lloyds bank gold card travel insurance

HelloSafe » Travel Insurance » Reviews by Travel Insurance Companies » Lloyds Bank Travel Insurance

Lloyds Bank Travel Insurance Review and Quotes

verified information

Information verified by   Adeline Harmant

Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.

Table of Contents

It might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.

Are you aware of this and are here to know whether Lloyds Bank is the right company to go on holidays with?

In this definitive Lloyds Bank review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!

Is Lloyds Bank the best travel insurance for you?

Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.

At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into Lloyds Bank travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.

4,4 Safe overall rating for Lloyds Bank

Lloyds Bank travel insurance reviews by expert and consumers

To check if Lloyds Bank is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.

Find the best travel insurance in just a few seconds!

What does Lloyds Bank travel insurance cover?

Lloyds Bank travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family.

Lloys Travel Insurance covers individuals, couples and families.

Lloyds Bank single-trip and annual multi-trip travel insurances

You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Lloyds Bank:

Lloyds Bank winter sports travel insurancet

The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.

Winter Sports Cover is available as standard but does not include all winter sports activities. You can expect the following benefits with the winter sports cover:

• Up to £300 ski equipment cover
• Up to £5,000 unused portion of ski pack due to injury or illness
• Up to £150 lift pass cover
• Up to £150 piste closure cover
• Up to £300 for ski equipment hire.

What are the other travel insurance options available at Lloyds Bank?

Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call Lloyds Bank before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.

How much is Lloyds Bank travel insurance?

You'll find below indicative quotes per level of cover at Lloyds Bank:

It is, however, quite difficult to give precise price ranges as Lloyds Bank travel insurance policy quotes will depend on a range of factors such as:

• Your age at the time of travelling
• The length of your stay
• Your trip destination (Europe, North America, Worldwide)
• The period you wish to be covered for (single trip, annual multi-trip, extension)
• If you need specific insurance (cruise, ski, backpackers, gadget cover)
• Your medical condition before travelling
• Who is travelling with you (on your own, as a couple, as a family).

Can I get travel insurance discounts or promo codes at Lloyds Bank?

There are no discouns mentioned on the website of policy documents.

Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at Lloyds Bank.

What else should I know about Lloyds Bank travel insurance?

What are the general exclusions at lloyds bank travel insurance.

To be eligible for a travel insurance policy at Lloyds:

• You must be a resident of the UK
• You must be registered with a medical practitioner in the UK
• You must be within the age limit stated for your cover
• You must not exceed the duration of trip or visit a geographical area in which you are not covered based on your level of cover
• You must travel out of the UK or solely within the UK provided that you have pre-booked at least two consecutive nights paid accommodation on a holiday or pleasure trip.

How do I get travel insurance quote from Lloyds Bank?

Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If Lloyds Bank is the right one for you, then just click on get quote and you'll be automatically directed through the company's sale channel.

Good to know

Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.

How do I log in to Lloyds Bank website?

Through the customer portal, you can:

• Access your travel insurance policy documents
• Upgrade your cover
• Change personal information like family details or the names of the people on the policy
• Complete medical screening questionnaire
• Register a claim.

You can access your customer portal through the online banking homepage.

How to claim at Lloyds Bank travel insurance?

There are 2 ways to make a claim and that is by either calling the claims department or online.

How do I contact Lloyds Bank travel insurance?

Lloyds bank contact phone numbers, lloyds bank other contact details, how to cancel your annual lloyds bank travel insurance policy.

You will find below main information to cancel your travel insurance policy at Lloyds Bank:

Our opinion on Lloyds Bank travel insurance

Lloyds Bank plc is a British retail and commercial bank that is authorised by the Prudential Regulation Authority and regulated by both the Financial Conduct Authority and the Prudential Regulation Authority.

The company's travel insurance policies come as standard when you open a bank account at Lloyds. The insurance covers may vary depending on the type of account you choose to open. There are 4 types of accounts available which represent the different levels of coverage you get: Silver, Gold, Platinum and Premier.

All accounts offer multi trip travel insurance but vary when it comes to destination coverage.

We would recommend Lloyd to anyone looking to open a bank account that comes with travel insurance coverage as standard.

Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications. In this sense, his role leads him to carry out steering and support work with all HelloSafe editors and contributors so that the editorial line defined by the company is fully respected. and declined through the texts published daily on our platforms. As such, Alexandre is responsible for implementing and maintaining the strictest journalistic standards within the HelloSafe editorial staff, in order to guarantee the most accurate, up-to-date information on our platforms. and expert as possible. Alexandre has in particular undertaken for two years now the implementation of a system of systematic double-checking of all the articles published within the HelloSafe ecosystem, able to guarantee the highest quality of information.

• Accessibility statement [Accesskey '0'] Go to Accessibility statement
• Skip to Content [Accesskey 'S'] Skip to main content
• Skip to site Navigation [Accesskey 'N'] Go to Navigation
• Go to Home page [Accesskey '1'] Go to Home page
• Go to Sitemap [Accesskey '2'] Go to Sitemap
• Private Banking
• International Banking
• Lloyds Bank Logo

Everyday banking

Online services & more

How to get online

• Set up the Mobile Banking app
• Register for Internet Banking
• Log on to Internet Banking
• Reset your logon details

Mobile Banking app

• Setting up our app
• App notifications

Profile & settings

• Change your telephone number
• Change your address
• Open Banking

Card & PIN services

• View your card details
• Report your card lost or stolen
• Order a replacement card
• View your PIN
• Payments & transfers
• Daily payment limits
• Pay someone new
• Cancel a Direct Debit
• Pay in a cheque
• Send money outside the UK

