite having the Chase Sapphire name, not all the banks' credit cards come with the airport lounges included as a perk. According to Chase's website, only Chase Sapphire Reserve, J.P. Morgan Reserve, The Ritz-Carlton TM Credit Card, primary card members, and authorized users have lounge access. Their credit card membership also comes with a complimentary Priority Pass membership.

Like some Priority pass members, cardmembers may bring up to two guests per visit for free and additional guests for $27. Ritz-Carlton card members may bring unlimited guests at no charge. Unfortunately, Sapphire Preferred card members are, therefore, not eligible.

Inside, passengers can expect food made to order, like in a restaurant, but also a buffet-style dining experience, which allows for flexibility when it comes to catering. There is also a staffed bar with creative cocktails, mocktails, and a wide array of soft drinks.

Priority pass membership: a yearly allowance

Readers who do not have a Chase Sapphire or J.P Morgan reserve card or are ineligible to hold US credit cards have another solution: priority pass membership.

Here is a short video about some ways to use a Priority Pass :

Essentially, this membership allows their holders to access a network of over 1000 third-party and airline lounges worldwide. Some prime locations include the Virgin Atlantic Clubhouse in JFK and the Marhaba Lounge in Dubai's Terminal 3.

More relevant to our story, however, is the access to Chase Sapphire Lounges available to Priority Pass holders, who get complimentary access to the lounges when traveling through any of the airports mentioned in the section above.

There is a catch: unlike other locations in the membership network, one can only visit a single Chase lounge annually. If you see the one in JFK and travel through Vegas or Boston, you will not be entitled to complimentary access to Chase lounges. Subsequent visits are $75.

This is probably the most cost-effective way of experiencing these premium airport locations if you are willing to explore other lounges throughout the USA.

There are three levels of membership: Standard, which costs $99 a year and gives you access to all the lounges in the network for $30 a visit; Standard Plus, which, for $329, gives you access to 10 free lounges; and finally, the $469 Prestige offer, which gives you unlimited lounge access for an entire year.

If you want to take advantage of this service, please follow this link to create an account and pay the best annual fee for you

Which Airlines can give you access to the Chase Sapphire lounge?

There remains a final option for passengers who are neither Priority Pass members nor credit card holders and wish to access a Sapphire Lounge.

The American bank has partnered with Etihad Airways, one of the United Arab Emirates's national airlines, meaning that just like any airline lounge, the following passengers will be automatically given access to the Chase Lounge in New York's John F Kennedy Airport and Washington Dulles:

• Etihad Gold Guest Frequent Flyers
• Etihad Platinum Guest Frequent Flyers
• Etihad business class ticket holders
• Etihad first class ticket holders.

While it affords access, this almost certainly is not the cheapest way of gaining access to the lounges. At the time of writing, the cheapest one-way fares cost more than $4,000.

Bottom Line

Although Sapphire Preferred card members are not eligible to access the network of lounges operated by their bank, several options are available to gain access. The most obvious would be to upgrade one's card membership, but this may not be the most cost-effective or convenient for all use cases.

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Best Credit Cards for International Travel of April 2024

ALSO CONSIDER: Best credit cards of 2024 || Best rewards credit cards || Best airline credit cards || Best hotel credit cards

Traveling outside the United States? Make sure the credit card you bring is a worthy companion. The best credit cards for international travel are accepted worldwide, provide solid rewards for travel-related expenses and don't charge an extra fee for purchases outside the U.S. Many of them also come with travel protections, such as trip delay and trip cancellation insurance and coverage for lost or delayed luggage.

Some of our selections for the best credit cards for international travel can be applied for through NerdWallet, and some cannot. Below, you'll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.

250+ credit cards reviewed and rated by our team of experts

80+ years of combined experience covering credit cards and personal finance

100+ categories of best credit card selections ( See our top picks )

Objective comprehensive ratings rubrics ( Methodology )

NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity .

Show summary

NerdWallet's Best Credit Cards for International Travel of April 2024

Chase Sapphire Preferred® Card : Best for Flexibility and value

Capital One Venture Rewards Credit Card : Best for Simplicity

The Platinum Card® from American Express : Best for VIP travel

Chase Sapphire Reserve® : Best for Flexibility and high-end perks

Citi Premier® Card : Best for Rewards on everyday spending

Wells Fargo Autograph℠ Card : Best for Bonus rewards + no annual fee

Bank of America® Travel Rewards credit card : Best for Flat-rate rewards + no annual fee

Best Credit Cards for International Travel From Our Partners

Find the right credit card for you..

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Flexibility and value

Flexibility and high-end perks, rewards on everyday spending, bonus rewards + no annual fee, flat-rate rewards + no annual fee, full list of editorial picks: best credit cards for international travel.

Before applying, confirm details on the issuer’s website.

Chase Sapphire Preferred® Card

Our pick for: Flexibility and value

For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. Points are worth 25% more when you redeem them for travel booked through Chase, or you can transfer them to about a dozen airline and hotel partners. The sign-up bonus is stellar, too. Read our review. 

Capital One Venture Rewards Credit Card

Our pick for: Simplicity

The Capital One Venture Rewards Credit Card is probably the best-known general-purpose travel credit card, thanks to its ubiquitous advertising. You earn 5 miles per dollar on hotels and car rentals booked through Capital One Travel and 2 miles per dollar on all other purchases. Miles can be redeemed at a value of 1 cent apiece for any travel purchase, without the blackout dates and other restrictions of branded hotel and airline cards. The card offers a great sign-up bonus and other worthwhile perks ( see rates and fees ). Read our review.

The Platinum Card® from American Express

Our pick for: VIP travel

The Platinum Card® from American Express comes with a hefty annual fee, but travelers who like to go in style (and aren't afraid to pay for comfort) can more than get their money's worth. Enjoy extensive airport lounge access, hundreds of dollars a year in travel and shopping credits, hotel benefits and more. That's not even getting into the high rewards rate on eligible travel purchases and the rich welcome offer for new cardholders. Read our review.

Chase Sapphire Reserve®

Our pick for: Flexibility and high-end perks

The high annual fee on the Chase Sapphire Reserve® gives many potential applicants pause, but frequent travelers should be able to wring enough value out of this card to more than make up for the cost. Cardholders get bonus rewards (up to 10X) on dining and travel, a fat bonus offer, annual travel credits, airport lounge access, and a 50% boost in point value when redeeming points for travel booked through Chase. Points can also be transferred to about a dozen airline and hotel partners. Read our review. 

Bank of America® Travel Rewards credit card

Our pick for: Flat-rate rewards + no annual fee

One of the best no-annual-fee travel cards available, the Bank of America® Travel Rewards credit card gives you a solid rewards rate on every purchase, with points that can be redeemed for any travel purchase, without the restrictions of branded airline and hotel cards. Bank of America® has an expansive definition of "travel," too, giving you additional flexibility in how you use your rewards. Read our review.

Wells Fargo Autograph℠ Card

Our pick for: Bonus rewards + no annual fee

The Wells Fargo Autograph℠ Card offers so much value, it's hard to believe there's no annual fee. Start with a great bonus offer, then earn extra rewards in a host of common spending categories — restaurants, gas stations, transit, travel, streaming and more. Read our review.

Citi Premier® Card

Our pick for: Triple points in multiple categories

The Citi Premier® Card earns bonus points on airfare, hotels, supermarkets, dining and gas stations. There's a solid sign-up bonus as well.  Read our review.

HOW TO COMPARE CREDIT CARDS FOR INTERNATIONAL TRAVEL

The factors that go into choosing a credit card specifically for international travel aren't that different from choosing a travel card in general. You'll want to look at such things as annual fees, rewards rates, cardholder perks and sign-up bonuses. But a few items take on outsize importance when picking a card to use outside the United States:

Foreign transaction fees. Many cards slap a surcharge on purchases made outside the U.S. The typical foreign transaction fee is 3% of the purchase amount. Any credit card you plan to use abroad should not have this fee — period.

International acceptance. Visa and Mastercard are widely accepted internationally. If a place takes credit cards, it's probably going to take Visa and Mastercard. American Express is less widely accepted. Tourist-focused destinations will be friendlier to AmEx, but even then, take along a Visa or Mastercard as a backup. Discover lags way behind in international acceptance, although it does have partnerships with some foreign payment networks.

Travel protections. When you're far from home, a credit card becomes even more valuable if it offers coverage for things like trip delays or interruptions, luggage problems and rental car damage.

Understand that no travel rewards credit card — no credit card of any kind — is going to have everything you want. You're going to be disappointed if you expect to find high rewards rates, a generous sign-up bonus, top-notch perks and no annual fee. Each card delivers value through a different combination of features; it's up to you to compare cards based and choose the best credit card for international travel for your specific needs and preferences.

Our roundup of the best travel credit cards offers comprehensive guidance on choosing travel cards. Below, we'll hit the high points specifically as they apply to choosing a card for international travel.

Most of the best cards for international travel charge an annual fee. Fees around $100 are standard; for that, you can expect solid rewards and some useful benefits. Premium cards with extensive perks like airport lounge access and travel protections can have fees of $500 or more. Paying an annual fee isn't required, though. There are good cards on our list without annual fees (and we've rounded up more here ). Just be aware that if you go with a no-fee travel card, you'll earn rewards at a lower rate, your sign-up bonus will be smaller, and you won't get as many (if any) perks.

When looking at credit card rewards, there are two parts to the value equation: How much you earn when you make purchases with your card, and what you can do with those rewards.

Earning: The cards on this page all earn points of one kind or another. Some cards pay the same rate — for example, 2 points per dollar — on all purchases. Some pay bonus rewards in specific categories, such as travel, restaurants or gas stations. Don't just focus on the numbers, though. Pay attention to the details of the categories. For example, earning 5 points per dollar on airfare seems terrific. But there's a difference between earning 5X on airfare booked directly airlines (where you can hunt for the best deal) and earning 5X only on airfare booked through the issuer portal (where selection may be limited and prices inflated).

Redemption: Points are only as good as your ability to redeem them. Some cards give you a lot of options for using your rewards. Others, not so much. Can you use your points to book travel? Use them for statement credit to offset travel purchases? Redeem them for cash back? And what kind of value do you get per point when you redeem? The industry standard is 1 cent per point, but some cards give you more value for certain redemptions (and some cards give you less value for certain redemptions). Another consideration: Can you transfer points to partner airline or hotel loyalty programs to potentially get more value? If so, are those partner programs realistic options for you?

Sign-up bonus

Travel cards tend to have the biggest sign-up bonuses — tens of thousands of points that you earn by hitting a certain amount of spending. But there's more to consider when comparing sign-up bonuses than just how many points or miles you earn. You must also take into account how much you have to spend to claim the bonus. Never spend money you don't have just to earn a sign-up bonus. Carrying $3,000 in debt for a year in order to earn a bonus worth $500 doesn't make economic sense. The interest you'll pay could easily wipe out the value of the bonus.

Foreign transaction fees

Simply put, if a card charges a foreign transaction fee, it's not a good credit card for international travel. These fees are surcharges on purchases made outside the U.S. The industry standard is about 3%, which is enough to wipe out most if not all of the rewards you earn on a purchase. If you never travel outside the U.S., these fees aren't a concern, but anyone who travels abroad should bring a no-foreign-transaction-fee card with them. Some issuers don't charge foreign transaction fees on any of their cards. Others charge them on some cards but not all.

International acceptance

Not all travel credit cards are great companions for international travel. While Visa and Mastercard are good pretty much worldwide, you may encounter limited acceptance for American Express and, especially, Discover, depending on the destination. This doesn't mean world travelers should dismiss AmEx and Discover. Just know that if you take one of these cards with you overseas, you'd be smart to bring along a backup in case you run into acceptance problems. (Having a backup card is good advice within the U.S., too, really.)

Travel protections

Consider which travel protections — car rental insurance , trip cancellation coverage , lost baggage protection — are important to you.

"Rewards" are what you get for using a credit card — the points earned with each transaction and the bonuses you unlock with your spending. "Perks" are goodies that you get just for carrying the card. There's a very close correlation between the annual fee on a card and the perks you get for carrying it. Cards with no annual fee are all about rewards and go very light on perks. Premium cards with annual fees of $500 or more are laden with perks (although sometimes their rewards aren't too special). Midtier cards (in the $100 range) tend to have solid rewards and a handful of high-value perks. Assuming you take advantage of them, the perks can often easily make up for the annual fee on a card.

To view rates and fees of The Platinum Card® from American Express , see this page .

Last updated on April 23 , 2024

Methodology

NerdWallet's Credit Cards team selects the best credit cards for international travel based on overall consumer value, as evidenced by star ratings, as well as their suitability for specific kinds of travelers. Factors in our evaluation include each card's annual fee, foreign transaction fees, rewards earnings rates, ease of use, redemption options, domestic and international acceptance, promotional APR period, bonus offers, and cardholder perks such as automatic statement credits, airport lounge access and travel protections. Learn how NerdWallet rates credit cards.

About the author

Sara Rathner

10 Best Credit Cards for International Airport Lounge Access

Planning your next international vacation across the world? How about having a Quiet, comfortable space to relax with Wifi, Complimentary drinks & refreshments before your Flight take off ? Welcome to Lounge Class. Airport Lounges are one of the favorite part of my travel as they give unique experience at airports while saving some money on other side.

International Lounge Access using Indian Credit Cards

If you’re an Indian resident, there are two major ways to access the international airport lounges at free of cost by using the credit card perks. The international lounges can be accessed through two main programme:

• Priority Pass
• Diner Club Lounge Programme

Priority Pass is currently the world’s No.1 independent lounge programme that gives access to 1000+ lounges worldwide which means, you can virtually access any lounge with its membership. All you need to access the lounge is a Priority pass card which is given for free as a credit card benefit on some of the premium cards that i’ve listed below.

If you’re new to Priority Pass, check out my  Ultimate Guide to Priority Pass Airport Lounge access.

Priority Pass Card looks like this (issued on HDFC Regalia)

Diners Club Lounge access is next best to Priority Pass and they do have quite good number of lounges in their network. Almost all lounges i’ve been to accept both Diners & Priority pass except rare case where Diners is not accepted. For access via Diners Club all you need is the Diners Club credit card itself which will get you the lounge access directly.

Diners Club Black Credit Card Looks like this (issued by HDFC)

Lets see some of the best credit cards in India which can give you complimentary international lounge access through above two programmes.

Best Credit Cards in India with International Lounge Access Benefit:

1. hdfc infinia.

• Access Via: Priority Pass
• Free Limits: Unlimited (Primary & 3 Add-on cards)
• Read Full Review: HDFC Infinia Credit Card

I love Infinia especially for this benefit. Having this card in hand means guaranteed access to you and your family to any lounge in the world via Priority Pass. I wish i have it soon 🙂

2. HDFC Diners Black

• Access Via: Diners Club
• Free Limits: Unlimited (Primary Only)
• Read Full Review: HDFC Diners Club Black Credit Card

This stands almost in par with Infinia except that the lounge access is given by Diners Club itself. I’ve recently accessed international lounges in Malaysia & Bali with my Diners Black credit card and add-on card and it works perfectly fine (no more) . The visits are not even recorded in the credit card statement.

3. YesBank’s Yes First Exclusive Credit Card

• Free Limits: Unlimited (both for Primary & Add-on cards)
• Read Full Review: YES First Exclusive Credit Card

New entrant in credit card segment but this should work perfectly well as like any other. Its currently being issued lifetime free and its the right time to grab one.

4. Citi Bank Prestige

• Free Limits: Unlimited (both for Primary & 4 Add-on cards)
• Read Full Review: Citibank Prestige Credit Card

If you’re happy to pay this card’s annual fee, around Rs.20,000 per annum, know what, you can get upto 4 add-on cards apart from primary card and all has unlimited lounge access benefit through priority pass.

5. HDFC Regalia

• Free Limits: 6 (shared between Primary & Add-on cards)
• Read Full Review: HDFC Regalia Credit Card

This is one of the most famous credit card in India with which Priority pass card are issued with decent complimentary visits. Recently they allowed sharing the visits with Add-on Card holders as well.

6. HDFC Regalia First

• Free Limits: 4 (shared between Primary & Add-on cards)
• Read Full Review: HDFC Regalia First Credit Card

A recently introduced variant placed a bit lower than actual Regalia version, comes with 4 complimentary visits, still holds good for one time foreign travelers.

7. HDFC Allmiles

• Free Limits: 4 (shared between Primary & Add-on cards) Discontinued
• Read Full Review: HDFC Allmiles Credit Card

While most of them struggling to get Priority Pass card on Allmiles Card, HDFC is still issuing it with 4 complimentary visits.

8. YesBank’s Yes First Preferred Credit Card

• Free Limits: 4 (Primary only)
• Read Full Review: Yes First Preferred Credit Card

Again a new entrant in credit card industry, though its worth it as you can get this card for lifetime free as a temporary promo offer.

9. HDFC Diners Premium

• Free Limits: 6 (Primary only)
• Read Full Review: HDFC Diners Premium Credit Card

Apart from International lounge access, it gives unlimited Domestic lounge access which is a good mix for anyone to choose.

10. HDFC Bank JetPrivilege Diners Club Card

• Read Full Review: Diners Jet Credit Card

A less known card for many, runs on Diners club platform and good for Jet Airways frequent flyers.

While you have a lot of choices, the best way to pick one is based on the annual fee. If you’re able to get any of the above cards with no annual fee, its a go to card. I prefer to have a mix of one Priority pass card and one Diners Club card so you have a backup in-case the other doesn’t work for some reason or other.

Whats your favorite card for International lounge Access? Feel free to share your thoughts below.

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99 thoughts on “ 10 Best Credit Cards for International Airport Lounge Access ”

Big fan of your blog and regular reader of your posts. Can you review the RBL cards as well sometime? Reviews of Platinum maxima and Platinum Delight would be really helpful.

Also, I have a limit of 1.85L on HSBC card (had the option of increasing it to 2.47L a few months back but now not being offered) and 2.62L on Regalia (1 month old). Should I go ahead and apply for the Yes Preferred now (card-on-card lifetime free only)? Multiple queries were made on my cibil 1 month back as I applied foolishly for all cards thinking I could reject them later. Wasn’t aware that would affect my profile, my cibil score is still healthy. Please advise.

Shrey, Nice to hear. I’m ignoring RBL cards due to its joining fees 😀 Well, will review them shortly.

Ofcourse, Yes preferred is a good option as its a lifetime free card.

I have yes bank first business card its same like yes preferred card ?

Is the Yes Preferred lifetime free on a card-on-card basis? I can increase limit on my HSBC card by submitting salary slips but afraid it will lead to a hard inquiry on my cibil. What do you suggest should be done? Also, I don’t have an account with Yes Bank

Yes. Generally it wouldn’t put hard inquiry. I checked one of my friend’s CIBIL report after HDFC limit enhancement request, HDFC was not displayed in the inquiry list. Looks like they have different type of access.

Sid, small correction- The limits on Yes first preferred is 4 and they are only for primary. For diners premium it’s 5.

Thanks for pointing out. Updated the same 🙂

Great take on the topic. Ofcourse it’s an often asked question. The only mistake in the post is that there are total number of “5” free international lounge access on the Diners Premium Card against the mentioned “4”.

Just updated after seeing the other comment 🙂

Hey sid, does sbi/indian or any such bank credit cards provide lounge access across the world?

No complimentary access ASAIK. SBI cards have just access though via Priority Pass

Regalia and Regalia First have downgraded the number of Free visits in their PP offering. Kindly update the article .

Hi Siddhart, I am holding HDFC Regalia Card and Priority Pass. Unfortunately, it did not help me twice when I tried to use in Toronto Pearson Airport. They asked me to come before 30 minutes to boarding the flight. At Leguardia airport, New York, they did not accept the Priority Pass at all.

Visa Signature cards also provide access ro international lounges. Like Citibank Premier Miles.

It gives access to only Intl Departure lounges located within India. Isn’t it?

If you consider Debit cards then RuPay Premium Debit cards from banks like HDFC and Axis Bank can give 8 free international/national lounge access in a year. Now that’s something from NPCI!! Very few people are aware about this feature.

But i guess its only for Intl departure lounges in India. Right?

No, Rupay Platinum/Premium debit cards allow lounge access (2) times per calendar quarter per card in any of the 27 domestic airport lounges and over 540 International airport lounges.

You’ll be amazed to know that this card comes just for Rs 150+ ST. This is better than most debit cards in India at this fees.

Nice find! I still wonder what network they use for Rupay Intl lounge access. I’ve never seen rupay swipe machines or banner promos anywhere in lounges.

RuPay has tie ups with Discover, Diners Club, JCB (Japan), China Union Pay, Pulse. Where ever you see these logos, RuPay cards will be accepted. Sounds interesting now? What say?

I guess it so. Am aware of the diners/discover partnership with Rupay and was digging the Terms & conditions of Rupay card, but it doesn’t mention anything. Btw, i recently tried charging my Diners on JCB enabled swipe machine in Indonesia but it did not go through.

I have a federal,bank, rupay international platinum debit card,can I use it for free international airport lounges excess?

Exactly. This is because JCB network works only in Japan. That’s why you couldn’t make it go through in Indonesia. Similarly, China Union Pay works only in Mainland China and Pulse network is only for ATM withdrawal and not for POS. However, Diners/Discover is in any part of the world. If you need the link, do let me know on twitter I’ll DM you as links are deleted from the posts here.

Dear Sidhartha,

Citi Prestige should appear as No.1 as it has unlimited lounge access for 1+5!

AllMiles PPs expire wef from March 1, 2017.

But Prestige has quite high joining fee 🙁 Yes, HDFC is ditching the Allmiles card in full swing 😀

Question – Is priority pass membership a one time thing? So let’s say I have a PP membership from a credit card and I close this credit card, do I have to apply for a membership again with a different/new credit card or will the existing one be valid?

If CC is closed, PP also gets closed. So yes, you need to get a new one with PP membership. You can also get PP directly from Priority pass itself.

Namaste Sir, after many requests from HDFC managers, 3 month back I got my first Diners rewardz card , That very day i searched the net for credit card, and surprisingly every question landed me to your page/blog. So my journey of credit card started with your blog page. First of all kudos to your blog, its amazing, simple and lucid . Coming to my card, I got two Diners rewardz card in same pack (one for me, other for my Brother ) later HDFC people issued two more cards (Regalia first) for my brothers account for me and brothers, now we both are having two cards, Diners rewardz and Regalia first. before reading your blog i thought all credit cards were same. My question may be silly but i know only you can ans my questions. We (I, Brother, Mom, Friend (having a corel card ICICI) are going to Nepal 1. how can we access lounges in India (we all four)? 2. What is the procedure to access the lounge, I mean, my Diners card is sufficient or do i need priority pass ? 3. How can i avail Priority pass for abroad? 4. I wrote a mail to HDFC (Regalia first ) they sent me a single priority pass (Main card is in name of my brother but PP card i got with MY name embossed on it) 5. should i write mail for diners club also? (mine card being primary, my brothers being secondary Diners card) 6. HDFC sent 2 cards , (e.g My diners and bro secondary Diners, and My bro’s regalia and mine secondary Regalia) These cards (Diners for bro, Realia first for me) called add on card? 7. Why i received PP card ( coz i was add on card holder for regalia, it was from regalia side) and my bro dint? or we two are allowed on this single PP?

Its tough for 4 to access lounges with these 2 cards. You can get multiple add-on on regalia first and use though but you’ll hit the limit fast. Only primary Diners Rewardz has lounge access. All these are already spoken in respective blog post. please check them.

Siddharth great work. Appreciate your work across all cards. Based on your recommendation I applied for Diner Black and received it yesterday. After reviewing your site I realized how much I had been missing out on cards. As I maintained only 1 credit card CITI rewards. Now I can make more out of cards. Thanks to you.

On Lounge access, I have Black with 1 add on but to take my kids along ( below 10) I have to pay for the charge or I shall have another set of credit card to skip the charges. especially when travelling with family abroad or domestic. Infinia is tempting but way high cut off requirements. any other suggestion where i can get through with minimal.

Glad that i was able to help. For Kids, i guess some lounges allow for free. For others, you might need to pay for them as Add-on Credit card may not be issued for them.

Hi.. Was searching a card which can give good access to lounge. However to my utter surprise I was not aware that HDFC Bank was giving lounge access over Signature Cards. I am holding the card with high value limit. I do air travel almost 5 times in a quarter. Use HDFC CC for booking air tickets. But till date not received any mailer or information or proactive process where in they can join me in “DEFAULT”. I feel cheated now. I know its my issue coz I was not aware. Now when I am seeing the benefits it says the access is going to be withdrawn w.e.f. March 17. Will you suggest any card on Visa/Master platform which I can take.

Well, you might be knowing the features from catalog or website. They or any bank don’t intimate this as its a feature with Visa. No worries about expiry as they’ll be renewing it usually.

I have the following cards Citibank Visa Platinum Rewards Card SC Manhattan Platinum Visa Do I get access to Mumbai Clipper Lounge also any International Lounges in Europe or US. ?

Hi, I have been last week to Malaysia and Indonesia. While trying to use Diners Black card, Lounge guys were able to swipe primary card but as soon they try for addon card, they couldn’t. Reason being same card number (primary and Add On) . I called HDFC, they informed, valid for primary only. through sharing.

He need to wait for a while and swipe after resetting the txn or something like that. I had similar issue, but then went through when tried after a minute or so.

For HDFC Premium card, is the lounge access valid only for the person whose name is on the card or anyone holding the card?

Hi Siddarth,

I have both Regalia and Diners Premium cards. Is it possible to use both the cards at the same lounge at the same time ? Will it work ?

I have both Regalia and Diners Premium cards. Is it possible to use both the cards at the same lounge at the same time ? Will it work ? Appreciate your views on this.

I used both Cards at the same time and it worked.

I am a NRI and have credit cards issued in UAE, I was able to use it in UAE Airports. However, In india none of my card worked. Would you suggest me some cards which I can take to use in Indian Airports.

Thanks, Ajit

You can get Rupay platinum debit card on your NRE/ NRO account and you will be eligible for 3 lounge visits every quarter.

Shouldn’t Diner’s Premium be ranked above Regalia and Regalia First?

Due to its overall acceptance, its in that place 🙂

Dear Siddaharth, Let me thank you for the efforts on answering questions. I am following your blog for quite some time, very useful.

I am holding Diners Black, with the recent changes in Lounge facilities, please comment on complimentary access for add-on.

I guess its still allowed as no one reported of being denied.

Has any one use Premium rupay debit card for international lounge access.

Hi Siddharth, I am an NRI and having NRI account with Axis bank. Do I have any option for Axis creditcard with good international and domestic(India) lounge cards. regards rishu

Hi Siddharth,

Do hdfc diners black and jet diners both allow primary+supplementary card holders free access?

It does, but not officially and cannot rely 100% as it maybe revoked at any point of time. Hence, you got to play safe!

There is another product from HDFC called Business regalia first. I want to know which one is better – Regalia or business regalia first considering that I want to access lounges primarily

Limits are same.

Hello Mr.Siddharth , have been visiting your blog for getting a creditcard for myself especially for lounge access, unfortunately as a home-maker I only have SBI SimplySave Pro credit card, just wanted to know, what would I have to do to get a premium credit card with lounge and dining benefits as a Home-maker in mind?

Without even informing me, the payment accepted by HDFC bank declared as settled long back. My CIBIL score affected for issue of credit cards only by any other bank. My present CIBIL Score is more than 825 and I am getting other loans regularly with good payment track except credit cards due to remark from HDFC Cards. Now I am planning abroad tour with my family and I may require to avail free launge access at some of the air ports. Please advise which bank will issue a credit card with launge access facility.

Hi, Can we have lounge access at final destination on arrival (without boarding pass for a departing flight) ? Is this possible on domestic arrivals ? Please throw some light on it, if there are any lounges on arrivals terminals and do we have access.

In India, you get a good lounge access only at departures!

Only Delhi has arrivals lounge (T3 both domestic & intl) where they give biscuits and tea with very small lounge area. Terminal itself is good btw.

Hyderabad has transit lounge but u need to have flight within 24 hrs to be able to access it.

There are arrival lounges in some airports. For example Delhi airport does have a couple of arrival lounges accessible by PP. But they are few and far between except for the larger airports.

Yes-there are arrival lounges in most airports, though they are more coffee shops than actual lounges. Delhi has Plaza Premium arrival lounge in T1 and T3. Siddharth has reviewed Hyderabad arrival lounge in the blog. Diners and Amex provide free access to most.

Delhi has an arrival lounge but there is hardly any thing there , just tea coffee and softdrinks…its just sort of a waiting room

Yes in delhi there is arrivals lounge at t3 but you must have boarding pass of the flight u got off from

I have Diners Black (Primary & Add-on).. Used Add-on in MSP airport & got charged for the add-on. Now Diners’s HDFC website says that it is complimentary only for Primary holder. Never knew when this change happened – wasn’t informed either/.

Is any of you aware of this change?

You’re the 2nd to report it. I’m yet to use Add-on for access in past 1Yr, so couldn’t comment.

So it appears that the change is now effective.

Ok, thanks. Will try discussing this with RM.

Hi, I read somewhere on this website. Diners Add-on lounge access is available only for domestic lounger and didnt work on international lounger. I personally using dinersblack add on card in domestic lounges without any issue.

apart from priority pass and diners if any Indian credit card has access to international airport lounges directly? your early response will be much appreciated. as i am leaving for Bangkok on 23rd early morning. thanks in advance.

Hi Siddharth, I am 69 years as on date, which credit cards are available for me and can I get domestic and international lounge access.

Hi! Just came back from a multi sector International trip. Me and my wife both have HDFC regalia. I have Yes exclusive as well, and my wife the add on to it, which has same lounge benefits as the primary card. Now, we have an 8 yrs. old daughter, so I tried using the 2nd card for my daughter. Here’s the experience- A) Domestic: 2 different bank cards for the same person if they are from same company – ie. 2 Master Cards/ 2 Visa Card- Not accepted. My wife had both masters, and machine declined the 2nd card attempt. However, 2 Different bank cards from 2 different companies- i.e. 1 Master/1. Visa: Accepted. No problem – I had HDFC Visa, and Yes Bank Master, it was accepted. Another option for me was to use priority pass from Yes Bank even in domestic lounge as it is still not charged. That would have worked. B) International Lounges: Now this was very tricky. 1st PP card for both of us were swiped, and accepted. However, the 2nd PP Card was not accepted for both. Now, I have an add on Diners Club Black from my father. Tried that for my daughter- It was accepted (even though it was an add on, and the HDFC site clearly states Lounge Visit for only the primary members). May be in International lounges it is accepted, though I’ve not tried it in Domestic lounge. Also, I’m hoping they don’t charge me on Diners Black for the lounge access, though I see that as a very minute possibility. One more thing, for Diners club, they still use the old manual machine to swipe, which just takes the impression of your card and validate it later. It wasn’t the electronic machine, so there is no way for them to know if it is Primary or Add On card. From my perspective, I truthfully told them that this is an add on card and I’m not sure it is accepted. Their reply- no problem sir! (I really do hate to cheat, and not telling them would make me guilty of cheating, but now I’m not). 😀 P.S.: Sorry for the long post, hope it helps some fellow travellers. It’s my way of saying thanks to you people managing this site- probably the best site with genuine information on the best credit cards available in India with such in depth coverage and practical information from actual user experiences. Good job guys.

Thanks RM. Could you please tell me if HDFC charged for the swipe on Diners Add-on Card?

No. It wasn’t. 😉

RM – Hi, I tried to understand your post but unable to!

“2 different bank cards for the same person if they are from same company – ie. 2 Master Cards/ 2 Visa Card- Not accepted” –

I have used my ICICI Master card and my HDFC MasterCard at the same time and got in with my wife at the domestic lounge. The reception just swiped the cards on 2 different machines. Rs 25 was charged which gets reversed within a few hours.

I can only say that you’re lucky! I was clearly told that 2nd card is denied. Infact, I had issued the Yes Exclusive Card in Initials for our names (ie., N Surname instead of Name Surname- which is in our HDFC cards) thinking it may help in such scenarios. But… I was too naive. The moment they swiped, they knew our full names, and informed that access was denied due to the other card being swiped earlier. Btw, when did you try it worked- My experience was in May-June 2018, at Delhi T3.

Observed the same at Above gorund level lounge in Bangalore. They are not accepting citing the same reason

Sid, IMO SBI Elite can get a spot in this list. Actually better than the bottom few.

SBI Elite is mostly issued in Visa variant only. As of now VISA has only 5 domestic lounges viz., Delhi, Mumbai, Bangalore, Hyderabad and Chennai. Further the number of visits in a quarter are2 only. SBI does not provide any free international lounge access. Only PP membership is complimentary One has to pay annual fee of Rs 5000/- ( waiver is possible if spend target of 10 lakhs is achieved, which is very high when compared to competitors)

@ ravi – I have SBI Elite in “MasterCard World” Variant and the PP has 6 lounge visits free per year via SBI Elite card internationally (maximum 2 per quarter). This is, however, for the first 2 years of card membership only. Did you even read the TnC booklet that came with the SBI Elite credit card? 🙂

I have never had problem in lounge access. Most of the times i swipe 3 cards in my name for access and occasionally my wife’s card. They hardly check seeing a family and this time they let my daughter who is 5 years old free entry in Delhi airport, the lady smiled and said i am making an exception enjoy your stay here.

I don’t think HDFC Regalia allows Lounge access within India. Probably this is a recent update and this article might be dated. Also, it is a pain to go through their customer care to get the Priority Pass membership card. I prefer MasterCard for the lounge access- However, these are restricted 2 visits per quarter.

Let me add the two cents of a banker and a card afficianado:

1) Check the add-on card’s and primary card’s first 6 digits. If both are same, both the cards will get lounge access irrespective of what the card issuer website claims. 2) Only exception to point no 1: If last 4 digits are also same for both add-on and Primary, then only one card will work at a time.

I had recently visit t3 lounge , where they denied me with hdfc regalia . Told me that go to a separate lounge for regalia. I am afraid to go for that lounge , with such short of time & not sure about the services

Feels very humiliating

The AddOn Lounge Access by Diners Black has been discontinued. Pl update.

As on Date – Only the primary card gets Unlimited Visits

Hi Can I use Visa International Debit Card for Lounge in Kiev boryspil airport? Pl revert back soon

No you cant

Sir, can I use union bank of India platinum visa debit card for Dubai airport lounges

Hello, any recent update on Top cards which are best to use in international airport for lounge access. As Im frequent flyer with multiple destination, in some of the non famous airports lounges even the priority pass are not accepted so end up paying the charges, is there any alternative for such scenarios. Thanks

Which “non famous lounges” are you referring to? Ask the reception desk over their which cards they accept.

Mostly its one of the four International passes – Most popular Priority Pass or more recent Dragon Pass or exclusive American Express Lounges or the lesser known Lounge pass.

If none of the afore-mentioned cards are accepted in that lounge then its a Regional Lounge and most certainly going to be made for intra-country airlines business class fliers or Regional bank credit card holders only.

Very informative article. Just need to check whether HDFC regalia card provides free lounges access in airport of Bali and Malaysia?

Regards, Gourav

Hi Sid Great post . If I apply for. Hdfc regalia card do I have to complete 2 cycles before i use it for international lounge access ?? I am traveling in 2 months which is the card you would suggest without completing 2 cycles.

You don’t need to complete 2 cycles. You just need to ask for a Priority Pass card and use that card for international lounge. Don’t use Regalia directly in international lounges as that is chargeable!

If leaving in short period better apply for diners club miles card. As lounge feature is inbuilt within the card you wont have to wait for them to send priority pass.

Because hdfc send pp after few conditions, check them in regalia post.

I would like to know if there are any SBI credit cards that offer Priority Pass membership including lounge access I already hold a HDFC Regalia First but it allows only myself,I need another card for my wife Need suggestions

Only Primary Cardholders are eligible for Priority Pass with all SBI cards including Prime & Elite. This might change with their upcoming new credit card.

Apply for addon card and then priority pass for addon in your current card or try upgrading your card to regalia (for more no. of visits). SBI Prime/Elite offers priority pass with complimentary lounge access for primary cardholder (addon i m not sure).

I think addo card don’t make a difference,iam I’m not wrong I read somewhere on this forum itself that add-on card doesn’t give the lounge access to the card holder

Im looking to get a credit card, although HDFC Diners was my topmost choice, HDFC isnt accepting new applications for any credit cards. So apart from that, what credit card is suggested to get? My primary purpose is lounge access or any travel benefits and not a lot of other transactions in general.

ICICI MMT Signature Credit Card will serve the purpose. You will get 2 complimentary domestic airport lounge access per quarter by spending Rs 5000 in the previous quarter and 1 complimentary Railway lounge access per quarter. 1 International Airport lounge visit per annum is complimentary through Dreamfolks Pass. 1 Spa visit (30 minute session) per annum at Domestic airports is also there. Double MMT membership for 1 year is complimentary. You can cancel hotel and flight bookings twice in a year without any charges. You will get hotel booking voucher worth Rs 2500 and Rs 1500 in your MMT Wallet. All this for me one time fee of Rs 2500+GST.

I am NRI, I want to apply for a CC against FD. Which bank card will be the best for me? I want international lounge access with the card.

Does anyone have the dreamfolks URL where we can manage saved cards and check past lounge access log

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Best Credit Cards for Airport Lounge Access

Reema Tuqan

Are you a business man/woman who happen to travel a lot? Do you fantasize traveling as a hobby? Would you like to have a full experience at airports and lounges while you travel? In this article, we will walk you through the best credit cards for airport lounge access.

Best Credit Cards for Airport Lounge Access: Top List

1. Capital One Venture X Rewards Credit Card. 2. The Platinum Card® from American Express. 3. U.S. Bank Altitude® Connect VISA Signature® Card. 4. Delta SkyMiles® Reserve American Express Card. 5. United Club℠ Infinite Card. 6. Citi® / AAdvantage® Executive World Elite Mastercard®. 1. Capital One Venture X Rewards Credit Card : The first name of the list of the best credit cards for airport lounge access is: Capital One Venture X Rewards Credit Card. This card offers its users around 75,000 bonus miles after they spend $4,000. The annual fee for this card is: $395 and there are no foreign transaction fees. The Capital One Venture X Rewards Credit Card gives you and two additional people with you a free access for lounges. 2. The Platinum Card® from American Express :

The Platinum Card® from American Express offers its users 80,000 bonus miles after they spend around $8,000. The annual fee for this card is: $695 and there are no foreign transaction fees. This card stands out with its access to over 1,500 lounges across 140 countries making it a top pick for many people. 3. U.S. Bank Altitude® Connect VISA Signature® Card : U.S. Bank Altitude® Connect VISA Signature® Card offers its users 50,000 bonus miles after they spend around $2,000. The annual fee for this card is: $0 for the first year, then $95 after the first year and there are no foreign transaction fees. This card offers access to more than 1,500 locations globally and it is affordable for almost everyone.  

4. Delta SkyMiles® Reserve American Express Card : Delta SkyMiles® Reserve American Express Card offers its users 60,000 bonus miles after they spend $5,000. The annual fee for this card is: $650. This card offers its users 15 visits to the Delta Sky Club, four guest passes, free baggage, and annual upgrade priority. 5. United Club℠ Infinite Card :

United Club℠ Infinite Card offers its users 80,000 bonus miles after they spend $5,000. The annual fee for this card is: $525 and there are no foreign transaction fees. This card offers its users great benefits that include: free checked bags. 6. Citi® / AAdvantage® Executive World Elite Mastercard® : The last card on the list of best credit cards for airport lounge is: Citi® / AAdvantage® Executive World Elite Mastercard®. This card offers its users 70,000 bonus miles after they spend $7,000. The annual fee for this card is: $595 and there are no foreign transaction fees. Citi® / AAdvantage® Executive World Elite Mastercard® offers its users create packages that includes nine checked bags for each journey, free membership to Admirals Club, and an upgraded great airport experience. In this article, we have walked you through the best credit cards for airport lounge access. We hope you enjoy your travels now with one of these special cards that will offer you great benefits and experience. Bon Voyage!

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Here are the best-rated Priority Pass lounges in 2024

P riority Pass has revealed its best-rated airport lounges around the world — and you're definitely going to want to tick off a few of them on future trips.

Pulled together as part of the Priority Pass Excellence Awards, this roundup features the highest-rated lounges across the Priority Pass network , their rankings decided by 379,966 member ratings and reviews.

Related: 11 credit cards that offer Priority Pass airport lounge access

Each lounge is judged on a range of criteria, including quality of facilities, customer service, food and beverage selection, and overall satisfaction, with the awards recognizing best-in-class lounges both regionally and globally.

"We have a shared ethos with our partners to deliver the best airport experience to our members and the winners of this year's Priority Pass Excellence Awards have proven that they truly elevate every customer journey into something special," said Christopher Evans, president of Collinson International.

Here's a rundown of the lounges that received the best ratings for 2024.

Global and Europe

Winner: vienna lounge, terminal 1, vienna airport (vie) in austria.

The Vienna Lounge was refurbished in 2022 and is likely the slickest Priority Pass lounge we've ever visited, so it's no surprise that it received the best ratings in Europe and globally from visitors. It features hip art nouveau stylings, a beautiful Viennese cafe and top-tier food and drinks. And that's before we even mention the airy outdoor terrace with runway views and the artwork displayed throughout the lounge, which includes various works from renowned Austrian painter Gustav Klimt.

"The Vienna Lounge is all about symbolising impressive Vienna elegance and Austrian cuisine for travellers," said Julian Jäger, joint CEO and chief operating officer of Vienna Airport, in reaction to the win. "To be named Global Lounge of The Year amongst 1,500 other lounges and travel experiences is an outstanding confirmation of the quality of our services."

Highly commended (Europe): Marco Polo Club, Venice Marco Polo Airport (VCE) in Italy

The Save SPA-partnered Priority Lounge, Marco Polo Club, was also highly commended and recognized for its selection of hot and cold snacks, beverages, shower facilities, and other amenities. It's a worthwhile stop-off point if you're visiting Venice soon.

The Asia-Pacific region

Winner: chase sapphire lounge by the club, terminal 1, hong kong international airport (hkg).

This stylish Chase Sapphire Lounge covers 12,000 square feet and opened in October 2022. It features separate spaces for those traveling for business and pleasure, with dedicated areas for work and relaxation. Along with self-serve food and drink options, the lounge has an impressive array of signature cocktails, curated wines and made-to-order dishes.

Highly commended: Oriental Club Lounge, Terminal 2, Taiwan Taoyuan International Airport (TPE)

This lounge haven in Taiwan Taoyuan International Airport is a perfect backdrop for travelers wanting to relax and enjoy freshly prepared (and delicious) Taiwanese delicacies during work downtime. You'll find a classy environment with grade-A service, food and drinks, and other amenities.

Latin America and the Caribbean

Winner: advantage vip lounge, curitiba afonso pena international airport (cwb) in brazil.

Priority Pass' standout offering in Brazil, the Advantage VIP Lounge, garnered great reviews for its excellent gastronomy experiences — which, along with regionally inspired menus, include delicious gluten-free options and frequent theme days that pay ode to Curitiba.

Highly commended: Macondo Lounge, Barranquilla Ernesto Cortissoz International Airport (BAQ) in Colombia

Also recognized was the Macondo Lounge in Colombia, which prides itself on its fully stocked selection of newspapers and magazines, friendly service and diverse seating areas.

The Middle East and Africa

Winner: petra lounge, amman queen alia international airport (amm) in jordan.

The Petra Lounge was ranked highly thanks to its warm and inviting front-of-house staff, great food and vast seating area decorated in modern Middle Eastern-influenced details that reference the region's rich culture.

Highly commended: Primeclass Lounge, Muscat International Airport (MCT) in Oman

The highly regarded Primeclass Lounge is not only a favorite of Priority Pass members but was also referenced in glowing terms repeatedly by members of the Priority Pass team when TPG recently asked for recommendations. The lounge features a sprawling open buffet, a gaming zone, a cinema, a spa and a kids play zone.

North America

Winner: vip lounge aguascalientes, aguascalientes international airport (agu) in mexico.

The VIP Lounge Aguascalientes topped the ratings across North America thanks to its vibrant food and drink services and comfortable, pet-friendly space.

Highly commended: Escape Lounge, South Terminal A, Syracuse Hancock International Airport (SYR) in New York

Finally, the Escape Lounge at Syracuse Hancock International Airport also received a worthwhile nod, thanks, in part, to its highly praised seasonal menus, which are changed frequently throughout the year.

Credit cards that offer Priority Pass Select memberships

These are multiple credit cards through which you can get a Priority Pass Select membership.

These include not only premium travel cards like the Chase Sapphire Reserve® , The Platinum Card® from American Express (enrollment required) and the Capital One Venture X Rewards Credit Card — which even includes two guests — but also hotel credit cards like the Marriott Bonvoy Brilliant® American Express® Card (enrollment required).

Bottom line

Priority Pass has just revealed the winners of its newly established Priority Pass Excellence Awards, which take into account ratings and reviews of lounges across its entire global network. For 2024, the standout Lounge of the Year award goes to the Vienna Lounge at Vienna Airport after it topped the global and European rankings.

Related reading:

• Key travel tips you need to know — whether you're a first-time or frequent traveler
• Best travel credit cards
• Where to go in 2024: The 16 best places to travel
• 6 real-life strategies you can use when your flight is canceled or delayed
• 8 of the best credit cards for general travel purchases
• 13 must-have items the TPG team can't travel without

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Bidvest lounge access: Free with your Nedbank card

Staff writer

Posted 23/04/2024 2 mins

Unwind before your flight or work in comfort in a Bidvest Premier airport lounge.

Getting to the airport early, whether you’re flying domestically or internationally, makes travel less stressful. You’ll have plenty of time for the queues at check-in and security, and you won’t end up rushing to your boarding gate. However, this strategy does leave you stuck in the airport with time on your hands every time you fly.

You could spend the time wandering around, shopping on impulse, or you could visit a Bidvest Premier lounge. Whether you just want to relax or need to catch up on some work, Bidvest lounges offer the facilities to do both. No matter the airline or ticket class, anyone can simply pay the entrance fee and enjoy the facilities in Bidvest airport lounges.

Even better news for Nedbank clients, though, is that access is free for certain Nedbank American Express, Mastercard and Visa cardholders, provided you’re a passenger checked in to leave from that airport.

Nedbank cards that give you free access to Bidvest airport lounges  

• Nedbank Platinum credit card – 12 domestic lounge visits a year.
• SAA Voyager Premium credit card – unlimited access to domestic and international lounges in SA.
• MiGoals Premium debit card - 12 domestic lounge visits a year.
• American Express Gold credit card - 12 domestic lounge visits a year.
• American Express Platinum credit card - unlimited visits to domestic and international lounges.
• Nedbank Private Bundle or Private One credit cards - As a Nedbank Private client , you can use your cards to get free and unlimited access to lounges in SA whenever you fly locally or internationally, and up to 10 visits a year at more than 1,200 LoungeKey airport lounges worldwide.
• Nedbank Private Wealth Visa Infinite or American Express credit cards - As a Nedbank Private Wealth Client, you qualify for unlimited and free airport lounge access for you and a guest to Bidvest lounges and more than 1,200 LoungeKey lounges worldwide.
• Nedbank4Me debit cards - under-16s with a Nedbank4Me Account enjoy 4 free domestic lounge visits a year.

Make sure you set a reminder to get to your departure gate on time

Bidvest Premier lounge perks and amenities

Bidvest lounges are places to unwind and recharge while you travel. The comforts they offer include complimentary snacks and beverages, with menus that change daily. There are also TVs, free newspapers and magazines, and charging facilities for laptops and cellphones. Some provide smoking rooms, showers with towels and toilets, baby-changing facilities and free wifi. Children under 2 are admitted free, and the lounges are also accessible to travellers with disabilities.

Your access to a Bidvest lounge opens 2 hours before a domestic flight and 4 hours before an international flight. If you want access the lounge earlier, you may be charged a fee according to the Bidvest Premier lounge pricing guide.

Where can you find Bidvest lounges?

There are Bidvest lounges at the following airports:

• OR Tambo International , Johannesburg (domestic and international departure lounges)
• Lanseria , Johannesburg
• Cape Town International , (domestic and international departure lounges)
• King Shaka International ,
• George , George
• Ben Schoeman , East London
• Port Elizabeth International , Gqeberha
• Kruger Mpumalanga International, Mpumalanga (domestic and international departure lounges)
• Bram Fischer, Bloemfontein  

Access to Bidvest lounges is generally on a first-come, first-served basis. It’s a good idea to view the lounge facilities for your specific airport online before you travel. Also, set an alarm on your watch or mobile device so that you don’t get so comfortable in the Bidvest lounge that you miss your flight. Lounges are not required to call flights, so make sure you set a reminder to get to your departure gate on time.

Visit our bank accounts and credit cards pages to learn more about the Nedbank cards listed above, and to apply online. Access to Bidvest Premier lounges is subject to terms and conditions.

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