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Travel Insurance for The Netherlands

Visitors to the netherlands: safety and travel insurance advice.

travel to the Netherlands, flag, windmills of holland

Travel Insurance in The Netherlands for Visitors

When traveling outside of your home country, purchasing a travel medical insurance plan is always recommended. The Netherlands is no different. Even though it is one of the safest countries, it doesn’t mean you will be exempt from illness or an accident. It’s best to get coverage and peace of mind.

WorldTrips Atlas travel insurance

  • Emergency medical, evacuation, repatriation benefits
  • Choose between the basic and more extensive coverage
  • Meets Schengen visa insurance requirements
  • 24/7 worldwide travel and emergency medical assistance

BCBS Travel Insurance

GeoBlue Voyager Plan

  • For U.S. citizens up to age 95
  • Includes pregnancy coverage, baggage loss, trip interruption & more
  • 24/7/365 service and assistance

Health Insurance for Expats in The Netherlands

Expats in The Netherlands need to have basic Dutch health insurance . There are no exceptions, even if they are carrying private health insurance from their home country. But there is still flexibility. Within the Dutch health insurance system, everyone has the right to choose which provider they want. If you are a Dutch citizen who moved out of the country , you may need private medical insurance when visiting.

Finding a local doctor should be one of your first jobs as an expat. The local doctor plays an important role in healthcare in the Netherlands. They are the first stop to receive any type of medical treatment.

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Cigna Global Insurance Plan

  • The flexibility to tailor a plan to suit your individual needs
  • Access to Cigna Global’s trusted network of hospitals and doctors
  • The convenience and confidence of 24/7/365 customer service

GeoBlue Xplorer Global Medical Insurance

Xplorer Worldwide Medical Plan

  • Premium Benefits, Coverage and Service
  • Define your deductible and prescription benefits
  • For Foreigners in the US or US citizens abroad

Understanding The Netherlands’ Healthcare System

The quality of healthcare in The Netherlands is excellent. The country has universal healthcare. The government requires all adults to have basic health insurance, which is managed by the government and supplemented by private companies. Additional supplemental coverage is optional, but everyone living in The Netherlands must have government-managed health insurance from a Dutch provider.

This insurance covers visits to general practitioners and hospitals. It’s very economical. Both primary and long-term services are offered at a fixed price. Furthermore, it’s illegal for insurance companies to refuse coverage or impose punitive fees. Residents with a local income level can also apply for financial assistance. This helps with the cost of basic healthcare and covers supplemental services.

Emergency Numbers In The Netherlands

The emergency number for The Netherlands is 112.

Hospitals in The Netherlands

There are three kinds of hospitals in The Netherlands: university hospitals, general hospitals, and teaching hospitals. Most of them are privately run. Visitors can expect all hospitals in The Netherlands to be clean, comfortable, and run by multilingual staff.

In an emergency situation, you do not need to be pre-registered at the hospital. You can simply go to the nearest emergency room. If you’ve been in the country for a long time and thus are signed up to a local doctor, they may also have an out-of-hours emergency number. And if you’re in Holland, you can call the Centrale Huisartsen Post (CHP) outside of regular hours to consult a doctor.

Make sure you understand what your travel insurance for The Netherlands will cover.

Vaccines and Staying Healthy

Tap water is safe to drink in The Netherlands, and public sanitation standards are high. There are no major concerns about food safety.

As with all travel destinations, ensure that your routine vaccinations are current. Some of these vaccines include measles-mumps-rubella (MMR), diphtheria, tetanus, pertussis, polio, varicella (chickenpox), influenza, and Hepatitis B.

Finding public washrooms is challenging in The Netherlands. There are free urinals in many Dutch cities, but the same can’t be said of private toilet stalls. Savvy travelers always keep several coins with them to pay for public toilets. Others simply look for fast-food restaurants. The purchase of a small soda is a small price to pay for access to a clean and private washroom!

Bike Safety In The Netherlands

The cliche of The Netherlands being a cycling destination is absolutely true. There are indeed more bicycles than people in The Netherlands. The average Dutch citizen cycles more than 3km every day . However, visitors should know that the bike lanes are dangerous spots – but not for cyclists. They’re dangerous for unsuspecting tourists! Another reason to purchase travel insurance for The Netherlands, it is common for tourists to be involved in an accident.

Designated bike lanes are usually painted red and marked with a bike symbol. But bikes are truly everywhere, and cyclists don’t slow down for pedestrians. In busy cities like Amsterdam, always assume the road you are on is used by cyclists. Double-check before you cross!

Unfortunately, bicycle theft is common in The Netherlands. Locals use a two-lock system, utilizing a standard bike lock and chain lock. They also look for guarded bike parks to park their bike.

Drug Use In The Netherlands

Cannabis is not legal in the Netherlands. Cannabis is decriminalized, and recreational use of it is tolerated. This relaxed attitude towards soft drug use plays an important role in the country’s tourism industry. Figures suggest that 25-30% of people who visit Amsterdam spend time in a coffee shop for the purpose of trying cannabis.

You are allowed to purchase up to 5 grams of cannabis for personal use. That said, you must be older than 18 years old. In some parts of The Netherlands, you also need to be a resident to make a purchase. However, residency rules don’t apply in Amsterdam. You also must visit a licensed establishment such as a coffee shop.  Coffee shops are clean, safe, and welcoming establishments with knowledgeable staff and safe products.

Despite its laid-back reputation, drug use and trafficking are taken very seriously in The Netherlands. You could face heavy fines and a serious jail sentence for trafficking drugs, traveling in and out of The Netherlands with drugs, or using drugs outside a licensed establishment.

Visiting The Red Light District

The famous Red Light District of Amsterdam. It’s a relatively tame, quiet part of the city by day. By night – well, it’s also relatively tame but with hoards of tourists. Amsterdam’s De Wallen neighborhood, better known as the Red Light District, is very safe for curious travelers to visit, with two exceptions. Anyone caught taking photos of sex workers will get in big trouble. Taking photos here is extremely disrespectful. Those working there might give you a scary warning (at best) or throw your phone into the canal (at worst). Secondly, this is a pickpocket’s paradise. Pickpocketers thrive on crowds of distracted visitors, something in abundance there.

Prostitution is legal across The Netherlands, not just in Amsterdam. Any consensual encounter between a prostitute and a customer is allowed. But there is a risk of sexually transmitted diseases, just like in any sexual encounter. Just because sex work is legal in The Netherlands doesn’t mean there are any guarantees which negate the use of safe sex practices.

The safety and health of both sex workers and customers are just two of the topics in a growing debate about the future of legalized prostitution in The Netherlands, as per the Financial Post . Of particular concern is that the country hasn’t been successful in preventing human traffickers from profiting from the system.

Passport Requirements for Travel to The Netherlands

The Netherlands is a Schengen area country . Most travelers do not require a visa for stays of 90 days within 180 days. You can find a full list of what nationalities do and do not need visas or other special considerations here .

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  1. Travel Insurance for the Netherlands

    Starting at around $35 per week of your trip, our Europe Travel insurance covers: Up to €100,000 coverage in medical expenses. Medical repatriation & transport. 24/7 medical assistance in English or French in case of urgency. Up to 180 days of coverage. All Schengen, European Union countries as well as the United Kingdom (depending on the ...

  2. Travel Insurance For A Trip To Netherlands

    You can find travel insurance plans that provide $500,000 per person for emergency medical expenses, while other decent plans have ample medical coverage of $250,000 or $100,000 per person.

  3. Best Travel Insurance for the Netherlands: 10 Top Plans

    6. Allianz. Emphasizing the importance of communication, Allianz has 24/7 customer service, and customers signed up for its travel coverage plan can benefit from an approved network of medical providers, extensive travel accident coverage, lost baggage coverage, and coverage for disrupted travel schedules or delays.

  4. Travel Insurance for Visitors to the Netherlands

    Travel Insurance in The Netherlands for Visitors. When traveling outside of your home country, purchasing a travel medical insurance plan is always recommended. The Netherlands is no different. Even though it is one of the safest countries, it doesn't mean you will be exempt from illness or an accident. It's best to get coverage and peace ...

  5. Netherlands Travel Insurance for Short-Term Visitors and Tourists

    Netherlands Travel Medical Insurance Requirements. Travel health insurance for the Netherlands visa applications should fulfil the following conditions: Cover at least €30,000 for medical emergencies, evacuation, and repatriation. Be valid for the entire duration of your trip. Be valid in the Netherlands and the entire Schengen Zone.

  6. Travel Insurance for the Netherlands: Our Best Options in 2024

    VisitorsCoverage: Best Medical Coverage. Among the internet's best-known insurance platforms, VisitorsCoverage is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to the Netherlands. It lets you choose between various plans tailored to meet the specific needs of your trip to the Netherlands, including coverage for medical ...

  7. Netherlands Travel Insurance

    Determining how much travel insurance for the Netherlands will cost depends on several factors. Our travelers often ask about cheap travel insurance for the Netherlands. Information used to determine the cost of travel insurance may include citizenship, number of travelers, age, health, and dates of travel. The unique aspects of your trip will ...

  8. Guide To Netherlands Travel Insurance

    All adults 18+ must have basic medical insurance; that applies to foreigners living and working in the country as well. Those employed by a Dutch company will receive a small percentage of support from their employer. If you do need to see a doctor while in the Netherlands, medical service is very accessible.

  9. Travel Insurance for the Netherlands

    With a strong focus on sustainability and innovation, the Netherlands offers a safe and welcoming environment for travelers to explore. And with travel medical insurance or trip insurance you can rest assured that medical emergencies, lost baggage, loss of personal items, or other unexpected expenses may be covered, giving you peace of mind ...

  10. Short-term travel insurance Netherlands

    If you travel for a single holiday, be sure to take out short-term travel insurance in the Netherlands. The standard cover gives you everything you need for a well-insured holiday, such as cover for medical costs. And if you have children younger than 5, they are automatically covered at no extra charge. If you go on holiday several times a ...

  11. Compare travel insurance for the Netherlands

    You'll need European travel cover if you're buying insurance for the Netherlands. A travel policy can cost from as little as £2.20 for a two-night break in Europe.[1] Bear in mind though that the exact cost of your travel insurance will depend on several things, including: Any pre-existing health conditions.

  12. Travel insurance when living in the Netherlands

    Great that you have a trip coming up! We will be pleased to help you arrange travel insurance that suits your situation. Whether you go camping in the Netherlands or fly to Canada for a extended trip. Having good insurance gives you a bit more peace of mind. And with travel insurance from ABN AMRO, you can count on 24/7 emergency assistance.

  13. Compare Netherlands Travel Insurance

    When selecting travel insurance for the Netherlands, there are key inclusions to look for: Medical Expenses: Policies should offer substantial coverage for medical expenses, usually up to £5m worldwide or £2m in Europe. While the European Health Insurance Card (EHIC) and the Global Health Insurance Card (GHIC) are beneficial, they are not ...

  14. Travel Insurance For The Netherlands

    We've quizzed ( November 2023) our panel of travel insurers to identify what we believe to be the top five travel insurance policies for a family of four travelling to the Netherlands for seven ...

  15. I am going to travel abroad. How will this affect my health insurance

    If you will be travelling abroad for more than 1 year, the Social Insurance Bank (SVB) will determine whether you can keep your Dutch health insurance. If you will be working while travelling, you usually cannot keep your Dutch health insurance, regardless of the duration of your trip. In that case, contact the SVB.

  16. Travel Insurance for a Netherlands Vacation (2024)

    We requested quotes from ten travel insurance companies for their most affordable plan for a trip to Netherlands. The below quotes are for a 30-year-old traveler from Florida, traveling to ...

  17. What kind of insurance do I need when applying ...

    Taking out insurance. If you don't have travel medical insurance or your policy doesn't meet the requirements, you can find an insurer online by searching for 'Schengen visa health insurance'. If there is no insurer that offers Schengen visa insurance in your country of residence, you can take out insurance in another country.

  18. Schengen visa health insurance

    The Travel Risk Insurance from Allianz Global Assistance is an international medical travel insurance for foreign travelers under the age of 70 who do not live in the Netherlands. The insurance is the best choice for applying for a Schengen visa and meets all requirements.

  19. Medical travel insurance foreigners

    Advantages of medical travel insurance. OOM Schengen Visitor Insurance is the medical travel insurance for foreigners in the Netherlands. This insurance will help you meet the requirements for the Schengen visa or short stay visa. The advantages are: Medical expenses covered up to €500,000. Can be taken out directly online.

  20. Am I covered by my health insurance when I go on holiday outside the

    If you go on holiday outside the Netherlands, you are still covered by your health insurance. The medical care you are entitled to and the costs that you can claim back depend on the country you are visiting. Your health insurance may not cover certain costs or may cover them only partially. So, you may need to take out extra health or travel insurance.

  21. The Guide to Travel Insurance for Europe Trips

    To figure out the best plans for travel and health insurance in Europe, we generated quotes from multiple travel insurance companies using a test scenario. For this example, we used a 37-year-old ...

  22. Travel insurance for foreigners €2 per day

    The Travel Risk Insurance from Allianz Global Assistance is an international medical travel insurance for foreign travelers under the age of 70 who do not live in the Netherlands. The insurance is the best choice for applying for a Schengen visa and meets all requirements. Taking out Travel Risk Insurance is simple and fast.

  23. 6 Best International Travel Insurance Companies

    Compare the Best International Travel Insurance Companies. As a general rule, the most important coverage to have in a foreign country is travel medical insurance, as most U.S. health insurance ...

  24. What Is Schengen Travel Insurance?

    Netherlands. Source: U.S. Department of State, Bureau of Consular Affairs ... Travel medical insurance: You must carry at least €30,000 (approximately $32,720) in coverage for medical ...

  25. Travel Insured International Travel Insurance Review 2024

    Netherlands Travel Insurance ; ... Travel medical insurance: Travel medical insurance pays for emergency medical expenses if you get sick or are injured during your trip. Covered expenses may ...

  26. Netherlands Online Visa Medical Health Travel Insurance

    The Significance of Travel Insurance. This insurance is significant because it offers travelers peace of mind and financial protection. It ensures that they are not burdened with exorbitant costs in case of unexpected incidents such as medical emergencies, trip cancellations, lost luggage, or other unforeseen events during their travels.

  27. Does My Health Insurance Cover International Travel?

    Medical evacuation coverage: Be aware that, even if your own health insurance plan in the U.S. provides some coverage for emergency care overseas, you will not have emergency coverage for medical ...

  28. Secure your overseas trip with Travel Medical Insurance

    Travel Medical Insurance is designed to cover your emergency medical expenses while traveling abroad. In the event of an unexpected illness, injury, or medical condition during your trip, your travel medical insurance plan will reimburse you for the treatment costs, up to the limits specified in the plan. 2.

  29. 9 Best Travel Insurance Companies of May 2024

    Why we chose it: We chose Seven Corners as the best travel insurance for large groups because it insures parties of 10 or more travelers through comprehensive policies that cover medical expenses and evacuations.. Seven Corners' simple and budget-friendly Trip Protection Choice plan covers trip cancellation, interruption or delays for specific reasons, including COVID-19 for groups of 10 or ...