Statements & transactions

• See upcoming payments
• Search transactions
• Download statements

Help & security

We're here for you

Fraud & security

• Latest scams
• Lost or stolen card
• Unrecognised transactions

Money management

• Understanding credit
• Managing someone's affairs
• Financial planning
• Personal Tax Services

Banking near you

Life events

• Buying a home
• Getting married
• Family finances
• Separation & divorce
• Bereavement

Difficult times

• Money worries
• Mental health support
• Financial abuse
• Serious illness

Customer support

• Support & wellbeing
• Banking online
• Accessibility & disability
• Banking with us
• Feedback & complaints

Current accounts

Accounts & services

• Club Lloyds Account
• Classic Account
• Silver Account
• Club Lloyds Silver Account
• Platinum Account
• Club Lloyds Platinum Account
• Youth & student accounts
• Joint accounts

Travel services

• Using your card abroad
• Travel money

Features & support

• Switching to Lloyds Bank
• Everyday Offers
• Rates & charges
• Save the Change
• Current account help & guidance
• Mobile device trade in service

Already bank with us?

Existing customers

• Upgrade options
• Mobile banking

Club Lloyds

The current account with exclusive benefits. A £3 monthly fee may apply.

Cards, loans & car finance

Credit cards

• Credit card eligibility checker
• Balance transfer credit cards
• Large purchase credit cards
• Everyday spending credit cards
• World Elite Mastercard ®
• Cashback credit card
• Loan calculator
• Debt consolidation loans
• Home improvement loans
• Holiday loans
• Wedding loans

Car finance

• Car finance calculator
• Car finance options
• Car refinance
• Car leasing
• Credit cards help & guidance
• Loans help & guidance
• Car finance help & guidance
• Borrowing options

Already borrowing with us?

• Existing credit card customers
• Existing loan customers
• Existing car finance customers

Your Credit Score

Thinking about applying for credit? Check Your Credit Score for free, with no impact on your credit file.

Accounts & calculators

• First time buyer mortgages
• Moving home
• Remortgage to us
• Existing Lloyds Bank mortgage customers
• Buying to let
• Equity release

Mortgage calculators & tools

• Mortgage calculator
• Remortgage calculator
• Get an agreement in principle
• Base rate change calculator
• Overpayment calculator
• Mortgage help & guidance
• Club Lloyds offer
• Eco Home offers
• Mortgage protection

Already with us?

• Manage your mortgage
• Switch to a new deal
• Borrow more
• Switch deal & borrow more
• Help with your payments
• Learn about Home Wise
• Your interest only mortgage

Club Lloyds mortgage offer

Our Club Lloyds customers could be eligible for an exclusive discount on their initial mortgage rate.

Accounts & ISAs

Savings accounts

• Instant access savings accounts
• Fixed rate savings accounts
• Club Lloyds savings accounts
• Children's savings accounts
• Joint savings accounts
• Compare savings accounts
• Compare cash ISAs
• Help to Buy ISA
• Stocks & Shares ISA
• Investment ISA
• Savings calculator
• Save the Change®
• Savings help and guidance
• ISAs explained
• Savings interest rates

Already saving with us?

• Top up your ISA
• Transfer your ISA
• Tax on savings interest
• Your personal savings allowance
• Your ISA allowance

Club Lloyds Monthly Saver

Exclusive savings rate with our Club Lloyds current accounts.

Pensions & investments

• Compare investing options
• Share Dealing ISA
• Share Dealing Account
• Invest Wise Accounts (18 - 25 year olds)
• Ready-Made Investments

ETF Quicklist

• Introducing our ETF Quicklist
• View our ETF Quicklist

Guides and support

• Understanding investing
• Research the market
• Investing help and guidance
• Transfer your investments
• Trading Support
• ETF Academy
• Our Charges

Pensions and retirement

• Ready-Made Pension
• Combining your pensions
• Pension calculator
• Self-employed
• Pensions explained
• Top 10 pension tips
• Retirement options
• Existing Ready-Made Pension customers

Wealth management

• Is advice right for you?
• Benefits of financial advice
• Services we offer
• Cost of advice

Already investing with us?

• Log on to Share Dealing

Introducing the new Ready-Made Pension

A simple, smart and easy way to save for your retirement.

Show me how

Home, life & car

View all insurance products

Home insurance

• Get a home insurance quote
• Compare home insurance
• Buildings & contents insurance
• Contents insurance
• Buildings insurance
• Retrieve a home insurance quote
• Home insurance help & guidance
• Manage your home insurance policy

Car insurance

• Compare car insurance
• Car insurance help & guidance
• Log on to My Account to manage your car insurance

Life insurance

• Critical illness cover
• Mortgage protection insurance
• Life cover help & guidance

Other insurance

• Business insurance
• Van insurance
• Landlord insurance
• Make a home insurance claim
• Make a life insurance claim
• Make a car insurance claim

Already insured with us?

Support for existing customers

• Help with your existing home insurance
• Help with your existing life insurance
• Help with your existing car insurance

Get up to £100 cashback

Take care of what you value most, and we'll take care of you - a cashback reward with our range of insurance products: home, motor and life. T&Cs apply.

• Help & Support
• Branch Finder
• Accessibility and disability
• Search Close Close

Internet Banking

Keep me secure

• Current Accounts
• Gold Account important information

Gold Account Important Information - no longer on sale

Below are the terms and conditions that apply to your account. We recommend you take time to read each section carefully and save them if you want to refer to them later.

Important links

• Gold Account Welcome Pack opens in a new window (pdf, 1.3 MB)
• Personal banking terms and conditions & Banking charges guide opens in a new window (pdf, 660.8 KB)
• Gold Account overdraft interest rates opens in a new window (web)
• Vantage Account information - no longer on sale opens in a new window (web)

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS).